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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Poppy wagecucks
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Adulterous Arousing Shrine Chad
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Poppy wagecucks
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Honey-headed stage incel
  12/15/25
...
costumed naked stock car
  12/14/25
go to grad school
wonderful sooty menage
  12/14/25
...
Rose tank
  12/14/25
Post bacc MD cr?
Poppy wagecucks
  12/15/25
yeah you gotta be careful though. some are better than other...
wonderful sooty menage
  12/15/25
time for you to pay off mine
dull stain
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Citrine Swashbuckling Personal Credit Line Affirmative Action
  12/15/25
...
costumed naked stock car
  12/15/25
...
turquoise appetizing half-breed
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
wonderful sooty menage
  12/15/25
I have zero debt, I love my freedom.
Citrine Swashbuckling Personal Credit Line Affirmative Action
  12/15/25
...
dun marvelous brunch circlehead
  12/15/25
you won this gen
Floppy Brethren
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
chest-beating disgusting death wish
  12/15/25
current weight?
Tan mildly autistic location
  12/15/25
372 or so. It's been a rough holiday season.
chest-beating disgusting death wish
  12/15/25
what are some things that have happened to you that forced y...
impertinent ticket booth trump supporter
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
chest-beating disgusting death wish
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Opaque national
  12/15/25
how much was the original loan balance and how much (((inter...
Opaque national
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Poppy wagecucks
  12/15/25
I want to stab you
vibrant garrison wrinkle
  12/15/25
Being echo gen x has its privileges
Poppy wagecucks
  12/15/25
hookers and blow? pretty much whatever you want
Exciting Insecure Sound Barrier
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
bat-shit-crazy heaven
  12/15/25
Where the fuck did you get 2.75% interest student loans?
useless hairraiser property
  12/15/25
Around 2007 and 2008, there were some great rates.
Filthy scarlet trailer park macaca
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Poppy wagecucks
  12/15/25
Undergrad?
Filthy scarlet trailer park macaca
  12/16/25
...
Citrine Swashbuckling Personal Credit Line Affirmative Action
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Filthy scarlet trailer park macaca
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
useless hairraiser property
  12/15/25
two girls, same time
aromatic roommate
  12/15/25
borrow more money from jews asap
Crystalline comical pozpig
  12/15/25
Uncle Sam is a goy, shitlib
Poppy wagecucks
  12/15/25
who benefits? COHEN BENEFITS!
Crystalline comical pozpig
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Poppy wagecucks

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Adulterous Arousing Shrine Chad

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Poppy wagecucks

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Honey-headed stage incel

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: costumed naked stock car



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: wonderful sooty menage

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Rose tank



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Poppy wagecucks

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: wonderful sooty menage

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: dull stain

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Citrine Swashbuckling Personal Credit Line Affirmative Action

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: costumed naked stock car



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: turquoise appetizing half-breed



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: wonderful sooty menage

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Citrine Swashbuckling Personal Credit Line Affirmative Action

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: dun marvelous brunch circlehead



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Floppy Brethren

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: chest-beating disgusting death wish

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Tan mildly autistic location

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: chest-beating disgusting death wish

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: impertinent ticket booth trump supporter

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: chest-beating disgusting death wish

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Opaque national

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Opaque national

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Poppy wagecucks

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: vibrant garrison wrinkle

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Poppy wagecucks

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Exciting Insecure Sound Barrier

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: bat-shit-crazy heaven

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: useless hairraiser property

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Filthy scarlet trailer park macaca

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Poppy wagecucks

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Filthy scarlet trailer park macaca

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Citrine Swashbuckling Personal Credit Line Affirmative Action



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Filthy scarlet trailer park macaca

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: useless hairraiser property

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: aromatic roommate

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Crystalline comical pozpig

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Poppy wagecucks

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Crystalline comical pozpig

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)