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Is there any reason to put between 6% and 19% down on a house?
| Milky mediation generalized bond | 02/24/26 |
| Milky mediation generalized bond | 02/24/26 |
| dashing lettuce church building | 02/24/26 |
| Milky mediation generalized bond | 02/24/26 |
| dashing lettuce church building | 02/24/26 |
| primrose famous landscape painting school cafeteria | 02/24/26 |
| Milky mediation generalized bond | 02/24/26 |
| primrose famous landscape painting school cafeteria | 02/24/26 |
| Milky mediation generalized bond | 02/24/26 |
| Mauve Heady Garrison | 02/24/26 |
| Multi-colored tantric internal respiration immigrant | 02/24/26 |
| massive razzle round eye | 02/24/26 |
Poast new message in this thread
Date: February 24th, 2026 1:25 PM Author: Milky mediation generalized bond Assume I'm a financially retarded manchild (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691728) |
Date: February 24th, 2026 2:03 PM Author: Milky mediation generalized bond Help friends (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691868) |
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Date: February 24th, 2026 2:04 PM Author: dashing lettuce church building forced savings a dislike of debt reduced vulnerability to interest rate hikes |
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Date: February 24th, 2026 2:09 PM Author: Milky mediation generalized bond tyft (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691895) |
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Date: February 24th, 2026 2:21 PM Author: dashing lettuce church building it's a risk averse move to put more money into your house than you have to instead of in the stock market, but there is nothing wrong with being risk averse if that is your position and you sleep better at night that way, you need to do what is right for you personally, while I have a relatively high-risk investment approach, I also really really hate having debt, so I never leave credit card balances unpaid and have often paid the maximum amount on mortgages - some people may call that internally inconsistent, but I don't care, it keeps me happy and so that's what I do |
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Date: February 24th, 2026 2:04 PM Author: primrose famous landscape painting school cafeteria you gotta put (lex) in the thread title and you'll get like 60 replies (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691873) |
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Date: February 24th, 2026 2:10 PM Author: Milky mediation generalized bond I'll just keep replying to every response until interest picks up (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691897) |
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Date: February 24th, 2026 2:16 PM Author: primrose famous landscape painting school cafeteria "The gunnerattt strategy" (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691920) |
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Date: February 24th, 2026 2:17 PM Author: Milky mediation generalized bond The system works (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691928) |
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Date: February 24th, 2026 2:17 PM Author: Mauve Heady Garrison no. the people doing that are just lost. (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2...id.#49691927) |
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Date: February 24th, 2026 2:18 PM Author: Multi-colored tantric internal respiration immigrant for one, various closing costs seem to be proportionate to the amount of the loan, for example county costs to record the mortgage. title insurance may also increase too.
thus, taking a bigger loan means you're paying unnecessarily costs. |
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Date: February 24th, 2026 9:18 PM Author: massive razzle round eye It could affect your PMI or your rate.
FWIW, financial "experts" really hate PMI - but i did the math when I bought a house and it was like an extra $70 a month to just put 5% down - so investing that extra $100,000 was a clear winner at a 3% rate.
Probably not the case now but goes to show how the conventional wisdom is usually not from people who've done any actual analysis. |