\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
Judgmental Selfie
  06/27/25
A tiny pink 500k
anal flickering menage
  06/27/25
that's not that bad
Judgmental Selfie
  06/27/25
I guess not but the thought of grinding out another 20 years...
anal flickering menage
  06/27/25
age?
Hairless at-the-ready whorehouse
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Trip azure mediation organic girlfriend
  06/27/25
Yep, I’m early 40s lol
anal flickering menage
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Razzle boistinker lettuce
  06/27/25
It depend on if that's his primary retirement or if he has ...
floppy gas station yarmulke
  06/27/25
$130k
Boyish cerise state twinkling uncleanness
  06/27/25
that's horrendous
Judgmental Selfie
  06/27/25
i'm in between these two guys
Misunderstood Bonkers Gunner Cruise Ship
  06/27/25
Same, I'm in between two guys
excitant pit
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Boyish cerise state twinkling uncleanness
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Hairless at-the-ready whorehouse
  06/27/25
My mom says I'm special.
Boyish cerise state twinkling uncleanness
  06/27/25
even that's not true
Hairless at-the-ready whorehouse
  06/27/25
LOL
Hairless at-the-ready whorehouse
  06/27/25
$3.4 million in combined marital plans.
comical french spot
  06/27/25
damn
Misunderstood Bonkers Gunner Cruise Ship
  06/27/25
Age?
Trip azure mediation organic girlfriend
  06/27/25
Such a waste of capital.
Arousing bespoke wrinkle house
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Duck-like hospital
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Hairless at-the-ready whorehouse
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Duck-like hospital
  06/27/25
...
Arousing bespoke wrinkle house
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Cream talking garrison
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Flesh range boiling water
  06/27/25
.
Boyish cerise state twinkling uncleanness
  06/27/25
Something like $800-900k for wife and I.
mint balding nursing home
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Arousing bespoke wrinkle house
  06/27/25
If you work in-house matching makes it a no-brainer.
mint balding nursing home
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Arousing bespoke wrinkle house
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
mint balding nursing home
  06/27/25
I want my yacht now.
Arousing bespoke wrinkle house
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
mint balding nursing home
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Arousing bespoke wrinkle house
  06/27/25
If that's your perspective then sure, stop contributing into...
mint balding nursing home
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Offensive exciting home
  06/27/25
Why not put it in a Roth?
translucent swashbuckling trump supporter
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Duck-like hospital
  06/27/25
180
Arousing bespoke wrinkle house
  06/27/25
Did you know you're not required to contribute to a 401K?
Duck-like hospital
  06/27/25
(guy who is not a biglaw partner)
Arousing bespoke wrinkle house
  06/27/25
$700k Wife - $600k
Hairraiser haunted graveyard property
  06/27/25
43yo, $900k
Unhinged Sick Main People Ticket Booth
  06/27/25
Early 40s. ~$2.1mm
plum laughsome trust fund ladyboy
  06/27/25
Late 20s, 250k
translucent swashbuckling trump supporter
  06/27/25
Good job , young gun
Orange Filthy Area Son Of Senegal
  06/27/25
lol at these responses
Razzle boistinker lettuce
  06/27/25
go on...
Hairless at-the-ready whorehouse
  06/27/25
30000k
Cheese-eating senate
  06/27/25
$399,443.16
Cocky Casino Filthpig
  06/27/25
Monday is likely to be a big day for you friend
Duck-like hospital
  06/27/25
🤞🏻
Cocky Casino Filthpig
  06/27/25
IDK $150Kish. But I haven't been working long.
angry mood forum
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
fuchsia massive stage
  06/27/25
Same.
Big Lavender Market Turdskin
  06/27/25
350,000 Kinda sad
Contagious Olive Orchestra Pit Persian
  06/27/25
all stock/bond investments are like 750k.
Claret Soul-stirring Stock Car
  06/27/25
$386k total. $324k in trad, $62k in Roth
Sadistic theater stage
  06/27/25
Zero
Wonderful Slap-happy Macaca
  06/27/25
Crrrrrrrrrrrrrr
Arousing bespoke wrinkle house
  06/27/25
For Benzo reasons or RSF reasons?
plum laughsome trust fund ladyboy
  06/27/25
$6 million or so. I checked in January.
Big Lavender Market Turdskin
  06/27/25
...
Duck-like hospital
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Beady-eyed Indian Lodge
  06/27/25
$0. I don’t have a 401(k).
dark juggernaut space
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Judgmental Selfie



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: anal flickering menage

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Judgmental Selfie

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: anal flickering menage

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Hairless at-the-ready whorehouse

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Trip azure mediation organic girlfriend

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: anal flickering menage

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Razzle boistinker lettuce

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: floppy gas station yarmulke

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Boyish cerise state twinkling uncleanness

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Judgmental Selfie

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Misunderstood Bonkers Gunner Cruise Ship

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: excitant pit

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Boyish cerise state twinkling uncleanness

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Hairless at-the-ready whorehouse

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Boyish cerise state twinkling uncleanness

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Hairless at-the-ready whorehouse

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Hairless at-the-ready whorehouse

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: comical french spot

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Misunderstood Bonkers Gunner Cruise Ship

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Trip azure mediation organic girlfriend

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Arousing bespoke wrinkle house

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Duck-like hospital

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Hairless at-the-ready whorehouse

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Duck-like hospital

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Arousing bespoke wrinkle house



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Cream talking garrison

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Flesh range boiling water

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Boyish cerise state twinkling uncleanness

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: mint balding nursing home

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Arousing bespoke wrinkle house

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: mint balding nursing home

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Arousing bespoke wrinkle house

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: mint balding nursing home

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Arousing bespoke wrinkle house

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: mint balding nursing home

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Arousing bespoke wrinkle house

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: mint balding nursing home

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Offensive exciting home

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: translucent swashbuckling trump supporter

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Duck-like hospital

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Arousing bespoke wrinkle house

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Duck-like hospital

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Arousing bespoke wrinkle house

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Hairraiser haunted graveyard property

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Unhinged Sick Main People Ticket Booth

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: plum laughsome trust fund ladyboy

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: translucent swashbuckling trump supporter

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Orange Filthy Area Son Of Senegal

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Razzle boistinker lettuce

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Hairless at-the-ready whorehouse

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Cheese-eating senate

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Cocky Casino Filthpig

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Duck-like hospital

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Cocky Casino Filthpig

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: angry mood forum

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: fuchsia massive stage

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Big Lavender Market Turdskin

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Contagious Olive Orchestra Pit Persian

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Claret Soul-stirring Stock Car

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Sadistic theater stage

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Wonderful Slap-happy Macaca

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Arousing bespoke wrinkle house

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: plum laughsome trust fund ladyboy

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Big Lavender Market Turdskin

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Duck-like hospital



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Beady-eyed Indian Lodge

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: dark juggernaut space

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055414)