\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Why isn't the Fed lowering interest rates?

This is insane
180 carnelian institution
  09/04/25
Calm your tits nigga we had like 20 fuckin years of free mon...
onyx telephone brethren
  09/04/25
Not flame I'm pretty sure they're not doing it because Blomp...
cyan den
  09/04/25
cr. you can’t step on toes and spit in faces then expe...
gay bat-shit-crazy brunch
  09/04/25
stock market at all time highs, unemployment very low... wha...
Stirring crackhouse ratface
  09/04/25
People need to buy/sell homes
180 carnelian institution
  09/04/25
Yes. Then buy/sell them? We shouldn't have things like housi...
Stirring crackhouse ratface
  09/04/25
I too wish the moon were made of cheese and we could all sub...
onyx telephone brethren
  09/04/25
we dont need 84 month car loans and 30 year mortgages. sorry...
Stirring crackhouse ratface
  09/04/25
That's great man. Maybe if we ask really nicely everyone wil...
onyx telephone brethren
  09/04/25
let the market do. btw even if the fed cuts rates, mortgage ...
Stirring crackhouse ratface
  09/04/25
They will. We're all just waiting for it so we can all pull ...
180 carnelian institution
  09/04/25
The Fed controls a short term rate. Short term rates have fa...
Violent crimson travel guidebook
  09/05/25
this is such a retarded normie take. what happens to the pri...
Free-loading persian
  09/05/25
the reverse didn't really happen when rates went up a few ye...
Comical resort
  09/05/25
I think the argument is that interest rates materially affec...
lavender depressive fat ankles
  09/04/25
? not sure what you mean. if homes are unaffortable, the pri...
Stirring crackhouse ratface
  09/05/25
For most people, the "price" of home is a componen...
lavender depressive fat ankles
  09/05/25
lol, there are no starter homes. Every 3 bd/2bath is sta...
Startled arousing hissy fit generalized bond
  09/05/25
they are $300k where HHI are $50k, which is unaffortable.
Stirring crackhouse ratface
  09/05/25
trump only wants this cause his jew real estate friends want...
vibrant center famous landscape painting
  09/04/25
fuck that. we just did that for like ten years.
Lemon Swashbuckling Bbw
  09/04/25
cr.
Stirring crackhouse ratface
  09/04/25
and now normal millionaires are basically poor lmao
Lemon Swashbuckling Bbw
  09/04/25
and regular folks are fucked
Stirring crackhouse ratface
  09/04/25
Why do you want to see regular folks get fuct?
180 carnelian institution
  09/04/25
i dont. that's why we shouldnt lower rates which would prob ...
Stirring crackhouse ratface
  09/04/25
they are already fucked. the only point of the US for proles...
Puce cruise ship idea he suggested
  09/04/25
...
180 carnelian institution
  09/04/25
Every heard of inflation?
Cobalt nighttime range
  09/04/25
...
Frisky flirting stead shitlib
  09/04/25
because Trump is a cunt and nobody respects him. If Biden or...
gay bat-shit-crazy brunch
  09/04/25
So why didn't they you brilliant genius?
umber aromatic stage mental disorder
  09/04/25
because Trump is a cunt and nobody respects him
gay bat-shit-crazy brunch
  09/04/25
Fuck Drumpf
Obsidian Big Internal Respiration
  09/04/25
Why do you care? Lower rates won't even necessarily transla...
Emerald church building immigrant
  09/04/25
Why does Trump never call for rates to be raised or left the...
gay bat-shit-crazy brunch
  09/04/25
because he only cares about valuations going up even if it f...
Stirring crackhouse ratface
  09/05/25
lol "why does current politician only care about short ...
Free-loading persian
  09/05/25
rates need to go up, actually!
slap-happy multi-colored national
  09/05/25
HUGELY
Free-loading persian
  09/05/25
95% chance of a rate cut this month retardo
Chestnut adventurous tattoo striped hyena
  09/05/25
thank god. this record low unemployment and record high stoc...
Stirring crackhouse ratface
  09/05/25
...
bisexual ticket booth
  09/05/25


Poast new message in this thread



Reply Favorite

Date: September 4th, 2025 1:13 PM
Author: 180 carnelian institution

This is insane

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236348)



Reply Favorite

Date: September 4th, 2025 1:14 PM
Author: onyx telephone brethren

Calm your tits nigga we had like 20 fuckin years of free money fraud it'll get back there eventually

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236350)



Reply Favorite

Date: September 4th, 2025 1:24 PM
Author: cyan den

Not flame I'm pretty sure they're not doing it because Blomprft personally antagonized them and so they don't want to submit to him

Trump shouldn't have done that imo

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236376)



Reply Favorite

Date: September 4th, 2025 4:35 PM
Author: gay bat-shit-crazy brunch

cr. you can’t step on toes and spit in faces then expect those people to do you favors. Trump is really shitty at the art of negotiation.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236753)



Reply Favorite

Date: September 4th, 2025 1:37 PM
Author: Stirring crackhouse ratface

stock market at all time highs, unemployment very low... whats the argument for lowering rates?

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236398)



Reply Favorite

Date: September 4th, 2025 1:43 PM
Author: 180 carnelian institution

People need to buy/sell homes

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236405)



Reply Favorite

Date: September 4th, 2025 1:48 PM
Author: Stirring crackhouse ratface

Yes. Then buy/sell them? We shouldn't have things like housing or transportation rely on financing. The prices for those things need to go down.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236420)



Reply Favorite

Date: September 4th, 2025 1:55 PM
Author: onyx telephone brethren

I too wish the moon were made of cheese and we could all subsist on NEETUBIbux but that's not going to happen either.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236429)



Reply Favorite

Date: September 4th, 2025 1:56 PM
Author: Stirring crackhouse ratface

we dont need 84 month car loans and 30 year mortgages. sorry you are blinded by jew-finance

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236430)



Reply Favorite

Date: September 4th, 2025 1:57 PM
Author: onyx telephone brethren

That's great man. Maybe if we ask really nicely everyone will agree and the price of housing will collapse overnight.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236432)



Reply Favorite

Date: September 4th, 2025 1:58 PM
Author: Stirring crackhouse ratface

let the market do. btw even if the fed cuts rates, mortgage rates likly wont move much.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236434)



Reply Favorite

Date: September 4th, 2025 6:46 PM
Author: 180 carnelian institution

They will. We're all just waiting for it so we can all pull the trigger

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49237131)



Reply Favorite

Date: September 5th, 2025 12:14 PM
Author: Violent crimson travel guidebook

The Fed controls a short term rate. Short term rates have fallen a lot. The Fed cannot lower long term rates automatically. Mortgage rates are tied to 10 year rates, not short term rates. Long term rates have gone up in recent months.

https://www.fanniemae.com/research-and-insights/publications/housing-insights/rate-30-year-mortgage

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238697)



Reply Favorite

Date: September 5th, 2025 11:32 AM
Author: Free-loading persian

this is such a retarded normie take. what happens to the price of homes when the cost of mortgages go down and all of a sudden all buyers have more spending power

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238596)



Reply Favorite

Date: September 5th, 2025 11:37 AM
Author: Comical resort

the reverse didn't really happen when rates went up a few years ago

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238613)



Reply Favorite

Date: September 4th, 2025 8:27 PM
Author: lavender depressive fat ankles

I think the argument is that interest rates materially affect people of certain age brackets.

So in 2021 someone on an $80,000 salary could afford a starter home - now its $150,000.

So you have a significant number of couples who maybe had a baby at age 30, and have been living in an apartment saving, and they still can't afford a house now 5 years later - even though they've been working hard and have 2 kids.

In a sense you're denying a huge portion of people, cursed basically by their birth year, access to a home in order for...what?

We're not all in this equally - not at all.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49237377)



Reply Favorite

Date: September 5th, 2025 11:35 AM
Author: Stirring crackhouse ratface

? not sure what you mean. if homes are unaffortable, the prices need to come down. hth

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238608)



Reply Favorite

Date: September 5th, 2025 6:44 PM
Author: lavender depressive fat ankles

For most people, the "price" of home is a component made up of 2/3 interest rate and 1/3 principal.

It's not realistic that housing prices going down will make things more affordable - as we've seen so far, it just means boomers buy them in cash and use them as third homes.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49239725)



Reply Favorite

Date: September 5th, 2025 12:55 PM
Author: Startled arousing hissy fit generalized bond

lol, there are no starter homes.

Every 3 bd/2bath is starting in the high $300's.

Thanks to NIMBY's and their restrictive zoning laws and PE buying homes and turning them into rental properties.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238788)



Reply Favorite

Date: September 5th, 2025 1:01 PM
Author: Stirring crackhouse ratface

they are $300k where HHI are $50k, which is unaffortable.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238797)



Reply Favorite

Date: September 4th, 2025 1:51 PM
Author: vibrant center famous landscape painting

trump only wants this cause his jew real estate friends want lower rates for their loans, its also why he's trying to interfere in NYC mayors race

but jews dont have too much power, they arent like that

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236426)



Reply Favorite

Date: September 4th, 2025 2:01 PM
Author: Lemon Swashbuckling Bbw

fuck that. we just did that for like ten years.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236436)



Reply Favorite

Date: September 4th, 2025 2:01 PM
Author: Stirring crackhouse ratface

cr.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236439)



Reply Favorite

Date: September 4th, 2025 2:03 PM
Author: Lemon Swashbuckling Bbw

and now normal millionaires are basically poor lmao

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236441)



Reply Favorite

Date: September 4th, 2025 2:03 PM
Author: Stirring crackhouse ratface

and regular folks are fucked

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236443)



Reply Favorite

Date: September 4th, 2025 3:58 PM
Author: 180 carnelian institution

Why do you want to see regular folks get fuct?

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236664)



Reply Favorite

Date: September 4th, 2025 4:26 PM
Author: Stirring crackhouse ratface

i dont. that's why we shouldnt lower rates which would prob up asset values, causing inflation, and would harm regular folks disproportionately

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236729)



Reply Favorite

Date: September 4th, 2025 4:35 PM
Author: Puce cruise ship idea he suggested

they are already fucked. the only point of the US for proles was the possibility of owning a house (or "owning"). now it's just over.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236755)



Reply Favorite

Date: September 4th, 2025 4:49 PM
Author: 180 carnelian institution



(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236808)



Reply Favorite

Date: September 4th, 2025 3:59 PM
Author: Cobalt nighttime range

Every heard of inflation?

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236669)



Reply Favorite

Date: September 4th, 2025 4:00 PM
Author: Frisky flirting stead shitlib



(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236672)



Reply Favorite

Date: September 4th, 2025 4:34 PM
Author: gay bat-shit-crazy brunch

because Trump is a cunt and nobody respects him. If Biden or Harris were POTUS rates would have been cut

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236748)



Reply Favorite

Date: September 4th, 2025 4:35 PM
Author: umber aromatic stage mental disorder

So why didn't they you brilliant genius?

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236751)



Reply Favorite

Date: September 4th, 2025 4:36 PM
Author: gay bat-shit-crazy brunch

because Trump is a cunt and nobody respects him

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236758)



Reply Favorite

Date: September 4th, 2025 4:36 PM
Author: Obsidian Big Internal Respiration

Fuck Drumpf

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236757)



Reply Favorite

Date: September 4th, 2025 4:38 PM
Author: Emerald church building immigrant

Why do you care? Lower rates won't even necessarily translate into lower mortgage rates.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236763)



Reply Favorite

Date: September 4th, 2025 4:39 PM
Author: gay bat-shit-crazy brunch

Why does Trump never call for rates to be raised or left the same? He only ever wants them lower no matter what is going on with the economy

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49236766)



Reply Favorite

Date: September 5th, 2025 10:31 AM
Author: Stirring crackhouse ratface

because he only cares about valuations going up even if it fucks 90% of americans and MAGA fags are too dumb to understand

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238427)



Reply Favorite

Date: September 5th, 2025 11:33 AM
Author: Free-loading persian

lol "why does current politician only care about short term and not long term!"

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238602)



Reply Favorite

Date: September 5th, 2025 8:40 AM
Author: slap-happy multi-colored national

rates need to go up, actually!

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238196)



Reply Favorite

Date: September 5th, 2025 11:33 AM
Author: Free-loading persian

HUGELY

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238604)



Reply Favorite

Date: September 5th, 2025 11:36 AM
Author: Chestnut adventurous tattoo striped hyena

95% chance of a rate cut this month retardo

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238612)



Reply Favorite

Date: September 5th, 2025 11:38 AM
Author: Stirring crackhouse ratface

thank god. this record low unemployment and record high stock market is NOT GOOD NUGH

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238614)



Reply Favorite

Date: September 5th, 2025 1:04 PM
Author: bisexual ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2...id.#49238807)