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POLL: What is your 401(k) balance right now

...
dark up-to-no-good stage scourge upon the earth
  06/27/25
A tiny pink 500k
dashing puce puppy
  06/27/25
that's not that bad
dark up-to-no-good stage scourge upon the earth
  06/27/25
I guess not but the thought of grinding out another 20 years...
dashing puce puppy
  06/27/25
age?
Razzmatazz sienna school cafeteria preventive strike
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
wonderful submissive police squad jew
  06/27/25
Yep, I’m early 40s lol
dashing puce puppy
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Hideous principal's office sex offender
  06/27/25
It depend on if that's his primary retirement or if he has ...
Floppy Hospital
  06/27/25
$130k
lilac appetizing plaza candlestick maker
  06/27/25
that's horrendous
dark up-to-no-good stage scourge upon the earth
  06/27/25
i'm in between these two guys
Titillating Pit
  06/27/25
Same, I'm in between two guys
Marvelous field
  06/27/25
The sum total of all my retirement and brokerage accounts is...
lilac appetizing plaza candlestick maker
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Razzmatazz sienna school cafeteria preventive strike
  06/27/25
My mom says I'm special.
lilac appetizing plaza candlestick maker
  06/27/25
even that's not true
Razzmatazz sienna school cafeteria preventive strike
  06/27/25
LOL
Razzmatazz sienna school cafeteria preventive strike
  06/27/25
$3.4 million in combined marital plans.
coral knife
  06/27/25
damn
Titillating Pit
  06/27/25
Age?
wonderful submissive police squad jew
  06/27/25
Such a waste of capital.
Iridescent Temple
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Glittery Carnelian Karate
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Razzmatazz sienna school cafeteria preventive strike
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Glittery Carnelian Karate
  06/27/25
...
Iridescent Temple
  06/27/25
The max is $70K per year including your own $23,500 contribu...
mewling contagious bawdyhouse doctorate
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
filthy burgundy circlehead
  06/27/25
.
lilac appetizing plaza candlestick maker
  06/27/25
Something like $800-900k for wife and I.
Wine kink-friendly church building
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Iridescent Temple
  06/27/25
If you work in-house matching makes it a no-brainer.
Wine kink-friendly church building
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Iridescent Temple
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Wine kink-friendly church building
  06/27/25
I want my yacht now.
Iridescent Temple
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Wine kink-friendly church building
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Iridescent Temple
  06/27/25
If that's your perspective then sure, stop contributing into...
Wine kink-friendly church building
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Big amber stain
  06/27/25
Why not put it in a Roth?
Lascivious rose house
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Glittery Carnelian Karate
  06/27/25
180
Iridescent Temple
  06/27/25
Did you know you're not required to contribute to a 401K?
Glittery Carnelian Karate
  06/27/25
(guy who is not a biglaw partner)
Iridescent Temple
  06/27/25
$700k Wife - $600k
vivacious jet-lagged marketing idea
  06/27/25
43yo, $900k
exhilarant transparent ladyboy
  06/27/25
Early 40s. ~$2.1mm
cerebral scarlet wrinkle lay
  06/27/25
Late 20s, 250k
Lascivious rose house
  06/27/25
Good job , young gun
narrow-minded federal hall french chef
  06/27/25
lol at these responses
Hideous principal's office sex offender
  06/27/25
go on...
Razzmatazz sienna school cafeteria preventive strike
  06/27/25
30000k
Slate institution pisswyrm
  06/27/25
$399,443.16
french personal credit line nowag
  06/27/25
Monday is likely to be a big day for you friend
Glittery Carnelian Karate
  06/27/25
🤞🏻
french personal credit line nowag
  06/27/25
IDK $150Kish. But I haven't been working long.
hyperventilating disturbing cuckoldry
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
talking claret brunch stock car
  06/27/25
Same.
Heady well-lubricated market
  06/27/25
350,000 Kinda sad
sickened red space
  06/27/25
all stock/bond investments are like 750k.
Fantasy-prone cream factory reset button
  06/27/25
$386k total. $324k in trad, $62k in Roth
Arousing Outnumbered Library
  06/27/25
Zero
Gold partner
  06/27/25
Crrrrrrrrrrrrrr
Iridescent Temple
  06/27/25
For Benzo reasons or RSF reasons?
cerebral scarlet wrinkle lay
  06/27/25
$6 million or so. I checked in January.
Heady well-lubricated market
  06/27/25
...
Glittery Carnelian Karate
  06/27/25
I mean undoubtedly there is a balance but $6 million?
rough-skinned antidepressant drug
  06/27/25
$0. I don’t have a 401(k).
Laughsome Indecent Lettuce
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: dark up-to-no-good stage scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: dashing puce puppy

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: dark up-to-no-good stage scourge upon the earth

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: dashing puce puppy

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Razzmatazz sienna school cafeteria preventive strike

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: wonderful submissive police squad jew

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: dashing puce puppy

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Hideous principal's office sex offender

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Floppy Hospital

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: lilac appetizing plaza candlestick maker

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: dark up-to-no-good stage scourge upon the earth

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Titillating Pit

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Marvelous field

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: lilac appetizing plaza candlestick maker

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Razzmatazz sienna school cafeteria preventive strike

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: lilac appetizing plaza candlestick maker

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Razzmatazz sienna school cafeteria preventive strike

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Razzmatazz sienna school cafeteria preventive strike

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: coral knife

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Titillating Pit

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: wonderful submissive police squad jew

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Iridescent Temple

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Glittery Carnelian Karate

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Razzmatazz sienna school cafeteria preventive strike

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Glittery Carnelian Karate

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Iridescent Temple



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: mewling contagious bawdyhouse doctorate

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: filthy burgundy circlehead

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: lilac appetizing plaza candlestick maker

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Wine kink-friendly church building

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Iridescent Temple

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Wine kink-friendly church building

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Iridescent Temple

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Wine kink-friendly church building

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Iridescent Temple

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Wine kink-friendly church building

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Iridescent Temple

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Wine kink-friendly church building

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Big amber stain

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Lascivious rose house

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Glittery Carnelian Karate

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Iridescent Temple

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Glittery Carnelian Karate

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Iridescent Temple

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: vivacious jet-lagged marketing idea

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: exhilarant transparent ladyboy

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: cerebral scarlet wrinkle lay

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Lascivious rose house

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: narrow-minded federal hall french chef

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Hideous principal's office sex offender

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Razzmatazz sienna school cafeteria preventive strike

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Slate institution pisswyrm

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: french personal credit line nowag

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Glittery Carnelian Karate

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: french personal credit line nowag

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: hyperventilating disturbing cuckoldry

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: talking claret brunch stock car

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Heady well-lubricated market

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: sickened red space

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Fantasy-prone cream factory reset button

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Arousing Outnumbered Library

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Gold partner

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Iridescent Temple

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: cerebral scarlet wrinkle lay

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Heady well-lubricated market

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Glittery Carnelian Karate



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: rough-skinned antidepressant drug

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Laughsome Indecent Lettuce

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)