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Serious q: Is $10 million enough to retire?

Low to medium-COL area. SAHM and two young kids.
Buy your next house instantly with Zellow!
  05/10/26
My net worth is -36,000k
spencer pratt
  05/10/26
Are you retired?
Buy your next house instantly with Zellow!
  05/10/26
it definitely should be, unless you have serious spending pr...
Louis Cannon might actually be a pedophile
  05/10/26
Real inflation is 15% a year, conservatively. $10 mil @ 5...
Consuela
  05/10/26
where do you get 15% a year? if that is anywhere close to ac...
Louis Cannon might actually be a pedophile
  05/10/26
I don’t see why not. What is there to even spend money...
luke the drifter
  05/10/26
I'm retired with more than that, but $10M should be plenty u...
OldHLSDude
  05/10/26
You bought a house for $12 in 1965
Consuela
  05/10/26
Can I have like $50k? I'll send u feet pics or customs or wh...
Nippon Professional Baseball
  05/10/26
he'll give you $20 mil if you put his stupid name on a harva...
Consuela
  05/10/26


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Date: May 10th, 2026 5:26 PM
Author: Buy your next house instantly with Zellow!

Low to medium-COL area. SAHM and two young kids.

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878887)



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Date: May 10th, 2026 5:28 PM
Author: spencer pratt

My net worth is -36,000k

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878888)



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Date: May 10th, 2026 5:29 PM
Author: Buy your next house instantly with Zellow!

Are you retired?

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878890)



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Date: May 10th, 2026 5:38 PM
Author: Louis Cannon might actually be a pedophile ((zurich is stained))

it definitely should be, unless you have serious spending problems. you can safely withdraw 400-450k/year and your money should never run out. realistically, you should be living off like 200k and your overall balance should continue to grow.

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878896)



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Date: May 10th, 2026 5:45 PM
Author: Consuela

Real inflation is 15% a year, conservatively.

$10 mil @ 5% return = $500,000 / year

That’s $400,000 after 20% taxes (conservative)

$200,000 needs to be reinvested which is 2% growth per year

Leaving you $200,000 to spend

Can you survive 40 years where your $10 mil gets whittled down in purchasing power 13% a year?

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878903)



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Date: May 10th, 2026 8:22 PM
Author: Louis Cannon might actually be a pedophile ((zurich is stained))

where do you get 15% a year? if that is anywhere close to accurate, then 10 million isn't enough and we are all doomed

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49879099)



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Date: May 10th, 2026 6:10 PM
Author: luke the drifter (definite and ineradicable gauge of its upward moving)

I don’t see why not. What is there to even spend money on anyway?

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878932)



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Date: May 10th, 2026 6:29 PM
Author: OldHLSDude

I'm retired with more than that, but $10M should be plenty unless you are a spendthrift.

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878960)



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Date: May 10th, 2026 6:39 PM
Author: Consuela

You bought a house for $12 in 1965

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878974)



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Date: May 10th, 2026 6:41 PM
Author: Nippon Professional Baseball

Can I have like $50k? I'll send u feet pics or customs or whatever

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49878977)



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Date: May 10th, 2026 7:54 PM
Author: Consuela

he'll give you $20 mil if you put his stupid name on a harvard building

(http://www.autoadmit.com/thread.php?thread_id=5865653&forum_id=2...id#49879052)