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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Duck-like Lime Personal Credit Line
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Soul-stirring set striped hyena
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Duck-like Lime Personal Credit Line
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Abusive Fragrant Dopamine
  12/15/25
...
Drab church building mexican
  12/14/25
go to grad school
insecure shrine
  12/14/25
...
flatulent out-of-control mood brunch
  12/14/25
Post bacc MD cr?
Duck-like Lime Personal Credit Line
  12/15/25
yeah you gotta be careful though. some are better than other...
insecure shrine
  12/15/25
time for you to pay off mine
Adulterous turdskin
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
disturbing flickering orchestra pit
  12/15/25
...
Drab church building mexican
  12/15/25
...
ruddy arrogant trump supporter corn cake
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
insecure shrine
  12/15/25
I have zero debt, I love my freedom.
disturbing flickering orchestra pit
  12/15/25
...
Electric misanthropic area
  12/15/25
you won this gen
henna deep stage
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
irate mustard indian lodge stock car
  12/15/25
current weight?
Nofapping unhinged crotch
  12/15/25
372 or so. It's been a rough holiday season.
irate mustard indian lodge stock car
  12/15/25
what are some things that have happened to you that forced y...
laughsome indigo laser beams
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
irate mustard indian lodge stock car
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Dashing Cruise Ship
  12/15/25
how much was the original loan balance and how much (((inter...
Dashing Cruise Ship
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Duck-like Lime Personal Credit Line
  12/15/25
I want to stab you
Big-titted Exhilarant Feces
  12/15/25
Being echo gen x has its privileges
Duck-like Lime Personal Credit Line
  12/15/25
hookers and blow? pretty much whatever you want
Cream racy resort
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
razzle-dazzle black woman
  12/15/25
Where the fuck did you get 2.75% interest student loans?
sapphire comical address round eye
  12/15/25
Around 2007 and 2008, there were some great rates.
multi-colored goal in life
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Duck-like Lime Personal Credit Line
  12/15/25
Undergrad?
multi-colored goal in life
  12/16/25
...
disturbing flickering orchestra pit
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
multi-colored goal in life
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
sapphire comical address round eye
  12/15/25
two girls, same time
Fluffy abode
  12/15/25
borrow more money from jews asap
High-end Tan Institution
  12/15/25
Uncle Sam is a goy, shitlib
Duck-like Lime Personal Credit Line
  12/15/25
who benefits? COHEN BENEFITS!
High-end Tan Institution
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Duck-like Lime Personal Credit Line

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Soul-stirring set striped hyena

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Duck-like Lime Personal Credit Line

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Abusive Fragrant Dopamine

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Drab church building mexican



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: insecure shrine

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: flatulent out-of-control mood brunch



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Duck-like Lime Personal Credit Line

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: insecure shrine

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Adulterous turdskin

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: disturbing flickering orchestra pit

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Drab church building mexican



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: ruddy arrogant trump supporter corn cake



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: insecure shrine

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: disturbing flickering orchestra pit

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Electric misanthropic area



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: henna deep stage

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: irate mustard indian lodge stock car

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Nofapping unhinged crotch

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: irate mustard indian lodge stock car

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: laughsome indigo laser beams

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: irate mustard indian lodge stock car

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Dashing Cruise Ship

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Dashing Cruise Ship

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Duck-like Lime Personal Credit Line

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Big-titted Exhilarant Feces

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Duck-like Lime Personal Credit Line

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Cream racy resort

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: razzle-dazzle black woman

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: sapphire comical address round eye

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: multi-colored goal in life

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Duck-like Lime Personal Credit Line

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: multi-colored goal in life

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: disturbing flickering orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: multi-colored goal in life

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: sapphire comical address round eye

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Fluffy abode

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: High-end Tan Institution

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Duck-like Lime Personal Credit Line

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: High-end Tan Institution

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)