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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
pearly circlehead
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
shimmering skinny woman
  09/22/25
Weird
Buck-toothed Concupiscible Rigor Area
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Chartreuse laughsome whorehouse boistinker
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
pearly circlehead
  09/22/25
Guessing they are big Israel supporters
Seedy tank bbw
  09/22/25
...
very tactful step-uncle's house selfie
  09/22/25
I’m not sure either could even tell you who the curren...
pearly circlehead
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
gold nighttime candlestick maker
  09/22/25
...
Startling charismatic dilemma son of senegal
  09/22/25
its a story as old as recent times
Drab beta telephone orchestra pit
  09/22/25
...
Swollen Jewess Twinkling Uncleanness
  09/22/25
...
Chartreuse laughsome whorehouse boistinker
  09/22/25
...
Onyx stock car
  09/22/25
...
Filthy fighting idiot resort
  09/22/25
...
pearly circlehead
  09/22/25
...
gold nighttime candlestick maker
  09/22/25
...
Duck-like wonderful school cafeteria
  09/22/25
...
racy slippery trailer park
  09/22/25
...
Startling charismatic dilemma son of senegal
  09/22/25
...
bat shit crazy erotic bawdyhouse knife
  09/22/25
Sounds very Gen X
misanthropic address
  09/22/25
...
Filthy fighting idiot resort
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
pearly circlehead
  09/22/25
Double Big Fed?
Swollen Jewess Twinkling Uncleanness
  09/22/25
Not saying, but yep
pearly circlehead
  09/22/25
Good for you
Swollen Jewess Twinkling Uncleanness
  09/22/25
Any kids?
Turquoise den
  09/22/25
He’s already graduated from college and doing well on ...
pearly circlehead
  09/22/25
It probably will work out for him though.
abnormal razzmatazz lodge
  09/22/25
Sadly yeah
Seedy tank bbw
  09/22/25
Tell us more about the wife's fake business
Rusted high-end sanctuary
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
pearly circlehead
  09/22/25
How can that lose 3k/month?
Swollen Jewess Twinkling Uncleanness
  09/22/25
She's putting way too much scent in them
aqua galvanic station
  09/22/25
...
Excitant blue library
  09/22/25
...
Cordovan yapping national athletic conference
  09/22/25
...
very tactful step-uncle's house selfie
  09/22/25
...
lake odious sweet tailpipe hairy legs
  09/22/25
...
bonkers useless brakes forum
  09/22/25
...
Confused dun internal respiration
  09/22/25
...
mind-boggling sapphire round eye really tough guy
  09/22/25
...
pearly circlehead
  09/22/25
...
gold nighttime candlestick maker
  09/22/25
...
Bull Headed Property
  09/22/25
...
disrespectful spectacular french chef abode
  09/22/25
...
salmon church
  09/22/25
...
hairraiser love of her life
  09/22/25
...
marvelous burgundy new version
  09/22/25
I think you misspelled "cents."
Ocher arousing center hominid
  09/22/25
...
pearly circlehead
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
naked sick heaven
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
pearly circlehead
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
naked sick heaven
  09/22/25
He hates his job and wants to killself daily.
pearly circlehead
  09/22/25
He should work harder, save more, get that house paid off or...
naked sick heaven
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Amber narrow-minded ladyboy
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
stimulating doctorate
  09/22/25
Simmer down Shapiro
pearly circlehead
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Filthy fighting idiot resort
  09/22/25
You seem to struggle with the idea that someone could build ...
misanthropic address
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Filthy fighting idiot resort
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
misanthropic address
  09/22/25
are you saying I should Sell High?
Filthy fighting idiot resort
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Filthy fighting idiot resort
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
naked sick heaven
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Appetizing indecent stage
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
naked sick heaven
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Filthy fighting idiot resort
  09/22/25
Cr. It would be much better if he paid in installments, like...
180 Boiling Water Locus
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
stimulating doctorate
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
boyish trust fund
  09/22/25
Why would you have several thousand per month in health care...
Filthy fighting idiot resort
  09/22/25
(dude who has never tried to buy insurance on the individual...
boyish trust fund
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
180 Boiling Water Locus
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Filthy fighting idiot resort
  09/22/25
Once his kids are out of the house he can just downsize and ...
180 Boiling Water Locus
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
Drab beta telephone orchestra pit
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Exhilarant Orange Pisswyrm Locale
  09/22/25
For the financially retarded putting extra into your house i...
lake odious sweet tailpipe hairy legs
  09/22/25
This guy gets it
Swollen Jewess Twinkling Uncleanness
  09/22/25
Raymondnomics
Filthy fighting idiot resort
  09/22/25
...
pearly circlehead
  09/22/25
...
very tactful step-uncle's house selfie
  09/22/25
...
gold nighttime candlestick maker
  09/22/25
...
Ocher arousing center hominid
  09/22/25
...
disrespectful spectacular french chef abode
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
Razzle-dazzle lay
  09/22/25
Many such cases
lake odious sweet tailpipe hairy legs
  09/22/25
This seems to be about the median life outcome ITE
Swollen Jewess Twinkling Uncleanness
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
mind-boggling sapphire round eye really tough guy
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Swollen Jewess Twinkling Uncleanness
  09/22/25
Is your friend still in high school? My brother, in all h...
pearly circlehead
  09/22/25
He is early 30s lol
mind-boggling sapphire round eye really tough guy
  09/22/25
alpha af
Painfully honest people who are hurt
  09/22/25
I feel like there are more good stories about your brother, ...
disrespectful spectacular french chef abode
  09/22/25
He’s got a “system” for playing slots in V...
pearly circlehead
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
floppy alcoholic background story mad-dog skullcap
  09/22/25
...
Swollen Jewess Twinkling Uncleanness
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Diverse crackhouse organic girlfriend
  09/22/25
There's nothing else a man can reasonably drive
floppy alcoholic background story mad-dog skullcap
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Cerise stirring windowlicker
  09/22/25
...
gold nighttime candlestick maker
  09/22/25
...
hairraiser love of her life
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
boyish trust fund
  09/23/25
Lol
electric submissive digit ratio legal warrant
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
hairraiser love of her life
  09/22/25
He’s 6’3 and I’m 6’1
pearly circlehead
  09/22/25
he has you pwned 4lyfe
hairraiser love of her life
  09/22/25
...
lake odious sweet tailpipe hairy legs
  09/22/25
Harsh, but fair
pearly circlehead
  09/22/25
What's the big deal as long as they get inheritances.
stimulating doctorate
  09/22/25
If a Boomer senses that their resources are needed by a youn...
disrespectful spectacular french chef abode
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: pearly circlehead

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: shimmering skinny woman

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Buck-toothed Concupiscible Rigor Area

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Chartreuse laughsome whorehouse boistinker

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: pearly circlehead

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Seedy tank bbw

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: very tactful step-uncle's house selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: pearly circlehead

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: gold nighttime candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Startling charismatic dilemma son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Drab beta telephone orchestra pit

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Swollen Jewess Twinkling Uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Chartreuse laughsome whorehouse boistinker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Onyx stock car



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Filthy fighting idiot resort



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: pearly circlehead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: gold nighttime candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Duck-like wonderful school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: racy slippery trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Startling charismatic dilemma son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: bat shit crazy erotic bawdyhouse knife



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: misanthropic address

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Filthy fighting idiot resort



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: pearly circlehead

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Swollen Jewess Twinkling Uncleanness

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: pearly circlehead

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Swollen Jewess Twinkling Uncleanness

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Turquoise den

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: pearly circlehead

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: abnormal razzmatazz lodge

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Seedy tank bbw

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Rusted high-end sanctuary

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: pearly circlehead

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Swollen Jewess Twinkling Uncleanness

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: aqua galvanic station

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Excitant blue library



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Cordovan yapping national athletic conference



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: very tactful step-uncle's house selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: lake odious sweet tailpipe hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: bonkers useless brakes forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Confused dun internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: mind-boggling sapphire round eye really tough guy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: pearly circlehead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: gold nighttime candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Bull Headed Property



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: disrespectful spectacular french chef abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: salmon church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: hairraiser love of her life



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: marvelous burgundy new version



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Ocher arousing center hominid

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: pearly circlehead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: naked sick heaven

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: pearly circlehead

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: naked sick heaven

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: pearly circlehead

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: naked sick heaven

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Amber narrow-minded ladyboy

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: stimulating doctorate

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: pearly circlehead

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Filthy fighting idiot resort

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: misanthropic address

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Filthy fighting idiot resort

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: misanthropic address

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Filthy fighting idiot resort

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Filthy fighting idiot resort

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: naked sick heaven

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Appetizing indecent stage

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: naked sick heaven

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Filthy fighting idiot resort

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: 180 Boiling Water Locus

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: stimulating doctorate

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: boyish trust fund

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Filthy fighting idiot resort

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: boyish trust fund

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: 180 Boiling Water Locus

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Filthy fighting idiot resort

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: 180 Boiling Water Locus

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Drab beta telephone orchestra pit

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Exhilarant Orange Pisswyrm Locale

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: lake odious sweet tailpipe hairy legs

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Swollen Jewess Twinkling Uncleanness

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Filthy fighting idiot resort

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: pearly circlehead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: very tactful step-uncle's house selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: gold nighttime candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Ocher arousing center hominid



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: disrespectful spectacular french chef abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Razzle-dazzle lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: lake odious sweet tailpipe hairy legs

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Swollen Jewess Twinkling Uncleanness

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: mind-boggling sapphire round eye really tough guy

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: Swollen Jewess Twinkling Uncleanness

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: pearly circlehead

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: mind-boggling sapphire round eye really tough guy

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Painfully honest people who are hurt

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: disrespectful spectacular french chef abode

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: pearly circlehead

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: floppy alcoholic background story mad-dog skullcap

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Swollen Jewess Twinkling Uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Diverse crackhouse organic girlfriend

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: floppy alcoholic background story mad-dog skullcap

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Cerise stirring windowlicker

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: gold nighttime candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: hairraiser love of her life



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: boyish trust fund

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: electric submissive digit ratio legal warrant

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: hairraiser love of her life

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: pearly circlehead

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: hairraiser love of her life

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: lake odious sweet tailpipe hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: pearly circlehead

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: stimulating doctorate

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: disrespectful spectacular french chef abode

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id#49308752)