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POLL: What is your 401(k) balance right now

...
comical twinkling uncleanness reading party
  06/27/25
A tiny pink 500k
Big Cheese-eating Range Jew
  06/27/25
that's not that bad
comical twinkling uncleanness reading party
  06/27/25
I guess not but the thought of grinding out another 20 years...
Big Cheese-eating Range Jew
  06/27/25
age?
elite duck-like kitchen rigor
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
grizzly adventurous son of senegal
  06/27/25
Yep, I’m early 40s lol
Big Cheese-eating Range Jew
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Sinister pit
  06/27/25
It depend on if that's his primary retirement or if he has ...
medicated vengeful locale
  06/27/25
$130k
Plum Background Story
  06/27/25
that's horrendous
comical twinkling uncleanness reading party
  06/27/25
i'm in between these two guys
Azure electric furnace
  06/27/25
Same, I'm in between two guys
Razzmatazz really tough guy home
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Plum Background Story
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
elite duck-like kitchen rigor
  06/27/25
My mom says I'm special.
Plum Background Story
  06/27/25
even that's not true
elite duck-like kitchen rigor
  06/27/25
LOL
elite duck-like kitchen rigor
  06/27/25
$3.4 million in combined marital plans.
Ivory Spot Volcanic Crater
  06/27/25
damn
Azure electric furnace
  06/27/25
Age?
grizzly adventurous son of senegal
  06/27/25
Such a waste of capital.
cordovan unholy affirmative action
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Twinkling Irradiated Garrison
  06/27/25
this discussion happens every 401k thread. partners in bigl...
elite duck-like kitchen rigor
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Twinkling Irradiated Garrison
  06/27/25
...
cordovan unholy affirmative action
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Carmine Coldplay Fan Public Bath
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Disgusting startling gas station
  06/27/25
.
Plum Background Story
  06/27/25
Something like $800-900k for wife and I.
bearded school
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
cordovan unholy affirmative action
  06/27/25
If you work in-house matching makes it a no-brainer.
bearded school
  06/27/25
just do take a lot of my money and shove it up the ass of so...
cordovan unholy affirmative action
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
bearded school
  06/27/25
I want my yacht now.
cordovan unholy affirmative action
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
bearded school
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
cordovan unholy affirmative action
  06/27/25
If that's your perspective then sure, stop contributing into...
bearded school
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Marvelous henna trailer park
  06/27/25
Why not put it in a Roth?
Metal Galvanic Heaven Community Account
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Twinkling Irradiated Garrison
  06/27/25
180
cordovan unholy affirmative action
  06/27/25
Did you know you're not required to contribute to a 401K?
Twinkling Irradiated Garrison
  06/27/25
(guy who is not a biglaw partner)
cordovan unholy affirmative action
  06/27/25
$700k Wife - $600k
Cracking lake mental disorder
  06/27/25
43yo, $900k
Heady international law enforcement agency field
  06/27/25
Early 40s. ~$2.1mm
Confused pea-brained station chad
  06/27/25
Late 20s, 250k
Metal Galvanic Heaven Community Account
  06/27/25
Good job , young gun
gold anal school cafeteria queen of the night
  06/27/25
lol at these responses
Sinister pit
  06/27/25
go on...
elite duck-like kitchen rigor
  06/27/25
30000k
Orchid crackhouse half-breed
  06/27/25
$399,443.16
Gay contagious windowlicker
  06/27/25
Monday is likely to be a big day for you friend
Twinkling Irradiated Garrison
  06/27/25
🤞🏻
Gay contagious windowlicker
  06/27/25
IDK $150Kish. But I haven't been working long.
Light vigorous stage
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Aqua frozen juggernaut dopamine
  06/27/25
Same.
Cobalt violent whorehouse dysfunction
  06/27/25
350,000 Kinda sad
hilarious pistol useless brakes
  06/27/25
all stock/bond investments are like 750k.
Fluffy stag film
  06/27/25
$386k total. $324k in trad, $62k in Roth
geriatric business firm faggot firefighter
  06/27/25
Zero
black bull headed office scourge upon the earth
  06/27/25
Crrrrrrrrrrrrrr
cordovan unholy affirmative action
  06/27/25
For Benzo reasons or RSF reasons?
Confused pea-brained station chad
  06/27/25
$6 million or so. I checked in January.
Cobalt violent whorehouse dysfunction
  06/27/25
...
Twinkling Irradiated Garrison
  06/27/25
I mean undoubtedly there is a balance but $6 million?
stimulating lavender resort turdskin
  06/27/25
$0. I don’t have a 401(k).
180 sandwich
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: comical twinkling uncleanness reading party



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Big Cheese-eating Range Jew

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: comical twinkling uncleanness reading party

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Big Cheese-eating Range Jew

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: elite duck-like kitchen rigor

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: grizzly adventurous son of senegal

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Big Cheese-eating Range Jew

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Sinister pit

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: medicated vengeful locale

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Plum Background Story

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: comical twinkling uncleanness reading party

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Azure electric furnace

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Razzmatazz really tough guy home

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Plum Background Story

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: elite duck-like kitchen rigor

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Plum Background Story

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: elite duck-like kitchen rigor

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: elite duck-like kitchen rigor

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Ivory Spot Volcanic Crater

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Azure electric furnace

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: grizzly adventurous son of senegal

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: cordovan unholy affirmative action

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Twinkling Irradiated Garrison

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: elite duck-like kitchen rigor

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Twinkling Irradiated Garrison

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: cordovan unholy affirmative action



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Carmine Coldplay Fan Public Bath

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Disgusting startling gas station

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Plum Background Story

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: bearded school

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: cordovan unholy affirmative action

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: bearded school

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: cordovan unholy affirmative action

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: bearded school

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: cordovan unholy affirmative action

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: bearded school

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: cordovan unholy affirmative action

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: bearded school

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Marvelous henna trailer park

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Metal Galvanic Heaven Community Account

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Twinkling Irradiated Garrison

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: cordovan unholy affirmative action

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Twinkling Irradiated Garrison

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: cordovan unholy affirmative action

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Cracking lake mental disorder

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Heady international law enforcement agency field

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Confused pea-brained station chad

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Metal Galvanic Heaven Community Account

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: gold anal school cafeteria queen of the night

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Sinister pit

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: elite duck-like kitchen rigor

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Orchid crackhouse half-breed

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Gay contagious windowlicker

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Twinkling Irradiated Garrison

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Gay contagious windowlicker

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Light vigorous stage

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Aqua frozen juggernaut dopamine

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Cobalt violent whorehouse dysfunction

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: hilarious pistol useless brakes

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Fluffy stag film

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: geriatric business firm faggot firefighter

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: black bull headed office scourge upon the earth

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: cordovan unholy affirmative action

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Confused pea-brained station chad

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Cobalt violent whorehouse dysfunction

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Twinkling Irradiated Garrison



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: stimulating lavender resort turdskin

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: 180 sandwich

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055414)