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Real Talk: Why Are Proles Allowed To Drive With $15-30K Min Policy?
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Date: July 22nd, 2025 1:21 PM Author: supple brunch Putting aside the uninsured scumbags, what rational society allows this? (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49121876) |
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Date: July 23rd, 2025 7:42 AM Author: Racy associate Putting aside the issue of car insurance, what makes you think this is a rational society? (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49124032) |
Date: July 22nd, 2025 1:25 PM Author: smoky hell Explain why this is bad? They aren’t going to get insurance if they need 100,000k (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49121887) |
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Date: July 22nd, 2025 1:35 PM Author: supple brunch Because 15-30k doesn’t come close to covering property damage from a serious wreck let alone bodily injury.
Law abiding proles will. And increase the penalty for not having insurance. |
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Date: July 22nd, 2025 1:38 PM Author: smoky hell Proles kick their kids out of the house at like 16.5. Zoomers can’t afford $9,000k/yr in car insurance. We need to stop being predatory towards people who make like $20/hr imo. As long as they’re white they’re fine and Lexus ponytail drivers should subsidize them imo (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49121933) |
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Date: July 22nd, 2025 1:42 PM Author: supple brunch Do you go back in this scenario? (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49121949) |
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Date: July 22nd, 2025 6:25 PM Author: smoky hell I sure hope so. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123082) |
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Date: July 22nd, 2025 1:37 PM Author: diverse fighting private investor because they can't afford anything more and need to commute to jobs. dont blame the proles, blame the society that requires a bunch buckwild prole second class citizens in order to function. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49121929) |
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Date: July 22nd, 2025 1:39 PM Author: supple brunch Then why require insurance at all? Just have everyone self-insure. You already have 30% of CA roads filled with illegals or degenerates without insurance. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49121937) |
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Date: July 22nd, 2025 1:42 PM Author: diverse fighting private investor it's like waist only seatbelts in a 1968 mustang. far from ideal but still better than nothing. if we did that it would be even worse. also uninsured motorist means reasonable proles that get creamed by buckwild proles wont have to rely (as heavily) on the taxpayer. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49121948) |
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Date: July 22nd, 2025 1:38 PM Author: judgmental location it’s honestly insane. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49121931) |
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Date: July 22nd, 2025 1:38 PM Author: Lake faggot firefighter gee idk any scuzzbag jews who you love to fellate interfering with the auto industry or anything
amazing how u freaks dont see these connections |
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Date: July 22nd, 2025 6:40 PM Author: hyperventilating locus (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123119) |
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Date: July 22nd, 2025 6:55 PM Author: purple church they shouldn't be on the hook for extra to subsidize your decision to buy enormous expensive cars that get totalled when you scratch the bumper (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123134) |
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Date: July 22nd, 2025 6:58 PM Author: Maniacal Exciting Meetinghouse Kitty Cat (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123140) |
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Date: July 22nd, 2025 9:15 PM Author: supple brunch low iq schtick? have u heard of bodily injury? (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123476) |
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Date: July 22nd, 2025 9:17 PM Author: purple church yes, medpay is included in both their insurance and yours, plus you should have health insurance
in any event people die in crashes all of the time, you can't make everyone carry 3 million dollars in insurance if you want anybody to have insurance at all |
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Date: July 22nd, 2025 9:21 PM Author: supple brunch health insurance doesnt cover a wide variety of damage categories that are compensible. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123489) |
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Date: July 22nd, 2025 9:22 PM Author: purple church no, tort law does and you don't get to insist that you are insured against any other fucking damages, the point of auto insurance is to let proles hit other proles and if it wasn't your fault you can get another car (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123490) |
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Date: July 22nd, 2025 9:24 PM Author: supple brunch link to the point of auto insurance? (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123494) |
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Date: July 22nd, 2025 9:24 PM Author: purple church see above, which is why it is structured as it is, which you are complaining about because you don't understand what is going on apparently (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123495) |
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Date: July 22nd, 2025 10:41 PM Author: wonderful lemon dysfunction boistinker (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123695) |
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Date: July 22nd, 2025 7:08 PM Author: Exhilarant travel guidebook If you don’t like it, buy additional underinsured motorist insurance.
Also, interesting fact I Googled and confirmed with AI: black drivers are 73% more likely to be involved in fatal accidents than white drivers on a mileage-adjusted basis. What do we do with that info? |
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Date: July 22nd, 2025 9:16 PM Author: supple brunch yes, i have 2MM in UIM
but then why make anyone buy insurance. |
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Date: July 22nd, 2025 9:18 PM Author: purple church to cover the 90% of accidents that it is sufficient for (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123483) |
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Date: July 22nd, 2025 9:20 PM Author: supple brunch this is utterly retarded. insurance is literally for catastrophic events, not for some $300 fender bender. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123486) |
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Date: July 22nd, 2025 9:23 PM Author: purple church nope, which is why nobody is insured against all of the other catostrophic things they could do to you, some guy could shoot you right in the fucking head and your family would be left to collect what they can (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123493) |
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Date: July 22nd, 2025 10:08 PM Author: Exhilarant travel guidebook $15-30K would be catastrophic for a prole, retard (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123622) |
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Date: July 22nd, 2025 7:10 PM Author: Floppy Telephone Principal's Office In some sense, low limits are a good thing because then the insurer actually pays it out quickly. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123159) |
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Date: July 22nd, 2025 9:29 PM Author: diverse fighting private investor stop poasting (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123509) |
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Date: July 22nd, 2025 9:38 PM Author: Floppy Telephone Principal's Office You are retarded by do standards (probably smart by reddit standards). (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123536) |
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Date: July 22nd, 2025 9:54 PM Author: diverse fighting private investor why does anytime the topic of dumbest poaster comes up you are always at the top? (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123577) |
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Date: July 22nd, 2025 9:59 PM Author: Floppy Telephone Principal's Office Gunner, be real. You are one of the dumbest people here, and I am a lot smarter than you. That's ok. We accept you as a poaster. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123583) |
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Date: July 22nd, 2025 10:39 PM Author: diverse fighting private investor i appreciate that! let me be real: you are dumber than dogshit and no attorney prays for low limits aside from ones like you that struggle with Bates stamps. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123693) |
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Date: July 23rd, 2025 7:26 AM Author: Floppy Telephone Principal's Office I didn't say attorneys pray for low limits. You really can't read. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49124017) |
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Date: July 22nd, 2025 9:25 PM Author: tripping boltzmann its not an insurance issue they just flat out shouldnt have drivers licenses (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123496) |
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Date: July 22nd, 2025 9:28 PM Author: purple church if any of us gave a single fucking shit about road safety we would have a Finnish style system and require everyone to learn on a manual the extra bonus is women would be disproportionately affected |
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Date: July 22nd, 2025 9:42 PM Author: tripping boltzmann the thought of some 186lb 22yo "latinx" bitch with neck tats jamming out to hip hop while operating a leased $54000 toyota tacoma and running over a pedestrian while trying to get nashville hot chicken in cleveland is so absurd i dont even know where to stand on the insurance thing. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123548) |
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Date: July 22nd, 2025 9:43 PM Author: purple church the worst part is how they will run into a stationary object and insist it isn't their fault (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123552) |
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Date: July 22nd, 2025 9:50 PM Author: trip gold school lettuce My solution would be a choice of higher minimums (200k) or allowing a tracking/speed control device on your car. The device would prevent speeds in excess of 70 on a highway and much lower on side streets and also track things like braking and sharp turns etc. I know insurance companies offer discounts for devices that keep track of driving info. This would take it another step.
And yes, proles are the problem. Look at what happened in Manhattan with congestion pricing and what it did to reduce traffic. Proles need to be taken out to the woodshed sometimes. |
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Date: July 22nd, 2025 9:59 PM Author: smoky hell 70…. Have you left the Tri-state area lately?
Also it should just monitor race imo |
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Date: July 22nd, 2025 10:44 PM Author: supple brunch (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49123698) |
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Date: July 22nd, 2025 10:43 PM Author: wonderful lemon dysfunction boistinker lol fags who are favored by our laws find a pointless example where it might not favor them and are shocked.
boot stamps faggot. buy another car if you need too. bill more. |
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Date: July 23rd, 2025 8:47 AM Author: Infuriating clown resort this is more a healthcare issue. an ER visit with some scans shouldn't cost 10-15k. (http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2#49124108) |