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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Mahogany bateful roommate volcanic crater
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Duck-like Walnut Toaster Voyeur
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Mahogany bateful roommate volcanic crater
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Abusive Principal's Office
  12/15/25
...
Hideous Cobalt Field Shitlib
  12/14/25
go to grad school
passionate indian lodge
  12/14/25
...
charismatic address
  12/14/25
Post bacc MD cr?
Mahogany bateful roommate volcanic crater
  12/15/25
yeah you gotta be careful though. some are better than other...
passionate indian lodge
  12/15/25
time for you to pay off mine
puce fragrant spot incel
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Hilarious cream market
  12/15/25
...
Hideous Cobalt Field Shitlib
  12/15/25
...
Frum forum
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
passionate indian lodge
  12/15/25
I have zero debt, I love my freedom.
Hilarious cream market
  12/15/25
...
mint box office candlestick maker
  12/15/25
you won this gen
vigorous philosopher-king
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
stirring brunch gunner
  12/15/25
current weight?
Mind-boggling garrison
  12/15/25
372 or so. It's been a rough holiday season.
stirring brunch gunner
  12/15/25
what are some things that have happened to you that forced y...
Impressive Outnumbered Whorehouse Becky
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
stirring brunch gunner
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
titillating insecure ape
  12/15/25
how much was the original loan balance and how much (((inter...
titillating insecure ape
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Mahogany bateful roommate volcanic crater
  12/15/25
I want to stab you
mauve geriatric keepsake machete shrine
  12/15/25
Being echo gen x has its privileges
Mahogany bateful roommate volcanic crater
  12/15/25
hookers and blow? pretty much whatever you want
jade sticky library karate
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
french kitchen
  12/15/25
Where the fuck did you get 2.75% interest student loans?
disturbing angry black woman institution
  12/15/25
Around 2007 and 2008, there were some great rates.
flesh home roast beef
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Mahogany bateful roommate volcanic crater
  12/15/25
Undergrad?
flesh home roast beef
  12/16/25
...
Hilarious cream market
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
flesh home roast beef
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
disturbing angry black woman institution
  12/15/25
two girls, same time
Violent Range Turdskin
  12/15/25
borrow more money from jews asap
Floppy Lodge Boltzmann
  12/15/25
Uncle Sam is a goy, shitlib
Mahogany bateful roommate volcanic crater
  12/15/25
who benefits? COHEN BENEFITS!
Floppy Lodge Boltzmann
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Mahogany bateful roommate volcanic crater

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Duck-like Walnut Toaster Voyeur

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Mahogany bateful roommate volcanic crater

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Abusive Principal's Office

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Hideous Cobalt Field Shitlib



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: passionate indian lodge

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: charismatic address



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Mahogany bateful roommate volcanic crater

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: passionate indian lodge

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: puce fragrant spot incel

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Hilarious cream market

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Hideous Cobalt Field Shitlib



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Frum forum



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: passionate indian lodge

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Hilarious cream market

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: mint box office candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: vigorous philosopher-king

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: stirring brunch gunner

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Mind-boggling garrison

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: stirring brunch gunner

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Impressive Outnumbered Whorehouse Becky

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: stirring brunch gunner

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: titillating insecure ape

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: titillating insecure ape

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Mahogany bateful roommate volcanic crater

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: mauve geriatric keepsake machete shrine

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Mahogany bateful roommate volcanic crater

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: jade sticky library karate

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: french kitchen

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: disturbing angry black woman institution

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: flesh home roast beef

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Mahogany bateful roommate volcanic crater

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: flesh home roast beef

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Hilarious cream market



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: flesh home roast beef

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: disturbing angry black woman institution

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Violent Range Turdskin

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Floppy Lodge Boltzmann

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Mahogany bateful roommate volcanic crater

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Floppy Lodge Boltzmann

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)