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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
at-the-ready charismatic lodge coldplay fan
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
crystalline histrionic school giraffe
  09/22/25
Weird
vivacious thirsty cuckoldry milk
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Lime balding house hissy fit
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
at-the-ready charismatic lodge coldplay fan
  09/22/25
Guessing they are big Israel supporters
diverse burgundy theater persian
  09/22/25
...
Supple ape dysfunction
  09/22/25
I’m not sure either could even tell you who the curren...
at-the-ready charismatic lodge coldplay fan
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
boyish dragon corner
  09/22/25
...
Misanthropic vigorous digit ratio gaming laptop
  09/22/25
its a story as old as recent times
Shimmering irradiated sound barrier
  09/22/25
...
translucent becky
  09/22/25
...
Lime balding house hissy fit
  09/22/25
...
idiotic angry laser beams
  09/22/25
...
Flesh stag film
  09/22/25
...
at-the-ready charismatic lodge coldplay fan
  09/22/25
...
boyish dragon corner
  09/22/25
...
Seedy chrome love of her life native
  09/22/25
...
Arousing house-broken station dingle berry
  09/22/25
...
Misanthropic vigorous digit ratio gaming laptop
  09/22/25
...
Bespoke Drab Selfie
  09/22/25
Sounds very Gen X
Frum concupiscible stage generalized bond
  09/22/25
...
Flesh stag film
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
at-the-ready charismatic lodge coldplay fan
  09/22/25
Double Big Fed?
translucent becky
  09/22/25
Not saying, but yep
at-the-ready charismatic lodge coldplay fan
  09/22/25
Good for you
translucent becky
  09/22/25
Any kids?
Startling liquid oxygen
  09/22/25
He’s already graduated from college and doing well on ...
at-the-ready charismatic lodge coldplay fan
  09/22/25
It probably will work out for him though.
Gaped umber meetinghouse
  09/22/25
Sadly yeah
diverse burgundy theater persian
  09/22/25
Tell us more about the wife's fake business
Sooty dashing main people kitchen
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
at-the-ready charismatic lodge coldplay fan
  09/22/25
How can that lose 3k/month?
translucent becky
  09/22/25
She's putting way too much scent in them
hairraiser fat ankles casino
  09/22/25
...
Bat shit crazy hospital fanboi
  09/22/25
...
curious university mexican
  09/22/25
...
Supple ape dysfunction
  09/22/25
...
Razzle Bistre Old Irish Cottage Lettuce
  09/22/25
...
amethyst sticky affirmative action cuckold
  09/22/25
...
anal faggotry
  09/22/25
...
Mischievous Filthy Faggot Firefighter
  09/22/25
...
at-the-ready charismatic lodge coldplay fan
  09/22/25
...
boyish dragon corner
  09/22/25
...
Aromatic Sadistic Son Of Senegal
  09/22/25
...
Mauve appetizing new version striped hyena
  09/22/25
...
heady field coffee pot
  09/22/25
...
Racy naked masturbator
  09/22/25
...
hilarious bisexual trailer park sweet tailpipe
  09/22/25
I think you misspelled "cents."
embarrassed to the bone shrine
  09/22/25
...
at-the-ready charismatic lodge coldplay fan
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Soul-stirring insanely creepy useless brakes
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
at-the-ready charismatic lodge coldplay fan
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Soul-stirring insanely creepy useless brakes
  09/22/25
He hates his job and wants to killself daily.
at-the-ready charismatic lodge coldplay fan
  09/22/25
He should work harder, save more, get that house paid off or...
Soul-stirring insanely creepy useless brakes
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Plum Floppy Mental Disorder Knife
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
salmon aphrodisiac chad
  09/22/25
Simmer down Shapiro
at-the-ready charismatic lodge coldplay fan
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Flesh stag film
  09/22/25
You seem to struggle with the idea that someone could build ...
Frum concupiscible stage generalized bond
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Flesh stag film
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Frum concupiscible stage generalized bond
  09/22/25
are you saying I should Sell High?
Flesh stag film
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Flesh stag film
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Soul-stirring insanely creepy useless brakes
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Zippy dilemma
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Soul-stirring insanely creepy useless brakes
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Flesh stag film
  09/22/25
Cr. It would be much better if he paid in installments, like...
Azure locus turdskin
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
salmon aphrodisiac chad
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
razzle-dazzle property trump supporter
  09/22/25
Why would you have several thousand per month in health care...
Flesh stag film
  09/22/25
(dude who has never tried to buy insurance on the individual...
razzle-dazzle property trump supporter
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
Azure locus turdskin
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Flesh stag film
  09/22/25
Once his kids are out of the house he can just downsize and ...
Azure locus turdskin
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
Shimmering irradiated sound barrier
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Fiercely-loyal Ticket Booth
  09/22/25
For the financially retarded putting extra into your house i...
Razzle Bistre Old Irish Cottage Lettuce
  09/22/25
This guy gets it
translucent becky
  09/22/25
Raymondnomics
Flesh stag film
  09/22/25
...
at-the-ready charismatic lodge coldplay fan
  09/22/25
...
Supple ape dysfunction
  09/22/25
...
boyish dragon corner
  09/22/25
...
embarrassed to the bone shrine
  09/22/25
...
Mauve appetizing new version striped hyena
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
free-loading plaza
  09/22/25
Many such cases
Razzle Bistre Old Irish Cottage Lettuce
  09/22/25
This seems to be about the median life outcome ITE
translucent becky
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Mischievous Filthy Faggot Firefighter
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
translucent becky
  09/22/25
Is your friend still in high school? My brother, in all h...
at-the-ready charismatic lodge coldplay fan
  09/22/25
He is early 30s lol
Mischievous Filthy Faggot Firefighter
  09/22/25
alpha af
very tactful razzmatazz boistinker candlestick maker
  09/22/25
I feel like there are more good stories about your brother, ...
Mauve appetizing new version striped hyena
  09/22/25
He’s got a “system” for playing slots in V...
at-the-ready charismatic lodge coldplay fan
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
Exciting soggy hall
  09/22/25
...
translucent becky
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
flickering sanctuary
  09/22/25
There's nothing else a man can reasonably drive
Exciting soggy hall
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Narrow-minded public bath
  09/22/25
...
boyish dragon corner
  09/22/25
...
Racy naked masturbator
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
razzle-dazzle property trump supporter
  09/23/25
Lol
ultramarine stirring national
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
Racy naked masturbator
  09/22/25
He’s 6’3 and I’m 6’1
at-the-ready charismatic lodge coldplay fan
  09/22/25
he has you pwned 4lyfe
Racy naked masturbator
  09/22/25
...
Razzle Bistre Old Irish Cottage Lettuce
  09/22/25
Harsh, but fair
at-the-ready charismatic lodge coldplay fan
  09/22/25
What's the big deal as long as they get inheritances.
salmon aphrodisiac chad
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Mauve appetizing new version striped hyena
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: at-the-ready charismatic lodge coldplay fan

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: crystalline histrionic school giraffe

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: vivacious thirsty cuckoldry milk

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Lime balding house hissy fit

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: at-the-ready charismatic lodge coldplay fan

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: diverse burgundy theater persian

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Supple ape dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: at-the-ready charismatic lodge coldplay fan

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: boyish dragon corner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Misanthropic vigorous digit ratio gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Shimmering irradiated sound barrier

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: translucent becky



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Lime balding house hissy fit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: idiotic angry laser beams



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Flesh stag film



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: at-the-ready charismatic lodge coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: boyish dragon corner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Seedy chrome love of her life native



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Arousing house-broken station dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Misanthropic vigorous digit ratio gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Bespoke Drab Selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Frum concupiscible stage generalized bond

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Flesh stag film



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: at-the-ready charismatic lodge coldplay fan

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: translucent becky

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: at-the-ready charismatic lodge coldplay fan

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: translucent becky

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Startling liquid oxygen

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: at-the-ready charismatic lodge coldplay fan

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Gaped umber meetinghouse

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: diverse burgundy theater persian

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Sooty dashing main people kitchen

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: at-the-ready charismatic lodge coldplay fan

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: translucent becky

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: hairraiser fat ankles casino

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Bat shit crazy hospital fanboi



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: curious university mexican



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Supple ape dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Razzle Bistre Old Irish Cottage Lettuce



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: amethyst sticky affirmative action cuckold



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: anal faggotry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Mischievous Filthy Faggot Firefighter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: at-the-ready charismatic lodge coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: boyish dragon corner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Aromatic Sadistic Son Of Senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Mauve appetizing new version striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: heady field coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Racy naked masturbator



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: hilarious bisexual trailer park sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: embarrassed to the bone shrine

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: at-the-ready charismatic lodge coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308038)



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Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49309440)



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Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: Soul-stirring insanely creepy useless brakes

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290872)



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Date: September 22nd, 2025 9:38 AM
Author: at-the-ready charismatic lodge coldplay fan

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: Soul-stirring insanely creepy useless brakes

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: at-the-ready charismatic lodge coldplay fan

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290886)



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Date: September 22nd, 2025 9:42 AM
Author: Soul-stirring insanely creepy useless brakes

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290894)



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Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: Plum Floppy Mental Disorder Knife

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: salmon aphrodisiac chad

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: at-the-ready charismatic lodge coldplay fan

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: Flesh stag film

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: Frum concupiscible stage generalized bond

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: Flesh stag film

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: Frum concupiscible stage generalized bond

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: Flesh stag film

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: Flesh stag film

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: Soul-stirring insanely creepy useless brakes

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: Zippy dilemma

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: Soul-stirring insanely creepy useless brakes

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290919)



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Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: Flesh stag film

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: Azure locus turdskin

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: salmon aphrodisiac chad

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: razzle-dazzle property trump supporter

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: Flesh stag film

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: razzle-dazzle property trump supporter

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49293167)



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Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49305216)



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Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: Azure locus turdskin

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: Flesh stag film

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290901)



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Date: September 22nd, 2025 9:45 AM
Author: Azure locus turdskin

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290906)



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Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308521)



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Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: Shimmering irradiated sound barrier

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: Fiercely-loyal Ticket Booth

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: Razzle Bistre Old Irish Cottage Lettuce

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: translucent becky

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: Flesh stag film

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: at-the-ready charismatic lodge coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291083)



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Date: September 22nd, 2025 11:46 AM
Author: Supple ape dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: boyish dragon corner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: embarrassed to the bone shrine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: Mauve appetizing new version striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291500)



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Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49309504)



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Date: September 22nd, 2025 10:43 AM
Author: free-loading plaza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: Razzle Bistre Old Irish Cottage Lettuce

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: translucent becky

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: Mischievous Filthy Faggot Firefighter

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: translucent becky

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: at-the-ready charismatic lodge coldplay fan

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: Mischievous Filthy Faggot Firefighter

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: very tactful razzmatazz boistinker candlestick maker

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: Mauve appetizing new version striped hyena

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: at-the-ready charismatic lodge coldplay fan

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291952)



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Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308045)



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Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49305221)



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Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308733)



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Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: Exciting soggy hall

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: translucent becky



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291502)



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Date: September 22nd, 2025 1:57 PM
Author: flickering sanctuary

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291599)



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Date: September 22nd, 2025 1:59 PM
Author: Exciting soggy hall

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: Narrow-minded public bath

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291630)



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Date: September 22nd, 2025 3:52 PM
Author: boyish dragon corner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291884)



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Date: September 22nd, 2025 4:22 PM
Author: Racy naked masturbator



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291975)



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Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308023)



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Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308727)



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Date: September 23rd, 2025 12:34 AM
Author: razzle-dazzle property trump supporter

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: ultramarine stirring national

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Racy naked masturbator

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: at-the-ready charismatic lodge coldplay fan

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Racy naked masturbator

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Razzle Bistre Old Irish Cottage Lettuce



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: at-the-ready charismatic lodge coldplay fan

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: salmon aphrodisiac chad

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Mauve appetizing new version striped hyena

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49305085)



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Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2E#49308752)