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HYPO: $10 million a year but you must pay for everything in US coins

Pennies, dimes, nickels, quarters, half dollars, and dollars...
Arousing Demanding Library Trust Fund
  01/12/26
May I retain a Coin Boy to follow me around?
puce flatulent menage gaping
  01/12/26
...
vigorous whorehouse useless brakes
  01/12/26
Only if you pay him in coins
Arousing Demanding Library Trust Fund
  01/12/26
...
Gay exciting alpha locus
  03/07/26
...
heady therapy
  03/07/26
for reference, $2,500 in dollar coins weighs about 45 pounds...
Abusive Piazza Haunted Graveyard
  01/12/26
Good thing everybody on XO played a little bit of college ba...
Arousing Demanding Library Trust Fund
  01/12/26
...
hideous mind-boggling theater
  01/12/26
...
vigorous whorehouse useless brakes
  03/07/26
Rent/mortgage make this difficult. Other than that, I could ...
citrine boiling water factory reset button
  01/12/26
You would just make a bunch of trips to the bank with bucket...
Arousing Demanding Library Trust Fund
  01/12/26
So, what happens if my mortgage is sold to a Rocket Mortgage...
Fighting Lay
  01/12/26
I suggest you pay off your mortgage in coins before that can...
Arousing Demanding Library Trust Fund
  01/12/26
So, my only option is to drive to Rocket Mortgage HQ with a ...
Fighting Lay
  01/12/26
hire an assistant or middleman who will handle your procurem...
Indecent Trump Supporter Circlehead
  01/12/26
No. The actual vendor must take coins. So you can stay at ...
Arousing Demanding Library Trust Fund
  01/12/26
When I was a teenager in the 90's, my friends and I thought ...
Fighting Lay
  01/12/26
Sign me up
hideous mind-boggling theater
  01/12/26
...
Arousing Demanding Library Trust Fund
  03/07/26
I dont think this is possible realistically. Places would re...
aromatic out-of-control nursing home psychic
  03/07/26
Private businesses in the US are generally not legally requi...
aromatic out-of-control nursing home psychic
  03/07/26
Black guy getting told off and refused for trying to pay wit...
aromatic out-of-control nursing home psychic
  03/07/26
Unless there's an end date when you can cash out, this doesn...
Gay exciting alpha locus
  03/07/26
I worked with a dumb prole cashier who insisted that we were...
Histrionic coral senate
  03/07/26
Did you then ask a summer to prepare a quick research memo o...
Gay exciting alpha locus
  03/07/26
Hdy
pungent chocolate school cafeteria
  03/07/26
...
vigorous whorehouse useless brakes
  03/07/26
...
Histrionic coral senate
  03/07/26
yes. i'd be a modern day John D. Rockfeller. kids would f...
onyx disturbing pozpig feces
  03/07/26
Live in Las Vegas for a year, the tip capital of the world ...
heady therapy
  03/07/26
Accepted. I'll use US gold dollars, which weigh around 1.6g ...
rebellious stage
  03/07/26
They're useless to you after you melt them down, as you coul...
appetizing canary electric furnace goyim
  03/07/26
I'm not going to melt them. I'll live a life of barter, wher...
rebellious stage
  03/07/26
This is why the economics of the ancient world sucked. At le...
appetizing canary electric furnace goyim
  03/07/26
...
Rusted aphrodisiac range round eye
  03/07/26
You can easily pay your bills through an intermediary who wi...
rebellious stage
  03/07/26
At some point places would know you and not even count the m...
olive concupiscible trailer park toaster
  03/07/26
Sacagaweas now, bigot If you told your situation to a few...
aromatic out-of-control nursing home psychic
  03/07/26


Poast new message in this thread



Reply Favorite

Date: January 12th, 2026 11:12 AM
Author: Arousing Demanding Library Trust Fund

Pennies, dimes, nickels, quarters, half dollars, and dollars only. If you have a $120 restaurant tab, you are pulling out some combination of coins to pay for it. If an establishment requires a card to open a tab/hold a reservation, you can do that, but you must settle the tab with coins. You may not pay anything in any other way.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49582974)



Reply Favorite

Date: January 12th, 2026 12:25 PM
Author: puce flatulent menage gaping

May I retain a Coin Boy to follow me around?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583204)



Reply Favorite

Date: January 12th, 2026 12:37 PM
Author: vigorous whorehouse useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583235)



Reply Favorite

Date: January 12th, 2026 1:24 PM
Author: Arousing Demanding Library Trust Fund

Only if you pay him in coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583420)



Reply Favorite

Date: March 7th, 2026 1:08 AM
Author: Gay exciting alpha locus



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722788)



Reply Favorite

Date: March 7th, 2026 4:55 AM
Author: heady therapy



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722891)



Reply Favorite

Date: January 12th, 2026 12:37 PM
Author: Abusive Piazza Haunted Graveyard

for reference, $2,500 in dollar coins weighs about 45 pounds.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583232)



Reply Favorite

Date: January 12th, 2026 1:25 PM
Author: Arousing Demanding Library Trust Fund

Good thing everybody on XO played a little bit of college ball and is still in great shape.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583423)



Reply Favorite

Date: January 12th, 2026 2:37 PM
Author: hideous mind-boggling theater



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583756)



Reply Favorite

Date: March 7th, 2026 12:30 AM
Author: vigorous whorehouse useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722750)



Reply Favorite

Date: January 12th, 2026 12:41 PM
Author: citrine boiling water factory reset button

Rent/mortgage make this difficult. Other than that, I could go a year not buying much.

Can you just do it for one year? Or is this a for-life situation? It would be well worth it for one year.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583254)



Reply Favorite

Date: January 12th, 2026 1:25 PM
Author: Arousing Demanding Library Trust Fund

You would just make a bunch of trips to the bank with buckets of dollar coins until your mortgage is paid off. They have to take them.

Once you become a coincuck, you never go back. No stockpiling the coins for a year and then going back to normal. If you want the optionality of just going for a year, the amount drops to $100K.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583421)



Reply Favorite

Date: January 12th, 2026 2:03 PM
Author: Fighting Lay

So, what happens if my mortgage is sold to a Rocket Mortgage-type place and I can only pay my mortgage electronically or via a check? Am I allowed to deposit coins at the branch of my local bank and tell them to send a check to Rocket Mortgage? Or am I fucked and have to refinance?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583633)



Reply Favorite

Date: January 12th, 2026 2:05 PM
Author: Arousing Demanding Library Trust Fund

I suggest you pay off your mortgage in coins before that can happen. You cannot launder your coins through the bank and have them cut a check to rocket mortgage. If you get foreclosed on, though, you could always just buy another house using your coins.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583638)



Reply Favorite

Date: January 12th, 2026 4:13 PM
Author: Fighting Lay

So, my only option is to drive to Rocket Mortgage HQ with a bulldozer full of coins and pay off my mortgage that way? I guess I could try their 800 number. "Hi. I have a strange situation. I can afford to pay my mortgage, but I need to give you a huge stack of quarters. How can I make that happen?" Now that I say that, I'm tempted to call my lender and ask them that outside of the hypo just to see what they say.

Taxes are another potential issue. I remember reading an article about a dude who tried to pay his taxes in cash. They finally let him, but he had to drive to warehouse in some distant city or something crazy like that.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583998)



Reply Favorite

Date: January 12th, 2026 1:02 PM
Author: Indecent Trump Supporter Circlehead

hire an assistant or middleman who will handle your procurement needs and will accept reimbursement in the form of Sacajawea coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583333)



Reply Favorite

Date: January 12th, 2026 1:26 PM
Author: Arousing Demanding Library Trust Fund

No. The actual vendor must take coins. So you can stay at the Hilton if they'll take your cash, but you can't have some fag put it on their credit card and then pay him in coins.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583425)



Reply Favorite

Date: January 12th, 2026 2:00 PM
Author: Fighting Lay

When I was a teenager in the 90's, my friends and I thought it would be funny to pay a $2.50 bus fare using only pennies. The bus driver and everyone on the bus were fucking pissed. I'm not sure I would want to live my life that way.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583624)



Reply Favorite

Date: January 12th, 2026 2:38 PM
Author: hideous mind-boggling theater

Sign me up

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49583760)



Reply Favorite

Date: March 7th, 2026 12:11 AM
Author: Arousing Demanding Library Trust Fund



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722718)



Reply Favorite

Date: March 7th, 2026 12:26 AM
Author: aromatic out-of-control nursing home psychic

I dont think this is possible realistically. Places would refuse to accept payment in coins over $10

Places get pissed at paying for something with even 10 coins. A lot of people dont even think $1 coins are real

I'd have to resort to being a drifter, living on ~$50 a day

OR

I would launder the coins by paying someone I know in coins beforehand and having them buy things for me after they deposit the coins in the bank

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722742)



Reply Favorite

Date: March 7th, 2026 12:27 AM
Author: aromatic out-of-control nursing home psychic

Private businesses in the US are generally not legally required to accept cash or coins for purchases, according to the Federal Reserve Board. While cash is "legal tender for all debts," this does not mean a store must accept it for every transaction, allowing them to set their own policies.

Key Takeaways regarding Coin Refusal:

Legal Standing: No federal statute mandates that private businesses must accept currency or coins for payments.

Business Policy: Businesses can set their own policies, such as refusing cash, refusing large amounts of coins, or requiring exact change.

Exceptions: Some state or local laws may require businesses to accept cash, but there is no universal federal requirement.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722743)



Reply Favorite

Date: March 7th, 2026 12:29 AM
Author: aromatic out-of-control nursing home psychic

Black guy getting told off and refused for trying to pay with 50,000 pennies at Walmart:

https://www.facebook.com/ItsGoneViralOfficial/videos/cashier-refuses-to-take-payment-in-coins/705828228960364/

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722746)



Reply Favorite

Date: March 7th, 2026 1:13 AM
Author: Gay exciting alpha locus

Unless there's an end date when you can cash out, this doesn't seem feasible logistically. Only possibility would be if the hypo includes you receiving $10M in dollar coins delivered to your garage each year.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722789)



Reply Favorite

Date: March 7th, 2026 2:17 AM
Author: Histrionic coral senate

I worked with a dumb prole cashier who insisted that we were required legally to accept any form of payment including buckets of pennies or nickels. "It's legal tender," he said. "We have to take it!"

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722856)



Reply Favorite

Date: March 7th, 2026 2:28 AM
Author: Gay exciting alpha locus

Did you then ask a summer to prepare a quick research memo on the question?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722862)



Reply Favorite

Date: March 7th, 2026 6:58 AM
Author: pungent chocolate school cafeteria

Hdy

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722919)



Reply Favorite

Date: March 7th, 2026 1:02 PM
Author: vigorous whorehouse useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49723453)



Reply Favorite

Date: March 7th, 2026 7:38 PM
Author: Histrionic coral senate



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49724727)



Reply Favorite

Date: March 7th, 2026 2:24 AM
Author: onyx disturbing pozpig feces

yes.

i'd be a modern day John D. Rockfeller. kids would follow me around and i'd throw dollar coins at them, to their delight.

except occasionally i'd murder one of the children.



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722860)



Reply Favorite

Date: March 7th, 2026 4:59 AM
Author: heady therapy

Live in Las Vegas for a year, the tip capital of the world

Hotels and restaurants would be tripping over themselves to take your business if you tipped them 30% in coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722895)



Reply Favorite

Date: March 7th, 2026 8:32 AM
Author: rebellious stage

Accepted. I'll use US gold dollars, which weigh around 1.6g and have a melt value of around $250.

(No ex-post revisions to the hypo are allowed.)

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722962)



Reply Favorite

Date: March 7th, 2026 8:55 AM
Author: appetizing canary electric furnace goyim

They're useless to you after you melt them down, as you couldn't pay for anything in gold bars.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722987)



Reply Favorite

Date: March 7th, 2026 10:37 AM
Author: rebellious stage

I'm not going to melt them. I'll live a life of barter, where I acquire things via $10M per year (in perpetuity) in gold dollar coins. Those who accept the dollar coins can do with them as they please.

It'll require some changes in life, but I can make it happen for what'll end up being hundreds of millions of dollars.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49723134)



Reply Favorite

Date: March 7th, 2026 8:54 AM
Author: appetizing canary electric furnace goyim

This is why the economics of the ancient world sucked. At least they had slaves though.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49722986)



Reply Favorite

Date: March 7th, 2026 9:46 AM
Author: Rusted aphrodisiac range round eye



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49723037)



Reply Favorite

Date: March 7th, 2026 10:38 AM
Author: rebellious stage

You can easily pay your bills through an intermediary who will pay in current legal tender.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49723138)



Reply Favorite

Date: March 7th, 2026 10:42 AM
Author: olive concupiscible trailer park toaster

At some point places would know you and not even count the money (assuming you give a bit of a premium). I imagine walking around with two buff dudes carrying suitcases of Susan B. Anthonys. Seems like a no brainer.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49723142)



Reply Favorite

Date: March 7th, 2026 11:05 AM
Author: aromatic out-of-control nursing home psychic

Sacagaweas now, bigot

If you told your situation to a few merchants and gave them a 10% premium they'd prob be happy to do this. I'd prob have a van full of bags of dollar coins following me everywhere

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2...id#49723185)