\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Any credited advice re: Saving Cash v. Living It Up in late 20's/early 30s?

Saving like an Early Retirement Extreme student v. Spending ...
carnelian crotch
  06/20/16
Wouldn't you need a job to "save" cash? Kind of ha...
fluffy pit athletic conference
  06/20/16
You can always earn money later. You'll never be young and w...
Fragrant alcoholic resort pisswyrm
  06/20/16
he looks 40, is bald and has no friends. How wild is he goin...
fluffy pit athletic conference
  06/20/16
Buckfuckingwild
cracking cruise ship
  06/20/16
...
lime alcoholic school
  06/20/16
"You can always earn money later." The market f...
tantric diverse field
  07/30/17
It's not that expensive to "live it up." I guess d...
Soul-stirring gay wizard water buffalo
  06/20/16
CR, unless you are needlessly blowing $ on bottles and expen...
Drab Step-uncle's House
  06/20/16
ha my idea of living it up at this point in my life is coppi...
carnelian crotch
  06/20/16
You can save and live it up in most of the world and the USA...
cracking cruise ship
  06/20/16
Just don't get married or knock up a random and you should b...
overrated coldplay fan
  06/20/16
priority #1, don't have kids of marry
carnelian crotch
  06/20/16
If your serious you can set yourself up before your 30 to ha...
magical state dysfunction
  06/20/16
Go on...
cracking cruise ship
  06/20/16
I like this idea and if I maintain my budget and lifestyle I...
carnelian crotch
  06/20/16
Ur balding and make shit money. No 180 chicks will get with ...
flatulent very tactful station half-breed
  06/20/16
He doesn't even make shit money, he is unemployed.
bespoke stage
  06/20/16
Ideally you want a chick who is down with you right now with...
magical state dysfunction
  06/20/16
He better find a chick ASAP that's ok what he has right now,...
fluffy pit athletic conference
  06/20/16
Oh is this the guy who is tripping about being bald? He shou...
magical state dysfunction
  06/20/16
...
Shimmering blathering home
  06/20/16
it is the fact u have several female roommates that's the pr...
stimulating university
  06/20/16
Good ideas, it's also beneficial to be independently wealthy...
vigorous sooty factory reset button native
  06/20/16
plz explain how i can do this in the 3 years i have left
fiercely-loyal library tattoo
  06/20/16
...
fiercely-loyal library tattoo
  07/02/16
...
carnelian crotch
  07/02/16
...
carnelian crotch
  04/25/17
My opinion: as long as you're under 20k in credit card debt ...
lavender spectacular bawdyhouse voyeur
  06/20/16
lol that's quite a turn around
carnelian crotch
  06/20/16
asking this Q = PROLE GOY TELL
Big Narrow-minded Stag Film Police Squad
  06/20/16
...
carnelian crotch
  07/02/16
"I like this idea and if I maintain my budget and lifes...
translucent rigpig tanning salon
  06/20/16
counterpoint: scrimping and saving teaches you moderation ev...
yellow nursing home faggot firefighter
  06/20/16
CR, it's about values and mentality rather than the money it...
Ruddy provocative generalized bond
  06/20/16
sure, thats valid
translucent rigpig tanning salon
  06/20/16
valid point. even if I copped a 1.5k studio instead of my 1k...
carnelian crotch
  06/20/16
how do you pay rent with no income.
fluffy pit athletic conference
  06/20/16
I have savings and just got a job. thank
carnelian crotch
  06/20/16
lock yourself into being a bootlicking corporate slave so yo...
painfully honest cocky stain legend
  06/20/16
Much of it depends on where you live. It is pointless to ba...
khaki irradiated casino
  06/20/16
Roommates. With Jobs.
arousing black becky
  06/20/16
Ideally i would find a 2bd nice place that has bedrooms on t...
carnelian crotch
  06/20/16
Live it up. I only see two scenarios for our future. (a) ...
Vivacious Lake Institution International Law Enforcement Agency
  06/20/16
Ansolutely, living it up decreases life expectancy
vigorous sooty factory reset button native
  06/20/16
...
Well-lubricated dashing mother messiness
  06/20/16
Decadent or shrewd? http://washingtondc.craigslist.org/doc/a...
carnelian crotch
  06/20/16
1600 + utilities to share a place? Decadent. What's the X...
Racy medicated telephone newt
  06/20/16
1600 is also the minimum id have to spend to get my own shit...
carnelian crotch
  06/20/16
You do want to enjoy yourself somewhere in the middle. Yo...
Racy medicated telephone newt
  06/20/16
would your advice change if OP already lost his hair?
fluffy pit athletic conference
  06/20/16
Ljl
know-it-all drunken ticket booth
  07/02/16
i dont plan to ever have kids or marry anyone with less $ th...
carnelian crotch
  06/20/16
Herman Hesse disdained middle class life in Steppenwolf. I'm...
Racy medicated telephone newt
  06/20/16
XO Steppenwolf, where the pain and anguish of bourgeois life...
carnelian crotch
  06/20/16
As long as your expenses are growing slower than income you'...
fantasy-prone hairless circlehead forum
  06/20/16
...
carnelian crotch
  07/02/16
...
Well-lubricated dashing mother messiness
  07/02/16
Seems like a good argument to save. I wanna buy real estate ...
carnelian crotch
  07/02/16
...
Well-lubricated dashing mother messiness
  07/02/16
LOL the apocalyptic shtick is one of my favorites on XO
carnelian crotch
  07/02/16
(first to go)
Stirring Property
  04/25/17
...
Indigo Laughsome Cumskin
  04/25/17
"Living it up" doesn't have to be expensive unless...
overrated coldplay fan
  07/02/16
Yeah, should have titled the thread, "What should I be ...
carnelian crotch
  07/02/16
Sock away as much as you can and have it invested in a diver...
Silver orchestra pit french chef
  07/02/16
...
carnelian crotch
  10/09/16
Only 20k in savings?
Abnormal Partner Corn Cake
  12/03/16
what are you talking about you can be "young" and ...
Olive Gaped Stead
  07/02/16
i'd say this: when fresh out of school, you can literally...
chartreuse giraffe
  07/02/16
...
carnelian crotch
  10/09/16
...
carnelian crotch
  10/13/16
...
carnelian crotch
  12/03/16
...
carnelian crotch
  04/25/17
I did not do anything fun or have sex for 5 years after coll...
razzle-dazzle house weed whacker
  04/25/17
...
maniacal market old irish cottage
  11/19/17
Enjoy your youth.
Floppy national security agency
  04/25/17
savings is always good, but it would be much more effective ...
Amethyst Corner Antidepressant Drug
  04/25/17
tell me about it
carnelian crotch
  04/25/17
you're suck a little bitch. just drink some soy milk, get ti...
ebony fighting filthpig theatre
  04/25/17
wtf
Bistre Bull Headed Address
  04/25/17
he's always like do i do this or do i do that or do i do som...
ebony fighting filthpig theatre
  04/25/17
What's ur goal? Whatever it is, work towards that, bc that's...
Sick odious theater
  04/26/17
...
carnelian crotch
  07/30/17
ur rich now. time to live it up
Angry Trailer Park Mexican
  07/30/17
im not. but i think there is a decent shot that tezos makes ...
carnelian crotch
  07/30/17
Tezos will probably be huge. just spend it up now. you're fu...
Angry Trailer Park Mexican
  07/30/17
when i spend money unnecessarily i feel prole. im a pretty ...
carnelian crotch
  07/30/17


Poast new message in this thread



Reply Favorite

Date: June 20th, 2016 11:37 AM
Author: carnelian crotch

Saving like an Early Retirement Extreme student v. Spending it all and living well banking on making much more $ later in life?

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746704)



Reply Favorite

Date: June 20th, 2016 11:38 AM
Author: fluffy pit athletic conference

Wouldn't you need a job to "save" cash? Kind of hard to sock away part of your $0/month paycheck.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746711)



Reply Favorite

Date: June 20th, 2016 11:38 AM
Author: Fragrant alcoholic resort pisswyrm

You can always earn money later. You'll never be young and wild again.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746714)



Reply Favorite

Date: June 20th, 2016 11:39 AM
Author: fluffy pit athletic conference

he looks 40, is bald and has no friends. How wild is he going to get?

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746721)



Reply Favorite

Date: June 20th, 2016 11:40 AM
Author: cracking cruise ship

Buckfuckingwild

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746726)



Reply Favorite

Date: June 20th, 2016 8:11 PM
Author: lime alcoholic school



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30750342)



Reply Favorite

Date: July 30th, 2017 7:01 PM
Author: tantric diverse field

"You can always earn money later."

The market for 40+ people is on fire!

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33886596)



Reply Favorite

Date: June 20th, 2016 11:39 AM
Author: Soul-stirring gay wizard water buffalo

It's not that expensive to "live it up." I guess depending on what your definition is.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746718)



Reply Favorite

Date: June 20th, 2016 11:40 AM
Author: Drab Step-uncle's House

CR, unless you are needlessly blowing $ on bottles and expensive dinners, you can pregame at home and go out lit up on cheap vodka and spend like $20.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746723)



Reply Favorite

Date: June 20th, 2016 11:46 AM
Author: carnelian crotch

ha my idea of living it up at this point in my life is copping a decadent studio for 1.6k a month

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746773)



Reply Favorite

Date: June 20th, 2016 11:39 AM
Author: cracking cruise ship

You can save and live it up in most of the world and the USA making < $60k a year.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746719)



Reply Favorite

Date: June 20th, 2016 11:39 AM
Author: overrated coldplay fan

Just don't get married or knock up a random and you should be able to live it up.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746720)



Reply Favorite

Date: June 20th, 2016 11:51 AM
Author: carnelian crotch

priority #1, don't have kids of marry

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746824)



Reply Favorite

Date: June 20th, 2016 11:41 AM
Author: magical state dysfunction

If your serious you can set yourself up before your 30 to have meaningful independent sources of income outside of a regular job.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746729)



Reply Favorite

Date: June 20th, 2016 11:41 AM
Author: cracking cruise ship

Go on...

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746735)



Reply Favorite

Date: June 20th, 2016 11:45 AM
Author: carnelian crotch

I like this idea and if I maintain my budget and lifestyle I can save almost 2k a month with a 3.8k take home. I just don't know if that's worth it though.

I pay 1k in rent each month, it's tough making a decision on whether I should cop a studio for 1.5k a month or just stay with roommates, save aggressively and cop a condo in the next 2-3 years.

For example I feel like girls judge me based on having roommates etc, and copping a 180 GF is important, especially as I get into late 20's and the 180 girls at locked down.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746768)



Reply Favorite

Date: June 20th, 2016 11:47 AM
Author: flatulent very tactful station half-breed

Ur balding and make shit money. No 180 chicks will get with you

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30746783)



Reply Favorite

Date: June 20th, 2016 12:32 PM
Author: bespoke stage

He doesn't even make shit money, he is unemployed.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747170)



Reply Favorite

Date: June 20th, 2016 12:33 PM
Author: magical state dysfunction

Ideally you want a chick who is down with you right now with what you have, because having money and flashing it or whatever will attract the worst kind of woman on the spectrum.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747176)



Reply Favorite

Date: June 20th, 2016 12:34 PM
Author: fluffy pit athletic conference

He better find a chick ASAP that's ok what he has right now, because the bottom line on the top of his head is only going further in the wrong direction.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747186)



Reply Favorite

Date: June 20th, 2016 12:36 PM
Author: magical state dysfunction

Oh is this the guy who is tripping about being bald? He should just shave that shit and move on in life

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747200)



Reply Favorite

Date: June 20th, 2016 12:51 PM
Author: Shimmering blathering home



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747286)



Reply Favorite

Date: June 20th, 2016 12:35 PM
Author: stimulating university

it is the fact u have several female roommates that's the problem dude

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747187)



Reply Favorite

Date: June 20th, 2016 12:57 PM
Author: vigorous sooty factory reset button native

Good ideas, it's also beneficial to be independently wealthy from inheritance or the largesse of a family member. Obviously, the more you can invest and save, the better (generally). But living an austere life in your 20s to be 35 and have $18k of "passive" income every year is pretty ridiculous. You'll get to 35 and you'll still work because $20k isn't enough, and you'll have missed out on opportunities to go places and meet people and experience new things.

So, go out, do stuff, don't spend all your money though. Most importantly, don't stay at a shit job that is draining your soul away. There are always options.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747316)



Reply Favorite

Date: June 20th, 2016 8:20 PM
Author: fiercely-loyal library tattoo

plz explain how i can do this in the 3 years i have left

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30750395)



Reply Favorite

Date: July 2nd, 2016 11:38 AM
Author: fiercely-loyal library tattoo



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837553)



Reply Favorite

Date: July 2nd, 2016 11:42 AM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837565)



Reply Favorite

Date: April 25th, 2017 9:42 PM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163163)



Reply Favorite

Date: June 20th, 2016 12:31 PM
Author: lavender spectacular bawdyhouse voyeur

My opinion: as long as you're under 20k in credit card debt during your 20's, you're fine. If you're successful in your 30's, cutting a 20k check isn't that big of deal.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747165)



Reply Favorite

Date: June 20th, 2016 2:57 PM
Author: carnelian crotch

lol that's quite a turn around

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30748162)



Reply Favorite

Date: June 20th, 2016 12:37 PM
Author: Big Narrow-minded Stag Film Police Squad

asking this Q = PROLE GOY TELL

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747202)



Reply Favorite

Date: July 2nd, 2016 11:25 AM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837498)



Reply Favorite

Date: June 20th, 2016 12:44 PM
Author: translucent rigpig tanning salon

"I like this idea and if I maintain my budget and lifestyle I can save almost 2k a month with a 3.8k take home. I just don't know if that's worth it though."

it's not if you are intelligent/upwardly mobile. i had the same experience. every time you move up the socioeconomic ladder and your income/wealth/whjatever goes up significantly, your prior scrimping and saving becomes almsot inconsequential. it's like struggling to save $5 in high school before you get a real job, then all the $5s you saved mean very little

my first job making $30k i scrimped and saved, and now making a lot more than that all the money i saved then was pretty chump change

at some point you do hit a cap, but until then all the saving you do in prior life stages is compeltely overshadwoed as soon as you level up

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747252)



Reply Favorite

Date: June 20th, 2016 12:48 PM
Author: yellow nursing home faggot firefighter

counterpoint: scrimping and saving teaches you moderation even if the $$ is insignificant

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747265)



Reply Favorite

Date: June 20th, 2016 12:59 PM
Author: Ruddy provocative generalized bond

CR, it's about values and mentality rather than the money itself.

Plus, it's entirely possible you don't "level up" or some major event derails your life, and then the money is highly consequential.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747329)



Reply Favorite

Date: June 20th, 2016 1:11 PM
Author: translucent rigpig tanning salon

sure, thats valid

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747402)



Reply Favorite

Date: June 20th, 2016 12:57 PM
Author: carnelian crotch

valid point. even if I copped a 1.5k studio instead of my 1k room, I could still save 1k a month. not bad at all, and people in my position get promoted in around 1 yr from 65k to 85k and I think that would def be doable for me

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747315)



Reply Favorite

Date: June 20th, 2016 1:08 PM
Author: fluffy pit athletic conference

how do you pay rent with no income.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747388)



Reply Favorite

Date: June 20th, 2016 1:16 PM
Author: carnelian crotch

I have savings and just got a job. thank

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747433)



Reply Favorite

Date: June 20th, 2016 5:08 PM
Author: painfully honest cocky stain legend

lock yourself into being a bootlicking corporate slave so you don't have to share a bathroom

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30749212)



Reply Favorite

Date: June 20th, 2016 12:55 PM
Author: khaki irradiated casino

Much of it depends on where you live. It is pointless to ball out of control in Pittsburgh or DC. LA or NY on the other hand might give you some memories.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747303)



Reply Favorite

Date: June 20th, 2016 12:58 PM
Author: arousing black becky

Roommates. With Jobs.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747318)



Reply Favorite

Date: June 20th, 2016 1:01 PM
Author: carnelian crotch

Ideally i would find a 2bd nice place that has bedrooms on the opposite sides of the house. That's a totally different situation than having 3 roommates and sharing walls

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747337)



Reply Favorite

Date: June 20th, 2016 1:07 PM
Author: Vivacious Lake Institution International Law Enforcement Agency

Live it up. I only see two scenarios for our future.

(a) complete overhaul of society, so your savings are meaningless.

(b) this world is a festering TTT, and killself is the best option.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747379)



Reply Favorite

Date: June 20th, 2016 1:14 PM
Author: vigorous sooty factory reset button native

Ansolutely, living it up decreases life expectancy

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747424)



Reply Favorite

Date: June 20th, 2016 1:08 PM
Author: Well-lubricated dashing mother messiness



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30747387)



Reply Favorite

Date: June 20th, 2016 2:52 PM
Author: carnelian crotch

Decadent or shrewd? http://washingtondc.craigslist.org/doc/apa/5636018663.html

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30748109)



Reply Favorite

Date: June 20th, 2016 4:05 PM
Author: Racy medicated telephone newt

1600 + utilities to share a place?

Decadent. What's the XO wisdom on min income to afford a 1600 place?

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30748675)



Reply Favorite

Date: June 20th, 2016 4:13 PM
Author: carnelian crotch

1600 is also the minimum id have to spend to get my own shitty studio, but id still be able to save 1k a month which is like 28% of my post-tax income

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30748742)



Reply Favorite

Date: June 20th, 2016 3:26 PM
Author: Racy medicated telephone newt

You do want to enjoy yourself somewhere in the middle.

Your life is as valuable towards the end: your cock stops working, you lose your hair, you lose your hearing, social groups wither away, etc... Many experiences are only truly available to the young.

Having said that, I don't have an answer. I need to live like a pauper if I ever want to buy real estate. Or never have kids. It marry well. Or Both.

Edit: Adam Carolla talks about not having health insurance or even modest savings in his late twenties, with no family to fall back on. He figured he'd either make it or he wouldn't. He disdained the modestly confortable and soul crushing middle. I tend to agree with this perspective. This is why fed gov jobs should be avoided



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30748406)



Reply Favorite

Date: June 20th, 2016 3:31 PM
Author: fluffy pit athletic conference

would your advice change if OP already lost his hair?

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30748431)



Reply Favorite

Date: July 2nd, 2016 12:37 PM
Author: know-it-all drunken ticket booth

Ljl

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837863)



Reply Favorite

Date: June 20th, 2016 3:39 PM
Author: carnelian crotch

i dont plan to ever have kids or marry anyone with less $ than me. I think your advice to find a health medium is good though

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30748492)



Reply Favorite

Date: June 20th, 2016 3:45 PM
Author: Racy medicated telephone newt

Herman Hesse disdained middle class life in Steppenwolf. I'm typing from my phone so I can't describe it eloquently.

If I'm honest, I probably troll against a healthy medium. Settling for a fed gov job, marrying a plain woman, and buying a 700k condo strikes me as a shitty life. Many of us won't make it, but give it a shot

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30748544)



Reply Favorite

Date: June 20th, 2016 4:46 PM
Author: carnelian crotch

XO Steppenwolf, where the pain and anguish of bourgeois life provides the courage necessary to seek change.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30749023)



Reply Favorite

Date: June 20th, 2016 5:10 PM
Author: fantasy-prone hairless circlehead forum

As long as your expenses are growing slower than income you're good

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30749220)



Reply Favorite

Date: July 2nd, 2016 11:10 AM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837438)



Reply Favorite

Date: July 2nd, 2016 11:12 AM
Author: Well-lubricated dashing mother messiness



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837445)



Reply Favorite

Date: July 2nd, 2016 11:13 AM
Author: carnelian crotch

Seems like a good argument to save. I wanna buy real estate when shit collapses

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837449)



Reply Favorite

Date: July 2nd, 2016 11:27 AM
Author: Well-lubricated dashing mother messiness



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837507)



Reply Favorite

Date: July 2nd, 2016 11:28 AM
Author: carnelian crotch

LOL the apocalyptic shtick is one of my favorites on XO

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837511)



Reply Favorite

Date: April 25th, 2017 9:55 PM
Author: Stirring Property

(first to go)

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163260)



Reply Favorite

Date: April 25th, 2017 10:03 PM
Author: Indigo Laughsome Cumskin



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163310)



Reply Favorite

Date: July 2nd, 2016 11:28 AM
Author: overrated coldplay fan

"Living it up" doesn't have to be expensive unless you absolutely NEED to do shit like copp bottle service everytime you go out, take a limo or Uber XL or whatever the high end version is called everywhere you go, or NEED to live in some high-end luxury condo/penthouse that cost like $5k a month.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837513)



Reply Favorite

Date: July 2nd, 2016 11:31 AM
Author: carnelian crotch

Yeah, should have titled the thread, "What should I be saving in my 20's?"

Right now I'm set up to save almost 50% of after tax income on a 70k salary

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837525)



Reply Favorite

Date: July 2nd, 2016 12:19 PM
Author: Silver orchestra pit french chef

Sock away as much as you can and have it invested in a diversified portfolio. When you start you'll need to put most of your savings in a high yield bank account (there are banks offering 1.1% money market accounts) until you have enough of a cushion to start buying index funds. Once you hit the 20k mark invest 10k of it in 3 vanguard index funds (one should be the s&p 500; continue to invest most of your savings in the portfolio). Max out your 401k and Ira if you can. Live as frugally as possible, with the exception of one nice (well-fitted and tailored) suit and dress shoes. Keep your housing costs as low as possible. Don't worry about the commute. Make your own sandwiches at home for lunch. Learn to make pasta or rice and beans for dinner (I just saved you $500 a month). Eat whatever free food is offered in the office. Don't join a gym (long walks and pushups are sufficient).

When you're older you'll chuckle as everyone around bitches and whines about how hard it is to "make it" now. They'll all be loaded with debt, asking their parents for handouts, and enduring a financial stress that will eat away at their marriage/relationship.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837744)



Reply Favorite

Date: October 9th, 2016 3:38 PM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#31597129)



Reply Favorite

Date: December 3rd, 2016 1:31 PM
Author: Abnormal Partner Corn Cake

Only 20k in savings?

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#32046359)



Reply Favorite

Date: July 2nd, 2016 1:00 PM
Author: Olive Gaped Stead

what are you talking about you can be "young" and make it at any age

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30837966)



Reply Favorite

Date: July 2nd, 2016 1:11 PM
Author: chartreuse giraffe

i'd say this:

when fresh out of school, you can literally live like a poor grad student and still have as much fun as ever. you don't need to be fancy. you can't really win the fancy race in terms of golddigger chicks anyway. so try to save your money. rent, food, transportation and maybe travel are the big expenses. I'd say get roommates, save as much as possible on solo meals and have some left to splurge on dates or out. don't be cheap with others around to judge you. travel while young on those kinds of trips that you can do cheaply and best when young anyway: hostel style backpacking; national park camping; road trips between domestic cities.

so please live it up as much as possible, but as a young person you have a built in excuse to do so in a carefree, young way. don't try to chase some kind of ideal of a baller.



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#30838025)



Reply Favorite

Date: October 9th, 2016 3:42 PM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#31597162)



Reply Favorite

Date: October 13th, 2016 2:08 PM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#31633336)



Reply Favorite

Date: December 3rd, 2016 1:27 PM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#32046335)



Reply Favorite

Date: April 25th, 2017 9:41 PM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163157)



Reply Favorite

Date: April 25th, 2017 9:44 PM
Author: razzle-dazzle house weed whacker

I did not do anything fun or have sex for 5 years after college and banked 400k. i'm sure there's a happy medium.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163179)



Reply Favorite

Date: November 19th, 2017 10:21 AM
Author: maniacal market old irish cottage



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#34722715)



Reply Favorite

Date: April 25th, 2017 9:44 PM
Author: Floppy national security agency

Enjoy your youth.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163180)



Reply Favorite

Date: April 25th, 2017 9:47 PM
Author: Amethyst Corner Antidepressant Drug

savings is always good, but it would be much more effective if u made more money

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163198)



Reply Favorite

Date: April 25th, 2017 9:59 PM
Author: carnelian crotch

tell me about it

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163279)



Reply Favorite

Date: April 25th, 2017 10:04 PM
Author: ebony fighting filthpig theatre

you're suck a little bitch. just drink some soy milk, get tits and find a husband.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163313)



Reply Favorite

Date: April 25th, 2017 10:04 PM
Author: Bistre Bull Headed Address

wtf

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163318)



Reply Favorite

Date: April 25th, 2017 10:07 PM
Author: ebony fighting filthpig theatre

he's always like do i do this or do i do that or do i do something else. reminds me of talking on the phone with chicks i don't want to talk to. at some point you put them on the speaker and just start putting dishes away or something.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33163328)



Reply Favorite

Date: April 26th, 2017 1:00 AM
Author: Sick odious theater

What's ur goal? Whatever it is, work towards that, bc that's what u'll end up doing anyways. If you want to retire early, I guess start saving now.

What happened to the Bulgarian? Get a chick that is down to earth and that u find attractive. It's 180.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33164727)



Reply Favorite

Date: July 30th, 2017 6:50 PM
Author: carnelian crotch



(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33886552)



Reply Favorite

Date: July 30th, 2017 6:51 PM
Author: Angry Trailer Park Mexican

ur rich now. time to live it up

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33886558)



Reply Favorite

Date: July 30th, 2017 6:55 PM
Author: carnelian crotch

im not. but i think there is a decent shot that tezos makes me rich in the next few years (7 figs NW)

im trying to focus on getting promoted or a better job and not bank on making anything in crypto

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33886571)



Reply Favorite

Date: July 30th, 2017 6:57 PM
Author: Angry Trailer Park Mexican

Tezos will probably be huge. just spend it up now. you're future self will thank you. can't buy youth.

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33886583)



Reply Favorite

Date: July 30th, 2017 6:59 PM
Author: carnelian crotch

when i spend money unnecessarily i feel prole. im a pretty simple guy. maybe ill join a nicer gym and work on fitness more or something

(http://www.autoadmit.com/thread.php?thread_id=3260706&forum_id=2в�â¬#33886589)