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can you retire early on $3 million?

...
Mustard disturbing stage mad-dog skullcap
  06/07/26
I <3 men
Startled laughsome hall
  06/07/26
can you live out the remainder of your days on $120k per yea...
Appetizing Karate
  06/07/26
...
Startled laughsome hall
  06/07/26
Depends on how much money you spend. And are you eliminating...
Irate principal's office
  06/07/26
...
Startled laughsome hall
  06/07/26
Me? Yes. You? No. I'm probably going to retire on ~2.5 no...
emerald cruise ship personal credit line
  06/07/26
180
Startled laughsome hall
  06/07/26
Are you married to a Latin American woman who knows how to d...
navy background story office
  06/07/26
...
Startled laughsome hall
  06/07/26
lmao @ people who can't eat the same thing every day
bright bawdyhouse idiot
  06/07/26
180
Startled laughsome hall
  06/07/26
Guy who’s about to expound upon the transformative pow...
navy background story office
  06/07/26
i'm like this btw and it's not even about money - more like ...
Appetizing Karate
  06/07/26
...
Startled laughsome hall
  06/07/26
From 20-29 I'm 99% sure I ate the same three meals for 90%+ ...
purple ratface parlour
  06/07/26
cr
Appetizing Karate
  06/07/26
...
Startled laughsome hall
  06/07/26
how were your labs? I can't imagine great. dietary variety i...
dashing dull hunting ground dragon
  06/07/26
Cq
Startled laughsome hall
  06/07/26
ty "dr" fuck her right in the pussy
Appetizing Karate
  06/08/26
I really like it here.
Startled laughsome hall
  06/08/26
...
Appetizing Karate
  06/08/26
...
Startled laughsome hall
  06/08/26
...
dashing dull hunting ground dragon
  06/08/26
...
Startled laughsome hall
  06/08/26
...
Appetizing Karate
  06/08/26
...
navy background story office
  06/08/26
...
Startled laughsome hall
  06/08/26
I was doing a bunch of steroids from 25-30 and working out h...
purple ratface parlour
  06/08/26
...
Appetizing Karate
  06/08/26
...
Startled laughsome hall
  06/08/26
do you guys run double coverage with the kids or man-to-man?...
Unholy gay wizard base
  06/08/26
Cq(s!)
Startled laughsome hall
  06/08/26
I live in the middle of nowhere and most of my food comes fr...
purple ratface parlour
  06/08/26
180
dashing dull hunting ground dragon
  06/08/26
...
Startled laughsome hall
  06/08/26
...
Spectacular idea he suggested ticket booth
  06/08/26
...
Startled laughsome hall
  06/08/26
this thread took a weird turn
Mustard disturbing stage mad-dog skullcap
  06/08/26
how so?
purple ratface parlour
  06/08/26
...
Startled laughsome hall
  06/08/26
i once planned to retire early when i had $10 million, but i...
bright bawdyhouse idiot
  06/08/26
Jesus, how badly did you let your overhead get away from you...
navy background story office
  06/08/26
marketplace health insurance prices go up ~30% per year. th...
bright bawdyhouse idiot
  06/08/26
Okay, I lol'd
Startled laughsome hall
  06/08/26
Why not get the subsidies? If you're retired, you can get th...
Poppy Multi-colored Market
  06/08/26
what's the point of saving $10 million just to live on littl...
bright bawdyhouse idiot
  06/08/26
To be fair, CR, $15 million is basically the minimum for ...
Soul-stirring hairy legs piazza
  06/08/26
I really, really like it here, while we're on the subject!
Startled laughsome hall
  06/08/26
I'm retired early and you need at least $77,000,000 to retir...
Haunting gaming laptop depressive
  06/08/26
What if you’re willing to live in bohemian poverty abo...
navy background story office
  06/08/26
in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap...
Cowardly stain
  06/08/26
those places are still nicer than anywhere in amerikkka
Haunting gaming laptop depressive
  06/08/26
preaching to the choir, US sucks ass. more ghetto than most ...
Cowardly stain
  06/08/26


Poast new message in this thread



Reply Favorite

Date: June 7th, 2026 5:12 PM
Author: Mustard disturbing stage mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49920654)



Reply Favorite

Date: June 7th, 2026 5:16 PM
Author: Startled laughsome hall

I <3 men

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49920659)



Reply Favorite

Date: June 7th, 2026 5:17 PM
Author: Appetizing Karate

can you live out the remainder of your days on $120k per year? minus taxes if some of the funds are in traditional IRA or 401k. if so you've got a shot

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49920660)



Reply Favorite

Date: June 7th, 2026 7:10 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49920903)



Reply Favorite

Date: June 7th, 2026 5:18 PM
Author: Irate principal's office

Depends on how much money you spend. And are you eliminating all non-investment income? Not even a chill public sector jerb for benefits? Seems realistic if you're a thrifty bachelor with no plans to ever get married or have kids. LJL if you're married with kids

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49920668)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921513)



Reply Favorite

Date: June 7th, 2026 7:23 PM
Author: emerald cruise ship personal credit line

Me? Yes. You? No.

I'm probably going to retire on ~2.5 not counting 401k

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49920959)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Startled laughsome hall

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921515)



Reply Favorite

Date: June 7th, 2026 8:11 PM
Author: navy background story office

Are you married to a Latin American woman who knows how to dress up rice and beans to make 10-12 meals per week without the repetition eroding your sanity?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921058)



Reply Favorite

Date: June 7th, 2026 9:00 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921179)



Reply Favorite

Date: June 7th, 2026 9:07 PM
Author: bright bawdyhouse idiot

lmao @ people who can't eat the same thing every day

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921190)



Reply Favorite

Date: June 7th, 2026 9:08 PM
Author: Startled laughsome hall

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921192)



Reply Favorite

Date: June 7th, 2026 10:46 PM
Author: navy background story office

Guy who’s about to expound upon the transformative power of hot sauce and the subtle distinctions between Choula and Valentinos

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921393)



Reply Favorite

Date: June 7th, 2026 11:36 PM
Author: Appetizing Karate

i'm like this btw and it's not even about money - more like getting dialed in eating clean food and there's joy in routine sometimes

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921475)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921509)



Reply Favorite

Date: June 7th, 2026 11:40 PM
Author: purple ratface parlour

From 20-29 I'm 99% sure I ate the same three meals for 90%+ of that time

Every single morning I'd make 6 eggs w veggies tossed in and throw it in a burrito

For lunch I'd have rice beans veggies and a variation of beef

For dinner I'd eat the same thing unless I was going on a tinder date or something

For the lunch/dinner I was making these in huge batches then freezing and thawing them as needed

I actually miss that but u can't do shit like that with a wife and kids

I still do the burrito thing to this day btw. Just wake up, throw it all in a pan on low and its done by the time I'm ready to go.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921489)



Reply Favorite

Date: June 7th, 2026 11:43 PM
Author: Appetizing Karate

cr

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921496)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921510)



Reply Favorite

Date: June 7th, 2026 11:48 PM
Author: dashing dull hunting ground dragon

how were your labs? I can't imagine great. dietary variety is very important to get all the micronutrients your body needs to function. those meals do sound good but idk

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921500)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Startled laughsome hall

Cq

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921511)



Reply Favorite

Date: June 8th, 2026 12:13 AM
Author: Appetizing Karate

ty "dr" fuck her right in the pussy

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921592)



Reply Favorite

Date: June 8th, 2026 12:14 AM
Author: Startled laughsome hall

I really like it here.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921598)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Appetizing Karate



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49922036)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923091)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: dashing dull hunting ground dragon



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921620)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921621)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Appetizing Karate



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49922037)



Reply Favorite

Date: June 8th, 2026 12:56 PM
Author: navy background story office



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49922468)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923088)



Reply Favorite

Date: June 8th, 2026 12:26 AM
Author: purple ratface parlour

I was doing a bunch of steroids from 25-30 and working out hard almost daily

Probably bad no clue. I've never been fat in my life exect once when I did gomad for four months at 35. But I was more strong fat looking rather than stay puff looking and I lost all of the excess fat in like six months doing an ec stack the first two months

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921637)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Appetizing Karate



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49922034)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923089)



Reply Favorite

Date: June 8th, 2026 12:22 AM
Author: Unholy gay wizard base

do you guys run double coverage with the kids or man-to-man? how is fido? does he have doggie health insurance? what do you do now for food is it mostly farm-to-table? how do you make time for crossfit?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921619)



Reply Favorite

Date: June 8th, 2026 12:24 AM
Author: Startled laughsome hall

Cq(s!)

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921627)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: purple ratface parlour

I live in the middle of nowhere and most of my food comes from traps I set up in the woods

Lots of wild animals have worms and shit

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921640)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: dashing dull hunting ground dragon

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921645)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923090)



Reply Favorite

Date: June 8th, 2026 10:07 AM
Author: Spectacular idea he suggested ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49922112)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923092)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: Mustard disturbing stage mad-dog skullcap

this thread took a weird turn

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49921642)



Reply Favorite

Date: June 8th, 2026 9:30 AM
Author: purple ratface parlour

how so?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49922079)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Startled laughsome hall



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923093)



Reply Favorite

Date: June 8th, 2026 1:07 PM
Author: bright bawdyhouse idiot

i once planned to retire early when i had $10 million, but i realize now that wouldn't nearly be enough

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49922516)



Reply Favorite

Date: June 8th, 2026 2:42 PM
Author: navy background story office

Jesus, how badly did you let your overhead get away from you? Or are you discounting your NW for current insanity-level valuations? Or are you trying to insulate your children from the looming pozzed AI post-employment GC hellscape?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49922982)



Reply Favorite

Date: June 8th, 2026 2:50 PM
Author: bright bawdyhouse idiot

marketplace health insurance prices go up ~30% per year. there's no way to stay ahead of that. you need employer funded insurance

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923002)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: Startled laughsome hall

Okay, I lol'd

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923087)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Poppy Multi-colored Market

Why not get the subsidies? If you're retired, you can get the marketplace plans dirt cheap. Presumably you can control your investments so that your income gives you the max subsidy possible.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923648)



Reply Favorite

Date: June 8th, 2026 6:43 PM
Author: bright bawdyhouse idiot

what's the point of saving $10 million just to live on little enough to stay under the limit for subsidies? early retirement just doesn't work unless you have $50 million

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923652)



Reply Favorite

Date: June 8th, 2026 6:00 PM
Author: Soul-stirring hairy legs piazza

To be fair,

CR, $15 million is basically the minimum for a decent retirement in 2026 and that's only workable if you live a lower-middle-class lifestyle in a flyover state (better not be trying to raise kids on that either) and have a fully paid off house and at least two recent model fully paid off cars to your name.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923579)



Reply Favorite

Date: June 8th, 2026 7:27 PM
Author: Startled laughsome hall

I really, really like it here, while we're on the subject!

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923781)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Haunting gaming laptop depressive

I'm retired early and you need at least $77,000,000 to retire anymore. Even a gorgeous ladyboy in Pattaya charges $20,000 an hour for zer's services. You cannot live anywhere on just $3m, its simply not possible unless you want to be homeless

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923650)



Reply Favorite

Date: June 8th, 2026 11:01 PM
Author: navy background story office

What if you’re willing to live in bohemian poverty aboard a partially restored pile of fiberglass and sails?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49924459)



Reply Favorite

Date: June 8th, 2026 7:18 PM
Author: Cowardly stain

in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap, etc) perhaps

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923734)



Reply Favorite

Date: June 8th, 2026 7:43 PM
Author: Haunting gaming laptop depressive

those places are still nicer than anywhere in amerikkka

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923863)



Reply Favorite

Date: June 8th, 2026 7:50 PM
Author: Cowardly stain

preaching to the choir, US sucks ass. more ghetto than most of the 3rd world without any of the upside like low prices & hot women

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2в#49923885)