The most prestigious law school admissions discussion board in the world.
|
 |
 
|
My 56 yo brother just told me he has zero retirement savings
| Spectacular philosopher-king | 09/22/25 |
| Amber french scourge upon the earth community account | 09/22/25 |
| razzle underhanded church skinny woman | 09/22/25 |
| gay unholy headpube | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| seedy senate | 09/22/25 |
| Sadistic Crystalline Address | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| AI_concubine | 09/28/25 |
| sealclubber | 09/28/25 |
| AI_concubine | 09/29/25 |
| light comical athletic conference antidepressant drug | 09/22/25 |
| Cerise Wonderful Brunch | 09/22/25 |
| Brilliant appetizing forum travel guidebook | 09/22/25 |
| fragrant greedy tank site | 09/22/25 |
| gay unholy headpube | 09/22/25 |
| Laughsome buff legend turdskin | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| light comical athletic conference antidepressant drug | 09/22/25 |
| peach stage | 09/22/25 |
| salmon self-absorbed school cafeteria death wish | 09/22/25 |
| Cerise Wonderful Brunch | 09/22/25 |
| Carmine excitant black woman idea he suggested | 09/22/25 |
| irate business firm azn | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| fragrant greedy tank site | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| fragrant greedy tank site | 09/22/25 |
| Bisexual startled goyim university | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| tan circlehead | 09/22/25 |
| seedy senate | 09/22/25 |
| Passionate Orange Parlor | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| fragrant greedy tank site | 09/22/25 |
| Fuchsia embarrassed to the bone factory reset button | 09/22/25 |
| Disrespectful harsh dragon rigpig | 09/22/25 |
| green shrine | 09/22/25 |
| Sadistic Crystalline Address | 09/22/25 |
| mind-boggling rose halford | 09/22/25 |
| Beady-eyed hyperactive generalized bond | 09/22/25 |
| ivory cruel-hearted cumskin gas station | 09/22/25 |
| trip jewess | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| light comical athletic conference antidepressant drug | 09/22/25 |
| Cerebral range haunted graveyard | 09/22/25 |
| Deranged set clown | 09/22/25 |
| Alcoholic institution | 09/22/25 |
| thriller background story | 09/22/25 |
| brindle coffee pot | 09/22/25 |
| Scarlet big hairy legs point | 09/22/25 |
| Barry Stanton | 09/22/25 |
| Kenneth Play | 09/26/25 |
| cannon | 09/27/25 |
| Judas Jones | 09/28/25 |
| Dr_Sigmund_Floyd | 09/29/25 |
| titillating center | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| titillating center | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| titillating center | 09/22/25 |
| Fucking Fuckface | 09/28/25 |
| boyish purple roast beef den | 09/22/25 |
| Dull karate sandwich | 09/22/25 |
| Barry Stanton | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| irate business firm azn | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| irate business firm azn | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| titillating center | 09/22/25 |
| Aphrodisiac Pearly Selfie Gaming Laptop | 09/22/25 |
| titillating center | 09/22/25 |
| beta-caryophyllene | 09/28/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| 180 rebellious wrinkle twinkling uncleanness | 09/22/25 |
| Dull karate sandwich | 09/22/25 |
| Exciting regret juggernaut | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| .,.,,...,...,..,....,...,...,... | 09/23/25 |
| Kenneth Play | 09/26/25 |
| Fucking Fuckface | 09/28/25 |
| 180 rebellious wrinkle twinkling uncleanness | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| 180 rebellious wrinkle twinkling uncleanness | 09/22/25 |
| When I grow up I want to be a pumo | 09/28/25 |
| CriminalConversation | 09/28/25 |
| Brilliant appetizing forum travel guidebook | 09/22/25 |
| racy associate | 09/22/25 |
| mind-boggling rose halford | 09/22/25 |
| fragrant greedy tank site | 09/22/25 |
| nubile cobalt ticket booth trust fund | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| Sadistic Crystalline Address | 09/22/25 |
| light comical athletic conference antidepressant drug | 09/22/25 |
| Scarlet big hairy legs point | 09/22/25 |
| Deranged set clown | 09/22/25 |
| ;;......,.,.,.;.,.,.,.,., | 09/28/25 |
| Claret french chef coldplay fan | 09/22/25 |
| mind-boggling rose halford | 09/22/25 |
| fragrant greedy tank site | 09/22/25 |
| trip jewess | 09/22/25 |
| fragrant greedy tank site | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| trip jewess | 09/22/25 |
| Dun native boiling water | 09/22/25 |
| Deranged set clown | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| cannon | 09/27/25 |
| Kenneth Play | 09/26/25 |
| Fucking Fuckface | 09/28/25 |
| Kenneth Play | 09/28/25 |
| Aqua home jap | 09/22/25 |
| fragrant greedy tank site | 09/22/25 |
| blue mother | 09/22/25 |
| Aqua home jap | 09/22/25 |
| Nofapping glittery theater | 09/22/25 |
| light comical athletic conference antidepressant drug | 09/22/25 |
| thriller background story | 09/22/25 |
| Barry Stanton | 09/27/25 |
| The Midwit Pundit's Assassination | 09/28/25 |
| .,.,,...,...,..,....,...,...,... | 09/23/25 |
| Diane Rehm talking dirty | 09/23/25 |
| ;;......,.,.,.;.,.,.,.,., | 09/28/25 |
| thriller background story | 09/22/25 |
| Spectacular philosopher-king | 09/22/25 |
| thriller background story | 09/22/25 |
| mind-boggling rose halford | 09/22/25 |
| Barry Stanton | 09/22/25 |
| Dull karate sandwich | 09/22/25 |
| Deranged set clown | 09/22/25 |
| A Dick is Not Dispositive | 09/26/25 |
| Barry Stanton | 09/26/25 |
| Angry white woman tailgating you on an empty road | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: Spectacular philosopher-king He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time. |
 |
Date: September 22nd, 2025 7:07 PM Author: Amber french scourge upon the earth community account that is sad. gave me anxiety just reading it. lord almighty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292437) |
Date: September 22nd, 2025 9:28 AM Author: razzle underhanded church skinny woman Weird (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290854) |
|
Date: September 22nd, 2025 9:30 AM Author: gay unholy headpube What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290858) |
|
Date: September 22nd, 2025 9:35 AM Author: Spectacular philosopher-king He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.
Do you know them? |
|
Date: September 22nd, 2025 9:43 AM Author: seedy senate Guessing they are big Israel supporters (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290896) |
|
Date: September 22nd, 2025 10:42 AM Author: Sadistic Crystalline Address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290995) |
|
Date: September 22nd, 2025 11:27 AM Author: Spectacular philosopher-king I’m not sure either could even tell you who the current president is (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291076) |
|
Date: September 28th, 2025 1:39 AM Author: AI_concubine President Biden is as sharp as a tack (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308560) |
|
Date: September 28th, 2025 1:11 PM Author: sealclubber agree. the side of the tack you push on. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309326) |
|
Date: September 29th, 2025 12:27 PM Author: AI_concubine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311440) |
|
Date: September 22nd, 2025 12:52 PM Author: light comical athletic conference antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291367) |
|
Date: September 22nd, 2025 5:11 PM Author: Cerise Wonderful Brunch (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292142) |
|
Date: September 22nd, 2025 9:58 AM Author: Brilliant appetizing forum travel guidebook its a story as old as recent times (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290926) |
|
Date: September 22nd, 2025 10:18 AM Author: fragrant greedy tank site (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290951) |
|
Date: September 22nd, 2025 10:20 AM Author: gay unholy headpube (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290957) |
|
Date: September 22nd, 2025 10:37 AM Author: Laughsome buff legend turdskin (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290984) |
|
Date: September 22nd, 2025 10:49 AM Author: nubile cobalt ticket booth trust fund (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291013) |
|
Date: September 22nd, 2025 11:28 AM Author: Spectacular philosopher-king (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291077) |
|
Date: September 22nd, 2025 12:52 PM Author: light comical athletic conference antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291368) |
|
Date: September 22nd, 2025 3:39 PM Author: peach stage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291842) |
|
Date: September 22nd, 2025 5:02 PM Author: salmon self-absorbed school cafeteria death wish (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292110) |
|
Date: September 22nd, 2025 5:11 PM Author: Cerise Wonderful Brunch (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292143) |
|
Date: September 22nd, 2025 7:07 PM Author: Carmine excitant black woman idea he suggested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292436) |
|
Date: September 22nd, 2025 9:30 AM Author: irate business firm azn Sounds very Gen X (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290859) |
|
Date: September 22nd, 2025 9:41 AM Author: nubile cobalt ticket booth trust fund (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290889) |
|
Date: September 22nd, 2025 9:46 AM Author: Spectacular philosopher-king Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290911) |
|
Date: September 22nd, 2025 10:19 AM Author: fragrant greedy tank site Double Big Fed? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290954) |
|
Date: September 22nd, 2025 11:28 AM Author: Spectacular philosopher-king Not saying, but yep (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291080) |
|
Date: September 22nd, 2025 11:33 AM Author: fragrant greedy tank site Good for you (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291097) |
|
Date: September 22nd, 2025 1:22 PM Author: Bisexual startled goyim university Any kids? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291483) |
|
Date: September 22nd, 2025 4:24 PM Author: Spectacular philosopher-king He’s already graduated from college and doing well on his own. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291988) |
|
Date: September 22nd, 2025 9:30 AM Author: tan circlehead It probably will work out for him though. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290860) |
|
Date: September 22nd, 2025 9:46 AM Author: seedy senate Sadly yeah (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290909) |
|
Date: September 22nd, 2025 9:32 AM Author: Passionate Orange Parlor Tell us more about the wife's fake business (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290862) |
|
Date: September 22nd, 2025 9:37 AM Author: Spectacular philosopher-king She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290877) |
|
Date: September 22nd, 2025 10:20 AM Author: fragrant greedy tank site How can that lose 3k/month? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290956) |
|
Date: September 22nd, 2025 10:27 AM Author: Fuchsia embarrassed to the bone factory reset button She's putting way too much scent in them (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290970) |
|
Date: September 22nd, 2025 10:31 AM Author: Disrespectful harsh dragon rigpig (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290975) |
|
Date: September 22nd, 2025 10:35 AM Author: green shrine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290980) |
|
Date: September 22nd, 2025 10:42 AM Author: Sadistic Crystalline Address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290998) |
|
Date: September 22nd, 2025 10:49 AM Author: mind-boggling rose halford (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291011) |
|
Date: September 22nd, 2025 10:51 AM Author: Beady-eyed hyperactive generalized bond (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291016) |
|
Date: September 22nd, 2025 10:53 AM Author: ivory cruel-hearted cumskin gas station (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291023) |
|
Date: September 22nd, 2025 11:13 AM Author: trip jewess (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291054) |
|
Date: September 22nd, 2025 11:27 AM Author: Spectacular philosopher-king (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291074) |
|
Date: September 22nd, 2025 12:52 PM Author: light comical athletic conference antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291372) |
|
Date: September 22nd, 2025 12:56 PM Author: Cerebral range haunted graveyard (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291399) |
|
Date: September 22nd, 2025 1:25 PM Author: Deranged set clown (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291495) |
|
Date: September 22nd, 2025 4:20 PM Author: Alcoholic institution (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291968) |
|
Date: September 22nd, 2025 4:22 PM Author: thriller background story (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291973) |
|
Date: September 22nd, 2025 4:41 PM Author: brindle coffee pot (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292032) |
|
Date: September 22nd, 2025 7:03 PM Author: Scarlet big hairy legs point I think you misspelled "cents." (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292431) |
|
Date: September 22nd, 2025 11:37 PM Author: Barry Stanton (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293056) |
|
Date: September 26th, 2025 1:39 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305213) |
|
Date: September 27th, 2025 6:43 PM Author: cannon (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308038) |
|
Date: September 28th, 2025 1:58 PM Author: Judas Jones (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309440) |
|
Date: September 29th, 2025 12:42 PM Author: Dr_Sigmund_Floyd (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311477) |
|
Date: September 22nd, 2025 9:36 AM Author: titillating center All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money. Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful. |
|
Date: September 22nd, 2025 9:38 AM Author: Spectacular philosopher-king He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290880) |
|
Date: September 22nd, 2025 9:38 AM Author: titillating center Nothing wrong with that, brother. Or working until 76. Who cares? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290882) |
|
Date: September 22nd, 2025 9:39 AM Author: Spectacular philosopher-king He hates his job and wants to killself daily. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290886) |
|
Date: September 22nd, 2025 9:42 AM Author: titillating center He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290894) |
|
Date: September 28th, 2025 8:29 AM Author: Fucking Fuckface Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308717) |
|
Date: September 22nd, 2025 11:39 AM Author: boyish purple roast beef den nah, before he turns 65 that shit's gonna be means tested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291118) |
|
Date: September 22nd, 2025 7:38 PM Author: Dull karate sandwich Everyone should work to 70+. I have a 76 year old partner and he loves litigating. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292529) |
|
Date: September 22nd, 2025 11:37 PM Author: Barry Stanton Simmer down Shapiro (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293057) |
|
Date: September 22nd, 2025 9:39 AM Author: nubile cobalt ticket booth trust fund how is he going to pay off 400k in 14 years when he can't even save for retirement. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290887) |
|
Date: September 22nd, 2025 9:41 AM Author: irate business firm azn You seem to struggle with the idea that someone could build net worth rather than Descending. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290890) |
|
Date: September 22nd, 2025 9:43 AM Author: nubile cobalt ticket booth trust fund My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290898) |
|
Date: September 22nd, 2025 12:55 PM Author: irate business firm azn You should sell your Xbox for Profit. The price is ever increasing fo No Reason (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291391) |
|
Date: September 22nd, 2025 12:58 PM Author: nubile cobalt ticket booth trust fund are you saying I should Sell High? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291407) |
|
Date: September 22nd, 2025 1:00 PM Author: nubile cobalt ticket booth trust fund btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291419) |
|
Date: September 22nd, 2025 9:42 AM Author: titillating center He needs to pay $2,000 in principal each month, which he can do on $180k. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290893) |
|
Date: September 22nd, 2025 9:46 AM Author: Aphrodisiac Pearly Selfie Gaming Laptop Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290908) |
|
Date: September 22nd, 2025 9:49 AM Author: titillating center Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290919) |
|
Date: September 28th, 2025 12:09 AM Author: beta-caryophyllene (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308508) |
|
Date: September 22nd, 2025 9:50 AM Author: nubile cobalt ticket booth trust fund this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290921) |
|
Date: September 22nd, 2025 9:44 AM Author: 180 rebellious wrinkle twinkling uncleanness Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290903) |
|
Date: September 22nd, 2025 7:40 PM Author: Dull karate sandwich At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292535) |
|
Date: September 22nd, 2025 11:34 AM Author: Exciting regret juggernaut Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.
But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that. |
|
Date: September 22nd, 2025 11:36 AM Author: nubile cobalt ticket booth trust fund Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291106) |
|
Date: September 23rd, 2025 12:31 AM Author: .,.,,...,...,..,....,...,...,... (dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare. |
|
Date: September 26th, 2025 1:40 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305216) |
|
Date: September 28th, 2025 8:33 AM Author: Fucking Fuckface Leave America (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308723) |
|
Date: September 22nd, 2025 9:42 AM Author: 180 rebellious wrinkle twinkling uncleanness He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290895) |
|
Date: September 22nd, 2025 9:44 AM Author: nubile cobalt ticket booth trust fund he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290901) |
|
Date: September 22nd, 2025 9:45 AM Author: 180 rebellious wrinkle twinkling uncleanness Once his kids are out of the house he can just downsize and bam! its paid off. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290906) |
|
Date: September 28th, 2025 12:32 AM Author: When I grow up I want to be a pumo The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308521) |
|
Date: September 28th, 2025 1:58 PM Author: CriminalConversation (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309435) |
|
Date: September 22nd, 2025 9:58 AM Author: Brilliant appetizing forum travel guidebook He's going to be fine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290925) |
|
Date: September 22nd, 2025 10:41 AM Author: racy associate If he has a COVID-era mortgage rate, he'd be insane to pay it off (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290992) |
|
Date: September 22nd, 2025 10:50 AM Author: mind-boggling rose halford For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291014) |
|
Date: September 22nd, 2025 10:51 AM Author: fragrant greedy tank site This guy gets it (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291017) |
|
Date: September 22nd, 2025 10:53 AM Author: nubile cobalt ticket booth trust fund Raymondnomics (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291024) |
|
Date: September 22nd, 2025 11:29 AM Author: Spectacular philosopher-king (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291083) |
|
Date: September 22nd, 2025 11:46 AM Author: Sadistic Crystalline Address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291132) |
|
Date: September 22nd, 2025 12:53 PM Author: light comical athletic conference antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291374) |
|
Date: September 22nd, 2025 12:53 PM Author: Scarlet big hairy legs point (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291380) |
|
Date: September 22nd, 2025 1:26 PM Author: Deranged set clown (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291500) |
|
Date: September 28th, 2025 2:24 PM (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309504) |
|
Date: September 22nd, 2025 10:43 AM Author: Claret french chef coldplay fan (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291001) |
|
Date: September 22nd, 2025 10:48 AM Author: mind-boggling rose halford Many such cases (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291009) |
|
Date: September 22nd, 2025 10:50 AM Author: fragrant greedy tank site This seems to be about the median life outcome ITE (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291015) |
|
Date: September 22nd, 2025 11:06 AM Author: trip jewess I have a friend who just put 2200 worth of car audio into a 2008 camry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291045) |
|
Date: September 22nd, 2025 11:19 AM Author: fragrant greedy tank site Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291060) |
|
Date: September 22nd, 2025 11:30 AM Author: Spectacular philosopher-king Is your friend still in high school?
My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels. |
|
Date: September 22nd, 2025 11:42 AM Author: trip jewess He is early 30s lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291125) |
|
Date: September 22nd, 2025 11:59 AM Author: Dun native boiling water alpha af (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291167) |
|
Date: September 22nd, 2025 1:27 PM Author: Deranged set clown I feel like there are more good stories about your brother, especially his financial decision making. Do share! (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291503) |
|
Date: September 22nd, 2025 4:16 PM Author: Spectacular philosopher-king He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291952) |
|
Date: September 27th, 2025 6:47 PM Author: cannon So why does he want to killself daily? Sounds relatively chill otherwise (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308045) |
|
Date: September 26th, 2025 1:41 PM Author: Kenneth Play sounds 180, i can hear the bass 30 seconds before he shows up (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305221) |
|
Date: September 28th, 2025 8:35 AM Author: Fucking Fuckface who says you can't buy class (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308733) |
|
Date: September 28th, 2025 2:23 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309502) |
|
Date: September 22nd, 2025 1:17 PM Author: Aqua home jap He's going to need at least two new trucks before he retires, which will make saving more difficult (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291472) |
|
Date: September 22nd, 2025 1:27 PM Author: fragrant greedy tank site (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291502) |
|
Date: September 22nd, 2025 1:57 PM Author: blue mother Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291599) |
|
Date: September 22nd, 2025 1:59 PM Author: Aqua home jap There's nothing else a man can reasonably drive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291606) |
|
Date: September 22nd, 2025 2:08 PM Author: Nofapping glittery theater He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291630) |
|
Date: September 22nd, 2025 3:52 PM Author: light comical athletic conference antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291884) |
|
Date: September 22nd, 2025 4:22 PM Author: thriller background story (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291975) |
|
Date: September 27th, 2025 6:31 PM Author: Barry Stanton (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308023) |
|
Date: September 28th, 2025 8:34 AM Author: The Midwit Pundit's Assassination (No Future) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308727) |
|
Date: September 23rd, 2025 12:34 AM Author: .,.,,...,...,..,....,...,...,... (blue city shitlib)
Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry. |
|
Date: September 23rd, 2025 12:53 AM Author: Diane Rehm talking dirty (🐿️ ) Lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293201) |
|
Date: September 28th, 2025 2:25 PM My cattle ranch is in Montana, do I have to return my truck (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309505) |
|
Date: September 22nd, 2025 4:23 PM Author: thriller background story what are your heights? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291980) |
|
Date: September 22nd, 2025 4:31 PM Author: Spectacular philosopher-king He’s 6’3 and I’m 6’1 (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292009) |
|
Date: September 22nd, 2025 4:40 PM Author: thriller background story he has you pwned 4lyfe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292028) |
|
Date: September 22nd, 2025 7:16 PM Author: mind-boggling rose halford (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292464) |
|
Date: September 22nd, 2025 11:38 PM Author: Barry Stanton Harsh, but fair (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293059) |
|
Date: September 22nd, 2025 7:37 PM Author: Dull karate sandwich What's the big deal as long as they get inheritances. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292524) |
|
Date: September 22nd, 2025 7:54 PM Author: Deranged set clown If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292566) |
|
Date: September 26th, 2025 1:06 PM Author: A Dick is Not Dispositive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305085) |
|
Date: September 26th, 2025 1:37 PM Author: Barry Stanton Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305208) |
|
Date: September 28th, 2025 8:50 AM Author: Angry white woman tailgating you on an empty road (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308752) |