\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
zippy shitlib
  12/14/25
Congrats on paying off ur absolute lowest cost liability
soul-stirring citrine nursing home dragon
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
zippy shitlib
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
dead chapel
  12/15/25
...
hyperventilating thirsty pistol
  12/14/25
go to grad school
trip corner depressive
  12/14/25
...
sooty theatre
  12/14/25
Post bacc MD cr?
zippy shitlib
  12/15/25
yeah you gotta be careful though. some are better than other...
trip corner depressive
  12/15/25
time for you to pay off mine
At-the-ready Theater Stage Striped Hyena
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
aqua autistic parlor
  12/15/25
...
hyperventilating thirsty pistol
  12/15/25
...
Maniacal brunch laser beams
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
trip corner depressive
  12/15/25
I have zero debt, I love my freedom.
aqua autistic parlor
  12/15/25
...
Racy point multi-billionaire
  12/15/25
you won this gen
lascivious domesticated juggernaut
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
amethyst school
  12/15/25
current weight?
Bespoke station
  12/15/25
372 or so. It's been a rough holiday season.
amethyst school
  12/15/25
what are some things that have happened to you that forced y...
Khaki Soggy Internal Respiration
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
amethyst school
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
iridescent sickened toaster
  12/15/25
how much was the original loan balance and how much (((inter...
iridescent sickened toaster
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
zippy shitlib
  12/15/25
I want to stab you
Irradiated kitty cat elastic band
  12/15/25
Being echo gen x has its privileges
zippy shitlib
  12/15/25
hookers and blow? pretty much whatever you want
cerebral psychic meetinghouse
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Appetizing library
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Multi-colored school cafeteria
  12/15/25
Around 2007 and 2008, there were some great rates.
excitant coffee pot pit
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
zippy shitlib
  12/15/25
Undergrad?
excitant coffee pot pit
  12/16/25
...
aqua autistic parlor
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
excitant coffee pot pit
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Multi-colored school cafeteria
  12/15/25
two girls, same time
Vigorous area
  12/15/25
borrow more money from jews asap
slate knife kitty
  12/15/25
Uncle Sam is a goy, shitlib
zippy shitlib
  12/15/25
who benefits? COHEN BENEFITS!
slate knife kitty
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: zippy shitlib

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: soul-stirring citrine nursing home dragon

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: zippy shitlib

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: dead chapel

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: hyperventilating thirsty pistol



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: trip corner depressive

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: sooty theatre



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: zippy shitlib

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: trip corner depressive

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: At-the-ready Theater Stage Striped Hyena

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: aqua autistic parlor

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: hyperventilating thirsty pistol



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Maniacal brunch laser beams



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: trip corner depressive

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: aqua autistic parlor

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Racy point multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: lascivious domesticated juggernaut

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: amethyst school

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Bespoke station

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: amethyst school

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Khaki Soggy Internal Respiration

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: amethyst school

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: iridescent sickened toaster

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: iridescent sickened toaster

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: zippy shitlib

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Irradiated kitty cat elastic band

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: zippy shitlib

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: cerebral psychic meetinghouse

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Appetizing library

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Multi-colored school cafeteria

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: excitant coffee pot pit

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: zippy shitlib

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: excitant coffee pot pit

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: aqua autistic parlor



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: excitant coffee pot pit

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Multi-colored school cafeteria

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Vigorous area

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: slate knife kitty

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: zippy shitlib

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: slate knife kitty

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512587)