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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
multi-colored splenetic twinkling uncleanness
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Free-loading useless brakes preventive strike
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
multi-colored splenetic twinkling uncleanness
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
slimy ratface persian
  12/15/25
...
Laughsome bat-shit-crazy stag film half-breed
  12/14/25
go to grad school
Fantasy-prone New Version
  12/14/25
...
orange institution community account
  12/14/25
Post bacc MD cr?
multi-colored splenetic twinkling uncleanness
  12/15/25
yeah you gotta be careful though. some are better than other...
Fantasy-prone New Version
  12/15/25
time for you to pay off mine
Lilac principal's office voyeur
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
jet area really tough guy
  12/15/25
...
Laughsome bat-shit-crazy stag film half-breed
  12/15/25
...
scarlet dysfunction
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Fantasy-prone New Version
  12/15/25
I have zero debt, I love my freedom.
jet area really tough guy
  12/15/25
...
emerald cowardly forum wagecucks
  12/15/25
you won this gen
Cerebral Chocolate Electric Furnace Hissy Fit
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
internet-worthy orchid station therapy
  12/15/25
current weight?
Bateful bearded ceo
  12/15/25
372 or so. It's been a rough holiday season.
internet-worthy orchid station therapy
  12/15/25
what are some things that have happened to you that forced y...
drab selfie jewess
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
internet-worthy orchid station therapy
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Wonderful Lodge
  12/15/25
how much was the original loan balance and how much (((inter...
Wonderful Lodge
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
multi-colored splenetic twinkling uncleanness
  12/15/25
I want to stab you
nighttime antidepressant drug pervert
  12/15/25
Being echo gen x has its privileges
multi-colored splenetic twinkling uncleanness
  12/15/25
hookers and blow? pretty much whatever you want
Racy nursing home dragon
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
aquamarine tattoo corner
  12/15/25
Where the fuck did you get 2.75% interest student loans?
obsidian ladyboy
  12/15/25
Around 2007 and 2008, there were some great rates.
contagious pit
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
multi-colored splenetic twinkling uncleanness
  12/15/25
Undergrad?
contagious pit
  12/16/25
...
jet area really tough guy
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
contagious pit
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
obsidian ladyboy
  12/15/25
two girls, same time
Aromatic cuck piazza
  12/15/25
borrow more money from jews asap
Flushed flickering striped hyena legal warrant
  12/15/25
Uncle Sam is a goy, shitlib
multi-colored splenetic twinkling uncleanness
  12/15/25
who benefits? COHEN BENEFITS!
Flushed flickering striped hyena legal warrant
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: multi-colored splenetic twinkling uncleanness

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Free-loading useless brakes preventive strike

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: multi-colored splenetic twinkling uncleanness

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: slimy ratface persian

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Laughsome bat-shit-crazy stag film half-breed



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Fantasy-prone New Version

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: orange institution community account



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: multi-colored splenetic twinkling uncleanness

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Fantasy-prone New Version

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Lilac principal's office voyeur

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: jet area really tough guy

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Laughsome bat-shit-crazy stag film half-breed



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: scarlet dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Fantasy-prone New Version

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: jet area really tough guy

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: emerald cowardly forum wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Cerebral Chocolate Electric Furnace Hissy Fit

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: internet-worthy orchid station therapy

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Bateful bearded ceo

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: internet-worthy orchid station therapy

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: drab selfie jewess

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: internet-worthy orchid station therapy

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Wonderful Lodge

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Wonderful Lodge

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: multi-colored splenetic twinkling uncleanness

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: nighttime antidepressant drug pervert

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: multi-colored splenetic twinkling uncleanness

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Racy nursing home dragon

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: aquamarine tattoo corner

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: obsidian ladyboy

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: contagious pit

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: multi-colored splenetic twinkling uncleanness

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: contagious pit

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: jet area really tough guy



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: contagious pit

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: obsidian ladyboy

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Aromatic cuck piazza

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Flushed flickering striped hyena legal warrant

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: multi-colored splenetic twinkling uncleanness

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Flushed flickering striped hyena legal warrant

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512587)