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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Black clown partner
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Wonderful Spot Generalized Bond
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Black clown partner
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
curious out-of-control institution
  12/15/25
u sound mad
Galvanic Brunch Juggernaut
  12/14/25
go to grad school
domesticated yellow doctorate
  12/14/25
...
Stimulating personal credit line
  12/14/25
Post bacc MD cr?
Black clown partner
  12/15/25
yeah you gotta be careful though. some are better than other...
domesticated yellow doctorate
  12/15/25
time for you to pay off mine
Bat-shit-crazy chestnut prole
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Primrose famous landscape painting
  12/15/25
...
Galvanic Brunch Juggernaut
  12/15/25
...
painfully honest immigrant
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
domesticated yellow doctorate
  12/15/25
I have zero debt, I love my freedom.
Primrose famous landscape painting
  12/15/25
...
Green sickened lettuce
  12/15/25
you won this gen
excitant step-uncle's house friendly grandma
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
effete laughsome heaven
  12/15/25
current weight?
heady alcoholic range coldplay fan
  12/15/25
372 or so. It's been a rough holiday season.
effete laughsome heaven
  12/15/25
what are some things that have happened to you that forced y...
razzle-dazzle cowardly orchestra pit
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
effete laughsome heaven
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
House-broken idiot
  12/15/25
how much was the original loan balance and how much (((inter...
House-broken idiot
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Black clown partner
  12/15/25
I want to stab you
Vermilion Degenerate Police Squad
  12/15/25
Being echo gen x has its privileges
Black clown partner
  12/15/25
hookers and blow? pretty much whatever you want
passionate lemon mad-dog skullcap national security agency
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
vivacious university
  12/15/25
Where the fuck did you get 2.75% interest student loans?
bearded razzle garrison ape
  12/15/25
Around 2007 and 2008, there were some great rates.
Vigorous Fortuitous Meteor
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Black clown partner
  12/15/25
Undergrad?
Vigorous Fortuitous Meteor
  12/16/25
...
Primrose famous landscape painting
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Vigorous Fortuitous Meteor
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
bearded razzle garrison ape
  12/15/25
two girls, same time
pontificating burgundy jew
  12/15/25
borrow more money from jews asap
at-the-ready cerebral keepsake machete gas station
  12/15/25
Uncle Sam is a goy, shitlib
Black clown partner
  12/15/25
who benefits? COHEN BENEFITS!
at-the-ready cerebral keepsake machete gas station
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Black clown partner

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Wonderful Spot Generalized Bond

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Black clown partner

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: curious out-of-control institution

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Galvanic Brunch Juggernaut

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: domesticated yellow doctorate

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Stimulating personal credit line



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Black clown partner

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: domesticated yellow doctorate

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Bat-shit-crazy chestnut prole

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Primrose famous landscape painting

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Galvanic Brunch Juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: painfully honest immigrant



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: domesticated yellow doctorate

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Primrose famous landscape painting

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Green sickened lettuce



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: excitant step-uncle's house friendly grandma

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: effete laughsome heaven

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: heady alcoholic range coldplay fan

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: effete laughsome heaven

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: razzle-dazzle cowardly orchestra pit

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: effete laughsome heaven

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: House-broken idiot

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: House-broken idiot

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Black clown partner

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Vermilion Degenerate Police Squad

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Black clown partner

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: passionate lemon mad-dog skullcap national security agency

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: vivacious university

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: bearded razzle garrison ape

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Vigorous Fortuitous Meteor

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Black clown partner

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Vigorous Fortuitous Meteor

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Primrose famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Vigorous Fortuitous Meteor

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: bearded razzle garrison ape

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: pontificating burgundy jew

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: at-the-ready cerebral keepsake machete gas station

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Black clown partner

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: at-the-ready cerebral keepsake machete gas station

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2...id#49512587)