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What's a good passive income # to retire to Portugal or Croatia or Malaga?
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Date: July 29th, 2025 11:34 PM Author: Stimulating Brunch Thinking of using qqqi to get there. If I put all my cash in now I augment my wagecuck salary by 100k/yr. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49141925) |
Date: July 29th, 2025 11:36 PM Author: vermilion theater Definitely southern Spain >>>> everywhere else (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49141929) |
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Date: July 29th, 2025 11:42 PM Author: Stimulating Brunch But any decent condo in malaga is 1mil$+ and malaga itself has mediocre beach where you can't leave your stuff. Basically u pay all that for middle class lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49141942) |
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Date: July 30th, 2025 4:12 AM Author: heady black woman friend of mine moved to Galicia a few years back, he is Amerikkan, seems to be living 18 life (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49142140) |
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Date: July 30th, 2025 3:54 PM Author: rambunctious charismatic dragon karate Galicia (and Asturias) are 180.
Terrain looks like the UK.
And in terms of culture, you can tell that the muzziez never conquered the area. |
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Date: July 30th, 2025 3:56 PM Author: rambunctious charismatic dragon karate Here's a google street view of a random pin drop in Galicia. Makes a proper White feel at home.
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Date: July 30th, 2025 4:00 PM Author: rambunctious charismatic dragon karate The people look somewhat more White than in the rest of Spain, but definitely still not White.
You do get a decent amount who LOOK proper white though. Decent amount of (dark) blonds and redheads. |
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Date: July 30th, 2025 9:25 PM Author: Stimulating Brunch Why would I want to live in some area like new Hampshire and pay ttt Spanish tax?? Malaga is pretty good for me if it weren't for double taxation.. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49144261) |
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Date: July 30th, 2025 7:37 PM Author: heady black woman (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143994) |
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Date: July 30th, 2025 3:57 PM Author: grizzly talking state Spain has a wealth tax, so you can't live there on passive income from your own investments (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143484) |
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Date: July 30th, 2025 3:59 PM Author: rambunctious charismatic dragon karate I'm coopting this sub-thread, which is now about the tangentially-related topic of North-Western Spain generally and how it does not look like Spain. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143485) |
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Date: July 30th, 2025 4:06 PM Author: vermilion theater You'd be an insane person to fully expat to Spain and chose to live in Espana Verde imo (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143505) |
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Date: July 30th, 2025 4:09 PM Author: rambunctious charismatic dragon karate Its where a Proper-White would feel most at home in Spain. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143512) |
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Date: July 30th, 2025 9:27 PM Author: Stimulating Brunch Stfu retard. I'd only consider northern Spain because it's sea coast just like Portugal. But the problem is taxes. There is no problem with Costa brava or malaga if they don't try to get $$ out of me. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49144263) |
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Date: July 31st, 2025 5:09 PM Author: rambunctious charismatic dragon karate Stop talking about taxes and shit. I told you, I co-opted this sub thread. This subthread is no longer about taxes and so on. This is about a general discussion of northwestern Spain and how it's different from the rest of Spain. And how? It's the only part of Spain that's suitable for a white person. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49146416) |
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Date: July 30th, 2025 12:02 AM Author: Stimulating Brunch In usa minimal expenses for example 2000/mo insurance on "luxury" car, 2000/mo condo fee, 2000/mo tax. That's something that's absent elsewhere in the world. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49141985) |
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Date: July 30th, 2025 6:41 PM Author: Cheese-eating Hospital Genital Piercing (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143794) |
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Date: July 30th, 2025 7:50 AM Author: Milky dopamine den Spain and Portugal have pretty shitty tax regimes. Have you considered that at all?
I think Croatia's problem is a lack of good residency visa options, but I could be remembering that wrong
Options without tax rape:
Greece Cyprus Albania Montenegro Italy (if you like small villages) Hungary Czech Republic |
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Date: July 30th, 2025 11:58 AM Author: Stimulating Brunch Actually I just looked into it. If your main source of income is longterm capital gains/dividends from usa, and you are willing to pay usa tax only, which euro countries would not rape you? I mean countries like montenegro and Bulgaria have lower tax than usa, but you basically pay both countries double tax and then hope to get a "refund" via lawyers. Are there actual euro countries where foreign income is offlimit? (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49142744) |
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Date: July 30th, 2025 1:17 PM Author: Milky dopamine den The ones I listed are good for tax. Dividend and capital gain income is treated differently many places so you need to know how much of each one you're getting. Greece is all around great. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49142936) |
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Date: July 30th, 2025 4:22 PM Author: Stimulating Brunch Any countries that tax foreign dividend/capital gains are a nogo. Why the fuck would I pay them extra tax if I spent many years to get to that dividend/capital in usa. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143530) |
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Date: July 30th, 2025 4:25 PM Author: hot glittery pozpig really tough guy to keep fucking kikes like us out and with good reason (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143535) |
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Date: July 30th, 2025 9:29 PM Author: Stimulating Brunch If you're a kike you must know some loopholes, how to get to Europe with Mediterranean climate and not pay nigger tax. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49144268) |
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Date: July 30th, 2025 9:33 PM Author: hot glittery pozpig really tough guy Make friends with locals and dual citizens that own property (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49144275) |
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Date: July 30th, 2025 12:01 PM Author: Stimulating Brunch I know Hungary doesn't charge tax on foreign dividends. But why would I want to live there? The only reason was that it was cheap and could fly from there to everywhere. But it's no longer any cheaper than Spain, i.e. apt in budapest costs a lot and might have 100yr old plumbing, restaurants more expensive than Spain. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49142753) |
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Date: July 30th, 2025 7:35 PM Author: Milky dopamine den Budapest is a nice city, or was a decade ago. Decent women, good cost of living. Decent tax regime and food.
Many of the countries have tax treaties so you're not double taxed. You should use AI to learn about each of my suggestions based on the income sources you expect to use.
Focus on beach places only if that's what you prefer. |
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Date: July 30th, 2025 7:40 PM Author: Stimulating Brunch I can't even get a straight answer on which countries wouldn't tax me beyond usa tax, if i have purely u.s. dividend/long caps income. I.e. Spain would rape. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49144002) |
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Date: July 30th, 2025 8:20 PM Author: Milky dopamine den I gave you a good list of leads. Use AI to ask about whether any of the ones you would consider have taxation treaties. And ask what the taxes would be in the USA and the relevant country based on your projected income and sources. Specify you'd be a US citizen with a resident visa and would live year round in the other country
Otherwise, if you'd only be there less than half the year, I think a lot of places only tax income earned in country
USE FUCKING AI TO GET ANSWERS |
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Date: July 30th, 2025 9:31 PM Author: Stimulating Brunch I posted on this forum because I thought I might get a little more info than from googlebots. And to be clear I am aware that I don't have to worry about taxes if I just live 3months in eu, 3months in turkey,etc. But that's not uppermidlde class life. That's gypsy life (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49144271) |
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Date: July 30th, 2025 12:25 PM Author: Galvanic painfully honest affirmative action clown The areas in Croatia where you would want to live are more expensive than most of the US. Don't be fooled by the Justus Reid 5K house videos. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49142819) |
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Date: July 30th, 2025 12:34 PM Author: Stimulating Brunch Don't know who that is but I've been to the coast between dubrovnik and split, and yeah it does not look any less expensive than Spain or Italy. And Spanish beach cities seem more walkable, but they are being overrun by non-whites. And Spain would actually tax my usa dividend income, ira, etc (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49142830) |
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Date: July 30th, 2025 3:27 PM Author: Stimulating Brunch If I had 5mil I could have over 500k/yr passive income from qqqi tax free. To me that seems more than enough to retire. I just put 60k into qqqi. Thinking of going all in... is 5mil the right number? (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143405) |
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Date: July 30th, 2025 4:02 PM Author: grizzly talking state You can't assume that QQQI will yield 10%+ indefinitely (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143494) |
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Date: July 30th, 2025 4:16 PM Author: Stimulating Brunch Why not? (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143522) |
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Date: July 30th, 2025 3:46 PM Author: Stimulating Brunch I'm going to sell my nyc apt. Because that's 500k cash +2000/month expenses. 500k is 60k/yr in qqqi or 5k/month income (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143449) |
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Date: July 30th, 2025 3:53 PM Author: copper stag film u might look at Budapest - nice apartments (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143471) |
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Date: July 30th, 2025 4:20 PM Author: Stimulating Brunch What other countries in eu do not tax foreign dividends/capital gains? I was there and main advantage was that nonexistent hoa, no property tax, and don't need a car. Just go to tenerife/malaga/crete on vacation. But food is mediocre and prices overall no less expensive than Spain/Italy. A lot of people there diet on shawarma and beer because that's cheap. I.e. you have to fly to another country just to take a swim.. that's not upscale (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143526) |
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Date: July 30th, 2025 7:32 PM Author: Milky dopamine den What the fuck are you even saying in the second half of this post? (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143989) |
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Date: July 30th, 2025 6:18 PM Author: Stimulating Brunch What countries can you retire to outside Dubai and Malaysia without double tax pwned (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143754) |
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Date: July 30th, 2025 7:02 PM Author: rambunctious charismatic dragon karate @grok -- see above
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Countries to Consider
Costa Rica
Taxation: Costa Rica doesn’t tax foreign-sourced income, including pensions, for residents. If you’re a retiree with a pension from abroad, you’re generally exempt from local income tax on it. DTT Status: No DTT with the US, UK, or many other major countries, but this doesn’t matter since foreign pensions aren’t taxed locally. You’d only need to handle tax obligations in your home country (e.g., US taxes worldwide income for citizens, but UK residents can often claim exemptions under non-resident rules). Retirement Appeal: Offers a Pensionado visa for retirees with a minimum pension of $1,000/month. Low cost of living, excellent healthcare, and a stable climate make it popular. Pacific and Caribbean coasts are retiree hotspots. Double Taxation Risk: Minimal, as Costa Rica doesn’t tax your pension, and you’d only deal with your home country’s tax rules.
Panama
Taxation: Panama doesn’t tax foreign-sourced income, including pensions. This makes it a haven for retirees with income from abroad. DTT Status: Limited DTTs; none with the US or UK. Like Costa Rica, this is irrelevant since foreign income isn’t taxed. Retirement Appeal: The Pensionado program is one of the best, requiring a pension of $1,000/month (or less if you invest in property). Benefits include discounts on healthcare, utilities, and travel. Panama City and Boquete are retiree-friendly with good infrastructure. Double Taxation Risk: Negligible, as Panama doesn’t tax foreign pensions. US citizens would still report income to the IRS, but credits or exemptions may apply.
Thailand
Taxation: Thailand generally doesn’t tax foreign-sourced income, including pensions, if it’s not remitted to Thailand in the year it’s earned. Recent tax changes (2024) may require reporting for residents, but pensions often remain exempt under specific conditions. DTT Status: Thailand has DTTs with many countries (e.g., US, UK), but these typically assign pension taxing rights to the home country or provide exemptions. If no DTT exists with your country, Thailand’s non-taxation of unremitted foreign income prevents double taxation. Retirement Appeal: Retirement visas (Non-Immigrant O-A or O-X) are available for those over 50 with modest income requirements (~$2,000/month or a bank deposit). Low living costs, warm climate, and expat communities in Chiang Mai and Phuket are draws. Double Taxation Risk: Low, especially if you structure income to avoid remittance. Check specific DTTs for your country.
Uruguay
Taxation: Uruguay offers a 10-year tax holiday on foreign-sourced income, including pensions, for new residents. After 10 years, you may face taxation, but rates are moderate. DTT Status: Limited DTTs; none with the US, and a suspended treaty with the UK. The tax holiday makes DTTs less relevant for retirees during the initial decade. Retirement Appeal: Stable economy, high quality of life, and a residence program for retirees with passive income (~$1,500/month). Montevideo and Punta del Este are popular for expats. Double Taxation Risk: Very low during the tax holiday. Post-holiday, you’d need to review your home country’s tax rules.
Monaco
Taxation: Monaco has no personal income tax, so foreign pensions are entirely tax-free locally. DTT Status: Few DTTs (none with the US, a limited one with the UK). Since there’s no local income tax, double taxation is avoided unless your home country taxes worldwide income (e.g., US). Retirement Appeal: Extremely high cost of living, but ideal for wealthy retirees. Residency requires a significant bank deposit (~€500,000) and proof of accommodation. Top-tier healthcare and safety. Double Taxation Risk: None locally; only your home country’s tax applies.
Bermuda
Taxation: No income tax, so foreign pensions are untaxed locally. DTT Status: No DTTs with most countries, including the US and UK. No local income tax eliminates double taxation concerns. Retirement Appeal: High cost of living but excellent quality of life, English-speaking, and retiree-friendly. Residency requires financial proof or property investment. Double Taxation Risk: None locally; home country taxes may apply (e.g., US citizens). |
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Date: July 30th, 2025 7:38 PM Author: Stimulating Brunch That's not a useful answer at all. Monaco is not really useful because it's so expensive might as well get taxed 50%+. The other countries are shitholes that are only appealing if you actually get 0 tax. As an American I would still pay American tax so don't need to live in a shithole. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49143997) |
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Date: July 31st, 2025 3:35 PM Author: heady black woman I find Grok 4 useful.
Do u pay for SuperGrok?
I need to customize it to stop. Its overly verbose answers. |
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Date: July 31st, 2025 2:32 PM Author: Stimulating Brunch So I am signing the contract to switch my 7on/14off night job into 38weeks of day job mo-fr. Rate me. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49145791) |
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Date: July 31st, 2025 2:34 PM Author: copper stag film r u an ER physician? (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49145800) |
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Date: July 31st, 2025 2:35 PM Author: Stimulating Brunch No I am not interested in discussing my job, only my schedule and money. (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49145804) |
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Date: July 31st, 2025 2:37 PM Author: copper stag film here in Brussels, I know a few Russian private physicians who work odd hours (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49145812) |
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Date: July 31st, 2025 2:41 PM Author: Cheese-eating Hospital Genital Piercing (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49145830) |
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Date: July 31st, 2025 3:32 PM Author: Stimulating Brunch You're an annoying faggot (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49146046) |
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Date: July 31st, 2025 2:43 PM Author: Violet toaster piazza my parents got the greece golden visa last year
seems like a pretty cheap place to live |
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Date: July 31st, 2025 3:33 PM Author: Stimulating Brunch What about tax? If you get dividend income in usa, i.e. 15%+4% niit in usa. Would Greek tax be less and you just subtract it and end up paying the same? (http://www.autoadmit.com/thread.php?thread_id=5756178&forum_id=2E#49146050) |