\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

buy now pay later doesnt affect credit score

If you do the financing (like 12 months or whatever) it does...
Cowardly area electric furnace
  06/06/25
How do they collect them?
yellow razzmatazz hall jew
  06/06/25
goodwill of people. that's why thy are losing so much money
Cowardly area electric furnace
  06/06/25
Would still be debt in court though, right?
Aromatic Shrine
  06/06/25
its like layaway but they give you the product first. maybe ...
Cowardly area electric furnace
  06/06/25
Interesting strategy
Aromatic Shrine
  06/06/25
yes, but it's worth pennies on the dollar for them to collec...
black razzle headpube temple
  06/06/25
Seems like a potentially disastrous business strategy. Just ...
topaz marvelous meetinghouse
  06/06/25
finance bros dont get proles https://www.cnbc.com/2025/05/1...
Cowardly area electric furnace
  06/06/25
The system was set up so it doesn't count as 'debt' so they ...
disgusting whorehouse faggot firefighter
  06/06/25
they can only send debt (ie financing) to credit reporting. ...
Cowardly area electric furnace
  06/06/25
https://www.cnbc.com/2025/06/25/buy-now-pay-later-plans-will...
bateful bearded rigor
  06/26/25


Poast new message in this thread



Reply Favorite

Date: June 6th, 2025 11:17 AM
Author: Cowardly area electric furnace

If you do the financing (like 12 months or whatever) it does. But if you do the pay in 3 or whatever, it doesnt as its not legally debt.

Why would anyone repay that? Everyone should buy, make 1 payment, then enjoy your 67% discount!

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992054)



Reply Favorite

Date: June 6th, 2025 11:19 AM
Author: yellow razzmatazz hall jew

How do they collect them?

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992060)



Reply Favorite

Date: June 6th, 2025 11:26 AM
Author: Cowardly area electric furnace

goodwill of people. that's why thy are losing so much money

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992085)



Reply Favorite

Date: June 6th, 2025 11:23 AM
Author: Aromatic Shrine

Would still be debt in court though, right?

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992076)



Reply Favorite

Date: June 6th, 2025 11:27 AM
Author: Cowardly area electric furnace

its like layaway but they give you the product first. maybe just keep it under $1k

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992087)



Reply Favorite

Date: June 6th, 2025 2:17 PM
Author: Aromatic Shrine

Interesting strategy

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992494)



Reply Favorite

Date: June 6th, 2025 2:26 PM
Author: black razzle headpube temple

yes, but it's worth pennies on the dollar for them to collect on

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992523)



Reply Favorite

Date: June 6th, 2025 2:27 PM
Author: topaz marvelous meetinghouse

Seems like a potentially disastrous business strategy. Just think of all the destitute Sonybois taking advantage of this.

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992528)



Reply Favorite

Date: June 6th, 2025 3:54 PM
Author: Cowardly area electric furnace

finance bros dont get proles

https://www.cnbc.com/2025/05/19/klarna-doubles-losses-in-first-quarter-as-ipo-remains-on-hold.html

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992813)



Reply Favorite

Date: June 6th, 2025 2:34 PM
Author: disgusting whorehouse faggot firefighter

The system was set up so it doesn't count as 'debt' so they wouldn't be beholden to the regulations a regular credit card issuer would have to face (oh wow man 'fintech'!). If they send the debt to collections it will definitely hit your credit.

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992545)



Reply Favorite

Date: June 6th, 2025 3:53 PM
Author: Cowardly area electric furnace

they can only send debt (ie financing) to credit reporting. buy in 3 payments! cant be sent my friend. its not debt

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#48992810)



Reply Favorite

Date: June 26th, 2025 10:56 PM
Author: bateful bearded rigor

https://www.cnbc.com/2025/06/25/buy-now-pay-later-plans-will-soon-impact-your-credit-score.html

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2...id.#49052850)