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Many adults not saving

https://www.linkedin.com/feed/news/many-working-adults-not-s...
Swollen Racy Gunner
  03/18/19
...
Crystalline Excitant Market Sound Barrier
  03/18/19
it's tough to save. after taxes, we have about $2,100/month
Indecent gay wizard
  03/18/19
What's your HHI?
ivory exhilarant cuck
  03/18/19
$430k.
boyish know-it-all partner national
  03/18/19
gross pre-tax hhi is a shade over $600k/year
Indecent gay wizard
  03/18/19
LJL excellent flame
ivory exhilarant cuck
  03/18/19
i wish it were flame, brother
Indecent gay wizard
  03/18/19
well assuming true this at least proves you aren’t a s...
Alcoholic Tanning Salon
  03/18/19
holy fuck brother who is responsible for this (hint: it&rsqu...
Ebony stage
  03/21/19
...
Crystalline Excitant Market Sound Barrier
  03/18/19
They do this story once a year
titillating onyx sweet tailpipe pit
  03/18/19
prob cause its true
Swollen Racy Gunner
  03/18/19
This is like a story showing that high school kids are bad d...
charcoal mentally impaired ticket booth masturbator
  03/18/19
but why only american high school kids? if u look at savi...
Swollen Racy Gunner
  03/18/19
Some of these are not like the other. India and China - bec...
charcoal mentally impaired ticket booth masturbator
  03/18/19
"More than 4 in 10 households (45 percent) earning less...
ivory exhilarant cuck
  03/18/19
I make minimum wage and save a couple hundo per month. Try l...
titillating onyx sweet tailpipe pit
  03/18/19
Do you live in a rented room in the bowling alley behind the...
ivory exhilarant cuck
  03/18/19
I live in a very inexpensive dwelling
titillating onyx sweet tailpipe pit
  03/18/19
Above a bowling alley and below another bowling alley.
ungodly bateful stag film tattoo
  03/18/19
a zelda dungeon where every floor is another bowling alley
Ruddy public bath twinkling uncleanness
  03/18/19
But it's cheap!
sooty frozen house stain
  03/21/19
(Frank Grimes, or “Grimey” as he liked to be cal...
fear-inspiring out-of-control theatre international law enforcement agency
  03/18/19
...
ivory exhilarant cuck
  03/21/19
made more than 30k but not much more and still saved while l...
bull headed deranged death wish
  03/18/19
I know guys that make 250 grand a year plus, and they choose...
Azure federal friendly grandma liquid oxygen
  03/18/19
the first group will get fucked by rampant inflation, confis...
orchid corner
  03/18/19
cr. when the budget crisis really comes to a head, all your...
Indecent gay wizard
  03/18/19
...
violent patrolman
  03/18/19
cr
Ebony stage
  03/21/19
...
charcoal mentally impaired ticket booth masturbator
  03/21/19
Our HHI is around $250k-275k per year and we save between $3...
ivory exhilarant cuck
  03/18/19
Good for you rich boi
titillating onyx sweet tailpipe pit
  03/18/19
This income puts me in the bottom 15% of XO. Nutella makes m...
ivory exhilarant cuck
  03/18/19
Nutella's pussy has buck teeth
titillating onyx sweet tailpipe pit
  03/18/19
Comparing yourself to Nutella? May as well compare yourself...
charcoal mentally impaired ticket booth masturbator
  03/18/19
Zuck is a spa compared to what nutella makes.
Razzle Station
  03/18/19
Nutella has that alpha demeanor that Zuck can only dream of....
charcoal mentally impaired ticket booth masturbator
  03/18/19
Does that include retirement savings?
Deep khaki sandwich
  03/18/19
Thanks for ur input mrs. Orman
Chestnut Party Of The First Part Abode
  03/18/19
Cr. I still have a pair of track pants my mom bought me at R...
Shaky Sepia Dragon Step-uncle's House
  03/18/19
(guy new to ameriKKKa)
bull headed deranged death wish
  03/18/19
“Saving” means working unnecessarily, but withou...
Chestnut Party Of The First Part Abode
  03/18/19
Not really, it's a way to have greater enjoyment in the futu...
titillating onyx sweet tailpipe pit
  03/18/19
99% chance I will be dead by October
Chestnut Party Of The First Part Abode
  03/18/19
Black October claims another brilliant young HBS mind.
ivory exhilarant cuck
  03/18/19
...
Hideous space
  03/18/19
?
charcoal mentally impaired ticket booth masturbator
  03/18/19
What are the odds that you die next week? 50/50. Week after ...
Chestnut Party Of The First Part Abode
  03/18/19
Makes sense.
charcoal mentally impaired ticket booth masturbator
  03/18/19
basically 100% chance of death in two weeks once you multipl...
orchid corner
  03/18/19
this is correct
Peach digit ratio piazza
  03/18/19
...
bull headed deranged death wish
  03/18/19
with that logic, all squirrels and bears should consume non ...
Swollen Racy Gunner
  03/21/19
Story: people who make nothing save nothing. Remarkable!
charcoal mentally impaired ticket booth masturbator
  03/18/19
Even people who make good money are saving very little On...
stubborn pink feces orchestra pit
  03/18/19
which means they're fucked even if the 1/6 made $200k, th...
Swollen Racy Gunner
  03/18/19
most people have to save more than 100% of their income to r...
Indecent gay wizard
  03/18/19
Bizarre flame
Chestnut Party Of The First Part Abode
  03/18/19
(Earl)
titillating onyx sweet tailpipe pit
  03/18/19
What? That's plenty for retirement.
sooty frozen house stain
  03/21/19
Does this include things like 401k?
charcoal mentally impaired ticket booth masturbator
  03/18/19
Articles like this are shit in really clarifying saving vs. ...
stubborn pink feces orchestra pit
  03/18/19
I find that harder to believe. We get to 15% just with maxi...
charcoal mentally impaired ticket booth masturbator
  03/18/19
You are one of the 1 in 6 that is doing at least that much ...
stubborn pink feces orchestra pit
  03/18/19
Well, we earn much more than top 1/6th though, so this isn't...
charcoal mentally impaired ticket booth masturbator
  03/18/19
it doesn't make sense for us to save anything until our stud...
Peach digit ratio piazza
  03/18/19
Yes. This is exactly the type of analysis going into these s...
Bisexual university
  03/18/19
And also, why NOT live it up a bit with the money you do hav...
Abusive temple philosopher-king
  03/18/19
totally agree. many overlook the time value of time.
Peach digit ratio piazza
  03/18/19
...
orchid corner
  03/18/19
Many of my prole co-workers are "broke" and can't ...
Contagious mood rigpig
  03/18/19
It's just not possible to save enough for it to be worth the...
Abusive temple philosopher-king
  03/18/19
LJL at “saving” on bank “balance” sh...
Swashbuckling Multi-billionaire Messiness
  03/18/19
Cr.
Hideous space
  03/18/19
Saving is flame. Spending beyond your means is cr. There's ...
Nofapping silver shitlib really tough guy
  03/18/19
...
aquamarine shivering plaza pocket flask
  03/18/19
0.01% interest
ungodly bateful stag film tattoo
  03/18/19
Nah. The one good thing is that you can get like 2.3% inter...
charcoal mentally impaired ticket booth masturbator
  03/18/19
There's no imflatiom though so we r good.
Beta Trip Famous Landscape Painting
  03/18/19
This is why we need YANGBUCKS. People will surely start sav...
Mint curious property
  03/18/19
This is actually GOOD for the economy because it keeps that ...
Chestnut Party Of The First Part Abode
  03/18/19
yet they'll spend 10K more on a station wagon than a sedan t...
iridescent casino goyim
  03/18/19
I save ~60% of my income. SUP?
bossy black woman
  03/18/19
I just calculated. I save 42% of my monthly nut after taxes.
Heady Demanding Roast Beef
  03/21/19
What about retirement savings?
Deep khaki sandwich
  03/21/19
I put monthly into Roth IRA that I did not include.
Heady Demanding Roast Beef
  03/21/19
(Doesn't know what monthly nut means)
Burgundy Aphrodisiac Library Knife
  03/21/19


Poast new message in this thread



Reply Favorite

Date: March 18th, 2019 7:51 AM
Author: Swollen Racy Gunner

https://www.linkedin.com/feed/news/many-working-adults-not-saving-rpt-4376371/

Working Americans are struggling to save, according to a Bankrate survey. More than 20% reveal they are not saving “at all,” a figure that has remained the same since 2016. Almost half of working adults are saving something — but only around 10% of their yearly incomes (just 16% say they are able to save at least 15%). The low saving rate has been blamed on high levels of student debt, the lack of wage growth and increased living costs.



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949043)



Reply Favorite

Date: March 18th, 2019 7:53 AM
Author: Crystalline Excitant Market Sound Barrier



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949046)



Reply Favorite

Date: March 18th, 2019 7:54 AM
Author: Indecent gay wizard

it's tough to save. after taxes, we have about $2,100/month

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949047)



Reply Favorite

Date: March 18th, 2019 8:20 AM
Author: ivory exhilarant cuck

What's your HHI?

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949072)



Reply Favorite

Date: March 18th, 2019 8:41 AM
Author: boyish know-it-all partner national

$430k.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949085)



Reply Favorite

Date: March 18th, 2019 8:45 AM
Author: Indecent gay wizard

gross pre-tax hhi is a shade over $600k/year

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949093)



Reply Favorite

Date: March 18th, 2019 8:52 AM
Author: ivory exhilarant cuck

LJL excellent flame

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949110)



Reply Favorite

Date: March 18th, 2019 8:53 AM
Author: Indecent gay wizard

i wish it were flame, brother

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949112)



Reply Favorite

Date: March 18th, 2019 1:47 PM
Author: Alcoholic Tanning Salon

well assuming true this at least proves you aren’t a spaceporn alt

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950267)



Reply Favorite

Date: March 21st, 2019 9:59 AM
Author: Ebony stage

holy fuck brother who is responsible for this (hint: it’s you)

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965251)



Reply Favorite

Date: March 18th, 2019 8:47 AM
Author: Crystalline Excitant Market Sound Barrier



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949098)



Reply Favorite

Date: March 18th, 2019 8:04 AM
Author: titillating onyx sweet tailpipe pit

They do this story once a year

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949057)



Reply Favorite

Date: March 18th, 2019 9:38 AM
Author: Swollen Racy Gunner

prob cause its true

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949221)



Reply Favorite

Date: March 18th, 2019 10:00 AM
Author: charcoal mentally impaired ticket booth masturbator

This is like a story showing that high school kids are bad drivers.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949273)



Reply Favorite

Date: March 18th, 2019 10:01 AM
Author: Swollen Racy Gunner

but why only american high school kids?

if u look at savings rate across emerging and western countries, its much higher than the u.s.: china, japan, india, germany. 20-35%.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949278)



Reply Favorite

Date: March 18th, 2019 10:05 AM
Author: charcoal mentally impaired ticket booth masturbator

Some of these are not like the other. India and China - because they don't trust the government to take care of them, and rightly so.

Japan was in this boat post-WW2, and I think it is sticking. In general though, aging population = more focus on saving.

Germany: also was in a terrible state post-WW2, so culture adapts.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949293)



Reply Favorite

Date: March 18th, 2019 8:20 AM
Author: ivory exhilarant cuck

"More than 4 in 10 households (45 percent) earning less than $30,000 per year aren’t saving any money. "

I think it's actually more shocking that 60% of households earning less than $30,000 are saving something. Maybe it's $50 per month or something. I can't imagine saving money on that sort of HHI, even if you're a single man.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949071)



Reply Favorite

Date: March 18th, 2019 9:07 AM
Author: titillating onyx sweet tailpipe pit

I make minimum wage and save a couple hundo per month. Try leaving nyc

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949145)



Reply Favorite

Date: March 18th, 2019 9:09 AM
Author: ivory exhilarant cuck

Do you live in a rented room in the bowling alley behind the pin machines?

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949151)



Reply Favorite

Date: March 18th, 2019 9:10 AM
Author: titillating onyx sweet tailpipe pit

I live in a very inexpensive dwelling

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949155)



Reply Favorite

Date: March 18th, 2019 11:22 AM
Author: ungodly bateful stag film tattoo

Above a bowling alley and below another bowling alley.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949621)



Reply Favorite

Date: March 18th, 2019 12:46 PM
Author: Ruddy public bath twinkling uncleanness

a zelda dungeon where every floor is another bowling alley

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950014)



Reply Favorite

Date: March 21st, 2019 9:25 AM
Author: sooty frozen house stain

But it's cheap!

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965132)



Reply Favorite

Date: March 18th, 2019 1:18 PM
Author: fear-inspiring out-of-control theatre international law enforcement agency

(Frank Grimes, or “Grimey” as he liked to be called)

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950125)



Reply Favorite

Date: March 21st, 2019 10:10 AM
Author: ivory exhilarant cuck



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965326)



Reply Favorite

Date: March 18th, 2019 9:13 AM
Author: bull headed deranged death wish

made more than 30k but not much more and still saved while living in a decently expensive but not MFH/SF metro area. a lot of money is wasted by the young on eating out and drinking, the former i never did/do and the latter i only did within reason

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949166)



Reply Favorite

Date: March 18th, 2019 8:27 AM
Author: Azure federal friendly grandma liquid oxygen

I know guys that make 250 grand a year plus, and they choose to wear cheap shoes often with holes in them (because they are comfortable) , drive older but reliable cars and live in modest homes. I also know guys that make 40 grand a year and wear $200 tennis shoes, carry $1500 cell phones, always have a brand new car in the driveway, and are mortgaged to the hilt on a McMansion. Savings is a choice and a lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949077)



Reply Favorite

Date: March 18th, 2019 8:49 AM
Author: orchid corner

the first group will get fucked by rampant inflation, confiscatory taxes, and violent vitriol attacking their conscientious life choices. they might as well get the allen edmonds.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949106)



Reply Favorite

Date: March 18th, 2019 8:53 AM
Author: Indecent gay wizard

cr. when the budget crisis really comes to a head, all your savings and brokerage accounts are gone

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949111)



Reply Favorite

Date: March 18th, 2019 10:22 AM
Author: violent patrolman



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949363)



Reply Favorite

Date: March 21st, 2019 10:00 AM
Author: Ebony stage

cr

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965262)



Reply Favorite

Date: March 21st, 2019 10:03 AM
Author: charcoal mentally impaired ticket booth masturbator



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965287)



Reply Favorite

Date: March 18th, 2019 8:53 AM
Author: ivory exhilarant cuck

Our HHI is around $250k-275k per year and we save between $3k and $4k per month without dressing or living like bums. Nothing crazy, but we have new cars and a 3,000 square foot house.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949113)



Reply Favorite

Date: March 18th, 2019 9:08 AM
Author: titillating onyx sweet tailpipe pit

Good for you rich boi

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949148)



Reply Favorite

Date: March 18th, 2019 9:10 AM
Author: ivory exhilarant cuck

This income puts me in the bottom 15% of XO. Nutella makes my yearly income in one month.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949153)



Reply Favorite

Date: March 18th, 2019 9:11 AM
Author: titillating onyx sweet tailpipe pit

Nutella's pussy has buck teeth

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949159)



Reply Favorite

Date: March 18th, 2019 9:56 AM
Author: charcoal mentally impaired ticket booth masturbator

Comparing yourself to Nutella? May as well compare yourself to Zuckerburg.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949263)



Reply Favorite

Date: March 18th, 2019 11:07 AM
Author: Razzle Station

Zuck is a spa compared to what nutella makes.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949554)



Reply Favorite

Date: March 18th, 2019 11:53 AM
Author: charcoal mentally impaired ticket booth masturbator

Nutella has that alpha demeanor that Zuck can only dream of.

Zuck to spouse: please cum (she doesn't)

Nutella to spouse: don't cum, bitch (he also doesn't)

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949766)



Reply Favorite

Date: March 18th, 2019 10:23 AM
Author: Deep khaki sandwich

Does that include retirement savings?

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949371)



Reply Favorite

Date: March 18th, 2019 9:13 AM
Author: Chestnut Party Of The First Part Abode

Thanks for ur input mrs. Orman

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949167)



Reply Favorite

Date: March 18th, 2019 11:19 AM
Author: Shaky Sepia Dragon Step-uncle's House

Cr. I still have a pair of track pants my mom bought me at Ross the afternoon after my high school graduation.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949604)



Reply Favorite

Date: March 18th, 2019 9:02 AM
Author: bull headed deranged death wish

(guy new to ameriKKKa)

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949132)



Reply Favorite

Date: March 18th, 2019 9:12 AM
Author: Chestnut Party Of The First Part Abode

“Saving” means working unnecessarily, but without enjoying the fruits of your labor. It’s like giving a freebie to GC.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949161)



Reply Favorite

Date: March 18th, 2019 9:14 AM
Author: titillating onyx sweet tailpipe pit

Not really, it's a way to have greater enjoyment in the future by storing and stacking the fruit of labor

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949168)



Reply Favorite

Date: March 18th, 2019 9:16 AM
Author: Chestnut Party Of The First Part Abode

99% chance I will be dead by October

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949174)



Reply Favorite

Date: March 18th, 2019 9:18 AM
Author: ivory exhilarant cuck

Black October claims another brilliant young HBS mind.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949178)



Reply Favorite

Date: March 18th, 2019 12:38 PM
Author: Hideous space



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949990)



Reply Favorite

Date: March 18th, 2019 9:31 AM
Author: charcoal mentally impaired ticket booth masturbator

?

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949206)



Reply Favorite

Date: March 18th, 2019 9:48 AM
Author: Chestnut Party Of The First Part Abode

What are the odds that you die next week? 50/50. Week after that? 50/50. And so on. Add them all up and things don’t look great for 2020

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949236)



Reply Favorite

Date: March 18th, 2019 9:51 AM
Author: charcoal mentally impaired ticket booth masturbator

Makes sense.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949248)



Reply Favorite

Date: March 18th, 2019 12:50 PM
Author: orchid corner

basically 100% chance of death in two weeks once you multiply that 50% chance by two.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950025)



Reply Favorite

Date: March 18th, 2019 1:02 PM
Author: Peach digit ratio piazza

this is correct

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950061)



Reply Favorite

Date: March 18th, 2019 9:16 AM
Author: bull headed deranged death wish



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949176)



Reply Favorite

Date: March 21st, 2019 12:20 PM
Author: Swollen Racy Gunner

with that logic, all squirrels and bears should consume non stop and also, fuck winter cause winter's gay amirite lol

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37966060)



Reply Favorite

Date: March 18th, 2019 9:32 AM
Author: charcoal mentally impaired ticket booth masturbator

Story: people who make nothing save nothing. Remarkable!

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949207)



Reply Favorite

Date: March 18th, 2019 9:48 AM
Author: stubborn pink feces orchestra pit

Even people who make good money are saving very little

Only 1 in 6 is saving at least 15% of their income



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949235)



Reply Favorite

Date: March 18th, 2019 9:51 AM
Author: Swollen Racy Gunner

which means they're fucked

even if the 1/6 made $200k, they are saving $30k+ a year which is not even close to enough for retirement.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949246)



Reply Favorite

Date: March 18th, 2019 10:03 AM
Author: Indecent gay wizard

most people have to save more than 100% of their income to retire. it's impossible

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949288)



Reply Favorite

Date: March 18th, 2019 10:03 AM
Author: Chestnut Party Of The First Part Abode

Bizarre flame

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949289)



Reply Favorite

Date: March 18th, 2019 12:36 PM
Author: titillating onyx sweet tailpipe pit

(Earl)

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949983)



Reply Favorite

Date: March 21st, 2019 9:29 AM
Author: sooty frozen house stain

What? That's plenty for retirement.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965147)



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Date: March 18th, 2019 9:55 AM
Author: charcoal mentally impaired ticket booth masturbator

Does this include things like 401k?

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949259)



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Date: March 18th, 2019 10:11 AM
Author: stubborn pink feces orchestra pit

Articles like this are shit in really clarifying saving vs. investing but based on the numbers, it seems like they mean all saving and investing combined

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949319)



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Date: March 18th, 2019 10:12 AM
Author: charcoal mentally impaired ticket booth masturbator

I find that harder to believe. We get to 15% just with maxing 401k matching.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949322)



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Date: March 18th, 2019 10:17 AM
Author: stubborn pink feces orchestra pit

You are one of the 1 in 6 that is doing at least that much

The numbers are legit, I have seen many studies that show most Americans save next to nothing on a monthly basis



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949336)



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Date: March 18th, 2019 10:19 AM
Author: charcoal mentally impaired ticket booth masturbator

Well, we earn much more than top 1/6th though, so this isn't surprising. Also, for now we are DINKs.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949344)



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Date: March 18th, 2019 10:03 AM
Author: Peach digit ratio piazza

it doesn't make sense for us to save anything until our student debt is gone. that interest rate is much higher than the after-tax interest rate we could achieve in the market.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949290)



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Date: March 18th, 2019 10:52 AM
Author: Bisexual university

Yes. This is exactly the type of analysis going into these savings decisions.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949494)



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Date: March 18th, 2019 10:58 AM
Author: Abusive temple philosopher-king

And also, why NOT live it up a bit with the money you do have NOW instead of saving it for when you're sick and old? Fuck that noise.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949510)



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Date: March 18th, 2019 11:36 AM
Author: Peach digit ratio piazza

totally agree. many overlook the time value of time.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949675)



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Date: March 18th, 2019 12:51 PM
Author: orchid corner



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950029)



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Date: March 18th, 2019 10:20 AM
Author: Contagious mood rigpig

Many of my prole co-workers are "broke" and can't even afford lunch. They're always having some kind of personal or transportation crisis, too. It's pathetic, really.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949350)



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Date: March 18th, 2019 10:51 AM
Author: Abusive temple philosopher-king

It's just not possible to save enough for it to be worth the aggravation.

You want it to be the other way, but it's this way.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949487)



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Date: March 18th, 2019 11:39 AM
Author: Swashbuckling Multi-billionaire Messiness

LJL at “saving” on bank “balance” sheets and “securities”

You’d be better off burning the cash. At least with consumption you get something for your labor

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949687)



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Date: March 18th, 2019 12:40 PM
Author: Hideous space

Cr.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949993)



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Date: March 18th, 2019 12:41 PM
Author: Nofapping silver shitlib really tough guy

Saving is flame. Spending beyond your means is cr.

There's always another bailout coming

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37949994)



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Date: March 18th, 2019 12:42 PM
Author: aquamarine shivering plaza pocket flask



(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950002)



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Date: March 18th, 2019 12:45 PM
Author: ungodly bateful stag film tattoo

0.01% interest

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950010)



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Date: March 18th, 2019 1:06 PM
Author: charcoal mentally impaired ticket booth masturbator

Nah. The one good thing is that you can get like 2.3% interest for online savings accounts again. Still miss the 5% interest rates for accounts from the mid-2000s.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950079)



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Date: March 18th, 2019 12:54 PM
Author: Beta Trip Famous Landscape Painting

There's no imflatiom though so we r good.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950037)



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Date: March 18th, 2019 1:07 PM
Author: Mint curious property

This is why we need YANGBUCKS. People will surely start saving these.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950080)



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Date: March 18th, 2019 1:53 PM
Author: Chestnut Party Of The First Part Abode

This is actually GOOD for the economy because it keeps that money in circulation 💵 💵 💵 keep spending everyone it helps the 🏦🏦🏦 they will be grateful

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37950288)



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Date: March 18th, 2019 9:26 PM
Author: iridescent casino goyim

yet they'll spend 10K more on a station wagon than a sedan that was perfectly acceptable 10 years ago

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37952551)



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Date: March 18th, 2019 9:29 PM
Author: bossy black woman

I save ~60% of my income.

SUP?

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37952581)



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Date: March 21st, 2019 9:32 AM
Author: Heady Demanding Roast Beef

I just calculated. I save 42% of my monthly nut after taxes.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965156)



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Date: March 21st, 2019 9:49 AM
Author: Deep khaki sandwich

What about retirement savings?

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965213)



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Date: March 21st, 2019 9:50 AM
Author: Heady Demanding Roast Beef

I put monthly into Roth IRA that I did not include.

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965214)



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Date: March 21st, 2019 10:09 AM
Author: Burgundy Aphrodisiac Library Knife

(Doesn't know what monthly nut means)

(http://www.autoadmit.com/thread.php?thread_id=4223482&forum_id=2#37965312)