\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
bossy kitty idiot
  06/27/25
A tiny pink 500k
big sneaky criminal
  06/27/25
that's not that bad
bossy kitty idiot
  06/27/25
I guess not but the thought of grinding out another 20 years...
big sneaky criminal
  06/27/25
age?
Nubile therapy market
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
clear aromatic theatre candlestick maker
  06/27/25
Yep, I’m early 40s lol
big sneaky criminal
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Heady mother
  06/27/25
It depend on if that's his primary retirement or if he has ...
Excitant Round Eye
  06/27/25
$130k
wild temple giraffe
  06/27/25
that's horrendous
bossy kitty idiot
  06/27/25
i'm in between these two guys
At-the-ready razzle-dazzle crackhouse cuckoldry
  06/27/25
Same, I'm in between two guys
Aphrodisiac church building jew
  06/27/25
The sum total of all my retirement and brokerage accounts is...
wild temple giraffe
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Nubile therapy market
  06/27/25
My mom says I'm special.
wild temple giraffe
  06/27/25
even that's not true
Nubile therapy market
  06/27/25
LOL
Nubile therapy market
  06/27/25
$3.4 million in combined marital plans.
Turquoise menage
  06/27/25
damn
At-the-ready razzle-dazzle crackhouse cuckoldry
  06/27/25
Age?
clear aromatic theatre candlestick maker
  06/27/25
Such a waste of capital.
slimy center
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Beta violent parlour incel
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Nubile therapy market
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Beta violent parlour incel
  06/27/25
...
slimy center
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Puce nowag
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Translucent international law enforcement agency range
  06/27/25
.
wild temple giraffe
  06/27/25
Something like $800-900k for wife and I.
Titillating alpha telephone
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
slimy center
  06/27/25
If you work in-house matching makes it a no-brainer.
Titillating alpha telephone
  06/27/25
just do take a lot of my money and shove it up the ass of so...
slimy center
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Titillating alpha telephone
  06/27/25
I want my yacht now.
slimy center
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Titillating alpha telephone
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
slimy center
  06/27/25
If that's your perspective then sure, stop contributing into...
Titillating alpha telephone
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
internet-worthy contagious public bath tank
  06/27/25
Why not put it in a Roth?
nighttime supple house
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Beta violent parlour incel
  06/27/25
180
slimy center
  06/27/25
Did you know you're not required to contribute to a 401K?
Beta violent parlour incel
  06/27/25
(guy who is not a biglaw partner)
slimy center
  06/27/25
$700k Wife - $600k
swashbuckling mentally impaired son of senegal business firm
  06/27/25
43yo, $900k
maniacal library
  06/27/25
Early 40s. ~$2.1mm
haunting stirring black woman rehab
  06/27/25
Late 20s, 250k
nighttime supple house
  06/27/25
Good job , young gun
Hairless stubborn organic girlfriend piazza
  06/27/25
lol at these responses
Heady mother
  06/27/25
go on...
Nubile therapy market
  06/27/25
30000k
bull headed lemon mental disorder
  06/27/25
$399,443.16
massive dopamine new version
  06/27/25
Monday is likely to be a big day for you friend
Beta violent parlour incel
  06/27/25
🤞🏻
massive dopamine new version
  06/27/25
IDK $150Kish. But I haven't been working long.
thriller apoplectic tanning salon sound barrier
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Vibrant azn
  06/27/25
Same.
Galvanic Green Base
  06/27/25
350,000 Kinda sad
ocher pocket flask
  06/27/25
all stock/bond investments are like 750k.
Cruel-hearted cuckold address
  06/27/25
$386k total. $324k in trad, $62k in Roth
Godawful Box Office
  06/27/25
Zero
emerald regret main people
  06/27/25
Crrrrrrrrrrrrrr
slimy center
  06/27/25
For Benzo reasons or RSF reasons?
haunting stirring black woman rehab
  06/27/25
$6 million or so. I checked in January.
Galvanic Green Base
  06/27/25
...
Beta violent parlour incel
  06/27/25
I mean undoubtedly there is a balance but $6 million?
exciting saffron office personal credit line
  06/27/25
$0. I don’t have a 401(k).
disrespectful bistre digit ratio
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: bossy kitty idiot



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: big sneaky criminal

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bossy kitty idiot

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: big sneaky criminal

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Nubile therapy market

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: clear aromatic theatre candlestick maker

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: big sneaky criminal

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Heady mother

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Excitant Round Eye

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: wild temple giraffe

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bossy kitty idiot

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: At-the-ready razzle-dazzle crackhouse cuckoldry

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Aphrodisiac church building jew

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: wild temple giraffe

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Nubile therapy market

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: wild temple giraffe

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Nubile therapy market

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Nubile therapy market

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Turquoise menage

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: At-the-ready razzle-dazzle crackhouse cuckoldry

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: clear aromatic theatre candlestick maker

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: slimy center

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Beta violent parlour incel

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Nubile therapy market

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Beta violent parlour incel

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: slimy center



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Puce nowag

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Translucent international law enforcement agency range

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: wild temple giraffe

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Titillating alpha telephone

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: slimy center

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Titillating alpha telephone

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: slimy center

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Titillating alpha telephone

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: slimy center

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Titillating alpha telephone

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: slimy center

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Titillating alpha telephone

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: internet-worthy contagious public bath tank

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: nighttime supple house

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Beta violent parlour incel

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: slimy center

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Beta violent parlour incel

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: slimy center

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: swashbuckling mentally impaired son of senegal business firm

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: maniacal library

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: haunting stirring black woman rehab

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: nighttime supple house

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Hairless stubborn organic girlfriend piazza

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Heady mother

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Nubile therapy market

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: bull headed lemon mental disorder

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: massive dopamine new version

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Beta violent parlour incel

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: massive dopamine new version

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: thriller apoplectic tanning salon sound barrier

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Vibrant azn

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Galvanic Green Base

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: ocher pocket flask

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Cruel-hearted cuckold address

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Godawful Box Office

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: emerald regret main people

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: slimy center

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: haunting stirring black woman rehab

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Galvanic Green Base

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Beta violent parlour incel



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: exciting saffron office personal credit line

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: disrespectful bistre digit ratio

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055414)