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POLL: What is your 401(k) balance right now

...
Passionate Multi-billionaire
  06/27/25
A tiny pink 500k
spruce trailer park
  06/27/25
that's not that bad
Passionate Multi-billionaire
  06/27/25
I guess not but the thought of grinding out another 20 years...
spruce trailer park
  06/27/25
age?
henna temple mad-dog skullcap
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Histrionic hall affirmative action
  06/27/25
Yep, I’m early 40s lol
spruce trailer park
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Charcoal Curious Electric Furnace
  06/27/25
It depend on if that's his primary retirement or if he has ...
Misunderstood locus
  06/27/25
$130k
Mint area yarmulke
  06/27/25
that's horrendous
Passionate Multi-billionaire
  06/27/25
i'm in between these two guys
Balding Scourge Upon The Earth
  06/27/25
Same, I'm in between two guys
bearded stimulating university
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Mint area yarmulke
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
henna temple mad-dog skullcap
  06/27/25
My mom says I'm special.
Mint area yarmulke
  06/27/25
even that's not true
henna temple mad-dog skullcap
  06/27/25
LOL
henna temple mad-dog skullcap
  06/27/25
$3.4 million in combined marital plans.
Jet aphrodisiac resort
  06/27/25
damn
Balding Scourge Upon The Earth
  06/27/25
Age?
Histrionic hall affirmative action
  06/27/25
Such a waste of capital.
spectacular well-lubricated locale
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
razzle cuckoldry
  06/27/25
this discussion happens every 401k thread. partners in bigl...
henna temple mad-dog skullcap
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
razzle cuckoldry
  06/27/25
...
spectacular well-lubricated locale
  06/27/25
The max is $70K per year including your own $23,500 contribu...
motley gaming laptop
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Electric Frisky Den Depressive
  06/27/25
.
Mint area yarmulke
  06/27/25
Something like $800-900k for wife and I.
duck-like menage
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
spectacular well-lubricated locale
  06/27/25
If you work in-house matching makes it a no-brainer.
duck-like menage
  06/27/25
just do take a lot of my money and shove it up the ass of so...
spectacular well-lubricated locale
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
duck-like menage
  06/27/25
I want my yacht now.
spectacular well-lubricated locale
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
duck-like menage
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
spectacular well-lubricated locale
  06/27/25
If that's your perspective then sure, stop contributing into...
duck-like menage
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Mind-boggling therapy
  06/27/25
Why not put it in a Roth?
flatulent twisted site
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
razzle cuckoldry
  06/27/25
180
spectacular well-lubricated locale
  06/27/25
Did you know you're not required to contribute to a 401K?
razzle cuckoldry
  06/27/25
(guy who is not a biglaw partner)
spectacular well-lubricated locale
  06/27/25
$700k Wife - $600k
180 meetinghouse
  06/27/25
43yo, $900k
ruby psychic heaven
  06/27/25
Early 40s. ~$2.1mm
low-t prole old irish cottage
  06/27/25
Late 20s, 250k
flatulent twisted site
  06/27/25
Good job , young gun
Exciting turquoise chapel love of her life
  06/27/25
lol at these responses
Charcoal Curious Electric Furnace
  06/27/25
go on...
henna temple mad-dog skullcap
  06/27/25
30000k
Snowy parlour azn
  06/27/25
$399,443.16
violent cowardly voyeur codepig
  06/27/25
Monday is likely to be a big day for you friend
razzle cuckoldry
  06/27/25
🤞🏻
violent cowardly voyeur codepig
  06/27/25
IDK $150Kish. But I haven't been working long.
ocher bonkers pit
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Glittery violet coldplay fan
  06/27/25
Same.
Provocative lay
  06/27/25
350,000 Kinda sad
Stirring base philosopher-king
  06/27/25
all stock/bond investments are like 750k.
bistre bbw
  06/27/25
$386k total. $324k in trad, $62k in Roth
Nubile circlehead
  06/27/25
Zero
costumed rose international law enforcement agency mediation
  06/27/25
Crrrrrrrrrrrrrr
spectacular well-lubricated locale
  06/27/25
For Benzo reasons or RSF reasons?
low-t prole old irish cottage
  06/27/25
$6 million or so. I checked in January.
Provocative lay
  06/27/25
...
razzle cuckoldry
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Cracking big-titted range goyim
  06/27/25
$0. I don’t have a 401(k).
onyx school cafeteria boltzmann
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Passionate Multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: spruce trailer park

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Passionate Multi-billionaire

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: spruce trailer park

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: henna temple mad-dog skullcap

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Histrionic hall affirmative action

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: spruce trailer park

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Charcoal Curious Electric Furnace

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Misunderstood locus

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Mint area yarmulke

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Passionate Multi-billionaire

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Balding Scourge Upon The Earth

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: bearded stimulating university

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Mint area yarmulke

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: henna temple mad-dog skullcap

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Mint area yarmulke

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: henna temple mad-dog skullcap

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: henna temple mad-dog skullcap

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Jet aphrodisiac resort

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Balding Scourge Upon The Earth

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Histrionic hall affirmative action

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: spectacular well-lubricated locale

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: razzle cuckoldry

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: henna temple mad-dog skullcap

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: razzle cuckoldry

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: spectacular well-lubricated locale



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: motley gaming laptop

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Electric Frisky Den Depressive

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Mint area yarmulke

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: duck-like menage

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: spectacular well-lubricated locale

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: duck-like menage

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: spectacular well-lubricated locale

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: duck-like menage

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: spectacular well-lubricated locale

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: duck-like menage

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: spectacular well-lubricated locale

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: duck-like menage

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Mind-boggling therapy

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: flatulent twisted site

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: razzle cuckoldry

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: spectacular well-lubricated locale

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: razzle cuckoldry

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: spectacular well-lubricated locale

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: 180 meetinghouse

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: ruby psychic heaven

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: low-t prole old irish cottage

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: flatulent twisted site

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Exciting turquoise chapel love of her life

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Charcoal Curious Electric Furnace

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: henna temple mad-dog skullcap

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Snowy parlour azn

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: violent cowardly voyeur codepig

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: razzle cuckoldry

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: violent cowardly voyeur codepig

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: ocher bonkers pit

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Glittery violet coldplay fan

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Provocative lay

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Stirring base philosopher-king

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: bistre bbw

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Nubile circlehead

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: costumed rose international law enforcement agency mediation

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: spectacular well-lubricated locale

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: low-t prole old irish cottage

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Provocative lay

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: razzle cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Cracking big-titted range goyim

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: onyx school cafeteria boltzmann

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055414)