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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Clear Exhilarant School Cafeteria
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
sapphire trust fund roommate
  09/22/25
Weird
Salmon stimulating gay wizard gaming laptop
  09/22/25
What types of vehicles do they drive? I picture him with a f...
comical dark skinny woman trump supporter
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Clear Exhilarant School Cafeteria
  09/22/25
Guessing they are big Israel supporters
duck-like legend telephone
  09/22/25
...
concupiscible jap hall
  09/22/25
I’m not sure either could even tell you who the curren...
Clear Exhilarant School Cafeteria
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
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  09/22/25
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  09/22/25
its a story as old as recent times
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heady hyperactive property faggot firefighter
  09/22/25
...
comical dark skinny woman trump supporter
  09/22/25
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Frozen Turdskin
  09/22/25
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provocative rebellious box office
  09/22/25
Sounds very Gen X
marvelous splenetic station
  09/22/25
...
copper fragrant locale place of business
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Clear Exhilarant School Cafeteria
  09/22/25
Double Big Fed?
heady hyperactive property faggot firefighter
  09/22/25
Not saying, but yep
Clear Exhilarant School Cafeteria
  09/22/25
Good for you
heady hyperactive property faggot firefighter
  09/22/25
Any kids?
Aromatic jew
  09/22/25
He’s already graduated from college and doing well on ...
Clear Exhilarant School Cafeteria
  09/22/25
It probably will work out for him though.
Racy Community Account
  09/22/25
Sadly yeah
duck-like legend telephone
  09/22/25
Tell us more about the wife's fake business
poppy nofapping new version sweet tailpipe
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Clear Exhilarant School Cafeteria
  09/22/25
How can that lose 3k/month?
heady hyperactive property faggot firefighter
  09/22/25
She's putting way too much scent in them
Self-centered milky pervert
  09/22/25
...
Violet High-end Point
  09/22/25
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bateful pontificating half-breed legal warrant
  09/22/25
I think you misspelled "cents."
Transparent Piazza Kitty Cat
  09/22/25
...
Clear Exhilarant School Cafeteria
  09/22/25
...
Kenneth Play
  09/26/25
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cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Vibrant overrated heaven factory reset button
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Clear Exhilarant School Cafeteria
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Vibrant overrated heaven factory reset button
  09/22/25
He hates his job and wants to killself daily.
Clear Exhilarant School Cafeteria
  09/22/25
He should work harder, save more, get that house paid off or...
Vibrant overrated heaven factory reset button
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Beady-eyed brass shrine windowlicker
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Fantasy-prone Garrison Idiot
  09/22/25
Simmer down Shapiro
Clear Exhilarant School Cafeteria
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
copper fragrant locale place of business
  09/22/25
You seem to struggle with the idea that someone could build ...
marvelous splenetic station
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
copper fragrant locale place of business
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
marvelous splenetic station
  09/22/25
are you saying I should Sell High?
copper fragrant locale place of business
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
copper fragrant locale place of business
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Vibrant overrated heaven factory reset button
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Walnut site famous landscape painting
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Vibrant overrated heaven factory reset button
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
copper fragrant locale place of business
  09/22/25
Cr. It would be much better if he paid in installments, like...
burgundy titillating parlour
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Fantasy-prone Garrison Idiot
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
fluffy alcoholic liquid oxygen
  09/22/25
Why would you have several thousand per month in health care...
copper fragrant locale place of business
  09/22/25
(dude who has never tried to buy insurance on the individual...
fluffy alcoholic liquid oxygen
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
burgundy titillating parlour
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
copper fragrant locale place of business
  09/22/25
Once his kids are out of the house he can just downsize and ...
burgundy titillating parlour
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
sienna exciting stage
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
odious amethyst affirmative action
  09/22/25
For the financially retarded putting extra into your house i...
vermilion school mediation
  09/22/25
This guy gets it
heady hyperactive property faggot firefighter
  09/22/25
Raymondnomics
copper fragrant locale place of business
  09/22/25
...
Clear Exhilarant School Cafeteria
  09/22/25
...
concupiscible jap hall
  09/22/25
...
razzle-dazzle light clown travel guidebook
  09/22/25
...
Transparent Piazza Kitty Cat
  09/22/25
...
ruddy shivering sanctuary
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
Adventurous saffron trailer park
  09/22/25
Many such cases
vermilion school mediation
  09/22/25
This seems to be about the median life outcome ITE
heady hyperactive property faggot firefighter
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
khaki hunting ground
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
heady hyperactive property faggot firefighter
  09/22/25
Is your friend still in high school? My brother, in all h...
Clear Exhilarant School Cafeteria
  09/22/25
He is early 30s lol
khaki hunting ground
  09/22/25
alpha af
motley generalized bond
  09/22/25
I feel like there are more good stories about your brother, ...
ruddy shivering sanctuary
  09/22/25
He’s got a “system” for playing slots in V...
Clear Exhilarant School Cafeteria
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
Appetizing circlehead
  09/22/25
...
heady hyperactive property faggot firefighter
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Useless floppy preventive strike
  09/22/25
There's nothing else a man can reasonably drive
Appetizing circlehead
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Deranged market personal credit line
  09/22/25
...
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  09/22/25
...
curious cerise juggernaut
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
fluffy alcoholic liquid oxygen
  09/23/25
Lol
aquamarine hot dilemma national security agency
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
curious cerise juggernaut
  09/22/25
He’s 6’3 and I’m 6’1
Clear Exhilarant School Cafeteria
  09/22/25
he has you pwned 4lyfe
curious cerise juggernaut
  09/22/25
...
vermilion school mediation
  09/22/25
Harsh, but fair
Clear Exhilarant School Cafeteria
  09/22/25
What's the big deal as long as they get inheritances.
Fantasy-prone Garrison Idiot
  09/22/25
If a Boomer senses that their resources are needed by a youn...
ruddy shivering sanctuary
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Clear Exhilarant School Cafeteria

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: sapphire trust fund roommate

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Salmon stimulating gay wizard gaming laptop

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: comical dark skinny woman trump supporter

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Clear Exhilarant School Cafeteria

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: duck-like legend telephone

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: concupiscible jap hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Clear Exhilarant School Cafeteria

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: razzle-dazzle light clown travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Startling digit ratio indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: sienna exciting stage

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: heady hyperactive property faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: comical dark skinny woman trump supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Frozen Turdskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: copper fragrant locale place of business



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Clear Exhilarant School Cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: razzle-dazzle light clown travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Arousing Ticket Booth



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: mauve striped hyena newt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Startling digit ratio indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: provocative rebellious box office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: marvelous splenetic station

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: copper fragrant locale place of business



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Clear Exhilarant School Cafeteria

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: heady hyperactive property faggot firefighter

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Clear Exhilarant School Cafeteria

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: heady hyperactive property faggot firefighter

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Aromatic jew

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Clear Exhilarant School Cafeteria

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Racy Community Account

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: duck-like legend telephone

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: poppy nofapping new version sweet tailpipe

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Clear Exhilarant School Cafeteria

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: heady hyperactive property faggot firefighter

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: Self-centered milky pervert

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Violet High-end Point



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: pearly house blood rage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: concupiscible jap hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: vermilion school mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: massive passionate home



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Pearl bbw mental disorder



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: khaki hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Clear Exhilarant School Cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: razzle-dazzle light clown travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: soul-stirring bossy stage becky



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: ruddy shivering sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Coral hairraiser mother alpha



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: curious cerise juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: bateful pontificating half-breed legal warrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Transparent Piazza Kitty Cat

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Clear Exhilarant School Cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Vibrant overrated heaven factory reset button

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Clear Exhilarant School Cafeteria

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Vibrant overrated heaven factory reset button

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Clear Exhilarant School Cafeteria

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Vibrant overrated heaven factory reset button

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Beady-eyed brass shrine windowlicker

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: Fantasy-prone Garrison Idiot

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Clear Exhilarant School Cafeteria

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: copper fragrant locale place of business

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: marvelous splenetic station

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: copper fragrant locale place of business

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: marvelous splenetic station

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: copper fragrant locale place of business

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: copper fragrant locale place of business

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Vibrant overrated heaven factory reset button

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Walnut site famous landscape painting

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Vibrant overrated heaven factory reset button

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: copper fragrant locale place of business

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: burgundy titillating parlour

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: Fantasy-prone Garrison Idiot

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: fluffy alcoholic liquid oxygen

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: copper fragrant locale place of business

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: fluffy alcoholic liquid oxygen

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: burgundy titillating parlour

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: copper fragrant locale place of business

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: burgundy titillating parlour

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: sienna exciting stage

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: odious amethyst affirmative action

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: vermilion school mediation

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: heady hyperactive property faggot firefighter

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: copper fragrant locale place of business

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Clear Exhilarant School Cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: concupiscible jap hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: razzle-dazzle light clown travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Transparent Piazza Kitty Cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: ruddy shivering sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Adventurous saffron trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: vermilion school mediation

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: heady hyperactive property faggot firefighter

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: khaki hunting ground

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: heady hyperactive property faggot firefighter

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Clear Exhilarant School Cafeteria

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: khaki hunting ground

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: motley generalized bond

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: ruddy shivering sanctuary

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Clear Exhilarant School Cafeteria

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Appetizing circlehead

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: heady hyperactive property faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Useless floppy preventive strike

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Appetizing circlehead

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Deranged market personal credit line

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: razzle-dazzle light clown travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: curious cerise juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: fluffy alcoholic liquid oxygen

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: aquamarine hot dilemma national security agency

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: curious cerise juggernaut

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Clear Exhilarant School Cafeteria

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: curious cerise juggernaut

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: vermilion school mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Clear Exhilarant School Cafeteria

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Fantasy-prone Garrison Idiot

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: ruddy shivering sanctuary

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2...id.#49308752)