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if AHCA passes, PSLF is doomed
Poast new message in this thread
Date: May 3rd, 2017 6:37 PM Author: razzle-dazzle property shows ppl don't care if benefits taken from them. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33223653) |
Date: May 3rd, 2017 9:42 PM Author: Beady-eyed Hairy Legs New Version Public service loan forgiveness? (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33224984) |
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Date: May 3rd, 2017 10:06 PM Author: razzle-dazzle property yes (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225182) |
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Date: May 3rd, 2017 10:07 PM Author: titillating amethyst organic girlfriend coldplay fan nbd just do biglaw (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225196) |
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Date: May 3rd, 2017 10:08 PM Author: razzle-dazzle property i'd rather killself (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225205) |
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Date: May 3rd, 2017 10:12 PM Author: titillating amethyst organic girlfriend coldplay fan Death or permanent incapacitation also works (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225271) |
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Date: May 3rd, 2017 10:07 PM Author: Lavender Alcoholic Boltzmann Gas Station inshallah (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225191) |
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Date: May 3rd, 2017 10:07 PM Author: razzle-dazzle property STFU (((GC))) cuck (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225198) |
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Date: May 3rd, 2017 10:08 PM Author: Lavender Alcoholic Boltzmann Gas Station nah i just paid my loans; dont want my tax dollars being used to pay for people who didnt sacrifice as much as i did to do that
not wanting to support deadbeat freeloaders is not being a GC cuck. Self-sufficiency and self-reliance are supreme |
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Date: May 3rd, 2017 10:09 PM Author: razzle-dazzle property i sacrificed making measly bigfed wages on the promise my loans would be forgiven after 10 yrs. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225221) |
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Date: May 3rd, 2017 10:10 PM Author: Lavender Alcoholic Boltzmann Gas Station oh what a sacrifice as you get home everyday at 5pm (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225229) |
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Date: May 3rd, 2017 10:12 PM Author: razzle-dazzle property for shit money (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225254) |
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Date: May 3rd, 2017 10:13 PM Author: Lavender Alcoholic Boltzmann Gas Station then get a job that pays alot and forces you to do 80 hr weeks and be miserable for years (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225277) |
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Date: May 3rd, 2017 10:15 PM Author: razzle-dazzle property Bigfed + PSLF was the best of both worlds :( (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225296) |
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Date: May 3rd, 2017 10:21 PM Author: Lavender Alcoholic Boltzmann Gas Station sorry you cant have your cake and eat it too. fucking millennials. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225339) |
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Date: May 3rd, 2017 10:23 PM Author: razzle-dazzle property Gen x, bro (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225359) |
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Date: May 3rd, 2017 10:11 PM Author: iridescent casino Wrong (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225249) |
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Date: May 3rd, 2017 10:12 PM Author: razzle-dazzle property explain (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225258) |
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Date: May 3rd, 2017 10:24 PM Author: Vigorous Violent Stock Car What is AHCA? PSLF is flame, nobody is going to let doctors discharge 300K debt or anybody else for that matter. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225366) |
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Date: May 3rd, 2017 10:26 PM Author: razzle-dazzle property Most doctors will have paid them off as they will wage out of IBR pretty quickly and be on a standard 10 year plan or a nonqualified plan if they want lower payments. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225392) |
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Date: May 3rd, 2017 10:27 PM Author: Vigorous Violent Stock Car (clueless) (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225404) |
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Date: May 3rd, 2017 10:30 PM Author: razzle-dazzle property Explain (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225436) |
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Date: May 3rd, 2017 10:34 PM Author: Vigorous Violent Stock Car I don't even know where to begin. We are talking about PSLF, right? Not IBR. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225469) |
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Date: May 3rd, 2017 10:37 PM Author: razzle-dazzle property Yes. Most doctors will not have very much or any of their loans forgiven after 10 years even if PSLF was miraculously not cut. Not sure what is so confusing.
If they stay on a qualified repayment plan, their income will exceed the partial forgiveness level of IBR. Then, they'll be making payments in an amount which will result in most of their principal being paid off.
If they don't remain on a qualified repayment plan, they get zero forgiveness.
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Date: May 3rd, 2017 10:39 PM Author: Vigorous Violent Stock Car So are you saying PSLF discharge will be gone, or IBR discharge, or both? (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225533) |
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Date: May 3rd, 2017 10:42 PM Author: razzle-dazzle property See above. PSLF works in concert with a qualified repayment plan.
PSLF is most certainly going away. Or will be left unfounded. |
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Date: May 3rd, 2017 11:13 PM Author: floppy mad-dog skullcap regret not true. clock starts rolling as soon as they enter residency, where they're making like $60k on a mountain of debt. they're on IBR when their repayment starts and pay like $450 a month for 3-5 years. once they get their $325k job at a qualifying hospital, they make the maximum payments as they would under a normal repayment plan, which are capped. 5-7 years later, the remaining balance is forgiven, with no tax bomb. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225821) |
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Date: May 5th, 2017 2:53 PM Author: Chrome offensive crackhouse You cannot make more than half the payments on Standard 10 year plan. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33238807) |
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Date: May 3rd, 2017 10:27 PM Author: Odious senate boiling water It ain't passing (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225398) |
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Date: May 3rd, 2017 10:31 PM Author: razzle-dazzle property They have the votes, breh. Yeah, it will get tweaked in the senate but it still will pass mostly intact. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225441) |
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Date: May 3rd, 2017 10:45 PM Author: unhinged smoky lay I just googled this and it returned 0 results. Link to an article or this is flame. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225603) |
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Date: May 3rd, 2017 10:48 PM Author: Vigorous Violent Stock Car This guy is full of shit. PSLF discharge will probably end up getting capped at like $60K before any loans are forgiven though. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225632) |
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Date: May 3rd, 2017 10:50 PM Author: unhinged smoky lay Id be fine with that, thats my total student loan debt (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225646) |
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Date: May 3rd, 2017 10:52 PM Author: razzle-dazzle property Where is the funding for billions of dollars of foregivess even with a cap going to come from? And how is it going to begin being funded by October 2017? (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225668) |
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Date: May 3rd, 2017 10:55 PM Author: Vigorous Violent Stock Car So they are literally just gonna give people nothing after they spend 10 years doing public interest work? (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225687) |
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Date: May 3rd, 2017 10:57 PM Author: unhinged smoky lay Exactly why this wont happen. Theyll take it away for new borrowers and will have to appropriate ~$5B over the next 10 years for people already in the program. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225702) |
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Date: May 3rd, 2017 11:00 PM Author: razzle-dazzle property Prob more like 50-100B if no cap. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225724) |
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Date: May 3rd, 2017 11:02 PM Author: Vigorous Violent Stock Car just from PSLF? (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225736) |
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Date: May 3rd, 2017 11:03 PM Author: unhinged smoky lay 500k are currently enrolled in PSLF. My figure assumes the average person has $100k in student loans
Edit: I think it should be $50B |
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Date: May 3rd, 2017 11:04 PM Author: Vigorous Violent Stock Car No way. The vast majority of borrowers have less than $50k debt. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225759) |
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Date: May 3rd, 2017 11:05 PM Author: unhinged smoky lay I know several in PSLF with 200-500k in loans. If you have less than $50k its almost not even worth it. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225765) |
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Date: May 3rd, 2017 11:06 PM Author: razzle-dazzle property The 500k are only those who have submitted documentation substantiating eligibility so far. Most haven't submitted paperwork according to the last study. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225776) |
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Date: May 3rd, 2017 10:58 PM Author: razzle-dazzle property A lot easier than taking something away from someone who's already had the benefit. And it only affects such a small segment of the population that nobody will care. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225705) |
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Date: May 3rd, 2017 10:50 PM Author: razzle-dazzle property There are no articles. This is common sense. If the public doesn't care that their generous subsidies under ACA will be fucked, they sure as shit won't care about 500k mostly shitlennials not receiving loan foregiveness. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225647) |
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Date: May 3rd, 2017 10:54 PM Author: unhinged smoky lay So just pure speculation on your part. Got it. Also people do care about their subsidies going away. The new health care bill is extreme!y unpopular. (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225679) |
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Date: May 3rd, 2017 10:56 PM Author: razzle-dazzle property 5 months and we will find out (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225691) |
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Date: May 3rd, 2017 11:04 PM Author: brilliant appetizing personal credit line range PSLF is written in such a way that after the 10 years you only qualify to get *considered* for forgiveness, and its contingent on the availability of funding, so, lol (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225760) |
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Date: May 3rd, 2017 11:06 PM Author: unhinged smoky lay Whats your citation? Is that a direct quote counselor? (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225775) |
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Date: May 3rd, 2017 11:08 PM Author: razzle-dazzle property This (http://www.autoadmit.com/thread.php?thread_id=3603666&forum_id=2#33225788) |