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POLL: What is your 401(k) balance right now
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Poast new message in this thread
Date: June 27th, 2025 2:53 PM Author: bisexual bawdyhouse feces (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054326) |
Date: June 27th, 2025 2:56 PM Author: crystalline exciting meetinghouse A tiny pink 500k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054332) |
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Date: June 27th, 2025 2:56 PM Author: bisexual bawdyhouse feces that's not that bad (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054336) |
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Date: June 27th, 2025 2:59 PM Author: crystalline exciting meetinghouse I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054353) |
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Date: June 27th, 2025 2:59 PM Author: Provocative Doctorate Nursing Home age? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054357) |
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Date: June 27th, 2025 3:18 PM Author: unholy black ticket booth Depends on age. That’s ok for early 30s. Awful for 40s+ (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054409) |
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Date: June 27th, 2025 4:06 PM Author: crystalline exciting meetinghouse Yep, I’m early 40s lol (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054585) |
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Date: June 27th, 2025 5:34 PM Author: tripping address mad cow disease lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054777) |
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Date: June 27th, 2025 11:13 PM Author: Federal Talented Generalized Bond It depend on if that's his primary retirement or if he has other holdings. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055431) |
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Date: June 27th, 2025 2:56 PM Author: floppy swollen office $130k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054335) |
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Date: June 27th, 2025 2:56 PM Author: bisexual bawdyhouse feces that's horrendous (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054338) |
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Date: June 27th, 2025 2:57 PM Author: Sick church nibblets i'm in between these two guys (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054340) |
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Date: June 27th, 2025 6:31 PM Author: Jet-lagged Immigrant Gaming Laptop Same, I'm in between two guys (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054899) |
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Date: June 27th, 2025 2:58 PM Author: floppy swollen office The sum total of all my retirement and brokerage accounts is around $1.3M (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054350) |
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Date: June 27th, 2025 2:59 PM Author: Provocative Doctorate Nursing Home lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054355) |
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Date: June 27th, 2025 4:06 PM Author: floppy swollen office My mom says I'm special. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054586) |
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Date: June 27th, 2025 5:57 PM Author: Provocative Doctorate Nursing Home even that's not true (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054810) |
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Date: June 27th, 2025 2:57 PM Author: Provocative Doctorate Nursing Home LOL (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054339) |
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Date: June 27th, 2025 2:57 PM Author: well-lubricated jet roast beef gay wizard $3.4 million in combined marital plans. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054341) |
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Date: June 27th, 2025 2:58 PM Author: Sick church nibblets damn (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054349) |
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Date: June 27th, 2025 3:19 PM Author: unholy black ticket booth Age? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054411) |
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Date: June 27th, 2025 3:30 PM Author: Godawful home Such a waste of capital. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054446) |
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Date: June 27th, 2025 6:00 PM Author: Lavender Candlestick Maker Love Of Her Life Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054816) |
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Date: June 27th, 2025 6:11 PM Author: Provocative Doctorate Nursing Home this discussion happens every 401k thread. partners in biglaw can contribute like 120k. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054839) |
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Date: June 27th, 2025 6:16 PM Author: Lavender Candlestick Maker Love Of Her Life xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054860) |
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Date: June 27th, 2025 9:43 PM Author: Godawful home (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055284) |
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Date: June 27th, 2025 6:40 PM Author: Red Bespoke Public Bath The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).
Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year. |
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Date: June 27th, 2025 3:22 PM Author: White fiercely-loyal laser beams $1.1mm in brokerage accounts, 401k's are flaem (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054417) |
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Date: June 27th, 2025 3:28 PM Author: floppy swollen office . (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054434) |
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Date: June 27th, 2025 3:29 PM Author: Self-absorbed pit keepsake machete Something like $800-900k for wife and I. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054441) |
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Date: June 27th, 2025 3:30 PM Author: Godawful home ~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054448) |
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Date: June 27th, 2025 3:33 PM Author: Self-absorbed pit keepsake machete If you work in-house matching makes it a no-brainer. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054457) |
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Date: June 27th, 2025 3:37 PM Author: Godawful home just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054465) |
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Date: June 27th, 2025 3:43 PM Author: Self-absorbed pit keepsake machete 1) at this point we're old as fuck so a few more decades isn't even long at this point
2) we all have tons of money to access now too
3) we would have to put away money for retirement regardless |
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Date: June 27th, 2025 3:43 PM Author: Godawful home I want my yacht now. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054493) |
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Date: June 27th, 2025 3:46 PM Author: Self-absorbed pit keepsake machete If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.
I suggest a boat club. |
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Date: June 27th, 2025 3:47 PM Author: Godawful home I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054507) |
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Date: June 27th, 2025 3:49 PM Author: Self-absorbed pit keepsake machete If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054520) |
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Date: June 27th, 2025 3:52 PM Author: violent famous landscape painting You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)
You can withdraw without penalty at any age if you take substantially equal periodic payments |
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Date: June 27th, 2025 5:32 PM Author: harsh house sweet tailpipe Why not put it in a Roth? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054770) |
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Date: June 27th, 2025 6:03 PM Author: Lavender Candlestick Maker Love Of Her Life https://youtu.be/njJ41irPjTc?t=15 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054824) |
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Date: June 27th, 2025 9:42 PM Author: Godawful home 180 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055282) |
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Date: June 27th, 2025 6:01 PM Author: Lavender Candlestick Maker Love Of Her Life Did you know you're not required to contribute to a 401K? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054820) |
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Date: June 27th, 2025 9:39 PM Author: Godawful home (guy who is not a biglaw partner) (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055267) |
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Date: June 27th, 2025 3:44 PM Author: painfully honest death wish $700k Wife - $600k |
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Date: June 27th, 2025 3:48 PM Author: balding deer antler 43yo, $900k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054510) |
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Date: June 27th, 2025 5:28 PM Author: titillating international law enforcement agency Early 40s. ~$2.1mm (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054761) |
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Date: June 27th, 2025 5:31 PM Author: harsh house sweet tailpipe Late 20s, 250k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054765) |
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Date: June 27th, 2025 9:41 PM Author: Adulterous Cerebral Abode Good job , young gun (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055276) |
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Date: June 27th, 2025 5:35 PM Author: tripping address mad cow disease lol at these responses (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054786) |
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Date: June 27th, 2025 6:12 PM Author: Provocative Doctorate Nursing Home go on... (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054841) |
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Date: June 27th, 2025 5:58 PM Author: Supple dull parlor 30000k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054814) |
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Date: June 27th, 2025 6:15 PM Author: appetizing gas station quadroon $399,443.16 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054855) |
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Date: June 27th, 2025 6:17 PM Author: Lavender Candlestick Maker Love Of Her Life Monday is likely to be a big day for you friend (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054861) |
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Date: June 27th, 2025 6:29 PM Author: appetizing gas station quadroon 🤞🏻 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054891) |
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Date: June 27th, 2025 6:33 PM Author: Multi-colored Coldplay Fan IDK $150Kish. But I haven't been working long. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054903) |
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Date: June 27th, 2025 6:45 PM Author: Adventurous Aqua French Chef ~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.
I've only ever put in in $6k / year, which is all my company will match.
Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc. |
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Date: June 27th, 2025 9:58 PM Author: Crimson irate incel range Same. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055302) |
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Date: June 27th, 2025 7:03 PM Author: comical library 350,000 Kinda sad |
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Date: June 27th, 2025 7:06 PM Author: Laughsome Mentally Impaired Kitty Dingle Berry all stock/bond investments are like 750k. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49054976) |
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Date: June 27th, 2025 7:09 PM Author: Sapphire Stirring Stead Boltzmann $386k total.
$324k in trad, $62k in Roth |
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Date: June 27th, 2025 9:40 PM Author: Carnelian private investor tanning salon Zero (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055273) |
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Date: June 27th, 2025 9:43 PM Author: Godawful home Crrrrrrrrrrrrrr (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055285) |
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Date: June 27th, 2025 10:58 PM Author: titillating international law enforcement agency For Benzo reasons or RSF reasons? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055403) |
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Date: June 27th, 2025 9:58 PM Author: Crimson irate incel range $6 million or so. I checked in January. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055301) |
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Date: June 27th, 2025 10:52 PM Author: Lavender Candlestick Maker Love Of Her Life (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055392) |
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Date: June 27th, 2025 10:55 PM Author: bateful bronze hell dopamine I mean undoubtedly there is a balance but $6 million? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055397) |
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Date: June 27th, 2025 11:05 PM Author: Aromatic space $0. I don’t have a 401(k). (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2E#49055414) |