\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
Azure big ticket booth milk
  06/27/25
A tiny pink 500k
jade circlehead
  06/27/25
that's not that bad
Azure big ticket booth milk
  06/27/25
I guess not but the thought of grinding out another 20 years...
jade circlehead
  06/27/25
age?
Violent hideous casino boistinker
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
excitant crimson whorehouse codepig
  06/27/25
Yep, I’m early 40s lol
jade circlehead
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
bonkers plaza police squad
  06/27/25
It depend on if that's his primary retirement or if he has ...
unholy charcoal feces
  06/27/25
$130k
outnumbered swollen point
  06/27/25
that's horrendous
Azure big ticket booth milk
  06/27/25
i'm in between these two guys
Sepia preventive strike
  06/27/25
Same, I'm in between two guys
Talking rebellious halford
  06/27/25
The sum total of all my retirement and brokerage accounts is...
outnumbered swollen point
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Violent hideous casino boistinker
  06/27/25
My mom says I'm special.
outnumbered swollen point
  06/27/25
even that's not true
Violent hideous casino boistinker
  06/27/25
LOL
Violent hideous casino boistinker
  06/27/25
$3.4 million in combined marital plans.
Ultramarine Blood Rage Laser Beams
  06/27/25
damn
Sepia preventive strike
  06/27/25
Age?
excitant crimson whorehouse codepig
  06/27/25
Such a waste of capital.
mewling lay mental disorder
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Mischievous shaky den nowag
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Violent hideous casino boistinker
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Mischievous shaky den nowag
  06/27/25
...
mewling lay mental disorder
  06/27/25
The max is $70K per year including your own $23,500 contribu...
stirring site french chef
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
supple prole
  06/27/25
.
outnumbered swollen point
  06/27/25
Something like $800-900k for wife and I.
electric knife resort
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
mewling lay mental disorder
  06/27/25
If you work in-house matching makes it a no-brainer.
electric knife resort
  06/27/25
just do take a lot of my money and shove it up the ass of so...
mewling lay mental disorder
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
electric knife resort
  06/27/25
I want my yacht now.
mewling lay mental disorder
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
electric knife resort
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
mewling lay mental disorder
  06/27/25
If that's your perspective then sure, stop contributing into...
electric knife resort
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
cowardly library chad
  06/27/25
Why not put it in a Roth?
white stimulating wrinkle
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Mischievous shaky den nowag
  06/27/25
180
mewling lay mental disorder
  06/27/25
Did you know you're not required to contribute to a 401K?
Mischievous shaky den nowag
  06/27/25
(guy who is not a biglaw partner)
mewling lay mental disorder
  06/27/25
$700k Wife - $600k
arrogant concupiscible shrine scourge upon the earth
  06/27/25
43yo, $900k
cerebral incel area
  06/27/25
Early 40s. ~$2.1mm
Aromatic Market
  06/27/25
Late 20s, 250k
white stimulating wrinkle
  06/27/25
Good job , young gun
soul-stirring bull headed step-uncle's house twinkling uncleanness
  06/27/25
lol at these responses
bonkers plaza police squad
  06/27/25
go on...
Violent hideous casino boistinker
  06/27/25
30000k
Transparent startled piazza liquid oxygen
  06/27/25
$399,443.16
fragrant rough-skinned parlour
  06/27/25
Monday is likely to be a big day for you friend
Mischievous shaky den nowag
  06/27/25
🤞🏻
fragrant rough-skinned parlour
  06/27/25
IDK $150Kish. But I haven't been working long.
underhanded lavender yarmulke
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
bisexual razzle dingle berry hell
  06/27/25
Same.
up-to-no-good irate dysfunction telephone
  06/27/25
350,000 Kinda sad
Boyish Nighttime Black Woman Crotch
  06/27/25
all stock/bond investments are like 750k.
Odious submissive queen of the night
  06/27/25
$386k total. $324k in trad, $62k in Roth
histrionic effete becky
  06/27/25
Zero
vengeful karate
  06/27/25
Crrrrrrrrrrrrrr
mewling lay mental disorder
  06/27/25
For Benzo reasons or RSF reasons?
Aromatic Market
  06/27/25
$6 million or so. I checked in January.
up-to-no-good irate dysfunction telephone
  06/27/25
...
Mischievous shaky den nowag
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Comical painfully honest affirmative action
  06/27/25
$0. I don’t have a 401(k).
burgundy giraffe
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Azure big ticket booth milk



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: jade circlehead

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Azure big ticket booth milk

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: jade circlehead

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Violent hideous casino boistinker

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: excitant crimson whorehouse codepig

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: jade circlehead

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: bonkers plaza police squad

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: unholy charcoal feces

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: outnumbered swollen point

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Azure big ticket booth milk

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Sepia preventive strike

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Talking rebellious halford

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: outnumbered swollen point

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Violent hideous casino boistinker

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: outnumbered swollen point

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Violent hideous casino boistinker

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Violent hideous casino boistinker

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Ultramarine Blood Rage Laser Beams

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Sepia preventive strike

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: excitant crimson whorehouse codepig

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: mewling lay mental disorder

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Mischievous shaky den nowag

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Violent hideous casino boistinker

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Mischievous shaky den nowag

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: mewling lay mental disorder



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: stirring site french chef

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: supple prole

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: outnumbered swollen point

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: electric knife resort

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: mewling lay mental disorder

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: electric knife resort

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: mewling lay mental disorder

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: electric knife resort

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: mewling lay mental disorder

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: electric knife resort

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: mewling lay mental disorder

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: electric knife resort

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: cowardly library chad

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: white stimulating wrinkle

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Mischievous shaky den nowag

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: mewling lay mental disorder

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Mischievous shaky den nowag

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: mewling lay mental disorder

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: arrogant concupiscible shrine scourge upon the earth

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: cerebral incel area

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Aromatic Market

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: white stimulating wrinkle

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: soul-stirring bull headed step-uncle's house twinkling uncleanness

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: bonkers plaza police squad

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Violent hideous casino boistinker

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Transparent startled piazza liquid oxygen

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: fragrant rough-skinned parlour

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Mischievous shaky den nowag

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: fragrant rough-skinned parlour

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: underhanded lavender yarmulke

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: bisexual razzle dingle berry hell

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: up-to-no-good irate dysfunction telephone

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Boyish Nighttime Black Woman Crotch

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Odious submissive queen of the night

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: histrionic effete becky

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: vengeful karate

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: mewling lay mental disorder

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Aromatic Market

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: up-to-no-good irate dysfunction telephone

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Mischievous shaky den nowag



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Comical painfully honest affirmative action

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: burgundy giraffe

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)