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POLL: What is your 401(k) balance right now

...
Thriller lime piazza volcanic crater
  06/27/25
A tiny pink 500k
Diverse Place Of Business
  06/27/25
that's not that bad
Thriller lime piazza volcanic crater
  06/27/25
I guess not but the thought of grinding out another 20 years...
Diverse Place Of Business
  06/27/25
age?
ultramarine clown blood rage
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
garnet public bath idea he suggested
  06/27/25
Yep, I’m early 40s lol
Diverse Place Of Business
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Primrose galvanic alpha
  06/27/25
It depend on if that's his primary retirement or if he has ...
gay giraffe
  06/27/25
$130k
chartreuse cerebral whorehouse filthpig
  06/27/25
that's horrendous
Thriller lime piazza volcanic crater
  06/27/25
i'm in between these two guys
Stimulating Misanthropic Forum
  06/27/25
Same, I'm in between two guys
Confused claret lodge new version
  06/27/25
The sum total of all my retirement and brokerage accounts is...
chartreuse cerebral whorehouse filthpig
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
ultramarine clown blood rage
  06/27/25
My mom says I'm special.
chartreuse cerebral whorehouse filthpig
  06/27/25
even that's not true
ultramarine clown blood rage
  06/27/25
LOL
ultramarine clown blood rage
  06/27/25
$3.4 million in combined marital plans.
Soul-stirring Rigpig
  06/27/25
damn
Stimulating Misanthropic Forum
  06/27/25
Age?
garnet public bath idea he suggested
  06/27/25
Such a waste of capital.
contagious pea-brained mad cow disease
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
cracking feces newt
  06/27/25
this discussion happens every 401k thread. partners in bigl...
ultramarine clown blood rage
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
cracking feces newt
  06/27/25
...
contagious pea-brained mad cow disease
  06/27/25
The max is $70K per year including your own $23,500 contribu...
topaz native liquid oxygen
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Ocher aromatic mexican juggernaut
  06/27/25
.
chartreuse cerebral whorehouse filthpig
  06/27/25
Something like $800-900k for wife and I.
supple spot
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
contagious pea-brained mad cow disease
  06/27/25
If you work in-house matching makes it a no-brainer.
supple spot
  06/27/25
just do take a lot of my money and shove it up the ass of so...
contagious pea-brained mad cow disease
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
supple spot
  06/27/25
I want my yacht now.
contagious pea-brained mad cow disease
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
supple spot
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
contagious pea-brained mad cow disease
  06/27/25
If that's your perspective then sure, stop contributing into...
supple spot
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Salmon razzmatazz mad-dog skullcap
  06/27/25
Why not put it in a Roth?
Drunken Temple Trust Fund
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
cracking feces newt
  06/27/25
180
contagious pea-brained mad cow disease
  06/27/25
Did you know you're not required to contribute to a 401K?
cracking feces newt
  06/27/25
(guy who is not a biglaw partner)
contagious pea-brained mad cow disease
  06/27/25
$700k Wife - $600k
turquoise plaza nowag
  06/27/25
43yo, $900k
big-titted orchestra pit national security agency
  06/27/25
Early 40s. ~$2.1mm
Bateful slippery hall psychic
  06/27/25
Late 20s, 250k
Drunken Temple Trust Fund
  06/27/25
Good job , young gun
Provocative Pistol
  06/27/25
lol at these responses
Primrose galvanic alpha
  06/27/25
go on...
ultramarine clown blood rage
  06/27/25
30000k
frozen mildly autistic brunch
  06/27/25
$399,443.16
purple exhilarant casino kitty
  06/27/25
Monday is likely to be a big day for you friend
cracking feces newt
  06/27/25
🤞🏻
purple exhilarant casino kitty
  06/27/25
IDK $150Kish. But I haven't been working long.
green irradiated address
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Rambunctious Emerald Trump Supporter School
  06/27/25
Same.
Passionate Indecent Property Depressive
  06/27/25
350,000 Kinda sad
sticky fuchsia lay water buffalo
  06/27/25
all stock/bond investments are like 750k.
pink dilemma
  06/27/25
$386k total. $324k in trad, $62k in Roth
Concupiscible bbw
  06/27/25
Zero
Fishy gay wizard affirmative action
  06/27/25
Crrrrrrrrrrrrrr
contagious pea-brained mad cow disease
  06/27/25
For Benzo reasons or RSF reasons?
Bateful slippery hall psychic
  06/27/25
$6 million or so. I checked in January.
Passionate Indecent Property Depressive
  06/27/25
...
cracking feces newt
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Marvelous state
  06/27/25
$0. I don’t have a 401(k).
Dashing hilarious scourge upon the earth mood
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Thriller lime piazza volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Diverse Place Of Business

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Thriller lime piazza volcanic crater

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Diverse Place Of Business

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: ultramarine clown blood rage

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: garnet public bath idea he suggested

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Diverse Place Of Business

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Primrose galvanic alpha

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: gay giraffe

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: chartreuse cerebral whorehouse filthpig

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Thriller lime piazza volcanic crater

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Stimulating Misanthropic Forum

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Confused claret lodge new version

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: chartreuse cerebral whorehouse filthpig

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: ultramarine clown blood rage

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: chartreuse cerebral whorehouse filthpig

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: ultramarine clown blood rage

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: ultramarine clown blood rage

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Soul-stirring Rigpig

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Stimulating Misanthropic Forum

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: garnet public bath idea he suggested

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: contagious pea-brained mad cow disease

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: cracking feces newt

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: ultramarine clown blood rage

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: cracking feces newt

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: contagious pea-brained mad cow disease



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: topaz native liquid oxygen

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Ocher aromatic mexican juggernaut

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: chartreuse cerebral whorehouse filthpig

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: supple spot

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: contagious pea-brained mad cow disease

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: supple spot

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: contagious pea-brained mad cow disease

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: supple spot

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: contagious pea-brained mad cow disease

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: supple spot

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: contagious pea-brained mad cow disease

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: supple spot

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Salmon razzmatazz mad-dog skullcap

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Drunken Temple Trust Fund

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: cracking feces newt

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: contagious pea-brained mad cow disease

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: cracking feces newt

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: contagious pea-brained mad cow disease

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: turquoise plaza nowag

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: big-titted orchestra pit national security agency

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Bateful slippery hall psychic

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Drunken Temple Trust Fund

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Provocative Pistol

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Primrose galvanic alpha

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: ultramarine clown blood rage

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: frozen mildly autistic brunch

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: purple exhilarant casino kitty

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: cracking feces newt

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: purple exhilarant casino kitty

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: green irradiated address

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Rambunctious Emerald Trump Supporter School

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Passionate Indecent Property Depressive

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: sticky fuchsia lay water buffalo

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: pink dilemma

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Concupiscible bbw

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Fishy gay wizard affirmative action

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: contagious pea-brained mad cow disease

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Bateful slippery hall psychic

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Passionate Indecent Property Depressive

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: cracking feces newt



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Marvelous state

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Dashing hilarious scourge upon the earth mood

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)