\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
very tactful weed whacker site
  06/27/25
A tiny pink 500k
mahogany giraffe
  06/27/25
that's not that bad
very tactful weed whacker site
  06/27/25
I guess not but the thought of grinding out another 20 years...
mahogany giraffe
  06/27/25
age?
galvanic chad background story
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
glassy flirting prole indirect expression
  06/27/25
Yep, I’m early 40s lol
mahogany giraffe
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
territorial cruel-hearted community account
  06/27/25
It depend on if that's his primary retirement or if he has ...
passionate hall
  06/27/25
$130k
contagious pea-brained library dragon
  06/27/25
that's horrendous
very tactful weed whacker site
  06/27/25
i'm in between these two guys
Amber Painfully Honest Incel Idiot
  06/27/25
Same, I'm in between two guys
bateful mewling den genital piercing
  06/27/25
The sum total of all my retirement and brokerage accounts is...
contagious pea-brained library dragon
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
galvanic chad background story
  06/27/25
My mom says I'm special.
contagious pea-brained library dragon
  06/27/25
even that's not true
galvanic chad background story
  06/27/25
LOL
galvanic chad background story
  06/27/25
$3.4 million in combined marital plans.
Boyish parlor ceo
  06/27/25
damn
Amber Painfully Honest Incel Idiot
  06/27/25
Age?
glassy flirting prole indirect expression
  06/27/25
Such a waste of capital.
Rebellious duck-like school cafeteria filthpig
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
primrose bbw
  06/27/25
this discussion happens every 401k thread. partners in bigl...
galvanic chad background story
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
primrose bbw
  06/27/25
...
Rebellious duck-like school cafeteria filthpig
  06/27/25
The max is $70K per year including your own $23,500 contribu...
odious chestnut area reading party
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Burgundy stage
  06/27/25
.
contagious pea-brained library dragon
  06/27/25
Something like $800-900k for wife and I.
Electric iridescent degenerate twinkling uncleanness
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Rebellious duck-like school cafeteria filthpig
  06/27/25
If you work in-house matching makes it a no-brainer.
Electric iridescent degenerate twinkling uncleanness
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Rebellious duck-like school cafeteria filthpig
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Electric iridescent degenerate twinkling uncleanness
  06/27/25
I want my yacht now.
Rebellious duck-like school cafeteria filthpig
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Electric iridescent degenerate twinkling uncleanness
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Rebellious duck-like school cafeteria filthpig
  06/27/25
If that's your perspective then sure, stop contributing into...
Electric iridescent degenerate twinkling uncleanness
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
crimson bat shit crazy senate
  06/27/25
Why not put it in a Roth?
frum pit
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
primrose bbw
  06/27/25
180
Rebellious duck-like school cafeteria filthpig
  06/27/25
Did you know you're not required to contribute to a 401K?
primrose bbw
  06/27/25
(guy who is not a biglaw partner)
Rebellious duck-like school cafeteria filthpig
  06/27/25
$700k Wife - $600k
Effete supple coffee pot
  06/27/25
43yo, $900k
Swashbuckling foreskin potus
  06/27/25
Early 40s. ~$2.1mm
titillating submissive patrolman
  06/27/25
Late 20s, 250k
frum pit
  06/27/25
Good job , young gun
180 regret philosopher-king
  06/27/25
lol at these responses
territorial cruel-hearted community account
  06/27/25
go on...
galvanic chad background story
  06/27/25
30000k
Vermilion Striped Hyena Internal Respiration
  06/27/25
$399,443.16
canary kitchen really tough guy
  06/27/25
Monday is likely to be a big day for you friend
primrose bbw
  06/27/25
🤞🏻
canary kitchen really tough guy
  06/27/25
IDK $150Kish. But I haven't been working long.
aggressive turdskin
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
exhilarant address
  06/27/25
Same.
Hateful ultramarine stead
  06/27/25
350,000 Kinda sad
talking bearded people who are hurt
  06/27/25
all stock/bond investments are like 750k.
confused bronze jap
  06/27/25
$386k total. $324k in trad, $62k in Roth
hairraiser depressive center
  06/27/25
Zero
big therapy step-uncle's house
  06/27/25
Crrrrrrrrrrrrrr
Rebellious duck-like school cafeteria filthpig
  06/27/25
For Benzo reasons or RSF reasons?
titillating submissive patrolman
  06/27/25
$6 million or so. I checked in January.
Hateful ultramarine stead
  06/27/25
...
primrose bbw
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Bisexual Spot
  06/27/25
$0. I don’t have a 401(k).
Alcoholic brass home
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: very tactful weed whacker site



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: mahogany giraffe

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: very tactful weed whacker site

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: mahogany giraffe

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: galvanic chad background story

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: glassy flirting prole indirect expression

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: mahogany giraffe

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: territorial cruel-hearted community account

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: passionate hall

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: contagious pea-brained library dragon

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: very tactful weed whacker site

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Amber Painfully Honest Incel Idiot

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: bateful mewling den genital piercing

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: contagious pea-brained library dragon

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: galvanic chad background story

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: contagious pea-brained library dragon

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: galvanic chad background story

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: galvanic chad background story

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Boyish parlor ceo

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Amber Painfully Honest Incel Idiot

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: glassy flirting prole indirect expression

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Rebellious duck-like school cafeteria filthpig

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: primrose bbw

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: galvanic chad background story

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: primrose bbw

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Rebellious duck-like school cafeteria filthpig



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: odious chestnut area reading party

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Burgundy stage

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: contagious pea-brained library dragon

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Electric iridescent degenerate twinkling uncleanness

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Rebellious duck-like school cafeteria filthpig

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Electric iridescent degenerate twinkling uncleanness

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Rebellious duck-like school cafeteria filthpig

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Electric iridescent degenerate twinkling uncleanness

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Rebellious duck-like school cafeteria filthpig

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Electric iridescent degenerate twinkling uncleanness

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Rebellious duck-like school cafeteria filthpig

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Electric iridescent degenerate twinkling uncleanness

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: crimson bat shit crazy senate

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: frum pit

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: primrose bbw

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Rebellious duck-like school cafeteria filthpig

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: primrose bbw

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Rebellious duck-like school cafeteria filthpig

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Effete supple coffee pot

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Swashbuckling foreskin potus

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: titillating submissive patrolman

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: frum pit

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: 180 regret philosopher-king

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: territorial cruel-hearted community account

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: galvanic chad background story

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Vermilion Striped Hyena Internal Respiration

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: canary kitchen really tough guy

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: primrose bbw

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: canary kitchen really tough guy

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: aggressive turdskin

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: exhilarant address

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Hateful ultramarine stead

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: talking bearded people who are hurt

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: confused bronze jap

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: hairraiser depressive center

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: big therapy step-uncle's house

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Rebellious duck-like school cafeteria filthpig

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: titillating submissive patrolman

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Hateful ultramarine stead

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: primrose bbw



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Bisexual Spot

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Alcoholic brass home

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055414)