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Excluding Home Value, Median 50yo Net Worth only 94k
| aqua soul-stirring casino shitlib | 05/07/25 |
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| grizzly digit ratio dilemma | 05/07/25 |
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Poast new message in this thread
Date: May 7th, 2025 2:39 AM Author: aqua soul-stirring casino shitlib Just ROFL @ XO being like even 5m isnt enough!
https://x.com/VladTheInflator/status/1919854879440568817 |
Date: May 7th, 2025 2:41 AM Author: swashbuckling medicated blood rage xo is out of touch but it's pathetic as FUCK for that to be the median net worth at age 50. what the fuck are these loserfuck gen x pieces of shit doing with their money. that's not even 3k a year savings since age 18, not even counting interest/stock gains. this was the only generation to vote for Trump btw. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910191) |
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Date: May 7th, 2025 2:43 AM Author: aqua soul-stirring casino shitlib i said before once i went soloshitlol and had to deal with actual prowls instead of lolyers i was pretty shocked how poor avg person is
XO just lives in lolyer orbit and not reality. most amerikkkans barely maek anything, they are terrible with money and they are functionally retarded. my first jerb i only made 31k and even though im a turd i barely saved anything and that was 20 something years ago |
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Date: May 7th, 2025 11:57 AM Author: spectacular business firm (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910944) |
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Date: May 7th, 2025 2:44 AM Author: twinkling market The average prole doesn't have shit. I see people in tears over a ten dollar charge, and this is a "wealthy" area. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910198) |
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Date: May 7th, 2025 10:44 PM Author: 180 theater telephone https://www.reddit.com/r/borrowloan/ (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912463) |
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Date: May 7th, 2025 2:53 AM Author: canary internal respiration This is exactly why it’s so ludicrous to suggest that Social Security will ever be meaningfully reduced. 90% of seniors would just be destitute. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910207) |
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Date: May 7th, 2025 2:56 AM Author: aqua soul-stirring casino shitlib ppl wld actually have to be nicer to their kids and families instead of being boomer cunts
ironically SS destroyed the family more than anything else in US |
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Date: May 7th, 2025 11:53 AM Author: Passionate Stead Chad Great poast TT (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910932) |
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Date: May 7th, 2025 2:53 AM Author: bright coffee pot brunch Why would you exclude people's most valuable asset (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910208) |
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Date: May 7th, 2025 2:56 AM Author: aqua soul-stirring casino shitlib guys in my HS use to just sell their home in a day its NBD u just go to the home sale store and they give u cash immediately, the price never fluctuates either and once u sell u can just live wherever u want no issues (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910210) |
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Date: May 7th, 2025 11:50 AM Author: bright coffee pot brunch So what? Like your stocks don't fluctuate in value 🤣 (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910926) |
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Date: May 7th, 2025 12:33 PM Author: Boyish salmon organic girlfriend rigor (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911050) |
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Date: May 7th, 2025 12:48 PM Author: scarlet crusty hunting ground headpube so because you can't convert it to cash to pay for a thai whore at the click of a fart app button it has no value at all as an asset? great analysis as always you deranged idiot. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911084) |
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Date: May 7th, 2025 12:50 PM Author: Beta rehab jew I mean, if you no longer require a place to live, then its a meaningful asset to use for expenses. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911089) |
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Date: May 7th, 2025 1:00 PM Author: shimmering hideous public bath cuck CR when you inherit a 6-bedroom, $3.8M home when your uncle dies your junior year of college, weird fact -- you are no wealthier that you were yesterday! (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911121) |
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Date: May 7th, 2025 4:58 PM Author: Beta rehab jew obviously if u have excessive housing, then you can sell that excessive amount. jesus are u a dumb kike or what? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911695) |
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Date: May 7th, 2025 7:00 PM Author: shimmering hideous public bath cuck What are you fucking talking about you retard? First, *most* people (or at least most 50 year olds) have "excessive" housing, meaning that they could sell their $750K house and buy a $400K house and, voila!, have $350K in cash (which you've previously been counting as $0). Second, even if you own literally the exact place that you would be renting if you were on welfare, by owning it, you don't have to pay rent.
Obviously, most people (although 50 is again getting close here) have a mortgage, and you seem so incredibly retarded that I guess I need to be explicit about this: you do realize that no one is arguing that anything other than the equity in the home should count, right? But the equity clearly should count, and it's weird as fuck--and produces a useless statistic--to exclude it. |
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Date: May 7th, 2025 7:08 PM Author: hilarious cordovan institution gaming laptop that guy has been running this weird flame for as long as I can remember. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912038) |
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Date: May 8th, 2025 2:49 PM Author: Beta rehab jew very werid flame that i think basic needs should be affortable to the masses.
crazy honestly. |
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Date: May 7th, 2025 10:59 PM Author: Ivory Trip House Famous Landscape Painting Home equity adds 160k to this number on average. That's going to get you what beyond an annuity covering lifetime rent for a basement studio with mice and a hot plate for cooking? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912499) |
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Date: May 8th, 2025 12:41 AM Author: shimmering hideous public bath cuck If true, that increases the figure in the thread title by 170% (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912616) |
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Date: May 8th, 2025 2:48 PM Author: Beta rehab jew "and, voila!, have $350K in cash (which you've previously been counting as $0)"
Link? I never think of equity like this.
"*most* people (or at least most 50 year olds) have "excessive" housing" CSB. Again, excessive housing is an asset you can use for funding your retirement. congrats on common sense!
"Second, even if you own literally the exact place that you would be renting if you were on welfare, by owning it, you don't have to pay rent" bro are you telling me that if you own a own free and clear that is better than paying rent? JFC I wish I knew this years ago!
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Date: May 8th, 2025 2:51 PM Author: shimmering hideous public bath cuck You're the one literally valuing it at zero dollars, dipshit. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48914525) |
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Date: May 8th, 2025 6:00 PM Author: Beta rehab jew link? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48915074) |
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Date: May 7th, 2025 1:12 PM Author: scarlet crusty hunting ground headpube you can borrow on your home equity if you really want to and I'm sure no renter is factoring in their perpetually increasing rent liabilities when they talk about their net worth. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911137) |
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Date: May 7th, 2025 4:17 PM Author: grizzly digit ratio dilemma Borrowing against an asset does not increase your NW FYI (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911589) |
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Date: May 7th, 2025 4:58 PM Author: Beta rehab jew (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911698) |
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Date: May 8th, 2025 6:41 AM Author: scarlet crusty hunting ground headpube No shit. It’s to point out TTs retarded point that your home equity has no liquidity and therefore doesn’t count (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912777) |
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Date: May 9th, 2025 11:01 AM Author: Beta rehab jew Thats retarded and wasnt a point that was being responded too. Sorry about your RC section (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48916776) |
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Date: May 7th, 2025 1:17 PM Author: bright coffee pot brunch Great point! If you're renting a place, buying a house will immediately make you poorer. Everyone knows that. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911146) |
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Date: May 7th, 2025 4:13 PM Author: multi-colored piazza travel guidebook (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911582) |
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Date: May 7th, 2025 4:57 PM Author: Beta rehab jew ? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911693) |
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Date: May 7th, 2025 11:53 AM Author: Irradiated Milky Location Quadroon cq ran here to ask (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910935) |
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Date: May 7th, 2025 11:54 AM Author: chartreuse mexican stain Yeah, it's retarded. Guy moves $1M from cash into real estate -> "OMG BROKE NOW" (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910936) |
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Date: May 7th, 2025 12:45 PM Author: Boyish salmon organic girlfriend rigor Yeah it would be better to call it “cash on hand” or “liquid net worth” or something like that. I’ve always felt that including the primary house in net worth is a little misleading since it doesn’t generate cash and you have to sell the entire thing or engage in financial engineering with mortgages to take equity out as cash. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911076) |
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Date: May 7th, 2025 12:57 PM Author: shimmering hideous public bath cuck CR. Staked crypto should also be excluded. Also any asset that might be subject to taxation in the future. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911109) |
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Date: May 7th, 2025 1:25 PM Author: Chrome bossy school water buffalo (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911157) |
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Date: May 7th, 2025 11:51 AM Author: Dashing Outnumbered Forum afaik the average 50 year old has a negative nw (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48910930) |
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Date: May 7th, 2025 1:05 PM Author: grizzly digit ratio dilemma Yeah there’s no way this is an accurate number for the general population. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911127) |
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Date: May 7th, 2025 1:26 PM Author: hilarious cordovan institution gaming laptop it's the median. half of the population is lower than this. it makes sense. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911159) |
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Date: May 7th, 2025 4:12 PM Author: grizzly digit ratio dilemma I know what a median is. I've also met the public. Have you? It's not the 5 or 10% of the population that lawyers interact with all day long. No way the median bro has 94k net of debts outside home equity. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911577) |
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Date: May 7th, 2025 5:17 PM Author: hilarious cordovan institution gaming laptop the median 50 year old though? actually come to think of it we're talking about Gen X so you're probably right. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911767) |
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Date: May 7th, 2025 5:59 PM Author: grizzly digit ratio dilemma Honestly I missed the 50 yo part of op. So it's not as hard to believe as I thought (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911839) |
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Date: May 7th, 2025 6:02 PM Author: Exhilarant Crimson Garrison (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911850) |
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Date: May 7th, 2025 12:48 PM Author: pearly preventive strike national security agency Better than I would have guessed (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911080) |
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Date: May 7th, 2025 12:57 PM Author: shimmering hideous public bath cuck Does this also exclude retirement? (Which, btw, makes more sense to exclude that home value.) (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911111) |
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Date: May 7th, 2025 12:59 PM Author: hilarious cordovan institution gaming laptop proles don't save for retirement and they distrust 401ks. Most of them don't even understand what it is. and they all regard SS as their "retirement". (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911119) |
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Date: May 7th, 2025 1:11 PM Author: spectacular business firm Ljl (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911135) |
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Date: May 7th, 2025 1:13 PM Author: comical mother Why does that make more sense? Its more liquid than a house (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911140) |
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Date: May 7th, 2025 4:24 PM Author: shimmering hideous public bath cuck No it’s not dipshit. It’s incredibly easy to draw equity out of your home, whereas there are punitive penalties for withdrawing from 401k/IRA. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911599) |
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Date: May 7th, 2025 6:02 PM Author: Exhilarant Crimson Garrison You can take a Loan (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911853) |
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Date: May 7th, 2025 11:02 PM Author: Ivory Trip House Famous Landscape Painting Nope. This includes retirement accounts. Does not include a present value of defined benefit pensions, though 54 year olds with those would mostly just be teachers and cops. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912505) |
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Date: May 7th, 2025 1:31 PM Author: Heady indecent point what what a retarded thread. many people in retirement downsize, move in with family, or still have enough to live on with social security and a part-time job, some even have pensions that are almost certainly not included in the 94k, considering that homes are paid off or nearly paid off by then.
this is a dumb thread by a retard dalit trying to feel better about himself for being an aimless sexpat living out of a backpack in laos after excising all of his friends and family from his life |
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Date: May 7th, 2025 4:44 PM Author: Apoplectic Bistre Depressive Ceo I actually think that 94k is a little high. I don't think the data is from the US Census/Fed Reserve wealth data but one of the BS ones from an online survey. Fed reserve had 45-54 median wealth WITH house at about 200k. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911653) |
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Date: May 7th, 2025 11:04 PM Author: Ivory Trip House Famous Landscape Painting This is from the Fed survey (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912510) |
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Date: May 7th, 2025 5:07 PM Author: Unhinged heaven the average american spends like 7 hours/day driving around in circles going to michaels arts and crafts then mcdonalds then to go get gas at the "good" gas station ten miles away then to the verizon store to get their phone fixed then gets into an accident in the verizon store parking lot and gets into a phsyical altercation then has to uber to the doctor while his or her car gets towed then has to uber to the auto body shop only to have his car insurance jacked up. then obviously orders some doordashed redbull and mozzarella sticks to have right before bed then cant sleep and has to take a xanax so he sleeps through his court hearing. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911735) |
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Date: May 7th, 2025 5:18 PM Author: hilarious cordovan institution gaming laptop (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911769) |
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Date: May 7th, 2025 5:28 PM Author: Alcoholic feces hospital (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911781) |
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Date: May 7th, 2025 5:31 PM Author: bright coffee pot brunch This guy knows America (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911789) |
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Date: May 7th, 2025 10:40 PM Author: angry contagious step-uncle's house (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912455) |
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Date: May 7th, 2025 11:24 PM Author: pearly preventive strike national security agency Just another day in America (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912545) |
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Date: May 7th, 2025 11:26 PM Author: Navy skinny woman space (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912549) |
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Date: May 8th, 2025 5:15 PM Author: vigorous theater stage roommate (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48914948) |
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Date: May 8th, 2025 12:48 AM Author: Racy azn stage (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912620) |
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Date: May 8th, 2025 10:26 PM Author: twinkling market (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48915807) |
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Date: May 9th, 2025 3:12 PM Author: Irradiated Milky Location Quadroon (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48917429) |
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Date: May 9th, 2025 3:22 PM Author: histrionic fortuitous meteor lodge (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48917453) |
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Date: May 7th, 2025 6:01 PM Author: Silver Wonderful Tanning Salon Genital Piercing I’m surprised it’s that high, I figured it would be $10-20k. The median American lacks the impulse control to save money. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911848) |
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Date: May 8th, 2025 2:52 PM Author: Aquamarine Stag Film (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48914530) |
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Date: May 7th, 2025 6:24 PM Author: Exhilarant Crimson Garrison Don’t know why we’re still taking about the median of anything. This country has been a Strict caste system based on Cliques for a long time now. (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48911906) |
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Date: May 7th, 2025 7:46 PM Author: grizzly digit ratio dilemma Can you estimate for us the median nw of 50 yo’s in each clique? (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912114) |
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Date: May 7th, 2025 7:54 PM Author: Razzle-dazzle mint gaping (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912144) |
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Date: May 7th, 2025 7:55 PM Author: grizzly digit ratio dilemma This could be important bort scholarship (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912147) |
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Date: May 7th, 2025 8:02 PM Author: Exhilarant Crimson Garrison They're all Gen X so it'd be extremely low or negative. For millenials it is as follows:
High Loser: 280,000k Loser: 0 Low Loser: -150,000k (student loans) Nerd: 1,900,000k (RSUs) Jock: 500k Prep: 9,000,000k Scumbag: -77,000k Ascended Loser (CSLG): 60,000,000k |
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Date: May 7th, 2025 8:04 PM Author: hilarious cordovan institution gaming laptop (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912161) |
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Date: May 7th, 2025 8:19 PM Author: grizzly digit ratio dilemma Ty (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912187) |
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Date: May 7th, 2025 8:27 PM Author: Exhilarant Crimson Garrison (http://www.autoadmit.com/thread.php?thread_id=5721397&forum_id=2...id.#48912202) |
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