\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

2/3 of Black Friday spending was financed and not paid off in 30 days

That’s a scary number https://x.com/adamscochran/st...
Bearded Affirmative Action
  12/03/25
Is really only 20% normally? Why so high this year?
Flatulent Alcoholic Rehab Gunner
  12/03/25
67% figure isn't sourced
Infuriating purple dopamine
  12/03/25
These types of articles have been written for 10+ years now....
lavender faggotry bbw
  12/03/25
well he hasn't died yet! the meth doesnt hurt him at all!
Infuriating purple dopamine
  12/03/25
...
Charismatic Bright School Internal Respiration
  12/03/25
jesus fucking christ your data set for macro monetary policy...
Infuriating purple dopamine
  12/03/25
You’re always maf triggered on here because you wish e...
lavender faggotry bbw
  12/03/25
tell me more about how debt doesn't matter based on equity p...
Infuriating purple dopamine
  12/03/25
The yield curve inverted massively and there was no recessio...
lavender faggotry bbw
  12/03/25
180000000000000000 lol jfc your bro dbg is downthread al...
Infuriating purple dopamine
  12/03/25
isnt this normal for goyim? this all seems like fuzzy ma...
Magenta Tanning Salon
  12/03/25
The fact that the person is citing people using credit cards...
Pearl Vibrant Dingle Berry
  12/03/25
Americans are defaulting on their debts at near-historic rat...
Chocolate locale
  12/03/25
faggot coffee upthread says that he hasn't noticed anything ...
Infuriating purple dopamine
  12/03/25
I had honestly forgotten about the 10 year rule
Chocolate locale
  12/03/25


Poast new message in this thread



Reply Favorite

Date: December 3rd, 2025 11:04 PM
Author: Bearded Affirmative Action

That’s a scary number

https://x.com/adamscochran/status/1995501382171025884

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482298)



Reply Favorite

Date: December 3rd, 2025 11:09 PM
Author: Flatulent Alcoholic Rehab Gunner

Is really only 20% normally? Why so high this year?

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482309)



Reply Favorite

Date: December 3rd, 2025 11:09 PM
Author: Infuriating purple dopamine

67% figure isn't sourced

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482312)



Reply Favorite

Date: December 3rd, 2025 11:10 PM
Author: lavender faggotry bbw

These types of articles have been written for 10+ years now. It’s always something, more people than ever are behind on their mortgages, 50% have received repossessed notices for their cars, student loan debt is 11 trillion dollars, and the economy keeps humming along just fine. Nothing ever happens.

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482313)



Reply Favorite

Date: December 3rd, 2025 11:13 PM
Author: Infuriating purple dopamine

well he hasn't died yet! the meth doesnt hurt him at all!

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482321)



Reply Favorite

Date: December 3rd, 2025 11:22 PM
Author: Charismatic Bright School Internal Respiration



(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482342)



Reply Favorite

Date: December 3rd, 2025 11:14 PM
Author: Infuriating purple dopamine

jesus fucking christ your data set for macro monetary policy is 10 fucking years lmao. somebody get this guy a post at the fed!

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482322)



Reply Favorite

Date: December 3rd, 2025 11:16 PM
Author: lavender faggotry bbw

You’re always maf triggered on here because you wish everyone was as big of a black pilling loser as you

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482327)



Reply Favorite

Date: December 3rd, 2025 11:17 PM
Author: Infuriating purple dopamine

tell me more about how debt doesn't matter based on equity prices over a 10 year period jerome

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482329)



Reply Favorite

Date: December 3rd, 2025 11:25 PM
Author: lavender faggotry bbw

The yield curve inverted massively and there was no recession

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482348)



Reply Favorite

Date: December 3rd, 2025 11:26 PM
Author: Infuriating purple dopamine

180000000000000000 lol jfc

your bro dbg is downthread also confused about the "fuzzy math"

strap in boys it's going to get real fun in the next 10 years!

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482350)



Reply Favorite

Date: December 3rd, 2025 11:11 PM
Author: Magenta Tanning Salon

isnt this normal for goyim?

this all seems like fuzzy math

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482315)



Reply Favorite

Date: December 3rd, 2025 11:15 PM
Author: Pearl Vibrant Dingle Berry

The fact that the person is citing people using credit cards online as a predictor of economic doom makes me disbelief them as bullshit.

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482324)



Reply Favorite

Date: December 3rd, 2025 11:18 PM
Author: Chocolate locale

Americans are defaulting on their debts at near-historic rates, a collision between long-term structural strains and more contemporary financial pressures that some believe could shake the entire economy.

The issue was put into sharp relief by the New York Fed’s most recent Household Debt and Credit report, which showed that household debt hit a record $18.6 trillion in the third quarter of 2025, having climbed $228 billion from the second quarter.

Credit card balances alone jumped $24 billion, reaching an all-time high, while the share of balances in serious delinquency—90 days past due—climbed to a nearly financial-crash level of 7.1 percent.

Auto loans tell a similar story, with serious delinquency rates at 3 percent, the highest since 2010. And a spike in resulting defaults has triggered a wave of repossessions in 2025, with 2.2 million vehicles already repossessed, per figures from the Recovery Database Network (RDN), and forecasts of a record 3 million by year’s end.

“Delinquencies, defaults, and repossessions have shot up in recent years and look alarmingly similar to trends that were apparent before the Great Recession,” the Consumer Federation of America said in a recent report.

Student loan delinquencies, often a precursor to broader consumer financial troubles, have accelerated at an unprecedented pace. Rates surged to 14.3 percent in the third quarter from only 0.8 percent in the fourth quarter of last year, a historic spike caused by the expiration of pandemic-era payment pauses. According to a separate analysis of Department of Education data by the American Enterprise Institute, 5.5 million student borrowers are in default on their loans, with another 3.7 million over 270 days delinquent.

Taken together, the numbers paint a picture of an American consumer in deep distress, and an economy that may be teetering on the edge of another collapse.



(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482332)



Reply Favorite

Date: December 3rd, 2025 11:18 PM
Author: Infuriating purple dopamine

faggot coffee upthread says that he hasn't noticed anything BAD happen in 10 years so bubbles dont actually exist. how do you retort?

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482334)



Reply Favorite

Date: December 3rd, 2025 11:29 PM
Author: Chocolate locale

I had honestly forgotten about the 10 year rule

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2в�â¬#49482359)