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POLL: What is your 401(k) balance right now

...
Heady shivering national international law enforcement agency
  06/27/25
A tiny pink 500k
Brindle skinny woman whorehouse
  06/27/25
that's not that bad
Heady shivering national international law enforcement agency
  06/27/25
I guess not but the thought of grinding out another 20 years...
Brindle skinny woman whorehouse
  06/27/25
age?
Titillating honey-headed gas station nibblets
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
boyish blood rage kitchen
  06/27/25
Yep, I’m early 40s lol
Brindle skinny woman whorehouse
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Exhilarant crystalline space voyeur
  06/27/25
It depend on if that's his primary retirement or if he has ...
lascivious headpube doctorate
  06/27/25
$130k
lilac stimulating gaming laptop
  06/27/25
that's horrendous
Heady shivering national international law enforcement agency
  06/27/25
i'm in between these two guys
Coiffed bawdyhouse
  06/27/25
Same, I'm in between two guys
Histrionic crackhouse foreskin
  06/27/25
The sum total of all my retirement and brokerage accounts is...
lilac stimulating gaming laptop
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Titillating honey-headed gas station nibblets
  06/27/25
My mom says I'm special.
lilac stimulating gaming laptop
  06/27/25
even that's not true
Titillating honey-headed gas station nibblets
  06/27/25
LOL
Titillating honey-headed gas station nibblets
  06/27/25
$3.4 million in combined marital plans.
Wonderful Aquamarine Sanctuary
  06/27/25
damn
Coiffed bawdyhouse
  06/27/25
Age?
boyish blood rage kitchen
  06/27/25
Such a waste of capital.
Cream resort
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Irate giraffe
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Titillating honey-headed gas station nibblets
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Irate giraffe
  06/27/25
...
Cream resort
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Diverse sticky abode
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
hot public bath
  06/27/25
.
lilac stimulating gaming laptop
  06/27/25
Something like $800-900k for wife and I.
mind-boggling theatre stain
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Cream resort
  06/27/25
If you work in-house matching makes it a no-brainer.
mind-boggling theatre stain
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Cream resort
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
mind-boggling theatre stain
  06/27/25
I want my yacht now.
Cream resort
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
mind-boggling theatre stain
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Cream resort
  06/27/25
If that's your perspective then sure, stop contributing into...
mind-boggling theatre stain
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Marvelous pozpig degenerate
  06/27/25
Why not put it in a Roth?
Snowy Bonkers Location Dingle Berry
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Irate giraffe
  06/27/25
180
Cream resort
  06/27/25
Did you know you're not required to contribute to a 401K?
Irate giraffe
  06/27/25
(guy who is not a biglaw partner)
Cream resort
  06/27/25
$700k Wife - $600k
crusty grizzly hospital factory reset button
  06/27/25
43yo, $900k
Vivacious Cumskin Dog Poop
  06/27/25
Early 40s. ~$2.1mm
spectacular circlehead base
  06/27/25
Late 20s, 250k
Snowy Bonkers Location Dingle Berry
  06/27/25
Good job , young gun
out-of-control cerise casino round eye
  06/27/25
lol at these responses
Exhilarant crystalline space voyeur
  06/27/25
go on...
Titillating honey-headed gas station nibblets
  06/27/25
30000k
Arrogant Purple Area Persian
  06/27/25
$399,443.16
scarlet house
  06/27/25
Monday is likely to be a big day for you friend
Irate giraffe
  06/27/25
🤞🏻
scarlet house
  06/27/25
IDK $150Kish. But I haven't been working long.
bistre laser beams
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
judgmental piazza volcanic crater
  06/27/25
Same.
onyx hairraiser coldplay fan ratface
  06/27/25
350,000 Kinda sad
Laughsome dull rehab
  06/27/25
all stock/bond investments are like 750k.
walnut misanthropic potus menage
  06/27/25
$386k total. $324k in trad, $62k in Roth
violent senate
  06/27/25
Zero
Canary motley hissy fit
  06/27/25
Crrrrrrrrrrrrrr
Cream resort
  06/27/25
For Benzo reasons or RSF reasons?
spectacular circlehead base
  06/27/25
$6 million or so. I checked in January.
onyx hairraiser coldplay fan ratface
  06/27/25
...
Irate giraffe
  06/27/25
I mean undoubtedly there is a balance but $6 million?
talented locus old irish cottage
  06/27/25
$0. I don’t have a 401(k).
curious blathering pocket flask toaster
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Heady shivering national international law enforcement agency



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Brindle skinny woman whorehouse

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Heady shivering national international law enforcement agency

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Brindle skinny woman whorehouse

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Titillating honey-headed gas station nibblets

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: boyish blood rage kitchen

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Brindle skinny woman whorehouse

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Exhilarant crystalline space voyeur

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: lascivious headpube doctorate

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: lilac stimulating gaming laptop

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Heady shivering national international law enforcement agency

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Coiffed bawdyhouse

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Histrionic crackhouse foreskin

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: lilac stimulating gaming laptop

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Titillating honey-headed gas station nibblets

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: lilac stimulating gaming laptop

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Titillating honey-headed gas station nibblets

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Titillating honey-headed gas station nibblets

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Wonderful Aquamarine Sanctuary

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Coiffed bawdyhouse

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: boyish blood rage kitchen

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Cream resort

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Irate giraffe

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Titillating honey-headed gas station nibblets

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Irate giraffe

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Cream resort



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Diverse sticky abode

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: hot public bath

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: lilac stimulating gaming laptop

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: mind-boggling theatre stain

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Cream resort

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: mind-boggling theatre stain

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Cream resort

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: mind-boggling theatre stain

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Cream resort

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: mind-boggling theatre stain

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Cream resort

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: mind-boggling theatre stain

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Marvelous pozpig degenerate

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Snowy Bonkers Location Dingle Berry

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Irate giraffe

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Cream resort

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Irate giraffe

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Cream resort

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: crusty grizzly hospital factory reset button

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Vivacious Cumskin Dog Poop

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: spectacular circlehead base

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Snowy Bonkers Location Dingle Berry

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: out-of-control cerise casino round eye

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Exhilarant crystalline space voyeur

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Titillating honey-headed gas station nibblets

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Arrogant Purple Area Persian

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: scarlet house

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Irate giraffe

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: scarlet house

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: bistre laser beams

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: judgmental piazza volcanic crater

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: onyx hairraiser coldplay fan ratface

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Laughsome dull rehab

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: walnut misanthropic potus menage

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: violent senate

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Canary motley hissy fit

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Cream resort

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: spectacular circlehead base

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: onyx hairraiser coldplay fan ratface

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Irate giraffe



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: talented locus old irish cottage

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: curious blathering pocket flask toaster

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)