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Everyone on Reddit is retarded - medical debt
| Pierbattista Pizzaballa | 05/08/25 |
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Date: May 8th, 2025 9:49 AM Author: Pierbattista Pizzaballa Was looking into an FCRA issue and everyone on Reddit is assuring each other that it’s against the law for medical debt to be on your credit report. But that 100 percent not true. The industry made a voluntary decision to stop reporting medical debts below $500 and the CFPB made a rule that would prohibit most kinds of medical debt, but it’s on hold because of Trump.
I found one thread where someone pointed this out and they were completely downvoted. Another thread had someone with $1800 of medical debt on their credit report (totally legal, completely likely) and Reddit is assuring this person they are wrong.
It is hilarious how dumb Reddit is. |