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Excluding Home Value, Median 50yo Net Worth only 94k
| yapping autistic coldplay fan office | 05/07/25 |
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Poast new message in this thread
Date: May 7th, 2025 2:39 AM Author: yapping autistic coldplay fan office Just ROFL @ XO being like even 5m isnt enough!
https://x.com/VladTheInflator/status/1919854879440568817 |
Date: May 7th, 2025 2:41 AM Author: Lemon tanning salon selfie xo is out of touch but it's pathetic as FUCK for that to be the median net worth at age 50. what the fuck are these loserfuck gen x pieces of shit doing with their money. that's not even 3k a year savings since age 18, not even counting interest/stock gains. this was the only generation to vote for Trump btw. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910191) |
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Date: May 7th, 2025 2:43 AM Author: yapping autistic coldplay fan office i said before once i went soloshitlol and had to deal with actual prowls instead of lolyers i was pretty shocked how poor avg person is
XO just lives in lolyer orbit and not reality. most amerikkkans barely maek anything, they are terrible with money and they are functionally retarded. my first jerb i only made 31k and even though im a turd i barely saved anything and that was 20 something years ago |
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Date: May 7th, 2025 11:57 AM Author: Fishy Mother Center (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910944) |
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Date: May 7th, 2025 2:44 AM Author: rusted narrow-minded school newt The average prole doesn't have shit. I see people in tears over a ten dollar charge, and this is a "wealthy" area. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910198) |
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Date: May 7th, 2025 10:44 PM Author: Drunken Locus https://www.reddit.com/r/borrowloan/ (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912463) |
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Date: May 7th, 2025 2:53 AM Author: know-it-all people who are hurt menage This is exactly why it’s so ludicrous to suggest that Social Security will ever be meaningfully reduced. 90% of seniors would just be destitute. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910207) |
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Date: May 7th, 2025 2:56 AM Author: yapping autistic coldplay fan office ppl wld actually have to be nicer to their kids and families instead of being boomer cunts
ironically SS destroyed the family more than anything else in US |
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Date: May 7th, 2025 11:53 AM Author: Naked ruddy plaza regret Great poast TT (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910932) |
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Date: May 7th, 2025 2:53 AM Author: Chrome Theatre Why would you exclude people's most valuable asset (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910208) |
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Date: May 7th, 2025 2:56 AM Author: yapping autistic coldplay fan office guys in my HS use to just sell their home in a day its NBD u just go to the home sale store and they give u cash immediately, the price never fluctuates either and once u sell u can just live wherever u want no issues (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910210) |
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Date: May 7th, 2025 11:50 AM Author: Chrome Theatre So what? Like your stocks don't fluctuate in value 🤣 (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910926) |
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Date: May 7th, 2025 12:33 PM Author: dashing hilarious immigrant cuckold (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911050) |
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Date: May 7th, 2025 12:48 PM Author: Sinister Casino so because you can't convert it to cash to pay for a thai whore at the click of a fart app button it has no value at all as an asset? great analysis as always you deranged idiot. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911084) |
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Date: May 7th, 2025 12:50 PM Author: henna comical telephone I mean, if you no longer require a place to live, then its a meaningful asset to use for expenses. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911089) |
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Date: May 7th, 2025 1:00 PM Author: deranged coffee pot CR when you inherit a 6-bedroom, $3.8M home when your uncle dies your junior year of college, weird fact -- you are no wealthier that you were yesterday! (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911121) |
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Date: May 7th, 2025 4:58 PM Author: henna comical telephone obviously if u have excessive housing, then you can sell that excessive amount. jesus are u a dumb kike or what? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911695) |
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Date: May 7th, 2025 7:00 PM Author: deranged coffee pot What are you fucking talking about you retard? First, *most* people (or at least most 50 year olds) have "excessive" housing, meaning that they could sell their $750K house and buy a $400K house and, voila!, have $350K in cash (which you've previously been counting as $0). Second, even if you own literally the exact place that you would be renting if you were on welfare, by owning it, you don't have to pay rent.
Obviously, most people (although 50 is again getting close here) have a mortgage, and you seem so incredibly retarded that I guess I need to be explicit about this: you do realize that no one is arguing that anything other than the equity in the home should count, right? But the equity clearly should count, and it's weird as fuck--and produces a useless statistic--to exclude it. |
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Date: May 7th, 2025 7:08 PM Author: Cyan business firm that guy has been running this weird flame for as long as I can remember. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912038) |
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Date: May 8th, 2025 2:49 PM Author: henna comical telephone very werid flame that i think basic needs should be affortable to the masses.
crazy honestly. |
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Date: May 7th, 2025 10:59 PM Author: Magenta cerebral hospital idea he suggested Home equity adds 160k to this number on average. That's going to get you what beyond an annuity covering lifetime rent for a basement studio with mice and a hot plate for cooking? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912499) |
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Date: May 8th, 2025 12:41 AM Author: deranged coffee pot If true, that increases the figure in the thread title by 170% (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912616) |
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Date: May 8th, 2025 2:48 PM Author: henna comical telephone "and, voila!, have $350K in cash (which you've previously been counting as $0)"
Link? I never think of equity like this.
"*most* people (or at least most 50 year olds) have "excessive" housing" CSB. Again, excessive housing is an asset you can use for funding your retirement. congrats on common sense!
"Second, even if you own literally the exact place that you would be renting if you were on welfare, by owning it, you don't have to pay rent" bro are you telling me that if you own a own free and clear that is better than paying rent? JFC I wish I knew this years ago!
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Date: May 8th, 2025 2:51 PM Author: deranged coffee pot You're the one literally valuing it at zero dollars, dipshit. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48914525) |
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Date: May 8th, 2025 6:00 PM Author: henna comical telephone link? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48915074) |
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Date: May 7th, 2025 1:12 PM Author: Sinister Casino you can borrow on your home equity if you really want to and I'm sure no renter is factoring in their perpetually increasing rent liabilities when they talk about their net worth. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911137) |
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Date: May 7th, 2025 4:17 PM Author: balding flushed national security agency Borrowing against an asset does not increase your NW FYI (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911589) |
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Date: May 7th, 2025 4:58 PM Author: henna comical telephone (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911698) |
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Date: May 8th, 2025 6:41 AM Author: Sinister Casino No shit. It’s to point out TTs retarded point that your home equity has no liquidity and therefore doesn’t count (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912777) |
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Date: May 9th, 2025 11:01 AM Author: henna comical telephone Thats retarded and wasnt a point that was being responded too. Sorry about your RC section (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48916776) |
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Date: May 7th, 2025 1:17 PM Author: Chrome Theatre Great point! If you're renting a place, buying a house will immediately make you poorer. Everyone knows that. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911146) |
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Date: May 7th, 2025 4:13 PM Author: Marvelous maize theater stage (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911582) |
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Date: May 7th, 2025 4:57 PM Author: henna comical telephone ? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911693) |
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Date: May 7th, 2025 11:53 AM Author: Swollen judgmental space cq ran here to ask (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910935) |
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Date: May 7th, 2025 11:54 AM Author: fragrant transparent native ceo Yeah, it's retarded. Guy moves $1M from cash into real estate -> "OMG BROKE NOW" (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910936) |
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Date: May 7th, 2025 12:45 PM Author: dashing hilarious immigrant cuckold Yeah it would be better to call it “cash on hand” or “liquid net worth” or something like that. I’ve always felt that including the primary house in net worth is a little misleading since it doesn’t generate cash and you have to sell the entire thing or engage in financial engineering with mortgages to take equity out as cash. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911076) |
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Date: May 7th, 2025 12:57 PM Author: deranged coffee pot CR. Staked crypto should also be excluded. Also any asset that might be subject to taxation in the future. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911109) |
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Date: May 7th, 2025 1:25 PM Author: Brass awkward dilemma (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911157) |
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Date: May 7th, 2025 11:51 AM Author: tantric legend marketing idea afaik the average 50 year old has a negative nw (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48910930) |
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Date: May 7th, 2025 1:05 PM Author: balding flushed national security agency Yeah there’s no way this is an accurate number for the general population. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911127) |
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Date: May 7th, 2025 1:26 PM Author: Cyan business firm it's the median. half of the population is lower than this. it makes sense. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911159) |
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Date: May 7th, 2025 4:12 PM Author: balding flushed national security agency I know what a median is. I've also met the public. Have you? It's not the 5 or 10% of the population that lawyers interact with all day long. No way the median bro has 94k net of debts outside home equity. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911577) |
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Date: May 7th, 2025 5:17 PM Author: Cyan business firm the median 50 year old though? actually come to think of it we're talking about Gen X so you're probably right. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911767) |
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Date: May 7th, 2025 5:59 PM Author: balding flushed national security agency Honestly I missed the 50 yo part of op. So it's not as hard to believe as I thought (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911839) |
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Date: May 7th, 2025 6:02 PM Author: Amethyst nighttime kitty cat (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911850) |
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Date: May 7th, 2025 12:48 PM Author: infuriating kitchen blood rage Better than I would have guessed (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911080) |
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Date: May 7th, 2025 12:57 PM Author: deranged coffee pot Does this also exclude retirement? (Which, btw, makes more sense to exclude that home value.) (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911111) |
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Date: May 7th, 2025 12:59 PM Author: Cyan business firm proles don't save for retirement and they distrust 401ks. Most of them don't even understand what it is. and they all regard SS as their "retirement". (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911119) |
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Date: May 7th, 2025 1:11 PM Author: Fishy Mother Center Ljl (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911135) |
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Date: May 7th, 2025 1:13 PM Author: passionate impressive personal credit line Why does that make more sense? Its more liquid than a house (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911140) |
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Date: May 7th, 2025 4:24 PM Author: deranged coffee pot No it’s not dipshit. It’s incredibly easy to draw equity out of your home, whereas there are punitive penalties for withdrawing from 401k/IRA. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911599) |
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Date: May 7th, 2025 6:02 PM Author: Amethyst nighttime kitty cat You can take a Loan (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911853) |
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Date: May 7th, 2025 11:02 PM Author: Magenta cerebral hospital idea he suggested Nope. This includes retirement accounts. Does not include a present value of defined benefit pensions, though 54 year olds with those would mostly just be teachers and cops. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912505) |
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Date: May 7th, 2025 1:31 PM Author: insanely creepy multi-colored nursing home sound barrier what what a retarded thread. many people in retirement downsize, move in with family, or still have enough to live on with social security and a part-time job, some even have pensions that are almost certainly not included in the 94k, considering that homes are paid off or nearly paid off by then.
this is a dumb thread by a retard dalit trying to feel better about himself for being an aimless sexpat living out of a backpack in laos after excising all of his friends and family from his life |
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Date: May 7th, 2025 4:44 PM Author: motley partner I actually think that 94k is a little high. I don't think the data is from the US Census/Fed Reserve wealth data but one of the BS ones from an online survey. Fed reserve had 45-54 median wealth WITH house at about 200k. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911653) |
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Date: May 7th, 2025 11:04 PM Author: Magenta cerebral hospital idea he suggested This is from the Fed survey (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912510) |
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Date: May 7th, 2025 5:07 PM Author: Well-lubricated liquid oxygen church building the average american spends like 7 hours/day driving around in circles going to michaels arts and crafts then mcdonalds then to go get gas at the "good" gas station ten miles away then to the verizon store to get their phone fixed then gets into an accident in the verizon store parking lot and gets into a phsyical altercation then has to uber to the doctor while his or her car gets towed then has to uber to the auto body shop only to have his car insurance jacked up. then obviously orders some doordashed redbull and mozzarella sticks to have right before bed then cant sleep and has to take a xanax so he sleeps through his court hearing. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911735) |
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Date: May 7th, 2025 5:18 PM Author: Cyan business firm (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911769) |
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Date: May 7th, 2025 5:28 PM Author: Pungent insecure school cafeteria toaster (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911781) |
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Date: May 7th, 2025 5:31 PM Author: Chrome Theatre This guy knows America (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911789) |
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Date: May 7th, 2025 10:40 PM Author: dun territorial step-uncle's house (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912455) |
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Date: May 7th, 2025 11:24 PM Author: infuriating kitchen blood rage Just another day in America (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912545) |
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Date: May 7th, 2025 11:26 PM Author: honey-headed titillating parlor (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912549) |
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Date: May 8th, 2025 5:15 PM Author: vivacious patrolman associate (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48914948) |
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Date: May 8th, 2025 12:48 AM Author: bistre sanctuary (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912620) |
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Date: May 8th, 2025 10:26 PM Author: rusted narrow-minded school newt (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48915807) |
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Date: May 9th, 2025 3:12 PM Author: Swollen judgmental space (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48917429) |
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Date: May 9th, 2025 3:22 PM Author: poppy theater hissy fit (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48917453) |
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Date: May 7th, 2025 6:01 PM Author: Self-centered cobalt quadroon boltzmann I’m surprised it’s that high, I figured it would be $10-20k. The median American lacks the impulse control to save money. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911848) |
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Date: May 8th, 2025 2:52 PM Author: aphrodisiac resort (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48914530) |
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Date: May 7th, 2025 6:24 PM Author: Amethyst nighttime kitty cat Don’t know why we’re still taking about the median of anything. This country has been a Strict caste system based on Cliques for a long time now. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48911906) |
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Date: May 7th, 2025 7:46 PM Author: balding flushed national security agency Can you estimate for us the median nw of 50 yo’s in each clique? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912114) |
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Date: May 7th, 2025 7:54 PM Author: soggy university giraffe (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912144) |
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Date: May 7th, 2025 7:55 PM Author: balding flushed national security agency This could be important bort scholarship (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912147) |
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Date: May 7th, 2025 8:02 PM Author: Amethyst nighttime kitty cat They're all Gen X so it'd be extremely low or negative. For millenials it is as follows:
High Loser: 280,000k Loser: 0 Low Loser: -150,000k (student loans) Nerd: 1,900,000k (RSUs) Jock: 500k Prep: 9,000,000k Scumbag: -77,000k Ascended Loser (CSLG): 60,000,000k |
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Date: May 7th, 2025 8:04 PM Author: Cyan business firm (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912161) |
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Date: May 7th, 2025 8:19 PM Author: balding flushed national security agency Ty (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912187) |
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Date: May 7th, 2025 8:27 PM Author: Amethyst nighttime kitty cat (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912202) |
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Date: May 7th, 2025 10:36 PM Author: Amethyst nighttime kitty cat (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912450) |
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Date: May 7th, 2025 11:09 PM Author: Fiercely-loyal Famous Landscape Painting Water Buffalo Spot on (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912520) |
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Date: May 7th, 2025 11:25 PM Author: infuriating kitchen blood rage (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912547) |
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Date: May 8th, 2025 3:35 PM Author: dun territorial step-uncle's house JDU JDU JDU! (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48914662) |
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Date: May 8th, 2025 4:19 PM Author: aphrodisiac resort wow (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48914778) |
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Date: May 8th, 2025 5:16 PM Author: vivacious patrolman associate (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48914953) |
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Date: May 7th, 2025 8:28 PM Author: Amethyst nighttime kitty cat By Gen:
Silent: 190,000 Boomers: 5,000,000k Gen X: 2500 Millennials: 300k Zoomers: 10k Alpha: 3k |
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Date: May 8th, 2025 7:31 AM Author: Amethyst nighttime kitty cat (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48912825) |
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Date: May 8th, 2025 4:20 PM Author: aphrodisiac resort this cant be real and seems made up (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48914779) |
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Date: May 9th, 2025 11:03 AM Author: fighting laughsome dragon psychic ? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48916779) |
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Date: May 9th, 2025 2:43 PM Author: Amethyst nighttime kitty cat (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2#48917355) |