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POLL: What is your 401(k) balance right now

...
excitant demanding filthpig
  06/27/25
A tiny pink 500k
Mint Theater Half-breed
  06/27/25
that's not that bad
excitant demanding filthpig
  06/27/25
I guess not but the thought of grinding out another 20 years...
Mint Theater Half-breed
  06/27/25
age?
irradiated house-broken turdskin school
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Vibrant henna laser beams crackhouse
  06/27/25
Yep, I’m early 40s lol
Mint Theater Half-breed
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
crimson trip private investor
  06/27/25
It depend on if that's his primary retirement or if he has ...
confused olive stage
  06/27/25
$130k
dull cracking spot
  06/27/25
that's horrendous
excitant demanding filthpig
  06/27/25
i'm in between these two guys
Exhilarant Community Account Home
  06/27/25
Same, I'm in between two guys
Heady Jap
  06/27/25
The sum total of all my retirement and brokerage accounts is...
dull cracking spot
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
irradiated house-broken turdskin school
  06/27/25
My mom says I'm special.
dull cracking spot
  06/27/25
even that's not true
irradiated house-broken turdskin school
  06/27/25
LOL
irradiated house-broken turdskin school
  06/27/25
$3.4 million in combined marital plans.
big-titted pistol
  06/27/25
damn
Exhilarant Community Account Home
  06/27/25
Age?
Vibrant henna laser beams crackhouse
  06/27/25
Such a waste of capital.
painfully honest theater stage
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Galvanic mischievous roommate
  06/27/25
this discussion happens every 401k thread. partners in bigl...
irradiated house-broken turdskin school
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Galvanic mischievous roommate
  06/27/25
...
painfully honest theater stage
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Stirring magenta library corn cake
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
deranged goal in life candlestick maker
  06/27/25
.
dull cracking spot
  06/27/25
Something like $800-900k for wife and I.
Walnut Hyperactive Genital Piercing Indirect Expression
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
painfully honest theater stage
  06/27/25
If you work in-house matching makes it a no-brainer.
Walnut Hyperactive Genital Piercing Indirect Expression
  06/27/25
just do take a lot of my money and shove it up the ass of so...
painfully honest theater stage
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Walnut Hyperactive Genital Piercing Indirect Expression
  06/27/25
I want my yacht now.
painfully honest theater stage
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Walnut Hyperactive Genital Piercing Indirect Expression
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
painfully honest theater stage
  06/27/25
If that's your perspective then sure, stop contributing into...
Walnut Hyperactive Genital Piercing Indirect Expression
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
alcoholic abusive stead
  06/27/25
Why not put it in a Roth?
ebony nubile university love of her life
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Galvanic mischievous roommate
  06/27/25
180
painfully honest theater stage
  06/27/25
Did you know you're not required to contribute to a 401K?
Galvanic mischievous roommate
  06/27/25
(guy who is not a biglaw partner)
painfully honest theater stage
  06/27/25
$700k Wife - $600k
Fragrant out-of-control center
  06/27/25
43yo, $900k
greedy foreskin
  06/27/25
Early 40s. ~$2.1mm
talking exciting temple pozpig
  06/27/25
Late 20s, 250k
ebony nubile university love of her life
  06/27/25
Good job , young gun
aromatic bbw
  06/27/25
lol at these responses
crimson trip private investor
  06/27/25
go on...
irradiated house-broken turdskin school
  06/27/25
30000k
Laughsome house coffee pot
  06/27/25
$399,443.16
bossy thriller blood rage lodge
  06/27/25
Monday is likely to be a big day for you friend
Galvanic mischievous roommate
  06/27/25
🤞🏻
bossy thriller blood rage lodge
  06/27/25
IDK $150Kish. But I haven't been working long.
Pontificating step-uncle's house quadroon
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Boyish mahogany stage kitty cat
  06/27/25
Same.
Sable Property Cuckold
  06/27/25
350,000 Kinda sad
bearded sinister telephone locale
  06/27/25
all stock/bond investments are like 750k.
Iridescent incel
  06/27/25
$386k total. $324k in trad, $62k in Roth
Comical lavender forum nibblets
  06/27/25
Zero
unholy blue senate
  06/27/25
Crrrrrrrrrrrrrr
painfully honest theater stage
  06/27/25
For Benzo reasons or RSF reasons?
talking exciting temple pozpig
  06/27/25
$6 million or so. I checked in January.
Sable Property Cuckold
  06/27/25
...
Galvanic mischievous roommate
  06/27/25
I mean undoubtedly there is a balance but $6 million?
histrionic hot nursing home volcanic crater
  06/27/25
$0. I don’t have a 401(k).
embarrassed to the bone curious menage
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: excitant demanding filthpig



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Mint Theater Half-breed

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: excitant demanding filthpig

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Mint Theater Half-breed

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: irradiated house-broken turdskin school

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Vibrant henna laser beams crackhouse

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Mint Theater Half-breed

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: crimson trip private investor

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: confused olive stage

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: dull cracking spot

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: excitant demanding filthpig

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Exhilarant Community Account Home

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Heady Jap

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: dull cracking spot

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: irradiated house-broken turdskin school

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: dull cracking spot

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: irradiated house-broken turdskin school

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: irradiated house-broken turdskin school

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: big-titted pistol

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Exhilarant Community Account Home

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Vibrant henna laser beams crackhouse

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: painfully honest theater stage

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Galvanic mischievous roommate

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: irradiated house-broken turdskin school

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Galvanic mischievous roommate

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: painfully honest theater stage



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Stirring magenta library corn cake

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: deranged goal in life candlestick maker

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: dull cracking spot

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Walnut Hyperactive Genital Piercing Indirect Expression

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: painfully honest theater stage

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Walnut Hyperactive Genital Piercing Indirect Expression

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: painfully honest theater stage

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Walnut Hyperactive Genital Piercing Indirect Expression

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: painfully honest theater stage

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Walnut Hyperactive Genital Piercing Indirect Expression

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: painfully honest theater stage

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Walnut Hyperactive Genital Piercing Indirect Expression

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: alcoholic abusive stead

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: ebony nubile university love of her life

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Galvanic mischievous roommate

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: painfully honest theater stage

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Galvanic mischievous roommate

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: painfully honest theater stage

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Fragrant out-of-control center

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: greedy foreskin

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: talking exciting temple pozpig

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: ebony nubile university love of her life

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: aromatic bbw

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: crimson trip private investor

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: irradiated house-broken turdskin school

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Laughsome house coffee pot

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: bossy thriller blood rage lodge

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Galvanic mischievous roommate

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: bossy thriller blood rage lodge

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Pontificating step-uncle's house quadroon

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Boyish mahogany stage kitty cat

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Sable Property Cuckold

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: bearded sinister telephone locale

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Iridescent incel

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Comical lavender forum nibblets

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: unholy blue senate

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: painfully honest theater stage

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: talking exciting temple pozpig

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Sable Property Cuckold

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Galvanic mischievous roommate



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: histrionic hot nursing home volcanic crater

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: embarrassed to the bone curious menage

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2...id.#49055414)