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Should I pay off my Business Mortgage quickly?

I own my office building. Interest rate is 8.4%. I owe about...
Titillating Mauve Cruise Ship Rigor
  01/22/26
Yea unless you have a prepayment penalty.
Cyan mad-dog skullcap
  01/22/26
lmfao
clear stage weed whacker
  01/22/26
What's funny?
Titillating Mauve Cruise Ship Rigor
  01/22/26
...
Titillating Mauve Cruise Ship Rigor
  01/26/26
8.4% is dogshit
Chrome Institution Roast Beef
  01/26/26
The return on investment from paying off debt equals the int...
Peach nursing home boiling water
  01/26/26
But why is it a good idea to continue paying 8.4% in interes...
...,....,,........
  02/09/26
I owe $500k at 4.5%. More SOL it is
mustard tanning salon goal in life
  01/26/26


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Date: January 22nd, 2026 4:46 PM
Author: Titillating Mauve Cruise Ship Rigor

I own my office building. Interest rate is 8.4%. I owe about $120k on it.

Should I just hurry up and pay the fucker off or just continue to make minimum payments and keep my money in the bank?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49609628)



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Date: January 22nd, 2026 4:56 PM
Author: Cyan mad-dog skullcap

Yea unless you have a prepayment penalty.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49609664)



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Date: January 22nd, 2026 4:57 PM
Author: clear stage weed whacker

lmfao

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49609668)



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Date: January 22nd, 2026 5:03 PM
Author: Titillating Mauve Cruise Ship Rigor

What's funny?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49609687)



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Date: January 26th, 2026 3:28 PM
Author: Titillating Mauve Cruise Ship Rigor



(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49620940)



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Date: January 26th, 2026 3:31 PM
Author: Chrome Institution Roast Beef

8.4% is dogshit

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49620948)



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Date: January 26th, 2026 3:39 PM
Author: Peach nursing home boiling water

The return on investment from paying off debt equals the interest rate on that debt. So paying off the mortgage gives you an 8.4% annualized return. Less than the S&P 500, my thought is make the minimum payments and invest the money that you would have spent otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49620970)



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Date: February 9th, 2026 4:33 PM
Author: ...,....,,........

But why is it a good idea to continue paying 8.4% in interest to the Je...individuals over my loan?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49659006)



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Date: January 26th, 2026 3:43 PM
Author: mustard tanning salon goal in life

I owe $500k at 4.5%. More SOL it is

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2...id#49620983)