\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

About 20% of Americans are millionaires

https://dqydj.com/net-worth-percentile-calculator/ I reme...
Violent cuckoldry filthpig
  11/20/25
20% inflation since then friend
ebony diverse chapel
  11/20/25
12.5% if you exclude primary home
House-broken Khaki Friendly Grandma
  11/20/25
That many? Then again being a millionaire today is like bei...
flickering twinkling background story
  11/20/25
200k actually
naked space
  11/20/25
...
flickering twinkling background story
  11/20/25
...
beady-eyed unhinged philosopher-king water buffalo
  11/20/25
...
passionate federal institution nibblets
  11/20/25
...
Frozen market
  11/20/25
...
bungulator
  11/23/25
This must exclude crypto and stock holdings, XO assures me t...
exciting bearded locus mental disorder
  11/20/25
20% is virtually every white person born in America to a fam...
Violent cuckoldry filthpig
  11/20/25
...
Milky dashing queen of the night center
  11/20/25
...
bungulator
  11/23/25
nobody "needs" a million dollars lmao
Chest-beating comical legal warrant plaza
  11/20/25
? Nobody "needs" electricity but it's nice to have...
exciting bearded locus mental disorder
  11/20/25
future price affect by what expectations is
ebony diverse chapel
  11/20/25
That's what the bilateral, over-the-counter, physically sett...
exciting bearded locus mental disorder
  11/20/25
that what big bohy do for small guy its not worth trabble
ebony diverse chapel
  11/20/25
...
Chest-beating comical legal warrant plaza
  11/20/25
This chick on YouTube has a channel that constantly pops up ...
Aphrodisiac fishy potus
  11/20/25
Financial planners treat $1m as the generic desired portfoli...
Crimson vibrant dilemma lettuce
  11/20/25
It’s smart marketing to her audience. And 47k per annu...
naked space
  11/20/25
You’re missing the part where the retiree doesn’...
Crimson vibrant dilemma lettuce
  11/20/25
That’s your future, not mine
naked space
  11/20/25
Same. Gonna live fast and die young (and in any case before ...
fluffy massive boltzmann
  11/20/25
now sort by generation this is all boomers
Ultramarine coffee pot
  11/20/25
Now look around the room and realize that your network exclu...
stimulating adulterous deer antler
  11/20/25
I look around my neighborhood and I am convinced that everyo...
Crimson vibrant dilemma lettuce
  11/20/25
You should be barbecued alive
Indecent aromatic community account
  11/20/25
Gonna need a custom-built Weber kettle for that
House-broken Khaki Friendly Grandma
  11/20/25
They make those whole hog smokers out of giant propane tanks...
naked space
  11/20/25
now consider their mortgages and other liabilities
Milky dashing queen of the night center
  11/20/25
I have about $2.5m in assets, dragged down by $395,000 in li...
Crimson vibrant dilemma lettuce
  11/20/25
You weren't built at all. You just kind of congealed in your...
fluffy massive boltzmann
  11/20/25
The only race I ever won in my life was when I slithered out...
Crimson vibrant dilemma lettuce
  11/20/25
Now we're talkin'! *high fives*
fluffy massive boltzmann
  11/20/25
I mean consider your neighbors' liabilities, they may be dec...
Milky dashing queen of the night center
  11/20/25
same
Violent cuckoldry filthpig
  11/20/25
With the collapse of crypto, I am thoroughly disgusted to kn...
fluffy massive boltzmann
  11/20/25
Roughly 12-18% of US *households* have $1M in assets, but it...
supple sienna indian lodge
  11/20/25
Oh, wow, it's like XO is a bunch of recluse incels who never...
exciting bearded locus mental disorder
  11/21/25
what do you think millionaire means? it always means assets ...
SneakersSO
  11/23/25
? Did this reply beam in from mars
.,.,.,.,.,.,..,.,.,,.,.,..,>,...
  11/23/25
Does it mean that a family of four with $1M in assets is fou...
dirigible behemothaur
  11/23/25
Crazy that ~3M people/1.3M households have a NW of $15M or m...
Buff Box Office
  11/20/25
I have almost 7M of net worth and I do not feel wealthy. May...
passionate federal institution nibblets
  11/20/25
I've posted about it before but its really going to fuck up ...
big carnelian candlestick maker laser beams
  11/20/25
Between boomers booming it away and nursing homes, there mig...
exciting bearded locus mental disorder
  11/20/25
The nursing home piece is such a wild roulette wheel on the ...
Buff Box Office
  11/21/25
Meanwhile we are doing the opposite and continue doing the o...
SneakersSO
  11/23/25
Having ten million today is like having 200k fifteen years a...
bungulator
  11/23/25
Can confirm. I had $200k 10 years ago, now I feel 5x more im...
gratitude
  11/23/25


Poast new message in this thread



Reply Favorite

Date: November 20th, 2025 6:26 AM
Author: Violent cuckoldry filthpig

https://dqydj.com/net-worth-percentile-calculator/

I remember in the 90s when "millionaire" was preftigious.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445613)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: ebony diverse chapel

20% inflation since then friend

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445614)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: House-broken Khaki Friendly Grandma

12.5% if you exclude primary home

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445615)



Reply Favorite

Date: November 20th, 2025 6:34 AM
Author: flickering twinkling background story

That many?

Then again being a millionaire today is like being worth $500k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445626)



Reply Favorite

Date: November 20th, 2025 8:03 AM
Author: naked space

200k actually

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445772)



Reply Favorite

Date: November 20th, 2025 11:21 AM
Author: flickering twinkling background story



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446269)



Reply Favorite

Date: November 20th, 2025 11:40 AM
Author: beady-eyed unhinged philosopher-king water buffalo



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446312)



Reply Favorite

Date: November 20th, 2025 11:46 AM
Author: passionate federal institution nibblets



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446324)



Reply Favorite

Date: November 20th, 2025 9:16 PM
Author: Frozen market



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49448348)



Reply Favorite

Date: November 23rd, 2025 11:07 AM
Author: bungulator



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49453704)



Reply Favorite

Date: November 20th, 2025 6:29 AM
Author: exciting bearded locus mental disorder

This must exclude crypto and stock holdings, XO assures me that everybody is a millionaire.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445618)



Reply Favorite

Date: November 20th, 2025 6:53 AM
Author: Violent cuckoldry filthpig

20% is virtually every white person born in America to a family that was middle class or above.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445676)



Reply Favorite

Date: November 20th, 2025 9:46 AM
Author: Milky dashing queen of the night center



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445993)



Reply Favorite

Date: November 23rd, 2025 11:22 AM
Author: bungulator



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49453741)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: Chest-beating comical legal warrant plaza

nobody "needs" a million dollars lmao

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445619)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: exciting bearded locus mental disorder

? Nobody "needs" electricity but it's nice to have

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445621)



Reply Favorite

Date: November 20th, 2025 6:31 AM
Author: ebony diverse chapel

future price affect by what expectations is

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445622)



Reply Favorite

Date: November 20th, 2025 6:33 AM
Author: exciting bearded locus mental disorder

That's what the bilateral, over-the-counter, physically settled energy derivative is for. You can lock in your $/kwh.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445624)



Reply Favorite

Date: November 20th, 2025 6:35 AM
Author: ebony diverse chapel

that what big bohy do for small guy its not worth trabble

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445632)



Reply Favorite

Date: November 20th, 2025 6:32 AM
Author: Chest-beating comical legal warrant plaza



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445623)



Reply Favorite

Date: November 20th, 2025 7:47 AM
Author: Aphrodisiac fishy potus

This chick on YouTube has a channel that constantly pops up in my feed. Erin Talks Finance or something. Young, cute chick who talks about retirement planning for the middle class. When she talks about having one million dollars saved, she treats it like this incredible thing. She even says it like Doctor Evil in Austin Powers. One Milllllion Dollars. Which could produce a retirement income of 47 thoussssand dollars. It's like she's a time traveler.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445751)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: Crimson vibrant dilemma lettuce

Financial planners treat $1m as the generic desired portfolio size for retirement for middle class people. Obviously, individuals present different circumstances, but $1m is clearly the one size fits all goal.

It’s strange because every retiree I know doesn’t even use their portfolio before RMDs. Everyone lives off of their income from pensions, annuities, social security.

Financial advisors are all scammy sales people just looking to rifle through your pockets. That goes for the friendly face at Edward Jones as much as it goes for your cute cunt Erin.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445762)



Reply Favorite

Date: November 20th, 2025 8:05 AM
Author: naked space

It’s smart marketing to her audience. And 47k per annum plus the same amount from ss plus a paid for home is a decent retirement

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445774)



Reply Favorite

Date: November 20th, 2025 8:13 AM
Author: Crimson vibrant dilemma lettuce

You’re missing the part where the retiree doesn’t do anything and doesn’t spend any part of their portfolio until RMDs kick in at 73 and even then, the retiree struggles to spend their money. Then they go to the retirement home and it’s all taken in 6 months.



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445807)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: naked space

That’s your future, not mine

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445821)



Reply Favorite

Date: November 20th, 2025 11:51 AM
Author: fluffy massive boltzmann

Same. Gonna live fast and die young (and in any case before dementia sets in)

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446350)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: Ultramarine coffee pot

now sort by generation

this is all boomers

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445761)



Reply Favorite

Date: November 20th, 2025 8:11 AM
Author: stimulating adulterous deer antler

Now look around the room and realize that your network excludes 50% of "invisible" Americans right off the bat. So what like 1 out of 3 suburban households is a millionaire in NW?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445804)



Reply Favorite

Date: November 20th, 2025 8:23 AM
Author: Crimson vibrant dilemma lettuce

I look around my neighborhood and I am convinced that everyone is a decamillionaire and I am the only one left behind with a pink little $2.05m net worth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445819)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: Indecent aromatic community account

You should be barbecued alive

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445823)



Reply Favorite

Date: November 20th, 2025 8:37 AM
Author: House-broken Khaki Friendly Grandma

Gonna need a custom-built Weber kettle for that

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445849)



Reply Favorite

Date: November 20th, 2025 9:42 AM
Author: naked space

They make those whole hog smokers out of giant propane tanks. A 500 gallon model ought to do it

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445990)



Reply Favorite

Date: November 20th, 2025 9:47 AM
Author: Milky dashing queen of the night center

now consider their mortgages and other liabilities

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49445994)



Reply Favorite

Date: November 20th, 2025 9:51 AM
Author: Crimson vibrant dilemma lettuce

I have about $2.5m in assets, dragged down by $395,000 in liabilities. 19.5% leverage or something like that. It’s basically killing me all the stress. I don’t know how you could ever borrow more than like 30% of your gross assets. That must be like sweating bullets. Trump did it I guess. Balls of steel and ice in his veins. I wasn’t built that way.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446009)



Reply Favorite

Date: November 20th, 2025 12:12 PM
Author: fluffy massive boltzmann

You weren't built at all. You just kind of congealed in your mother's womb one disappointing day

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446449)



Reply Favorite

Date: November 20th, 2025 12:17 PM
Author: Crimson vibrant dilemma lettuce

The only race I ever won in my life was when I slithered out of her ahead of the afterbirth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446472)



Reply Favorite

Date: November 20th, 2025 2:38 PM
Author: fluffy massive boltzmann

Now we're talkin'!

*high fives*

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49447129)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: Milky dashing queen of the night center

I mean consider your neighbors' liabilities, they may be decamillionaires gross, but who much do they owe on that?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446526)



Reply Favorite

Date: November 20th, 2025 10:37 AM
Author: Violent cuckoldry filthpig

same

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446152)



Reply Favorite

Date: November 20th, 2025 11:53 AM
Author: fluffy massive boltzmann

With the collapse of crypto, I am thoroughly disgusted to know our net worths are similar. Like physically fucking ill and utterly repulsed

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446354)



Reply Favorite

Date: November 20th, 2025 10:21 AM
Author: supple sienna indian lodge

Roughly 12-18% of US *households* have $1M in assets, but its a stretch to say every member of those households is a millionare

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446094)



Reply Favorite

Date: November 21st, 2025 5:09 PM
Author: exciting bearded locus mental disorder

Oh, wow, it's like XO is a bunch of recluse incels who never considered the possibility that there could be more than one person in a household.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49450284)



Reply Favorite

Date: November 23rd, 2025 10:50 AM
Author: SneakersSO

what do you think millionaire means? it always means assets minus liabilities.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49453658)



Reply Favorite

Date: November 23rd, 2025 11:03 AM
Author: .,.,.,.,.,.,..,.,.,,.,.,..,>,... ( )


? Did this reply beam in from mars

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49453694)



Reply Favorite

Date: November 23rd, 2025 11:25 AM
Author: dirigible behemothaur

Does it mean that a family of four with $1M in assets is four millionaires?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49453751)



Reply Favorite

Date: November 20th, 2025 11:28 AM
Author: Buff Box Office

Crazy that ~3M people/1.3M households have a NW of $15M or more. Anyone with that much money who is over 67 should get taxed an extra $50k per year as a pure fuck boomers tax. We should have that as our fall back position if they want to be spared by the death panels.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446285)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: passionate federal institution nibblets

I have almost 7M of net worth and I do not feel wealthy. Maybe if I moved to a LCOL area it would be better.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49446527)



Reply Favorite

Date: November 20th, 2025 5:52 PM
Author: big carnelian candlestick maker laser beams

I've posted about it before but its really going to fuck up wealth dynamics in America when boomers die and millenials start inheriting their wealth.

Boomers have so much money. My parents had probably lower middle class incomes and they might have a $1 mm estate whwen everything is said and done.

People's whose parents were UMC probably will stand to inherit $5-10 million.

Imagine competing with someone to buy a house who is in their prime earnings year plus got $500,000 - $5 million in free money...

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49447617)



Reply Favorite

Date: November 20th, 2025 9:19 PM
Author: exciting bearded locus mental disorder

Between boomers booming it away and nursing homes, there might not be enough many large dollar inheritances to move the needle much.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49448356)



Reply Favorite

Date: November 21st, 2025 4:00 PM
Author: Buff Box Office

The nursing home piece is such a wild roulette wheel on the end of everything. My dad bought LTCI but I basically assume they will find some way to scam us anyway. Both his parents had long slow dying phases that were persistent/recurring but slowly progressing cancers and his mom capped it off with Alzheimer’s for the last 18 months. He’s done an admirable job staying healthy but he’s the most left brained engineer ever and Catholic as fuck, so he will cling to every second of life no matter how shitty it gets. He’s probably going to live to his mid 90s based on how well he’s holding up, which, to be clear, is awesome and I’m very proud of him and happy that he will get almost as long in retirement as he did as a working adult. But it seems inevitable that he will be Alzheimer’s/dementia pwn3d enough to require 24 hour care for at least the last couple years. I think if I end up like him I’m 100% down to assisted suicide myself if I made it to 85+ and it means my kids get millions more to protect themselves instead of some fuckface company that owns an assisted living facility taking it off of me.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49450158)



Reply Favorite

Date: November 23rd, 2025 10:54 AM
Author: SneakersSO

Meanwhile we are doing the opposite and continue doing the opposite. "no tax on social security" lol

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49453669)



Reply Favorite

Date: November 23rd, 2025 11:04 AM
Author: bungulator

Having ten million today is like having 200k fifteen years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49453697)



Reply Favorite

Date: November 23rd, 2025 11:09 AM
Author: gratitude (his own flesh as well as all space was still a cage)

Can confirm. I had $200k 10 years ago, now I feel 5x more impoverished with $2.05m.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2Ã#49453707)