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How much $ does the typical person have liquid?

Cash, brokerage account, whatever.
razzmatazz godawful site
  05/24/26
2/3 of Americans live paycheck to paycheck so the median per...
cruel-hearted spruce pistol shitlib
  05/24/26
Literally not a few bucks in his or her pocket?
razzmatazz godawful site
  05/24/26
For every moment they have $40 cash on them, there's another...
cruel-hearted spruce pistol shitlib
  05/24/26
Even Steven
electric ruby box office
  05/24/26
like $200-$500 not even joking
mischievous flirting messiness tank
  05/24/26
You can't ask about the "typical person" in 2026. ...
180 Tan Menage Mad Cow Disease
  05/24/26
yeah every Scumbag has a maxed out Credit One with late fees...
Chrome orchestra pit foreskin
  05/24/26
With VHCOL that’s like 6 months imo
180 Tan Menage Mad Cow Disease
  05/24/26
i'm aware which is why I only buy stocks and indie games
Chrome orchestra pit foreskin
  05/24/26
Are you getting a 10th Gen Console
180 Tan Menage Mad Cow Disease
  05/24/26
you mean other than my decisive Switch 2 victory? hell yeah ...
Chrome orchestra pit foreskin
  05/24/26
https://www.xoxohth.com/thread.php?thread_id=5868749&mc=...
180 Tan Menage Mad Cow Disease
  05/24/26
median checking account balance is several thousand dollars ...
odious rebellious office
  05/24/26
I wonder what percent have a million+ liquid. Is it even 1%...
razzmatazz godawful site
  05/24/26
does liquid mean physical cash or depository account balance...
odious rebellious office
  05/24/26
Physical cash, bank accounts, brokerage accounts, maybe Cryp...
razzmatazz godawful site
  05/24/26
What about my wife's pussy? I can convert that to cash
red vengeful associate chapel
  05/24/26
it's very liquid
Nighttime comical senate
  05/25/26
honestly i have like 1 bottle of juice and maybe some plant ...
obsidian big faggotry locale
  05/24/26
the concept of "liquid" is retarded. sure if ur mo...
boyish chest-beating den
  05/24/26
most people with stocks and bonds have them in roths and 401...
Nighttime comical senate
  05/25/26
Stocks and bonds are considered liquid assets
poppy theatre
  05/25/26
never heard this before, nigga
boyish chest-beating den
  05/25/26
You thought the term "liquid assets" referred only...
poppy theatre
  05/26/26
TT thinks "liquid assets" refer to JUICE
charcoal excitant depressive private investor
  05/27/26
Does it count as "liquid" if it is in a 401k or ot...
pale school haunted graveyard
  05/24/26
retirement is obviously not liquid wtf.
Chrome orchestra pit foreskin
  05/24/26
Stocks and bonds are liquid assets so effectively the liquid...
poppy theatre
  05/25/26
Maybe $800
electric ruby box office
  05/24/26
Absolutely disgusted by the definitions of "liquidity&q...
laughsome violent party of the first part
  05/24/26
It would be interesting to know what the typical household s...
trip hilarious stage
  05/25/26
probably like $2-3k at most.
Shivering self-absorbed coldplay fan
  05/25/26
1st of the month, 5k 30th of the month, 1k
Cerebral meetinghouse blood rage
  05/25/26
few thousand, i reckon
sticky lodge
  05/25/26
Probably a couple million if you count bonds
yapping alpha
  05/25/26
series EE don't count.
Twinkling useless brakes
  05/26/26
I think this is flame, you should count them at a discounted...
yapping alpha
  05/27/26
(guy who just admitted to owning EE 'grandma' bonds)
Twinkling useless brakes
  05/27/26
AI Overview According to the Federal Reserve’s Survey...
fantasy-prone area half-breed
  05/27/26


Poast new message in this thread



Reply Favorite

Date: May 24th, 2026 2:19 PM
Author: razzmatazz godawful site

Cash, brokerage account, whatever.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898475)



Reply Favorite

Date: May 24th, 2026 2:26 PM
Author: cruel-hearted spruce pistol shitlib

2/3 of Americans live paycheck to paycheck so the median person probably has around $0 liquid.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898494)



Reply Favorite

Date: May 24th, 2026 2:30 PM
Author: razzmatazz godawful site

Literally not a few bucks in his or her pocket?

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898496)



Reply Favorite

Date: May 24th, 2026 3:08 PM
Author: cruel-hearted spruce pistol shitlib

For every moment they have $40 cash on them, there's another moment a different time in the month where they have <>nocash<> and are overdrawn by $40.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898563)



Reply Favorite

Date: May 24th, 2026 4:43 PM
Author: electric ruby box office

Even Steven

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898685)



Reply Favorite

Date: May 24th, 2026 2:31 PM
Author: mischievous flirting messiness tank

like $200-$500

not even joking

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898497)



Reply Favorite

Date: May 24th, 2026 2:33 PM
Author: 180 Tan Menage Mad Cow Disease

You can't ask about the "typical person" in 2026. This isn't 1960. Be specific about which Caste you're talking about.

One single drop of Scum and they have nothing. it was already spent.

High Losers amass immense liquidity cushions because they know they're screwed/first to be laid off/most likely not getting tenure. A Loser who makes like 50k probably has 150k liquid in order to avoid Homelessness.

If Jocks/Preps ace OCI and get lifestyle creep then they might not be liquid even if their net worth dwarf yours (much like your height)

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898505)



Reply Favorite

Date: May 24th, 2026 4:07 PM
Author: Chrome orchestra pit foreskin

yeah every Scumbag has a maxed out Credit One with late fees and accrued interest along with a truck loan at 22% interest and $1000k monthly payment, probably a Personal Loan for no fathomable reason too.

I am at about 90,000K liquidity atm tyvm.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898624)



Reply Favorite

Date: May 24th, 2026 4:41 PM
Author: 180 Tan Menage Mad Cow Disease

With VHCOL that’s like 6 months imo

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898681)



Reply Favorite

Date: May 24th, 2026 5:24 PM
Author: Chrome orchestra pit foreskin

i'm aware which is why I only buy stocks and indie games

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898770)



Reply Favorite

Date: May 24th, 2026 5:28 PM
Author: 180 Tan Menage Mad Cow Disease

Are you getting a 10th Gen Console

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898774)



Reply Favorite

Date: May 24th, 2026 5:29 PM
Author: Chrome orchestra pit foreskin

you mean other than my decisive Switch 2 victory? hell yeah I am.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898777)



Reply Favorite

Date: May 24th, 2026 6:06 PM
Author: 180 Tan Menage Mad Cow Disease

https://www.xoxohth.com/thread.php?thread_id=5868749&mc=1&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898827)



Reply Favorite

Date: May 24th, 2026 2:34 PM
Author: odious rebellious office

median checking account balance is several thousand dollars and more than 90% of adults have a checking account

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898506)



Reply Favorite

Date: May 24th, 2026 3:22 PM
Author: razzmatazz godawful site

I wonder what percent have a million+ liquid. Is it even 1%?

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898583)



Reply Favorite

Date: May 24th, 2026 3:42 PM
Author: odious rebellious office

does liquid mean physical cash or depository account balance? i doubt 1% have $1 million measured that way

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898591)



Reply Favorite

Date: May 24th, 2026 3:44 PM
Author: razzmatazz godawful site

Physical cash, bank accounts, brokerage accounts, maybe Crypto, maybe app shit like Venmo and CashApp. Basically money in a form that can be accessed within a few days.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898593)



Reply Favorite

Date: May 24th, 2026 5:29 PM
Author: red vengeful associate chapel

What about my wife's pussy? I can convert that to cash

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898776)



Reply Favorite

Date: May 25th, 2026 8:16 AM
Author: Nighttime comical senate

it's very liquid

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899658)



Reply Favorite

Date: May 24th, 2026 3:37 PM
Author: obsidian big faggotry locale

honestly i have like 1 bottle of juice and maybe some plant based milk at any given time so definitely less than 100 fl oz or approximately $6 - 8 dollars worth

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898589)



Reply Favorite

Date: May 24th, 2026 3:47 PM
Author: boyish chest-beating den

the concept of "liquid" is retarded. sure if ur money is tied in a home thats one thing but if its stocks and bond etfs u can pull that shit out in 2-3 days

but most amerishits dont even have stocks and bonds so real answer is prob somewhere between $500-5000

when i did shitlol most of my clients were mega broke and they werent even bottom 25%, like these furks were totally living paycheck to paycheck and on CC's, 90% of amerikkkans are furking retarded, the rest are NOWAG NOWIG or KIKE

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898596)



Reply Favorite

Date: May 25th, 2026 8:16 AM
Author: Nighttime comical senate

most people with stocks and bonds have them in roths and 401s and can't pull them out without a big penalty.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899659)



Reply Favorite

Date: May 25th, 2026 8:21 AM
Author: poppy theatre

Stocks and bonds are considered liquid assets

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899662)



Reply Favorite

Date: May 25th, 2026 2:05 PM
Author: boyish chest-beating den

never heard this before, nigga

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49900073)



Reply Favorite

Date: May 26th, 2026 10:47 AM
Author: poppy theatre

You thought the term "liquid assets" referred only to cash or something?

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49901939)



Reply Favorite

Date: May 27th, 2026 10:14 AM
Author: charcoal excitant depressive private investor

TT thinks "liquid assets" refer to JUICE

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49903745)



Reply Favorite

Date: May 24th, 2026 4:09 PM
Author: pale school haunted graveyard

Does it count as "liquid" if it is in a 401k or other retirement account? If I am willing to pay the tax and penalty on my retirement accounts, I have around $2M liquid. If not, then I have like $20k liquid.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898626)



Reply Favorite

Date: May 24th, 2026 4:11 PM
Author: Chrome orchestra pit foreskin

retirement is obviously not liquid wtf.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898631)



Reply Favorite

Date: May 25th, 2026 8:23 AM
Author: poppy theatre

Stocks and bonds are liquid assets so effectively the liquid worth of a retirement account is the current market value minus the theoretical penalty if you were to sell early

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899664)



Reply Favorite

Date: May 24th, 2026 4:42 PM
Author: electric ruby box office

Maybe $800

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898684)



Reply Favorite

Date: May 24th, 2026 5:20 PM
Author: laughsome violent party of the first part

Absolutely disgusted by the definitions of "liquidity" ITT

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49898757)



Reply Favorite

Date: May 25th, 2026 6:19 AM
Author: trip hilarious stage

It would be interesting to know what the typical household situation is of 40 year old with a college degree living in large metro area.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899624)



Reply Favorite

Date: May 25th, 2026 8:23 AM
Author: Shivering self-absorbed coldplay fan

probably like $2-3k at most.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899665)



Reply Favorite

Date: May 25th, 2026 8:58 AM
Author: Cerebral meetinghouse blood rage

1st of the month, 5k

30th of the month, 1k

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899683)



Reply Favorite

Date: May 25th, 2026 9:16 AM
Author: sticky lodge

few thousand, i reckon

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899696)



Reply Favorite

Date: May 25th, 2026 9:35 AM
Author: yapping alpha

Probably a couple million if you count bonds

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49899717)



Reply Favorite

Date: May 26th, 2026 10:52 AM
Author: Twinkling useless brakes

series EE don't count.

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49901954)



Reply Favorite

Date: May 27th, 2026 9:02 AM
Author: yapping alpha

I think this is flame, you should count them at a discounted value

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49903688)



Reply Favorite

Date: May 27th, 2026 9:36 AM
Author: Twinkling useless brakes

(guy who just admitted to owning EE 'grandma' bonds)

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49903704)



Reply Favorite

Date: May 27th, 2026 10:37 AM
Author: fantasy-prone area half-breed

AI Overview

According to the Federal Reserve’s Survey of Consumer Finances, the average checking/transaction account balance in the U.S. is $16,891. However, because massive balances skew averages upward, median balances give a better representation of what most Americans actually hold.

The median transaction account balance by age group is as follows:

Age Group Median Balance

Under 35 $5,400

35–44 $7,500

45–54 $8,700

55–64 $8,000

65–74 $13,400

75 and older $10,000

Note: These figures include both checking and savings balances used for day-to-day transactions and do not include long-term investments like 401(k)s or IRAs.

For a closer look at the data, see the full report on the Investopedia Average U.S. Bank Balance Analysis.

The breakdown of average versus median net worth across different age groups is as follows:

Age Bracket Average Net Worth Median Net Worth

Under 35 $183,500 $39,000

35–44 $549,600 $135,600

45–54 $975,800 $247,200

55–64 $1.57 million $364,500

65–74 $1.79 million $410,000

75 and older $1.62 million $334,700

(http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2...id.#49903765)