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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Razzle-dazzle Frum Site Boltzmann
  12/14/25
Congrats on paying off ur absolute lowest cost liability
swashbuckling grizzly affirmative action
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Razzle-dazzle Frum Site Boltzmann
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
supple walnut telephone chapel
  12/15/25
...
Aromatic Hilarious Community Account Preventive Strike
  12/14/25
go to grad school
kink-friendly cracking striped hyena house
  12/14/25
...
internet-worthy internal respiration property
  12/14/25
Post bacc MD cr?
Razzle-dazzle Frum Site Boltzmann
  12/15/25
yeah you gotta be careful though. some are better than other...
kink-friendly cracking striped hyena house
  12/15/25
time for you to pay off mine
effete fortuitous meteor
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
talented misanthropic mad-dog skullcap karate
  12/15/25
...
Aromatic Hilarious Community Account Preventive Strike
  12/15/25
...
Pungent Vivacious Tanning Salon
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
kink-friendly cracking striped hyena house
  12/15/25
I have zero debt, I love my freedom.
talented misanthropic mad-dog skullcap karate
  12/15/25
...
motley prole
  12/15/25
you won this gen
pale talking potus native
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
olive menage yarmulke
  12/15/25
current weight?
Unholy cruel-hearted corner dog poop
  12/15/25
372 or so. It's been a rough holiday season.
olive menage yarmulke
  12/15/25
what are some things that have happened to you that forced y...
Diverse Base
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
olive menage yarmulke
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Gold rebellious location wrinkle
  12/15/25
how much was the original loan balance and how much (((inter...
Gold rebellious location wrinkle
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Razzle-dazzle Frum Site Boltzmann
  12/15/25
I want to stab you
Maize provocative locale
  12/15/25
Being echo gen x has its privileges
Razzle-dazzle Frum Site Boltzmann
  12/15/25
hookers and blow? pretty much whatever you want
sinister sneaky criminal
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
exhilarant wild temple juggernaut
  12/15/25
Where the fuck did you get 2.75% interest student loans?
big circlehead abode
  12/15/25
Around 2007 and 2008, there were some great rates.
laughsome tripping resort
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Razzle-dazzle Frum Site Boltzmann
  12/15/25
Undergrad?
laughsome tripping resort
  12/16/25
...
talented misanthropic mad-dog skullcap karate
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
laughsome tripping resort
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
big circlehead abode
  12/15/25
two girls, same time
Fear-inspiring Exciting Heaven Macaca
  12/15/25
borrow more money from jews asap
yellow flirting death wish school cafeteria
  12/15/25
Uncle Sam is a goy, shitlib
Razzle-dazzle Frum Site Boltzmann
  12/15/25
who benefits? COHEN BENEFITS!
yellow flirting death wish school cafeteria
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Razzle-dazzle Frum Site Boltzmann

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: swashbuckling grizzly affirmative action

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Razzle-dazzle Frum Site Boltzmann

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: supple walnut telephone chapel

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Aromatic Hilarious Community Account Preventive Strike



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: kink-friendly cracking striped hyena house

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: internet-worthy internal respiration property



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Razzle-dazzle Frum Site Boltzmann

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: kink-friendly cracking striped hyena house

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: effete fortuitous meteor

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: talented misanthropic mad-dog skullcap karate

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Aromatic Hilarious Community Account Preventive Strike



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Pungent Vivacious Tanning Salon



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: kink-friendly cracking striped hyena house

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: talented misanthropic mad-dog skullcap karate

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: motley prole



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: pale talking potus native

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: olive menage yarmulke

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Unholy cruel-hearted corner dog poop

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: olive menage yarmulke

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Diverse Base

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: olive menage yarmulke

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Gold rebellious location wrinkle

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Gold rebellious location wrinkle

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Razzle-dazzle Frum Site Boltzmann

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Maize provocative locale

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Razzle-dazzle Frum Site Boltzmann

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: sinister sneaky criminal

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: exhilarant wild temple juggernaut

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: big circlehead abode

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: laughsome tripping resort

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Razzle-dazzle Frum Site Boltzmann

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: laughsome tripping resort

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: talented misanthropic mad-dog skullcap karate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: laughsome tripping resort

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: big circlehead abode

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Fear-inspiring Exciting Heaven Macaca

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: yellow flirting death wish school cafeteria

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Razzle-dazzle Frum Site Boltzmann

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: yellow flirting death wish school cafeteria

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)