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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Odious locale newt
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Vivacious faggotry trust fund
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Odious locale newt
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
talented electric furnace
  12/15/25
...
Fishy mildly autistic home french chef
  12/14/25
go to grad school
autistic arousing box office
  12/14/25
...
violet stimulating stead factory reset button
  12/14/25
Post bacc MD cr?
Odious locale newt
  12/15/25
yeah you gotta be careful though. some are better than other...
autistic arousing box office
  12/15/25
time for you to pay off mine
Maize infuriating ratface
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Cheese-eating market tank
  12/15/25
...
Fishy mildly autistic home french chef
  12/15/25
...
Chrome piazza cuckold
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
autistic arousing box office
  12/15/25
I have zero debt, I love my freedom.
Cheese-eating market tank
  12/15/25
...
saffron kitchen
  12/15/25
you won this gen
cracking coral address coffee pot
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
electric state
  12/15/25
current weight?
razzle-dazzle puce sandwich casino
  12/15/25
372 or so. It's been a rough holiday season.
electric state
  12/15/25
what are some things that have happened to you that forced y...
mind-boggling fluffy church
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
electric state
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
racy brunch
  12/15/25
how much was the original loan balance and how much (((inter...
racy brunch
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Odious locale newt
  12/15/25
I want to stab you
curious plaza pozpig
  12/15/25
Being echo gen x has its privileges
Odious locale newt
  12/15/25
hookers and blow? pretty much whatever you want
filthy vermilion center athletic conference
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
maniacal resort kitty
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Mauve queen of the night
  12/15/25
Around 2007 and 2008, there were some great rates.
Kink-friendly dopamine base
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Odious locale newt
  12/15/25
Undergrad?
Kink-friendly dopamine base
  12/16/25
...
Cheese-eating market tank
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Kink-friendly dopamine base
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Mauve queen of the night
  12/15/25
two girls, same time
Razzle up-to-no-good stage
  12/15/25
borrow more money from jews asap
Painfully honest 180 range sweet tailpipe
  12/15/25
Uncle Sam is a goy, shitlib
Odious locale newt
  12/15/25
who benefits? COHEN BENEFITS!
Painfully honest 180 range sweet tailpipe
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Odious locale newt

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Vivacious faggotry trust fund

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Odious locale newt

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: talented electric furnace

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Fishy mildly autistic home french chef



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: autistic arousing box office

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: violet stimulating stead factory reset button



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Odious locale newt

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: autistic arousing box office

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Maize infuriating ratface

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Cheese-eating market tank

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Fishy mildly autistic home french chef



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Chrome piazza cuckold



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: autistic arousing box office

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Cheese-eating market tank

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: saffron kitchen



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: cracking coral address coffee pot

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: electric state

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: razzle-dazzle puce sandwich casino

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: electric state

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: mind-boggling fluffy church

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: electric state

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: racy brunch

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: racy brunch

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Odious locale newt

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: curious plaza pozpig

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Odious locale newt

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: filthy vermilion center athletic conference

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: maniacal resort kitty

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Mauve queen of the night

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Kink-friendly dopamine base

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Odious locale newt

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Kink-friendly dopamine base

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Cheese-eating market tank



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Kink-friendly dopamine base

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Mauve queen of the night

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Razzle up-to-no-good stage

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Painfully honest 180 range sweet tailpipe

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Odious locale newt

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Painfully honest 180 range sweet tailpipe

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)