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Poll: Do you have a mortgage? What's your current balance, LTV?

Current mortgage balance is zero dollars. Family and I live...
adventurous juggernaut base
  01/02/26
...
adventurous juggernaut base
  01/03/26
Low 7 figures here, but insanely low fixed mortgage
trip orchid roommate trailer park
  01/03/26
Just built a new house, $450k mortgage at 5.5%
lavender center
  01/03/26
...
Silver Laughsome Menage
  01/10/26
...
adventurous juggernaut base
  01/04/26
3.25%, about $400k left to go
Amber Indian Lodge Fanboi
  01/04/26
...
adventurous juggernaut base
  01/10/26
2.4% with 95k remaining
Umber Faggot Firefighter Legend
  01/10/26
$300k at 2.6%, house is worth like 600k
Vivacious Translucent Brethren
  01/10/26
2.25% mortgage, about 1.3m left. LTV is around 30%
deep temple boltzmann
  01/10/26
$380,000 left on the mortgage. Home value keeps dropping wit...
razzle hospital
  01/10/26
what shithole do you live in where home value keeps dropping...
vengeful cruel-hearted knife
  01/10/26
Dropped like a rock.
razzle hospital
  01/10/26
i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN
vengeful cruel-hearted knife
  01/10/26
I wouldn’t call this living, brother.
razzle hospital
  01/10/26
Pretty sure it's New Jersey. Hoboken or some shit
Umber Faggot Firefighter Legend
  01/10/26


Poast new message in this thread



Reply Favorite

Date: January 2nd, 2026 11:44 PM
Author: adventurous juggernaut base

Current mortgage balance is zero dollars. Family and I live in a cheaper but nice enough house in a relatively low COL area.

But I ask because it has dawned on me that our generation takes out some insane mortgages. Reaching seven figures is not unusual at all.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49557915)



Reply Favorite

Date: January 3rd, 2026 5:30 AM
Author: adventurous juggernaut base



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49558204)



Reply Favorite

Date: January 3rd, 2026 7:22 AM
Author: trip orchid roommate trailer park

Low 7 figures here, but insanely low fixed mortgage

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49558216)



Reply Favorite

Date: January 3rd, 2026 8:46 AM
Author: lavender center

Just built a new house, $450k mortgage at 5.5%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49558268)



Reply Favorite

Date: January 10th, 2026 6:55 AM
Author: Silver Laughsome Menage



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578325)



Reply Favorite

Date: January 4th, 2026 6:05 PM
Author: adventurous juggernaut base



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49562243)



Reply Favorite

Date: January 4th, 2026 6:06 PM
Author: Amber Indian Lodge Fanboi

3.25%, about $400k left to go

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49562246)



Reply Favorite

Date: January 10th, 2026 6:51 AM
Author: adventurous juggernaut base



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578322)



Reply Favorite

Date: January 10th, 2026 6:56 AM
Author: Umber Faggot Firefighter Legend

2.4% with 95k remaining

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578327)



Reply Favorite

Date: January 10th, 2026 7:41 AM
Author: Vivacious Translucent Brethren

$300k at 2.6%, house is worth like 600k

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578340)



Reply Favorite

Date: January 10th, 2026 7:44 AM
Author: deep temple boltzmann

2.25% mortgage, about 1.3m left.

LTV is around 30%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578341)



Reply Favorite

Date: January 10th, 2026 7:45 AM
Author: razzle hospital

$380,000 left on the mortgage. Home value keeps dropping with every month. I’m probably down $150,000 from what I paid for the house in resale value, so I have no equity. It’s all a scam.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578343)



Reply Favorite

Date: January 10th, 2026 7:50 AM
Author: vengeful cruel-hearted knife

what shithole do you live in where home value keeps dropping?

they've plateaued in our area but nothing has dropped

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578347)



Reply Favorite

Date: January 10th, 2026 7:51 AM
Author: razzle hospital

Dropped like a rock.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578353)



Reply Favorite

Date: January 10th, 2026 7:53 AM
Author: vengeful cruel-hearted knife

i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578362)



Reply Favorite

Date: January 10th, 2026 7:55 AM
Author: razzle hospital

I wouldn’t call this living, brother.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578366)



Reply Favorite

Date: January 10th, 2026 8:12 AM
Author: Umber Faggot Firefighter Legend

Pretty sure it's New Jersey. Hoboken or some shit

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2...id.#49578379)