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How should I invest $1.5 million starting from scratch

...
bateful out-of-control sound barrier public bath
  04/11/25
Plane flight to Cambodia or Bali, dirt cheap bungalow, local...
Cerebral multi-billionaire
  04/11/25
But don't forget that they make it near impossible for you t...
Cerebral multi-billionaire
  04/11/25
email me brother
aggressive titillating mother bawdyhouse
  04/11/25
...
bateful out-of-control sound barrier public bath
  04/11/25
SOXL otm calls
unhinged 180 resort
  04/11/25
The below assumes this is basically all of your net worth. I...
Haunting wild crackhouse sandwich
  04/11/25
i like the conservatism but what is your thinking on the $90...
bateful out-of-control sound barrier public bath
  04/16/25
100% of it into S&P 500 index fund. Don't overthink this...
Doobsian rigpig rehab
  04/16/25
seems a little unwise
bateful out-of-control sound barrier public bath
  04/16/25
he's a MAGAtard - don't take financial advice from him st...
mauve son of senegal
  04/16/25
do you have any thoughts then
bateful out-of-control sound barrier public bath
  04/16/25
Mainly cash right now. Market will prob crash another 30%-40...
mauve son of senegal
  04/16/25
Cash is a terrible investment. Euro is now 1.15 usd. That's ...
hyperventilating bonkers gaping coldplay fan
  04/16/25
My cash is in a money market paying 4% on Vanguard BTC is...
mauve son of senegal
  04/16/25
If Index funds drop 20% off peak, i.e. to 4800 it will be th...
hyperventilating bonkers gaping coldplay fan
  04/16/25
cr he's jewish but somehow stupid with finances (and stup...
histrionic becky hall
  04/16/25
its a great idea warren buffet says its a great idea and ...
Doobsian rigpig rehab
  04/16/25
SPY strangles
plum arousing menage
  04/16/25
1/2 in bitcoin (if buy anonymous will never have to worry ab...
hyperventilating bonkers gaping coldplay fan
  04/16/25
watch YouTube a little bit and read an investing book and bu...
Narrow-minded slate boltzmann corner
  04/16/25
30% in BTC 35% in VTI 35% in VOO
Peach irate orchestra pit
  04/16/25
...
.,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,
  04/30/25
invest in what u know something about, insider knowledge
Brussels Sprout: Brussels,Helsinki,Stockholm,Kyiv
  04/30/25
Bet it all on black. In all seriousness, there is no way ...
.,.,,...,...,..,....,...,...,...
  04/30/25
i am single mid 30s and just want to be free
.,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,
  04/30/25
just mail it in and go Asian
blow off some steam
  04/30/25
With 20-30% of it buy far out of the money puts or sell call...
buck naked
  04/30/25


Poast new message in this thread



Reply Favorite

Date: April 11th, 2025 1:51 AM
Author: bateful out-of-control sound barrier public bath



(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48836792)



Reply Favorite

Date: April 11th, 2025 1:53 AM
Author: Cerebral multi-billionaire

Plane flight to Cambodia or Bali, dirt cheap bungalow, local wife, actually enjoy the rest of your life

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48836795)



Reply Favorite

Date: April 11th, 2025 2:07 AM
Author: Cerebral multi-billionaire

But don't forget that they make it near impossible for you to travel out of the country both costwise and legally if you have any of the slave markings that often come with being openly discontented about the state of the country

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48836802)



Reply Favorite

Date: April 11th, 2025 2:59 AM
Author: aggressive titillating mother bawdyhouse

email me brother

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48836833)



Reply Favorite

Date: April 11th, 2025 6:19 PM
Author: bateful out-of-control sound barrier public bath



(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48839077)



Reply Favorite

Date: April 11th, 2025 6:19 PM
Author: unhinged 180 resort

SOXL otm calls

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48839079)



Reply Favorite

Date: April 11th, 2025 6:32 PM
Author: Haunting wild crackhouse sandwich

The below assumes this is basically all of your net worth. It would be different if you had a NW of $5MM beyond this $1.5MM.

---RIGHT NOW---

(1) Put $300k in a boring ETF like VOO

(2) Put $200k in BTC (transfer to hardware wallet)

(3) Put $100k in Ethereum + Solana (transfer to hardware wallet and stake)

(4) Put remaining $900k in T Bills.

---THERAFTER FOR NOW---

(1) Each month sell $15k of T-Bills and buy $15k of a boring ETF like VOO (so you will put it all into the market after 60 months / 5 years).

---MOVING FORWARD---

If you're interested in real estate, buy an investment property to see if you like being in the real state game. If so, buy more (one at a time), place conservative leverage on it, and the rince and repeat -- but not beyond around 50% of your net worth.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48839103)



Reply Favorite

Date: April 16th, 2025 12:00 PM
Author: bateful out-of-control sound barrier public bath

i like the conservatism but what is your thinking on the $900k t-bills. would you buy direct or go through a fund.

explain selling t bills in "therafter"

how to think about real estate?

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48852908)



Reply Favorite

Date: April 16th, 2025 12:03 PM
Author: Doobsian rigpig rehab

100% of it into S&P 500 index fund. Don't overthink this.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48852925)



Reply Favorite

Date: April 16th, 2025 2:47 PM
Author: bateful out-of-control sound barrier public bath

seems a little unwise

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853692)



Reply Favorite

Date: April 16th, 2025 2:48 PM
Author: mauve son of senegal

he's a MAGAtard - don't take financial advice from him

stock market will tank even more this year

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853697)



Reply Favorite

Date: April 16th, 2025 2:56 PM
Author: bateful out-of-control sound barrier public bath

do you have any thoughts then

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853726)



Reply Favorite

Date: April 16th, 2025 2:59 PM
Author: mauve son of senegal

Mainly cash right now. Market will prob crash another 30%-40%. Maybe start DCAing when it's down another 25%-35%. Other than that you can a little gold stock (although it's at peak). I just bought some IAU

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853733)



Reply Favorite

Date: April 16th, 2025 3:11 PM
Author: hyperventilating bonkers gaping coldplay fan

Cash is a terrible investment. Euro is now 1.15 usd. That's a drop of 10% in the past few months. You must inflation protect your asset. Bitcoin just like gold isn't cheap now but it will be even more expensive in the future.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853789)



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Date: April 16th, 2025 3:16 PM
Author: mauve son of senegal

My cash is in a money market paying 4% on Vanguard

BTC is still risky AF

You can put a little in there, but no more than 10% IMO

Also if you own a house, it doesn't matter as much if the dollar goes down in value

I don't do much forex trading, but if you're comfortable buying the Yen or Euro, then go for it

The last thing I would do is dump it in index funds right now

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853822)



Reply Favorite

Date: April 16th, 2025 4:07 PM
Author: hyperventilating bonkers gaping coldplay fan

If Index funds drop 20% off peak, i.e. to 4800 it will be the same deal as 2022 when market dropped 20% while usd devalued by another 20 or 30%. Usd may not necessarily keep dropping against euro because once recession starts in euro they will actively devalue their currency but the purchasing power decreases either way. My house may go up a bit in $ terms, but so does my property tax, maintenance, insurance and homes are way overpriced now. That's why only bitcoin and profitable stocks work against inflation



(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48854171)



Reply Favorite

Date: April 16th, 2025 3:08 PM
Author: histrionic becky hall

cr

he's jewish but somehow stupid with finances (and stupid in general)

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853776)



Reply Favorite

Date: April 16th, 2025 4:37 PM
Author: Doobsian rigpig rehab

its a great idea

warren buffet says its a great idea and that thats what hed do if he were a retail investor

no better investment than broadly in american companies. lol at invsting in intl index funds.

and lmao at putting ur money in t bills. can't believe youd actually consider that.

has worked out very well for me.

if u want to be an idiot be my guest though. call your nearest edward jones advisor so you can buy whole life insurance and bonds, oh and dont forget to pick up some crypto

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48854322)



Reply Favorite

Date: April 16th, 2025 1:10 PM
Author: plum arousing menage

SPY strangles

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853246)



Reply Favorite

Date: April 16th, 2025 3:03 PM
Author: hyperventilating bonkers gaping coldplay fan

1/2 in bitcoin (if buy anonymous will never have to worry about taxes or debt collectors from divorce or malpractice lawyers,etc). 1/2 amzn.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853748)



Reply Favorite

Date: April 16th, 2025 3:08 PM
Author: Narrow-minded slate boltzmann corner

watch YouTube a little bit and read an investing book and buy stocks and investments for sale

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853769)



Reply Favorite

Date: April 16th, 2025 3:10 PM
Author: Peach irate orchestra pit

30% in BTC

35% in VTI

35% in VOO

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48853788)



Reply Favorite

Date: April 30th, 2025 11:38 AM
Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,




(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48893376)



Reply Favorite

Date: April 30th, 2025 11:45 AM
Author: Brussels Sprout: Brussels,Helsinki,Stockholm,Kyiv


invest in what u know something about, insider knowledge

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48893415)



Reply Favorite

Date: April 30th, 2025 12:04 PM
Author: .,.,,...,...,..,....,...,...,...


Bet it all on black.

In all seriousness, there is no way to answer this question unless you also describe your financial goals and investment time horizons. The optimal investment strategy is very different if you are hoping to use the money to retire in 30 years versus use it to buy a second home in 1-2 years.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48893488)



Reply Favorite

Date: April 30th, 2025 12:37 PM
Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,


i am single mid 30s and just want to be free

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48893616)



Reply Favorite

Date: April 30th, 2025 12:40 PM
Author: blow off some steam

just mail it in and go Asian

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48893625)



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Date: April 30th, 2025 12:48 PM
Author: buck naked

With 20-30% of it buy far out of the money puts or sell calls for premium near the old highs of any index, QQQ or whatever you like to watch.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2#48893645)