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Is there any reason to put between 6% and 19% down on a house?

Assume I'm a financially retarded manchild
at-the-ready underhanded trailer park azn
  02/24/26
Help friends
at-the-ready underhanded trailer park azn
  02/24/26
forced savings a dislike of debt reduced vulnerability to ...
supple slate volcanic crater stead
  02/24/26
tyft
at-the-ready underhanded trailer park azn
  02/24/26
it's a risk averse move to put more money into your house th...
supple slate volcanic crater stead
  02/24/26
you gotta put (lex) in the thread title and you'll get like ...
ungodly comical voyeur
  02/24/26
I'll just keep replying to every response until interest pic...
at-the-ready underhanded trailer park azn
  02/24/26
"The gunnerattt strategy"
ungodly comical voyeur
  02/24/26
The system works
at-the-ready underhanded trailer park azn
  02/24/26
no. the people doing that are just lost.
Alcoholic Pervert Public Bath
  02/24/26
for one, various closing costs seem to be proportionate to t...
Racy Wine Sweet Tailpipe
  02/24/26
It could affect your PMI or your rate. FWIW, financial &q...
Razzmatazz mischievous theater stage
  02/24/26


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Date: February 24th, 2026 1:25 PM
Author: at-the-ready underhanded trailer park azn

Assume I'm a financially retarded manchild

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691728)



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Date: February 24th, 2026 2:03 PM
Author: at-the-ready underhanded trailer park azn

Help friends

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691868)



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Date: February 24th, 2026 2:04 PM
Author: supple slate volcanic crater stead

forced savings

a dislike of debt

reduced vulnerability to interest rate hikes

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691872)



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Date: February 24th, 2026 2:09 PM
Author: at-the-ready underhanded trailer park azn

tyft

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691895)



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Date: February 24th, 2026 2:21 PM
Author: supple slate volcanic crater stead

it's a risk averse move to put more money into your house than you have to instead of in the stock market, but there is nothing wrong with being risk averse if that is your position and you sleep better at night that way, you need to do what is right for you

personally, while I have a relatively high-risk investment approach, I also really really hate having debt, so I never leave credit card balances unpaid and have often paid the maximum amount on mortgages - some people may call that internally inconsistent, but I don't care, it keeps me happy and so that's what I do

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691942)



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Date: February 24th, 2026 2:04 PM
Author: ungodly comical voyeur

you gotta put (lex) in the thread title and you'll get like 60 replies

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691873)



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Date: February 24th, 2026 2:10 PM
Author: at-the-ready underhanded trailer park azn

I'll just keep replying to every response until interest picks up

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691897)



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Date: February 24th, 2026 2:16 PM
Author: ungodly comical voyeur

"The gunnerattt strategy"

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691920)



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Date: February 24th, 2026 2:17 PM
Author: at-the-ready underhanded trailer park azn

The system works

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691928)



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Date: February 24th, 2026 2:17 PM
Author: Alcoholic Pervert Public Bath

no. the people doing that are just lost.

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691927)



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Date: February 24th, 2026 2:18 PM
Author: Racy Wine Sweet Tailpipe

for one, various closing costs seem to be proportionate to the amount of the loan, for example county costs to record the mortgage. title insurance may also increase too.

thus, taking a bigger loan means you're paying unnecessarily costs.

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691933)



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Date: February 24th, 2026 9:18 PM
Author: Razzmatazz mischievous theater stage

It could affect your PMI or your rate.

FWIW, financial "experts" really hate PMI - but i did the math when I bought a house and it was like an extra $70 a month to just put 5% down - so investing that extra $100,000 was a clear winner at a 3% rate.

Probably not the case now but goes to show how the conventional wisdom is usually not from people who've done any actual analysis.

(http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49692960)