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Anyone else have a defined benefit pension plan?
| vigorous grizzly boistinker | 08/04/25 |
| Seedy Soggy Idiot | 08/04/25 |
| Tripping Iridescent Striped Hyena | 08/04/25 |
| Filthy Stock Car Digit Ratio | 08/04/25 |
| Peach kitchen stain | 08/04/25 |
| Confused Hominid | 08/04/25 |
| Learning disabled sandwich point | 08/04/25 |
| I Listen to Porn Podcasts | 08/09/25 |
| bistre clown | 08/04/25 |
| Peach kitchen stain | 08/04/25 |
| I Listen to Porn Podcasts | 08/09/25 |
| Charlie Dung from Zhejiang Province | 08/10/25 |
Poast new message in this thread
Date: August 4th, 2025 5:47 AM Author: vigorous grizzly boistinker I just fully vested after 15 years. No matter what, I am owed $25k per year for the rest of my life (25% of salary but based on $100k cap) starting at age 62. Over the next 15 years that eventually goes up to fifty percent of salary and the cap should grow somewhat for inflation (but won’t actually keep pace with inflation).
Company plans to keep it, but has scaled it way back. Some of these boomers I work with are retiring with 70 percent off their high three years with no cap. |
Date: August 4th, 2025 6:54 AM Author: Seedy Soggy Idiot (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49154654) |
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Date: August 4th, 2025 6:58 AM Author: Tripping Iridescent Striped Hyena Sorry, you will die at 61 years of age. (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49154659) |
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Date: August 4th, 2025 8:12 AM Author: Filthy Stock Car Digit Ratio The company will go out of business within 10 years. (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49154725) |
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Date: August 4th, 2025 8:22 AM Author: Peach kitchen stain My wife had one but they froze it 10 years ago and replaced it with a 9% 401k contribution. These things are extremely uncommon in nonunionized workplaces and are becoming fairly uncommon in union contracts as well. (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49154734) |
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Date: August 4th, 2025 8:49 AM Author: Confused Hominid LOL it's a private company? Pepper anus for a corp restructuring where they shed the pension (likely private equity driven). Although I think for ur tiny pink pension, PBGC will cover the full amount (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49154760) |
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Date: August 4th, 2025 8:52 AM Author: Learning disabled sandwich point i'm a solo and my accountant set up a DB plan for me last year, and i have no idea how the fuck it works. my S corp paid 300k into the plan last year and got a huge tax deduction. i have no idea how i see this money or when (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49154762) |
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Date: August 9th, 2025 6:14 PM Author: I Listen to Porn Podcasts Your accountant from a beach in Barbados: You don’t. (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49170386) |
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Date: August 4th, 2025 8:53 AM Author: bistre clown I had one. The company discontinued it the literal second the last boomer retired. It was the boomer CEO on his way out the door. They did replace it with a 13% match though. (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49154764) |
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Date: August 4th, 2025 10:22 AM Author: Peach kitchen stain 13% match is 180, but lol at the boomers at every single company pulling the ladder up behind them (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49154949) |
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Date: August 9th, 2025 6:15 PM Author: I Listen to Porn Podcasts Market demands it, cost of capital, yadda yadda yadda (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49170387) |
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Date: August 10th, 2025 7:28 AM Author: Charlie Dung from Zhejiang Province ((zurich is stained)) (http://www.autoadmit.com/thread.php?thread_id=5758002&forum_id=2...id#49171243) |