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can you retire early on $3 million?

...
lascivious gold preventive strike
  06/07/26
I <3 men
Fiercely-loyal Digit Ratio
  06/07/26
can you live out the remainder of your days on $120k per yea...
Overrated nubile church old irish cottage
  06/07/26
...
Fiercely-loyal Digit Ratio
  06/07/26
Depends on how much money you spend. And are you eliminating...
salmon area feces
  06/07/26
...
Fiercely-loyal Digit Ratio
  06/07/26
Me? Yes. You? No. I'm probably going to retire on ~2.5 no...
fragrant theater
  06/07/26
180
Fiercely-loyal Digit Ratio
  06/07/26
Are you married to a Latin American woman who knows how to d...
honey-headed aggressive background story
  06/07/26
...
Fiercely-loyal Digit Ratio
  06/07/26
lmao @ people who can't eat the same thing every day
Cerise appetizing native doctorate
  06/07/26
180
Fiercely-loyal Digit Ratio
  06/07/26
Guy who’s about to expound upon the transformative pow...
honey-headed aggressive background story
  06/07/26
i'm like this btw and it's not even about money - more like ...
Overrated nubile church old irish cottage
  06/07/26
...
Fiercely-loyal Digit Ratio
  06/07/26
From 20-29 I'm 99% sure I ate the same three meals for 90%+ ...
stimulating crystalline sanctuary therapy
  06/07/26
cr
Overrated nubile church old irish cottage
  06/07/26
...
Fiercely-loyal Digit Ratio
  06/07/26
how were your labs? I can't imagine great. dietary variety i...
Painfully honest electric furnace volcanic crater
  06/07/26
Cq
Fiercely-loyal Digit Ratio
  06/07/26
ty "dr" fuck her right in the pussy
Overrated nubile church old irish cottage
  06/08/26
I really like it here.
Fiercely-loyal Digit Ratio
  06/08/26
...
Overrated nubile church old irish cottage
  06/08/26
...
Fiercely-loyal Digit Ratio
  06/08/26
...
Painfully honest electric furnace volcanic crater
  06/08/26
...
Fiercely-loyal Digit Ratio
  06/08/26
...
Overrated nubile church old irish cottage
  06/08/26
...
honey-headed aggressive background story
  06/08/26
...
Fiercely-loyal Digit Ratio
  06/08/26
I was doing a bunch of steroids from 25-30 and working out h...
stimulating crystalline sanctuary therapy
  06/08/26
...
Overrated nubile church old irish cottage
  06/08/26
...
Fiercely-loyal Digit Ratio
  06/08/26
do you guys run double coverage with the kids or man-to-man?...
vigorous cobalt senate codepig
  06/08/26
Cq(s!)
Fiercely-loyal Digit Ratio
  06/08/26
I live in the middle of nowhere and most of my food comes fr...
stimulating crystalline sanctuary therapy
  06/08/26
180
Painfully honest electric furnace volcanic crater
  06/08/26
...
Fiercely-loyal Digit Ratio
  06/08/26
...
azure striped hyena
  06/08/26
...
Fiercely-loyal Digit Ratio
  06/08/26
this thread took a weird turn
lascivious gold preventive strike
  06/08/26
how so?
stimulating crystalline sanctuary therapy
  06/08/26
...
Fiercely-loyal Digit Ratio
  06/08/26
i once planned to retire early when i had $10 million, but i...
Cerise appetizing native doctorate
  06/08/26
Jesus, how badly did you let your overhead get away from you...
honey-headed aggressive background story
  06/08/26
marketplace health insurance prices go up ~30% per year. th...
Cerise appetizing native doctorate
  06/08/26
Okay, I lol'd
Fiercely-loyal Digit Ratio
  06/08/26
Why not get the subsidies? If you're retired, you can get th...
Cerebral den
  06/08/26
what's the point of saving $10 million just to live on littl...
Cerise appetizing native doctorate
  06/08/26
To be fair, CR, $15 million is basically the minimum for ...
irradiated filthpig
  06/08/26
I really, really like it here, while we're on the subject!
Fiercely-loyal Digit Ratio
  06/08/26
I'm retired early and you need at least $77,000,000 to retir...
Aromatic brass international law enforcement agency
  06/08/26
What if you’re willing to live in bohemian poverty abo...
honey-headed aggressive background story
  06/08/26
in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap...
citrine regret
  06/08/26
those places are still nicer than anywhere in amerikkka
Aromatic brass international law enforcement agency
  06/08/26
preaching to the choir, US sucks ass. more ghetto than most ...
citrine regret
  06/08/26


Poast new message in this thread



Reply Favorite

Date: June 7th, 2026 5:12 PM
Author: lascivious gold preventive strike



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49920654)



Reply Favorite

Date: June 7th, 2026 5:16 PM
Author: Fiercely-loyal Digit Ratio

I <3 men

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49920659)



Reply Favorite

Date: June 7th, 2026 5:17 PM
Author: Overrated nubile church old irish cottage

can you live out the remainder of your days on $120k per year? minus taxes if some of the funds are in traditional IRA or 401k. if so you've got a shot

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49920660)



Reply Favorite

Date: June 7th, 2026 7:10 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49920903)



Reply Favorite

Date: June 7th, 2026 5:18 PM
Author: salmon area feces

Depends on how much money you spend. And are you eliminating all non-investment income? Not even a chill public sector jerb for benefits? Seems realistic if you're a thrifty bachelor with no plans to ever get married or have kids. LJL if you're married with kids

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49920668)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921513)



Reply Favorite

Date: June 7th, 2026 7:23 PM
Author: fragrant theater

Me? Yes. You? No.

I'm probably going to retire on ~2.5 not counting 401k

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49920959)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Fiercely-loyal Digit Ratio

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921515)



Reply Favorite

Date: June 7th, 2026 8:11 PM
Author: honey-headed aggressive background story

Are you married to a Latin American woman who knows how to dress up rice and beans to make 10-12 meals per week without the repetition eroding your sanity?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921058)



Reply Favorite

Date: June 7th, 2026 9:00 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921179)



Reply Favorite

Date: June 7th, 2026 9:07 PM
Author: Cerise appetizing native doctorate

lmao @ people who can't eat the same thing every day

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921190)



Reply Favorite

Date: June 7th, 2026 9:08 PM
Author: Fiercely-loyal Digit Ratio

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921192)



Reply Favorite

Date: June 7th, 2026 10:46 PM
Author: honey-headed aggressive background story

Guy who’s about to expound upon the transformative power of hot sauce and the subtle distinctions between Choula and Valentinos

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921393)



Reply Favorite

Date: June 7th, 2026 11:36 PM
Author: Overrated nubile church old irish cottage

i'm like this btw and it's not even about money - more like getting dialed in eating clean food and there's joy in routine sometimes

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921475)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921509)



Reply Favorite

Date: June 7th, 2026 11:40 PM
Author: stimulating crystalline sanctuary therapy

From 20-29 I'm 99% sure I ate the same three meals for 90%+ of that time

Every single morning I'd make 6 eggs w veggies tossed in and throw it in a burrito

For lunch I'd have rice beans veggies and a variation of beef

For dinner I'd eat the same thing unless I was going on a tinder date or something

For the lunch/dinner I was making these in huge batches then freezing and thawing them as needed

I actually miss that but u can't do shit like that with a wife and kids

I still do the burrito thing to this day btw. Just wake up, throw it all in a pan on low and its done by the time I'm ready to go.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921489)



Reply Favorite

Date: June 7th, 2026 11:43 PM
Author: Overrated nubile church old irish cottage

cr

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921496)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921510)



Reply Favorite

Date: June 7th, 2026 11:48 PM
Author: Painfully honest electric furnace volcanic crater

how were your labs? I can't imagine great. dietary variety is very important to get all the micronutrients your body needs to function. those meals do sound good but idk

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921500)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Fiercely-loyal Digit Ratio

Cq

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921511)



Reply Favorite

Date: June 8th, 2026 12:13 AM
Author: Overrated nubile church old irish cottage

ty "dr" fuck her right in the pussy

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921592)



Reply Favorite

Date: June 8th, 2026 12:14 AM
Author: Fiercely-loyal Digit Ratio

I really like it here.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921598)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Overrated nubile church old irish cottage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49922036)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923091)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: Painfully honest electric furnace volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921620)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921621)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Overrated nubile church old irish cottage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49922037)



Reply Favorite

Date: June 8th, 2026 12:56 PM
Author: honey-headed aggressive background story



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49922468)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923088)



Reply Favorite

Date: June 8th, 2026 12:26 AM
Author: stimulating crystalline sanctuary therapy

I was doing a bunch of steroids from 25-30 and working out hard almost daily

Probably bad no clue. I've never been fat in my life exect once when I did gomad for four months at 35. But I was more strong fat looking rather than stay puff looking and I lost all of the excess fat in like six months doing an ec stack the first two months

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921637)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Overrated nubile church old irish cottage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49922034)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923089)



Reply Favorite

Date: June 8th, 2026 12:22 AM
Author: vigorous cobalt senate codepig

do you guys run double coverage with the kids or man-to-man? how is fido? does he have doggie health insurance? what do you do now for food is it mostly farm-to-table? how do you make time for crossfit?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921619)



Reply Favorite

Date: June 8th, 2026 12:24 AM
Author: Fiercely-loyal Digit Ratio

Cq(s!)

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921627)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: stimulating crystalline sanctuary therapy

I live in the middle of nowhere and most of my food comes from traps I set up in the woods

Lots of wild animals have worms and shit

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921640)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: Painfully honest electric furnace volcanic crater

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921645)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923090)



Reply Favorite

Date: June 8th, 2026 10:07 AM
Author: azure striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49922112)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923092)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: lascivious gold preventive strike

this thread took a weird turn

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49921642)



Reply Favorite

Date: June 8th, 2026 9:30 AM
Author: stimulating crystalline sanctuary therapy

how so?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49922079)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Fiercely-loyal Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923093)



Reply Favorite

Date: June 8th, 2026 1:07 PM
Author: Cerise appetizing native doctorate

i once planned to retire early when i had $10 million, but i realize now that wouldn't nearly be enough

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49922516)



Reply Favorite

Date: June 8th, 2026 2:42 PM
Author: honey-headed aggressive background story

Jesus, how badly did you let your overhead get away from you? Or are you discounting your NW for current insanity-level valuations? Or are you trying to insulate your children from the looming pozzed AI post-employment GC hellscape?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49922982)



Reply Favorite

Date: June 8th, 2026 2:50 PM
Author: Cerise appetizing native doctorate

marketplace health insurance prices go up ~30% per year. there's no way to stay ahead of that. you need employer funded insurance

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923002)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: Fiercely-loyal Digit Ratio

Okay, I lol'd

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923087)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Cerebral den

Why not get the subsidies? If you're retired, you can get the marketplace plans dirt cheap. Presumably you can control your investments so that your income gives you the max subsidy possible.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923648)



Reply Favorite

Date: June 8th, 2026 6:43 PM
Author: Cerise appetizing native doctorate

what's the point of saving $10 million just to live on little enough to stay under the limit for subsidies? early retirement just doesn't work unless you have $50 million

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923652)



Reply Favorite

Date: June 8th, 2026 6:00 PM
Author: irradiated filthpig

To be fair,

CR, $15 million is basically the minimum for a decent retirement in 2026 and that's only workable if you live a lower-middle-class lifestyle in a flyover state (better not be trying to raise kids on that either) and have a fully paid off house and at least two recent model fully paid off cars to your name.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923579)



Reply Favorite

Date: June 8th, 2026 7:27 PM
Author: Fiercely-loyal Digit Ratio

I really, really like it here, while we're on the subject!

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923781)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Aromatic brass international law enforcement agency

I'm retired early and you need at least $77,000,000 to retire anymore. Even a gorgeous ladyboy in Pattaya charges $20,000 an hour for zer's services. You cannot live anywhere on just $3m, its simply not possible unless you want to be homeless

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923650)



Reply Favorite

Date: June 8th, 2026 11:01 PM
Author: honey-headed aggressive background story

What if you’re willing to live in bohemian poverty aboard a partially restored pile of fiberglass and sails?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49924459)



Reply Favorite

Date: June 8th, 2026 7:18 PM
Author: citrine regret

in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap, etc) perhaps

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923734)



Reply Favorite

Date: June 8th, 2026 7:43 PM
Author: Aromatic brass international law enforcement agency

those places are still nicer than anywhere in amerikkka

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923863)



Reply Favorite

Date: June 8th, 2026 7:50 PM
Author: citrine regret

preaching to the choir, US sucks ass. more ghetto than most of the 3rd world without any of the upside like low prices & hot women

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2...id#49923885)