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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
pea-brained out-of-control sanctuary therapy
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Pontificating burgundy pit
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
pea-brained out-of-control sanctuary therapy
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Obsidian rehab
  12/15/25
...
razzle bat shit crazy athletic conference friendly grandma
  12/14/25
go to grad school
talking candlestick maker
  12/14/25
...
Onyx Pozpig Nowag
  12/14/25
Post bacc MD cr?
pea-brained out-of-control sanctuary therapy
  12/15/25
yeah you gotta be careful though. some are better than other...
talking candlestick maker
  12/15/25
time for you to pay off mine
crystalline deep casino
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
learning disabled snowy old irish cottage community account
  12/15/25
...
razzle bat shit crazy athletic conference friendly grandma
  12/15/25
...
Irradiated Fortuitous Meteor Church
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
talking candlestick maker
  12/15/25
I have zero debt, I love my freedom.
learning disabled snowy old irish cottage community account
  12/15/25
...
Stimulating slimy giraffe
  12/15/25
you won this gen
excitant senate doctorate
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
judgmental circlehead menage
  12/15/25
current weight?
Harsh Mother
  12/15/25
372 or so. It's been a rough holiday season.
judgmental circlehead menage
  12/15/25
what are some things that have happened to you that forced y...
bearded masturbator
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
judgmental circlehead menage
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
arousing translucent corner patrolman
  12/15/25
how much was the original loan balance and how much (((inter...
arousing translucent corner patrolman
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
pea-brained out-of-control sanctuary therapy
  12/15/25
I want to stab you
Zombie-like crimson persian
  12/15/25
Being echo gen x has its privileges
pea-brained out-of-control sanctuary therapy
  12/15/25
hookers and blow? pretty much whatever you want
adventurous keepsake machete
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
dun 180 marketing idea forum
  12/15/25
Where the fuck did you get 2.75% interest student loans?
vivacious stubborn national security agency abode
  12/15/25
Around 2007 and 2008, there were some great rates.
ivory party of the first part
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
pea-brained out-of-control sanctuary therapy
  12/15/25
Undergrad?
ivory party of the first part
  12/16/25
...
learning disabled snowy old irish cottage community account
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
ivory party of the first part
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
vivacious stubborn national security agency abode
  12/15/25
two girls, same time
Wonderful Location Sweet Tailpipe
  12/15/25
borrow more money from jews asap
Big up-to-no-good twinkling uncleanness
  12/15/25
Uncle Sam is a goy, shitlib
pea-brained out-of-control sanctuary therapy
  12/15/25
who benefits? COHEN BENEFITS!
Big up-to-no-good twinkling uncleanness
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: pea-brained out-of-control sanctuary therapy

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Pontificating burgundy pit

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: pea-brained out-of-control sanctuary therapy

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Obsidian rehab

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: razzle bat shit crazy athletic conference friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: talking candlestick maker

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Onyx Pozpig Nowag



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: pea-brained out-of-control sanctuary therapy

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: talking candlestick maker

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: crystalline deep casino

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: learning disabled snowy old irish cottage community account

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: razzle bat shit crazy athletic conference friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Irradiated Fortuitous Meteor Church



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: talking candlestick maker

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: learning disabled snowy old irish cottage community account

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Stimulating slimy giraffe



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: excitant senate doctorate

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: judgmental circlehead menage

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Harsh Mother

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: judgmental circlehead menage

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: bearded masturbator

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: judgmental circlehead menage

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: arousing translucent corner patrolman

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: arousing translucent corner patrolman

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: pea-brained out-of-control sanctuary therapy

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Zombie-like crimson persian

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: pea-brained out-of-control sanctuary therapy

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: adventurous keepsake machete

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: dun 180 marketing idea forum

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: vivacious stubborn national security agency abode

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: ivory party of the first part

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: pea-brained out-of-control sanctuary therapy

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: ivory party of the first part

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: learning disabled snowy old irish cottage community account



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: ivory party of the first part

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: vivacious stubborn national security agency abode

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Wonderful Location Sweet Tailpipe

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Big up-to-no-good twinkling uncleanness

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: pea-brained out-of-control sanctuary therapy

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Big up-to-no-good twinkling uncleanness

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)