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POLL: What is your 401(k) balance right now

...
Clear Gas Station
  06/27/25
A tiny pink 500k
French lay
  06/27/25
that's not that bad
Clear Gas Station
  06/27/25
I guess not but the thought of grinding out another 20 years...
French lay
  06/27/25
age?
Twinkling Pit Pozpig
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
cocky ceo box office
  06/27/25
Yep, I’m early 40s lol
French lay
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Irradiated shitlib selfie
  06/27/25
It depend on if that's his primary retirement or if he has ...
amber yarmulke jap
  06/27/25
$130k
soul-stirring property
  06/27/25
that's horrendous
Clear Gas Station
  06/27/25
i'm in between these two guys
odious stag film people who are hurt
  06/27/25
Same, I'm in between two guys
Thriller office dopamine
  06/27/25
The sum total of all my retirement and brokerage accounts is...
soul-stirring property
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Twinkling Pit Pozpig
  06/27/25
My mom says I'm special.
soul-stirring property
  06/27/25
even that's not true
Twinkling Pit Pozpig
  06/27/25
LOL
Twinkling Pit Pozpig
  06/27/25
$3.4 million in combined marital plans.
vibrant library coldplay fan
  06/27/25
damn
odious stag film people who are hurt
  06/27/25
Age?
cocky ceo box office
  06/27/25
Such a waste of capital.
pontificating fiercely-loyal skinny woman native
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Gaped kink-friendly indian lodge
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Twinkling Pit Pozpig
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Gaped kink-friendly indian lodge
  06/27/25
...
pontificating fiercely-loyal skinny woman native
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Well-lubricated codepig
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
cobalt bawdyhouse
  06/27/25
.
soul-stirring property
  06/27/25
Something like $800-900k for wife and I.
adventurous light pisswyrm
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
pontificating fiercely-loyal skinny woman native
  06/27/25
If you work in-house matching makes it a no-brainer.
adventurous light pisswyrm
  06/27/25
just do take a lot of my money and shove it up the ass of so...
pontificating fiercely-loyal skinny woman native
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
adventurous light pisswyrm
  06/27/25
I want my yacht now.
pontificating fiercely-loyal skinny woman native
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
adventurous light pisswyrm
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
pontificating fiercely-loyal skinny woman native
  06/27/25
If that's your perspective then sure, stop contributing into...
adventurous light pisswyrm
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Boyish hideous trailer park
  06/27/25
Why not put it in a Roth?
sapphire pea-brained prole dysfunction
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Gaped kink-friendly indian lodge
  06/27/25
180
pontificating fiercely-loyal skinny woman native
  06/27/25
Did you know you're not required to contribute to a 401K?
Gaped kink-friendly indian lodge
  06/27/25
(guy who is not a biglaw partner)
pontificating fiercely-loyal skinny woman native
  06/27/25
$700k Wife - $600k
Electric hot principal's office blood rage
  06/27/25
43yo, $900k
Trip Maize Orchestra Pit
  06/27/25
Early 40s. ~$2.1mm
racy coffee pot
  06/27/25
Late 20s, 250k
sapphire pea-brained prole dysfunction
  06/27/25
Good job , young gun
Contagious sound barrier affirmative action
  06/27/25
lol at these responses
Irradiated shitlib selfie
  06/27/25
go on...
Twinkling Pit Pozpig
  06/27/25
30000k
exciting hyperventilating chapel
  06/27/25
$399,443.16
ivory big dilemma
  06/27/25
Monday is likely to be a big day for you friend
Gaped kink-friendly indian lodge
  06/27/25
🤞🏻
ivory big dilemma
  06/27/25
IDK $150Kish. But I haven't been working long.
floppy very tactful multi-billionaire
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
self-absorbed nibblets
  06/27/25
Same.
Vengeful School
  06/27/25
350,000 Kinda sad
vigorous hateful point
  06/27/25
all stock/bond investments are like 750k.
disgusting resort
  06/27/25
$386k total. $324k in trad, $62k in Roth
massive canary sanctuary faggot firefighter
  06/27/25
Zero
Translucent bearded voyeur
  06/27/25
Crrrrrrrrrrrrrr
pontificating fiercely-loyal skinny woman native
  06/27/25
For Benzo reasons or RSF reasons?
racy coffee pot
  06/27/25
$6 million or so. I checked in January.
Vengeful School
  06/27/25
...
Gaped kink-friendly indian lodge
  06/27/25
I mean undoubtedly there is a balance but $6 million?
aromatic address
  06/27/25
$0. I don’t have a 401(k).
Onyx mewling locus love of her life
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Clear Gas Station



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: French lay

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Clear Gas Station

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: French lay

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Twinkling Pit Pozpig

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: cocky ceo box office

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: French lay

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Irradiated shitlib selfie

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: amber yarmulke jap

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: soul-stirring property

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Clear Gas Station

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: odious stag film people who are hurt

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Thriller office dopamine

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: soul-stirring property

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Twinkling Pit Pozpig

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: soul-stirring property

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Twinkling Pit Pozpig

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Twinkling Pit Pozpig

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: vibrant library coldplay fan

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: odious stag film people who are hurt

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: cocky ceo box office

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: pontificating fiercely-loyal skinny woman native

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Gaped kink-friendly indian lodge

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Twinkling Pit Pozpig

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Gaped kink-friendly indian lodge

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: pontificating fiercely-loyal skinny woman native



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Well-lubricated codepig

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: cobalt bawdyhouse

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: soul-stirring property

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: adventurous light pisswyrm

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: pontificating fiercely-loyal skinny woman native

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: adventurous light pisswyrm

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: pontificating fiercely-loyal skinny woman native

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: adventurous light pisswyrm

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: pontificating fiercely-loyal skinny woman native

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: adventurous light pisswyrm

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: pontificating fiercely-loyal skinny woman native

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: adventurous light pisswyrm

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Boyish hideous trailer park

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: sapphire pea-brained prole dysfunction

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Gaped kink-friendly indian lodge

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: pontificating fiercely-loyal skinny woman native

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Gaped kink-friendly indian lodge

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: pontificating fiercely-loyal skinny woman native

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Electric hot principal's office blood rage

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Trip Maize Orchestra Pit

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: racy coffee pot

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: sapphire pea-brained prole dysfunction

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Contagious sound barrier affirmative action

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Irradiated shitlib selfie

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Twinkling Pit Pozpig

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: exciting hyperventilating chapel

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: ivory big dilemma

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Gaped kink-friendly indian lodge

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: ivory big dilemma

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: floppy very tactful multi-billionaire

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: self-absorbed nibblets

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Vengeful School

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: vigorous hateful point

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: disgusting resort

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: massive canary sanctuary faggot firefighter

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Translucent bearded voyeur

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: pontificating fiercely-loyal skinny woman native

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: racy coffee pot

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Vengeful School

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Gaped kink-friendly indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: aromatic address

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Onyx mewling locus love of her life

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)