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For the average UMC dude, journey to $1m liquid is easy; getting to $10m is slog

That’s it. Title. If you just sock away on autopilot w...
Onyx Personal Credit Line
  12/16/25
Genius OP we got here. It’s much harder to make 10x th...
Nubile stage hissy fit
  12/16/25
Bro getting from (((in debt))) to $1m is not “1x.&rdqu...
blathering garrison stain
  12/16/25
...
Onyx Personal Credit Line
  12/16/25
low iq schtick? when did you say debt in the op?
Nubile stage hissy fit
  12/16/25
"average umc dude"
transparent stock car church building
  12/16/25
ur prole, not umc, bro. the average umc dood isnt 400k in de...
Nubile stage hissy fit
  12/16/25
"average umc dude"
transparent stock car church building
  12/16/25
...
blathering garrison stain
  12/17/25
lol at this kike
Domesticated theater
  12/16/25
...
blathering garrison stain
  12/17/25
doesnt resonate with me. the first 1M was really hard. the n...
razzmatazz pea-brained pocket flask
  12/16/25
I remember being irate in 2009-10 that I had basically no mo...
hot liquid oxygen
  12/16/25
The first 100k-250k is way harder than the 1-2.5 mill
Cerise indian lodge national security agency
  12/16/25
every dollar you save is like a little soldier youre buildin...
sable contagious feces parlour
  12/16/25
are you at $10 million though?
soul-stirring cowardly idiot
  12/17/25
no but i have no doubt ill get there. there was real doubt i...
razzmatazz pea-brained pocket flask
  12/17/25
u on ur death bed at 88: “I maed it. $11.5m liquid....
Onyx Personal Credit Line
  12/18/25
...
razzmatazz pea-brained pocket flask
  12/18/25
what are you at? getting to $10 million is hard af for a wag...
soul-stirring cowardly idiot
  12/18/25
3.5
razzmatazz pea-brained pocket flask
  12/18/25
i'm going to break 8 with the year end bonus and i fucking g...
soul-stirring cowardly idiot
  12/18/25
keep billing brah
razzmatazz pea-brained pocket flask
  12/18/25
will do thank
soul-stirring cowardly idiot
  12/18/25
"Easy to a million" is still 15-20 years in your r...
ivory laughsome theater stage
  12/16/25
lol at "10m, 50m etc are easy." Just do be an entr...
dark duck-like theatre
  12/16/25
Exactly what I'm saying. They are born to be wagecucks. They...
ivory laughsome theater stage
  12/16/25
Where would you rate yourself on a scale of born to be a wag...
Trip genital piercing parlor
  12/16/25
I'm like 1/10 of a Mike Burry type. A deciburry
ivory laughsome theater stage
  12/16/25
Also that million now is equivalent to $250k 20 years ago
hot liquid oxygen
  12/16/25
...
transparent stock car church building
  12/16/25
This ties into this weeks Torah portion
Cerise indian lodge national security agency
  12/16/25
...
Sienna Tantric Locale
  12/17/25
cr
soul-stirring cowardly idiot
  12/16/25
by "liquid" do you mean post-tax non-retirement? a...
Slap-happy exhilarant lay
  12/17/25
I just mean liquid. So not counting shit like home equity or...
Onyx Personal Credit Line
  12/17/25
my baseball cards are collector grade, it's basically cash e...
indigo fragrant school cafeteria ape
  12/17/25
No one even brought up your net worth, champ.
swashbuckling gaming laptop french chef
  12/17/25
this country needs to be destroyed
vivacious sex offender area
  12/18/25
This ties to your overhead starting to get away from you as ...
Copper adventurous university
  12/18/25
mods
Onyx Personal Credit Line
  12/18/25


Poast new message in this thread



Reply Favorite

Date: December 16th, 2025 8:46 AM
Author: Onyx Personal Credit Line

That’s it. Title. If you just sock away on autopilot without much effect on your life sometime in your 30s, maybe 40s if you had a slower start, you finding yourself with $1m liquid.

Figuring out how to 10x that in a reasonable amount of time, on the other hand, is the fight of a lifetime. “Just fund your 401k and backdoor IRA” ain’t gonna cut it.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513211)



Reply Favorite

Date: December 16th, 2025 9:06 AM
Author: Nubile stage hissy fit

Genius OP we got here. It’s much harder to make 10x than 1x. Genius insight.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513240)



Reply Favorite

Date: December 16th, 2025 9:08 AM
Author: blathering garrison stain

Bro getting from (((in debt))) to $1m is not “1x.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513242)



Reply Favorite

Date: December 16th, 2025 9:09 AM
Author: Onyx Personal Credit Line



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513245)



Reply Favorite

Date: December 16th, 2025 11:55 AM
Author: Nubile stage hissy fit

low iq schtick? when did you say debt in the op?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513643)



Reply Favorite

Date: December 16th, 2025 12:51 PM
Author: transparent stock car church building

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513842)



Reply Favorite

Date: December 16th, 2025 2:24 PM
Author: Nubile stage hissy fit

ur prole, not umc, bro. the average umc dood isnt 400k in debt like u

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49514205)



Reply Favorite

Date: December 16th, 2025 2:46 PM
Author: transparent stock car church building

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49514281)



Reply Favorite

Date: December 17th, 2025 9:06 AM
Author: blathering garrison stain



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49516078)



Reply Favorite

Date: December 16th, 2025 12:54 PM
Author: Domesticated theater

lol at this kike

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513855)



Reply Favorite

Date: December 17th, 2025 9:04 AM
Author: blathering garrison stain



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49516072)



Reply Favorite

Date: December 16th, 2025 9:10 AM
Author: razzmatazz pea-brained pocket flask

doesnt resonate with me. the first 1M was really hard. the next few have been easy since market gains now contribute substantially to my NW.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513252)



Reply Favorite

Date: December 16th, 2025 11:59 AM
Author: hot liquid oxygen

I remember being irate in 2009-10 that I had basically no money to invest and thought stuff would go up bigly. Turned my $10,000 into like $12,000 or whatever. Now every time I look at my accounts they are always 100000k higher

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513668)



Reply Favorite

Date: December 16th, 2025 12:43 PM
Author: Cerise indian lodge national security agency

The first 100k-250k is way harder than the 1-2.5 mill

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513806)



Reply Favorite

Date: December 16th, 2025 12:49 PM
Author: sable contagious feces parlour

every dollar you save is like a little soldier youre building an army to fight for YOU

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513832)



Reply Favorite

Date: December 17th, 2025 9:59 PM
Author: soul-stirring cowardly idiot

are you at $10 million though?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49518208)



Reply Favorite

Date: December 17th, 2025 10:39 PM
Author: razzmatazz pea-brained pocket flask

no but i have no doubt ill get there. there was real doubt id make 1M starting from negative 200k

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49518356)



Reply Favorite

Date: December 18th, 2025 2:44 AM
Author: Onyx Personal Credit Line

u on ur death bed at 88:

“I maed it. $11.5m liquid. My wayward, grey-haired, paunchy 55-year-old son can finally enjoy the fruits of my lifetime of labor.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49518625)



Reply Favorite

Date: December 18th, 2025 11:38 AM
Author: razzmatazz pea-brained pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49519146)



Reply Favorite

Date: December 18th, 2025 11:23 AM
Author: soul-stirring cowardly idiot

what are you at? getting to $10 million is hard af for a wagie

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49519097)



Reply Favorite

Date: December 18th, 2025 11:37 AM
Author: razzmatazz pea-brained pocket flask

3.5

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49519141)



Reply Favorite

Date: December 18th, 2025 3:42 PM
Author: soul-stirring cowardly idiot

i'm going to break 8 with the year end bonus and i fucking give up and want to die

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49519878)



Reply Favorite

Date: December 18th, 2025 3:55 PM
Author: razzmatazz pea-brained pocket flask

keep billing brah

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49519928)



Reply Favorite

Date: December 18th, 2025 4:17 PM
Author: soul-stirring cowardly idiot

will do thank

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49520032)



Reply Favorite

Date: December 16th, 2025 9:12 AM
Author: ivory laughsome theater stage

"Easy to a million" is still 15-20 years in your reckoning. The fact is wagecucks aren't meant to get wealthy. Some do, the same way some people win the lottery. But the typical UMC wagecuck is a slave who society allows to have a nicer than average prison cell and lets you think you are amassing wealth in your "401k" and "Roth IRA" which are just prison cells for your money til you're too old to use it for anything meaningful except Carnival cruises and nursing care.

The only way out of slavery is to become a capitalist and entrepreneur, then 10m, 50m etc are easy. But a wagecuck doing that would be like a pig flying.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513257)



Reply Favorite

Date: December 16th, 2025 12:37 PM
Author: dark duck-like theatre

lol at "10m, 50m etc are easy." Just do be an entrepreneur and build a $100m company. For the average schmuck, it's probably better to just join a company that has good equity comp and work for a decade while keeping expenses down to the extent possible. Most niggas aren't going to be Henry Ford just because they start a business.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513792)



Reply Favorite

Date: December 16th, 2025 2:09 PM
Author: ivory laughsome theater stage

Exactly what I'm saying. They are born to be wagecucks. They fundamentally don't have it to be a self-sufficient captain of industry.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49514161)



Reply Favorite

Date: December 16th, 2025 2:19 PM
Author: Trip genital piercing parlor

Where would you rate yourself on a scale of born to be a wagie to Henry Ford

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49514187)



Reply Favorite

Date: December 16th, 2025 3:08 PM
Author: ivory laughsome theater stage

I'm like 1/10 of a Mike Burry type. A deciburry

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49514342)



Reply Favorite

Date: December 16th, 2025 12:00 PM
Author: hot liquid oxygen

Also that million now is equivalent to $250k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513673)



Reply Favorite

Date: December 16th, 2025 12:52 PM
Author: transparent stock car church building



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513847)



Reply Favorite

Date: December 16th, 2025 12:55 PM
Author: Cerise indian lodge national security agency

This ties into this weeks Torah portion

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49513861)



Reply Favorite

Date: December 17th, 2025 10:10 PM
Author: Sienna Tantric Locale



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49518242)



Reply Favorite

Date: December 16th, 2025 2:47 PM
Author: soul-stirring cowardly idiot

cr

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49514283)



Reply Favorite

Date: December 17th, 2025 9:07 AM
Author: Slap-happy exhilarant lay

by "liquid" do you mean post-tax non-retirement? also let's NOT make this about my Net Worth which is perfectly respectable imho.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49516080)



Reply Favorite

Date: December 17th, 2025 9:55 PM
Author: Onyx Personal Credit Line

I just mean liquid. So not counting shit like home equity or your baseball card collection but IDGAF if it’s in an IRA or a brokerage account or a bank account—as long as you can pull it out within a reasonable time, say three business days or less, it’s liquid to me.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49518194)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: indigo fragrant school cafeteria ape

my baseball cards are collector grade, it's basically cash equivalent. many standard houses too. makes no sense to exclude

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49518362)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: swashbuckling gaming laptop french chef

No one even brought up your net worth, champ.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49518360)



Reply Favorite

Date: December 18th, 2025 2:50 AM
Author: vivacious sex offender area

this country needs to be destroyed

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49518627)



Reply Favorite

Date: December 18th, 2025 11:40 AM
Author: Copper adventurous university

This ties to your overhead starting to get away from you as you start to feel more secure in your finances and family commitments increase

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49519157)



Reply Favorite

Date: December 18th, 2025 3:39 PM
Author: Onyx Personal Credit Line

mods

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2E#49519866)