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POLL: What is your 401(k) balance right now

...
orchid razzle-dazzle cruise ship
  06/27/25
A tiny pink 500k
bipolar stead
  06/27/25
that's not that bad
orchid razzle-dazzle cruise ship
  06/27/25
I guess not but the thought of grinding out another 20 years...
bipolar stead
  06/27/25
age?
Heady low-t cuckoldry church building
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Autistic set
  06/27/25
Yep, I’m early 40s lol
bipolar stead
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Turquoise effete center
  06/27/25
It depend on if that's his primary retirement or if he has ...
Mint Theatre
  06/27/25
$130k
startling canary mad-dog skullcap institution
  06/27/25
that's horrendous
orchid razzle-dazzle cruise ship
  06/27/25
i'm in between these two guys
Salmon hell fortuitous meteor
  06/27/25
Same, I'm in between two guys
mind-boggling greedy state
  06/27/25
The sum total of all my retirement and brokerage accounts is...
startling canary mad-dog skullcap institution
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Heady low-t cuckoldry church building
  06/27/25
My mom says I'm special.
startling canary mad-dog skullcap institution
  06/27/25
even that's not true
Heady low-t cuckoldry church building
  06/27/25
LOL
Heady low-t cuckoldry church building
  06/27/25
$3.4 million in combined marital plans.
Cruel-hearted home fat ankles
  06/27/25
damn
Salmon hell fortuitous meteor
  06/27/25
Age?
Autistic set
  06/27/25
Such a waste of capital.
cerise disturbing idea he suggested stag film
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
glassy chapel psychic
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Heady low-t cuckoldry church building
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
glassy chapel psychic
  06/27/25
...
cerise disturbing idea he suggested stag film
  06/27/25
The max is $70K per year including your own $23,500 contribu...
passionate soggy useless brakes filthpig
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Crawly Queen Of The Night
  06/27/25
.
startling canary mad-dog skullcap institution
  06/27/25
Something like $800-900k for wife and I.
sapphire feces heaven
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
cerise disturbing idea he suggested stag film
  06/27/25
If you work in-house matching makes it a no-brainer.
sapphire feces heaven
  06/27/25
just do take a lot of my money and shove it up the ass of so...
cerise disturbing idea he suggested stag film
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
sapphire feces heaven
  06/27/25
I want my yacht now.
cerise disturbing idea he suggested stag film
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
sapphire feces heaven
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
cerise disturbing idea he suggested stag film
  06/27/25
If that's your perspective then sure, stop contributing into...
sapphire feces heaven
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Exhilarant Sanctuary Indirect Expression
  06/27/25
Why not put it in a Roth?
frozen yellow really tough guy brunch
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
glassy chapel psychic
  06/27/25
180
cerise disturbing idea he suggested stag film
  06/27/25
Did you know you're not required to contribute to a 401K?
glassy chapel psychic
  06/27/25
(guy who is not a biglaw partner)
cerise disturbing idea he suggested stag film
  06/27/25
$700k Wife - $600k
shivering pozpig temple
  06/27/25
43yo, $900k
glittery milky house
  06/27/25
Early 40s. ~$2.1mm
wonderful slippery hominid
  06/27/25
Late 20s, 250k
frozen yellow really tough guy brunch
  06/27/25
Good job , young gun
amber patrolman puppy
  06/27/25
lol at these responses
Turquoise effete center
  06/27/25
go on...
Heady low-t cuckoldry church building
  06/27/25
30000k
diverse scarlet athletic conference school cafeteria
  06/27/25
$399,443.16
dead double fault gas station
  06/27/25
Monday is likely to be a big day for you friend
glassy chapel psychic
  06/27/25
🤞🏻
dead double fault gas station
  06/27/25
IDK $150Kish. But I haven't been working long.
Razzle slimy black woman market
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Walnut nursing home genital piercing
  06/27/25
Same.
Appetizing Range Twinkling Uncleanness
  06/27/25
350,000 Kinda sad
Hairraiser jewess
  06/27/25
all stock/bond investments are like 750k.
Trip mad cow disease den
  06/27/25
$386k total. $324k in trad, $62k in Roth
azure offensive tanning salon juggernaut
  06/27/25
Zero
Domesticated church
  06/27/25
Crrrrrrrrrrrrrr
cerise disturbing idea he suggested stag film
  06/27/25
For Benzo reasons or RSF reasons?
wonderful slippery hominid
  06/27/25
$6 million or so. I checked in January.
Appetizing Range Twinkling Uncleanness
  06/27/25
...
glassy chapel psychic
  06/27/25
I mean undoubtedly there is a balance but $6 million?
learning disabled galvanic hall
  06/27/25
$0. I don’t have a 401(k).
ebony 180 abode legend
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: orchid razzle-dazzle cruise ship



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bipolar stead

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: orchid razzle-dazzle cruise ship

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: bipolar stead

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Heady low-t cuckoldry church building

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Autistic set

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: bipolar stead

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Turquoise effete center

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Mint Theatre

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: startling canary mad-dog skullcap institution

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: orchid razzle-dazzle cruise ship

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Salmon hell fortuitous meteor

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: mind-boggling greedy state

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: startling canary mad-dog skullcap institution

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Heady low-t cuckoldry church building

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: startling canary mad-dog skullcap institution

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Heady low-t cuckoldry church building

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Heady low-t cuckoldry church building

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Cruel-hearted home fat ankles

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Salmon hell fortuitous meteor

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Autistic set

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: cerise disturbing idea he suggested stag film

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: glassy chapel psychic

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Heady low-t cuckoldry church building

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: glassy chapel psychic

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: cerise disturbing idea he suggested stag film



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: passionate soggy useless brakes filthpig

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Crawly Queen Of The Night

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: startling canary mad-dog skullcap institution

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: sapphire feces heaven

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: cerise disturbing idea he suggested stag film

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: sapphire feces heaven

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: cerise disturbing idea he suggested stag film

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: sapphire feces heaven

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: cerise disturbing idea he suggested stag film

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: sapphire feces heaven

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: cerise disturbing idea he suggested stag film

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: sapphire feces heaven

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Exhilarant Sanctuary Indirect Expression

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: frozen yellow really tough guy brunch

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: glassy chapel psychic

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: cerise disturbing idea he suggested stag film

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: glassy chapel psychic

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: cerise disturbing idea he suggested stag film

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: shivering pozpig temple

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: glittery milky house

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: wonderful slippery hominid

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: frozen yellow really tough guy brunch

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: amber patrolman puppy

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Turquoise effete center

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Heady low-t cuckoldry church building

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: diverse scarlet athletic conference school cafeteria

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: dead double fault gas station

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: glassy chapel psychic

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: dead double fault gas station

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Razzle slimy black woman market

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Walnut nursing home genital piercing

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Appetizing Range Twinkling Uncleanness

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Hairraiser jewess

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Trip mad cow disease den

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: azure offensive tanning salon juggernaut

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Domesticated church

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: cerise disturbing idea he suggested stag film

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: wonderful slippery hominid

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Appetizing Range Twinkling Uncleanness

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: glassy chapel psychic



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: learning disabled galvanic hall

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: ebony 180 abode legend

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055414)